Best Scott Hanson And Pat McClains Podcasts (2025)

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Millionaires and Roth Conversions, Midlife Money Moves, and Private 401(k) Investments 46:47

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5d ago46:47

46:47

On this week’s Money Matters, Scott and Pat tackle real-life financial questions from listeners across the country. From a 74-year-old millionaire navigating Roth conversions and legacy planning, to a military retiree wondering if he’s behind financially—this episode covers the full spectrum of money challenges. Plus, insights on private investment…

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Values-Based Investing, Retirement Risks, and the $10 Million Exit Strategy 52:41

12d ago52:41

52:41

On this week’s Money Matters, Scott and Pat look into “anti-woke” investment funds and explain why creating your own index might be smarter than following the crowd. They tackle one investor’s dilemma about using Securities-Backed Line of Credit for buying a home at 66, explore the surprising benefits of reverse mortgage purchases, and help a woman…

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Early Career Savings, Midlife Maximization, and the Impact of Tariffs 52:40

19d ago52:40

52:40

On this week’s Money Matters, Scott and Pat dissect the Big Beautiful Bill’s hidden surprises and spending concerns. They help uncover retirement savings strategies for a family with over a million in combined assets, explore the real winners and losers of the tariff policies, and offer sage advice to a fresh college grad navigating their first ful…

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Bitcoin at 60? Bold Moves, Roth Rules, and the Wild World of ETFs 56:10

26d ago56:10

56:10

On this week’s Money Matters, Scott and Pat tackle a range of topics, from a wild retirement strategy involving Bitcoin to the often-misunderstood five-year Roth IRA rule. They also dive into the explosion of Exchange-Traded Funds (ETFs), the downside of complicated income products, and a heartwarming yet hilarious look into redecorating empty-nest…

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Tariffs, Scams & Smart Diversification: How to Stay Financially Sharp 54:05

1M ago54:05

54:05

On this week’s Money Matters, Scott and Pat are joined by Apollo Lupescu from Dimensional Fund Advisors to unpack the real-world impact of tariffs and how they influence everything from maple syrup prices to stock market behavior. They also unpack a Wall Street Journal story about U.S. investors getting scammed by sketchy Chinese stocks. Plus, list…

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Rethinking Retirement, Maximizing Wealth, and Avoiding Costly Financial Mistakes 45:36

1M ago45:36

45:36

On this week’s Money Matters, Scott and Pat kick things off with a provocative question: “Why work?” They unpack how retirement is shifting—from something we escape to something we choose. Then, they help a caller sort through a high-income life, business ventures, and costly financial products. You’ll hear smart takes on 529 plans, when to fire yo…

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Bear Market Blunders, Long-Term Care Decisions, and How AI Could Reshape Your Financial Future 52:21

2M ago52:21

52:21

On this week’s Money Matters, Scott and Pat break down why the recent bear market recovery was unusually fast—and what that means for investors—while exploring how AI is reshaping how individuals plan and invest. They also highlight the risks of being overly concentrated in employer stock and take real-life listener calls on long-term care insuranc…

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Gold Hype, Insurance Myths & Tax-Smart Moves for Retirement 48:32

2M ago48:32

48:32

On this week’s Money Matters, Scott and Pat tackle some hot financial topics—starting with the gold rush (yes, even Costco’s in on it). They break down what gold can and can’t do for your portfolio. Then it’s life insurance: if you’ve got an old whole life policy, is it still worth it, or should you cash it in and reinvest? They also help listeners…

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Bonds, Private Credit, Volatile Markets, Retirement Tips, and a Powerful Comeback Story 45:17

2M ago45:17

45:17

On this week's Money Matters, Scott and Pat explore the evolution of fixed income investing—from traditional bonds to the rapidly expanding world of private credit—and what it means for your portfolio. They also offer practical advice on weathering market volatility in retirement and share a powerful conversation with a listener who’s rebuilding hi…

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401(k) Catch-Up Contributions, Inherited IRA Rules, Annuity Strategies, and Roth Conversion Tips 57:49

2M ago57:49

57:49

On this week’s Money Matters, Scott and Pat examine the implications of new rules for 401(k) catch-up contributions and discuss whether they really benefit the average person. Plus, they help callers navigate the complexities of fixed index annuities and inherited IRAs and explain why understanding these financial products is crucial. Allworth advi…

