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Frugal Friends Podcast

iHeartPodcasts and Jen Smith & Jill Sirianni

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Controlling your spending is hard to do. On every episode of Frugal Friends, we'll try to help you gain a little more control on one aspect of the countless directions your money is being pulled toward through frugality and a few laughs. If you're trying to save money, spend less, adopt minimalism, pay off debt or reach financial independence, we think you'll like the show.
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Want to achieve financial independence without missing out on the fun? FI Minded is for anyone who wants to achieve financial freedom, live life on their own terms, and, most importantly, enjoy the journey along the way! Whether you’re just starting to think about financial independence or already deep into the process, FI Minded gives you the tools and inspiration to make FI a reality - without giving up the things you love. Each episode, we’ll cover topics like: *Financial Independence Str ...
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I Heart My Life Show

Emily Williams

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It's time to create a life that's better than your dreams! Get started at: iheartmylife.com/podcast Hi, I'm Emily Williams, success coach, author, and founder of I Heart My Life. Join me for our weekly podcast as my guests, and I dive deep into all the things YOU need to create the life YOU want. We're talking mindset, relationships, wellness, lifestyle, money, business, career... And more! It's your one-stop shop for all things personal development. So if you want to experience extraordinar ...
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Why are you chasing financial independence? It could be living a more adventurous life filled with travel or doing work you love, regardless of the pay. Whatever your dream looks like, it probably comes down to two things: freedom and flexibility. We want to be in the driver’s seat of our lives. And we know money is one of the biggest obstacles sta…
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Budgeting needs some tender, loving care. If you ignore it and don’t check in, it’ll turn its back on you and that’s when self-sabotage sneaks in and everything starts to fall apart. Take a deep breath, because in this episode, we’re diving into the reasons you might find yourself stuck in that cycle and sharing simple, powerful tips to help you br…
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Ready to uncover the deeper meaning behind your cosmic blueprint? In this fascinating episode, Emily Williams sits down with Jill Brown, an evolutionary astrologer with a knack for blending science and spirituality. Jill shares her powerful journey from aeronautical engineer and NASA pilot to astrology expert, explaining how evolutionary astrology …
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That lobster bag is everywhere. Your FYP, your DMs, even your dreams. And as summer hits its stride, so does the relentless push to book, buy, and binge every trend in sight. In this episode, we're calling out the sneaky ways social media makes us want things we don't need. It’s a fun, eye-opening look at what’s actually worth it versus what's just…
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What would you do if you had to start over, completely from scratch? In this episode, I share the wild true story of Audrey, a woman who vanished in 1962 and was just found alive, 63 years later. Her story sparked a thought experiment: if you had to reinvent yourself, new city, new career, new hobbies, what path would you choose? We’ll explore what…
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Calling all meat lovers, this is your time to shine! In this episode, Jen and Jill, along with Jenny Mitich, explore all the ways you can get high-quality meat at a great price. Plus, they share how to stretch it into multiple meals down to the very last bone. No waste, just full tummies and good food. 🎙️ Get full show notes here! https://bit.ly/3Z…
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In this episode of the I Heart My Life Show, host Emily Williams shares a transformative clip from her recent Money Mindset Masterclass focused on helping you manifest next-level wealth and abundance. Emily dives deep into the subconscious beliefs and emotional blocks that hold us back from clarity around our desires—especially when it comes to mon…
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See how eating healthy doesn’t have to be pricey? Very demure, very mindful. If you’ve been wanting to eat a little better, try more veggies, or just stop spending a lot at the grocery store, this episode’s for you. Back with a listener favorite, Toni Okamoto is here to prove that plant-based living doesn’t mean sad meals or empty wallets. 🎙️ Get f…
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I get why some people aren’t into traveling. Long flights crammed in a middle seat, overpriced hotels that smell like smoke, and being miles away from the city center - none of that screams “dream vacation.” Now, I’m past the days of budget airlines and sketchy motels but I’m also not flying first class with lay-down seats or staying in luxury hote…
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We’re about to get so real—and by that, we mean we’re taking deinfluencing to the next level. In this episode, Jen and Jill react to actual videos of how influencers try to get us to spend. They break down what you’re seeing on social media, what it’s doing to you psychologically, and why you don’t need to spend money on Memorial Day. 🎙️ Get full s…
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This week on the I Heart My Life Show, Emily Williams welcomes the brilliant Dr. Mindy Patterson—dietitian, gut health expert, researcher, and entrepreneur. If you’ve ever wondered how your gut health impacts everything from your metabolism to your mood, this is the episode for you. What You’ll Learn: *Mindy’s inspiring journey from a small Texas t…