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Trustee Mistakes, Real Estate Math, Crypto Moves, and Tax-Savvy Giving 46:37

3M ago46:37

46:37

On this week's Money Matters, Scott and Pat dive into one of the most overlooked decisions in estate planning - choosing the right trustee. They break it down with real-life stories that show just how much the wrong choice can stir up family drama or even land you in legal trouble. They also take live calls from listeners with real money questions …

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April Market Swings, Real-Life Financial Questions Answered, and Investing with Purpose 52:14

3M ago52:14

52:14

On this week's Money Matters, Scott and Pat break down April's market shifts, explaining how volatility impacted portfolios and why long-term strategies were crucial. Plus, they explore how investors can align their financial decisions with their personal values. Finally, Scott and Pat answer listener questions, covering topics like optimizing life…

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Tax-Loss Harvesting, Smart Business Sale Planning, Direct Indexing, and Lump-Sum Strategies 54:29

3M ago54:29

54:29

On this week's Money Matters, Scott and Pat explore the benefits of tax-loss harvesting during volatile markets. Then, they’re joined by Simone Devenny, Head of Private Wealth Strategies at Allworth, to dive into key financial strategies for entrepreneurs and business owners, including tax optimization, estate planning, and succession strategies. F…

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A Couple’s Investment Dispute, Market Risks from AI and Politics, and the Caller Who Wants to Retire Early 52:00

3M ago52:00

52:00

On this week's Money Matters, Scott and Pat explore how political forces are swaying the markets, plus the growing role of AI in shaping financial decisions. Next, they mediate a financial disagreement between a couple wondering if they should move long-term assets into cash. Finally, they check back in with a listener who wanted to know if he and …

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Avoiding Pension Mistakes, Finding Lost Retirement Money, and SPAC Investment Dangers 49:03

3M ago49:03

49:03

On this week's Money Matters, Scott and Pat take a deep dive into special purpose acquisition companies (SPACs) - exploring their meteoric rise, sharp decline, and the potential risks and rewards for investors. Plus, they field questions from listeners about pension decisions, lump sum options, and how to adapt investment strategies to today’s mark…

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Volatility, Opportunity, and Strategy: Guiding Investors Through Uncertainty 52:28

4M ago52:28

52:28

On this week’s Money Matters, Scott and Victoria Bogner, Allworth's Head of Wealth Planning, break down the current market volatility and its implications for investors. They explore the rise of algorithmic trading, the unpredictability of today’s markets, and how to maintain a long-term investment strategy when short-term turbulence strikes. Victo…

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Tariffs and Your Portfolio, Unwinding Concentrated Stock, and Knowing When You Can Retire 51:47

4M ago51:47

51:47

On this week’s Money Matters, Scott and Pat address concerns about the impact of tariffs on the stock market and offer advice on staying calm. Then, Allworth advisor Mark Shone joins the show to discuss strategies for investors with too much money concentrated in one or a few stocks. Finally, a Georgia sheriff finds out whether he’ll have enough mo…

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Managing Inheritances, RMD & Roth Conversion Strategies, and Small Financial Adjustments for Big Future Gains 52:34

4M ago52:34

52:34

On this week’s Money Matters, Scott and Pat provide valuable advice for those dealing with unexpected inheritances, including strategies for managing and investing these funds wisely while balancing personal enjoyment and future planning. They also delve into the complexities of Required Minimum Distributions (RMDs) and the importance of considerin…

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Navigating Uncertain Markets, Direct Indexing, Tax-Loss Harvesting, & Roth Conversions 58:29

4M ago58:29

58:29

On this week’s Money Matters, Scott and Pat examine the complexities of financial planning during uncertain market conditions. Then, they take calls about direct indexing, explaining the potential benefits and downsides to help you decide if it's the right choice for your portfolio. Plus, they offer guidance on the timing of Social Security withdra…

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A Lake House Investment Dilemma, a College Savings Oversight, and a Complex Estate Planning Journey 46:46

5M ago46:46

46:46

On this week’s Money Matters, Scott and Pat guide a multi-millionaire through the decision of whether a lake house makes sense as an investment. They also help a father navigate the potential overfunding of a college savings plan. Plus, Victoria Bogner, Allworth's Head of Wealth Planning, joins the show to discuss why having the right estate plan i…

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Tariffs and Inflation on Investments, Smart Real Estate Moves, and Roth Strategies 52:20

5M ago52:20

52:20

On this week’s Money Matters, Scott and Pat break down the latest global market dynamics - tariffs, inflation, and their impact on your investments. Then, they dive into real estate strategies, capital gains taxes, and how smart investors can minimize tax liabilities. Plus, a caller shares their rental property experience, leading to an insightful …

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SPECIAL EPISODE: Market Volatility Update - What Investors Need to Know Now 15:29

5M ago15:29

15:29

On this SPECIAL EPISODE of Money Matters, Scott sits down with Allworth’s Chief Investment Officer Andy Stout to break down the latest market volatility. They explain what’s driving the turbulence, how it could impact your investments, and the smart moves to consider right now. Join Money Matters: Get your most pressing financial questions answered…

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Bearish Market Sentiment, Life Insurance with LTC Benefits, and Smart Tax Moves for the Wealthy 56:58

5M ago56:58

56:58

On this week’s Money Matters, Scott and Pat discuss recent reports of increased bearish sentiment in the market, reaching levels not seen in over a year. Then, they break down the complexities of life insurance policies with long-term care benefits. Are they worth the investment or are there better options? Later, they speak with Suzanne Conrad, Al…

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The impact of politics and taxes on your IRA and 401(k), why wealth goes beyond money, and the 4 pillars of a successful financial life. 57:10

5M ago57:10

57:10

On this week’s Money Matters, Scott and Pat address common fears about IRAs and 401(k)s amidst the changing political landscape. They also discuss the impact of tariffs on the economy and guide an investor through what they believe are the four pillars of a fulfilling life. Finally, they help a caller navigate her options for where to live now that…

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Tax-efficient investing, smart pension decisions, direct indexing strategies, and costly financial mistakes. 52:36

6M ago52:36

52:36

On this week’s Money Matters, Scott and Pat discuss how strategic investing, guided by historical lessons, can help you master your financial decisions. Then, they take calls from listeners seeking advice on optimizing savings and investment plans. Scott and Pat share their expertise on managing large sums of money, such as deciding between annuiti…

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Tariffs and investing, 401(k) & 457 plans, smart rollover tax strategies, and insurance protection. 55:55

6M ago55:55

55:55

On this week’s Money Matters, Scott and Pat explore how tariffs and political shifts impact investing and the importance of having a long-term strategy. Then, they break down ERISA, 401(k), and 457 plans, and talk about when it makes sense to roll over your money into an IRA. Plus, they discuss advanced financial planning strategies, including bala…

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401(k) catch-up contributions, inherited IRAs, annuity tricks, and a Roth conversion strategy. 58:27

6M ago58:27

58:27

On this week’s Money Matters, Scott and Pat examine the implications of new rules for 401(k) catch-up contributions and discuss whether they really benefit the average person. Plus, they help callers navigate the complexities of fixed index annuities and inherited IRAs and explain why understanding these financial products is crucial. Allworth advi…

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IRS rules that complicate generosity, how to extend retirement savings, the cost of improper tax planning, and more. 52:38

6M ago52:38

52:38

On this week’s Money Matters, Scott and Pat discuss whether the stock market is overpriced. Then, they address real-life questions from listeners, including a unique case where tax rules complicate a generous gesture from an 11-year-old wishing to donate her livestock show earnings to a community cause. They also delve into the benefits of waiting …

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Maximizing retirement income, exploring Roth conversions, the lure of Bitcoin, and the explosion of exchange-traded funds. 1:00:40

6M ago1:00:40

1:00:40

On this week’s Money Matters, Scott and Pat address common concerns surrounding retirement investments, discussing diversification strategies and the risks of investing too heavily in volatile assets like Bitcoin. Plus, they engage listeners in conversations regarding the complexities of financial products such as annuities and variable contracts. …

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2025 stock myths, tax hacks, crash fears, and retirement strategies. 52:27

7M ago52:27

52:27

On this week’s Money Matters, Scott and Pat explore the importance of understanding market cycles, making smart allocation decisions, and avoiding the pitfalls of short-term market predictions. They also answer listener questions about Social Security timing, managing multiple investment accounts, and navigating annuities. Plus, they delve into the…