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We’re here to remind you: No need to feel guilty about what you bought or what you paid when you’ve gone through the effort to get it at the best price. In this episode, Jen and Jill take you along on Jen’s shopping spree! Jen shares the behind-the-scenes of her mission to find high-quality workout clothes that fit her lifestyle, without overspendi…
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Why downgrade when you can stretch that one product you love? A little goes a long way and by that, we mean two more weeks of that beloved shampoo or everyday essential! In this episode, we sit down with Hope Ware to talk about simple ways to stretch what you already have, make things last longer, and save money without sacrificing what works. 🎙️ G…
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🎉 Welcome to the 350th episode of the I Heart My Life Show! 🎉 Emily Williams celebrates this major milestone with an eye-opening episode dedicated to something that impacts all of us—money blocks. Whether you’re an entrepreneur, a leader, or just someone looking to improve your relationship with money, this episode is packed with personal stories, …
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Auto loans aren’t automatically bad. But they’re not automatically good either. In this episode, Jen and Jill talk through when taking on car loan debt makes sense and when it’s a financial trap in disguise. They share their own experiences with auto loans, why a long loan term could cost you big time, and the rising interest rates that might surpr…
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For most of us pursuing financial independence, the math is pretty straightforward: earn more, spend less, and invest the difference. But what if you could speed things up and discover a new passion along the way? That’s where side hustles come in. Not only can they give your FI plan a serious income boost, but they also let you explore projects th…
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Frugality is not a dirty F-word that so many people associate it with. In this episode, we are chatting about the heart of what frugality means to us (our “frugal manifesto” if you will!). We're flipping the script on frugality and ditching the idea that it’s all about restriction. Instead, we’re talking about how being intentional with our money, …
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In this powerful episode of the I Heart My Life Show, Emily Williams sits down with Deidre Sirianni, transformational teacher and storyteller, to dive deep into the art of crafting your story for impact and transformation. Deidre opens up about her own incredible journey through personal health crises, escaping an emotionally abusive marriage, and …
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Do you know what’s the secret to a flavorful meal or the perfect snack and drink? Getting it for a price that feels like a total steal! We’re talking free, low-cost, and guilt-free restaurant and takeout deals. In this episode, Jen and Jill share their favorite apps and tips for scoring awesome food that other people made at even better prices! 🎙️ …
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Tariffs aren’t just for global trade - you can apply the concept to your personal life to protect your time, energy, and values. As we gain more financial freedom, how we spend and make money should evolve too. In this short and reflective episode, I explore the idea of personal tariffs and how I have applied this to things that may seem like a goo…
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Been dreaming of a kitchen upgrade but haven’t had the sign yet? Consider this as one. In this episode, Jen and Jill sat down with DeLancey to dish out all the DIY-friendly tips you need to start planning without overspending, second-guessing, or hiring a pricey contractor! 🎙️ Get full show notes here! https://bit.ly/4cZ1k0k 📘 Order the book here h…
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In this incredibly eye-opening episode of the I Heart My Life Show, Emily welcomes Emmy Robin, a passionate birth keeper and advocate for undisturbed physiological birth. Emmy shares her journey from working in the hospital system as a certified doula to breaking free and reclaiming the sacred, natural power of birth at home. They dive into the dif…
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Let’s not diminish the greatest hits! We know that when boredom hits, it’s easy to spend just to feel something, but free, low-cost, and guilt-free fun can keep that from happening. In this episode Jen and Jill are packed with all the ways you can live life to the fullest without having to spend a lot! 🎙️ Get full show notes here! https://bit.ly/4c…
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You’ve run the numbers a hundred times. You’ve built the spreadsheets, projected the growth, and calculated your safe withdrawal rate down to the decimal. On paper, money isn’t an issue. You should feel secure. But you don’t. Because even though the math checks out, the feeling doesn’t. The scarcity mindset, the one that pushed you to save relentle…
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What’s not to love about shopping, right? Waiting for that package to hit your doorstep feels like a mini holiday! But shopping doesn’t have to mean overspending. In this episode, Jen and Jill spill their favorite apps, hacks, and sneaky-smart tricks to help you save money while you shop online. 🎙️ Get full show notes here! https://bit.ly/44qmHFk 📘…
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In this enlightening episode of the I Heart My Life Show, host Emily Williams sits down with Dr. Dana Winchester, founder of the Winchester Institute, to discuss the transformative power of chiropractic care. Emily, a firsthand beneficiary of Dr. Winchester’s practice, delves into Dana’s entrepreneurial journey, the evolution of her holistic approa…
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We all have that endless bucket list of places to see, experiences to have, and memories to make. But how do you make those travel dreams happen when you're limited by time and resources? In this episode, Jen, Jill, and Amber Paul are here to guide you through the steps to turn those vacation dreams into reality without letting your credit take a h…
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Nothing like a summer heat wave will remind us how expensive it is to stay cool…literally. But guess what? You don’t need to feel guilty about it at all. In this episode, Jen and Jill are breaking down free, frugal ways to cool your home and your energy costs without feeling guilty! 🎙️ Get full show notes here! https://bit.ly/44ldVIG 📘 Order the bo…
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In this episode of the The I Heart My Life Show, host Emily Williams sits down with marketing expert Emma Tessler to delve into the world of social media marketing. Emma shares her journey from aspiring interior designer to founder of 95 Media, highlighting the pivotal moments that led her to embrace social media as a powerful marketing tool. The c…
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Sustainability doesn’t have to be perfect or cost a thing! When you match mindful choices with what actually works for you, you’re already making a change. In this listener-favorite episode, Jen and Jill are back just in time for Earth Day with frugal, doable ways to love the planet without spending a dime. 🎙️ Get full show notes here! https://bit.…
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In my mid-20s, I was making $50,000. Between San Diego’s high housing costs, dating, a car payment, and other expenses, I barely had anything left to put toward financial independence - let alone fast-track it. I was cutting costs everywhere - negotiating bills, rarely eating out, even walking instead of driving. Frugality was helping but man, the …
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Time flies so fast, we’ve already reached our 500th episode! And because change is the only constant thing in the world, Frugal Friends is embracing change for the BEST. So, in this episode, Jen and Jill officially welcome a new era of Frugal Friends with more exciting contents and things to look forward to. Are you ready for it? 🎙️ Get full show n…
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In this episode of The I Heart My Life Show, host Emily Williams sits down with the inspirational Kathleen Cameron to dive deep into manifestation, spiritual truths, and creating the life and success you desire. Kathleen shares her transformative journey from a 12-year nursing career to becoming a bestselling author and successful entrepreneur. Tun…
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Every year, there’s new ways to save money on grocery shopping and this year is no exception! In this episode, Jen and Jill kick off a new era of Frugal Friends, with fresh strategies to get food for free, at a low cost, on a deal, or guilt-free all while keeping your table full and your budget happy. 🎙️ Get full show notes here! https://bit.ly/4iQ…
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This is not a joke. We are challenging you to transform the way you budget for the next 30 days! We love doing challenges to gamify our finances instead of the boring way of NOT doing it. It’s what we do to help you spend better and understand your spending more. So, in this episode, Jen and Jill look at how you approach spending and help you get b…
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In this episode of the I Heart My Life Show, Emily Williams sits down with intuitive healer and founder of MASAH, Emily Pogany, for a soul-nourishing conversation about conscious indulgence, everyday magic, and reclaiming your power through presence. Emily shares her journey from being a self-proclaimed "witchy kid" to building a spiritual wellness…
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With women, anything is possible and that includes making investing work for you! It can be a little intimidating but with the right people with us, it’s actually easier than you think. In this episode, Jen and Jill together with Nicole Stanley of Arise Financial Coaching empowers us by sharing her inspiring journey and breaks down how you can make…
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Want to achieve financial independence without missing out on the fun? FI Minded is for anyone who wants to achieve financial freedom, live life on their own terms, and, most importantly, enjoy the journey along the way! Whether you’re just starting to think about financial independence or already deep into the process, FI Minded gives you the tool…
  continue reading
 
Is Real Estate the Best Path to Financial Independence? As a die-hard index fund investor, I used to have a clear answer. But after researching Chad Carson’s “small but mighty” real estate philosophy, I’m starting to see the potential. While I still prefer the hands-off nature of index funds, especially as I focus on growing my income - I can see r…
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If a No-Buy Year or No-Spend Challenge didn’t go as planned, that’s okay! You’re not alone in this and it doesn’t mean you failed, it just might not be the right approach for you. But this? Might be. In this episode, Jen and Jill dive into the concept of Low-Buy Year and tips on how you can build a habit that actually changes your spending game. 🎙️…
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In this episode of The I Heart My Life Show, Emily Williams is joined by Alyson Caffrey, bestselling author of The Sabbatical Method and founder of Master Maternity Leave. Together, they dive deep into the myth that building a successful business means sacrificing your health, family time, or freedom. Alyson shares how her own wake-up call—answerin…
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