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The growing complexity of investing, Roth conversion and IRA questions, and understanding investment returns vs. investor returns. 46:53

7M ago46:53

46:53

On this week’s Money Matters, Scott and Pat delve into essential financial discussions to kickstart your new year. They cover a range of topics, including the complexities of investment products and how technology has reshaped tax efficiency. They also look into the workings of cash sweep programs and the importance of financial transparency. Plus,…

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The four pillars of retirement, an examination of the backdoor Roth IRA, and are stocks overvalued? 51:08

7M ago51:08

51:08

On this week’s Money Matters, Scott and Pat interact with callers seeking advice on everything from pension plans to Roth IRAs. Plus, they have engaging discussions on balancing work-life plans, understanding the importance of financial education, and maximizing your savings. Discover the four pillars of Allworth's Art of Retirement and see how it …

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Roth conversions, tariff talk, diversification strategies, and Scott and Pat’s favorite call of the year. 58:57

7M ago58:57

58:57

On this week’s Money Matters, Scott and Pat explore the intricacies of Roth conversions, especially beneficial for those retired with lower spendable taxable income in current years. They provide insights into when and how to make these conversions work in your favor. They also answer listener questions about portfolio diversification in light of m…

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Family dynamics, inheritance, life insurance needs, 401(k) updates, and debanking. 52:07

8M ago52:07

52:07

On this week’s Money Matters, Scott and Pat discuss how to navigate complex financial situations, such as helping family members with home purchases and understanding the intricacies of estate planning. Then, they address the importance of sufficient life insurance coverage to secure your family's future in unforeseen circumstances. Plus, they cove…

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A complex pension question, confusing life insurance products, estate planning insights, and wealth strategies. 52:50

8M ago52:50

52:50

On this week’s Money Matters, Scott and Pat help callers with crucial financial decisions. They dive deep into the complicated choice between taking a pension as a lump sum or as monthly income. They provide valuable tips on managing vacant property in disrepair and whether to sell or renovate. They discuss the intricacies of Indexed Universal Life…

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The risk of overlooking beneficiaries, a question about a Roth conversion, a caller who wants to retire in the next decade, and a tax strategy that many workers aren’t aware of. 45:03

8M ago45:03

45:03

On this week’s Money Matters, Scott and Pat discuss the critical importance of making sure your beneficiaries are up to date. An Arizona caller with $950,000 in a traditional IRA asks whether he should do a Roth conversion. A 51-year old wants to know whether he has enough assets to retire within 10 years. A Nevada man wonders whether increasing hi…

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Nuances of HSAs, managing pensions and Social Security, and tax planning for high-income earners. 45:08

8M ago45:08

45:08

On this week's Money Matters, Scott and Pat explore the intricacies of Health Savings Accounts (HSAs) and their value as a financial tool. They tackle listener questions, including one about ensuring financial stability for a younger spouse and another on optimizing Social Security benefits for long-term security. Later, in a lively discussion with…

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Allworth's Money Matters Podcast Trailer 1:29

8M ago1:29

1:29

Money Matters, a weekly call-in talk radio program and podcast, is one of the longest running financial talk radio shows in the country. In their over 25 years on the air, Scott Hanson and Pat McClain have answered questions from thousands of callers on a variety of financial topics.By Allworth Financial

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Exploring speculative investments, key financial advice for listeners, and unpacking commercial real estate risks. 43:51

9M ago43:51

43:51

On this week's Money Matters, Scott and Pat dive into the dynamic world of speculative investments, including the volatile nature of Bitcoin and Tesla stocks. Then, they engage with callers to address pressing financial concerns, from managing mortgages and retirement planning to making informed decisions about real estate investments. Plus, they d…

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The election and the stock market, investment strategies for retirement, and do you have enough money to stop working? 59:56

9M ago59:56

59:56

On this week's Money Matters, Scott and Pat provide insights into the market's reaction post-election and discuss the impact of economic policies on corporate profits and investor sentiment. Then, they tackle listener questions, including a man contemplating selling a cell tower lease and another caller assessing their readiness for retirement. Plu…

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Managing financial decisions in uncertain times, leveraging a paid-off home, and when NOT to worry about money. 52:39

9M ago52:39

52:39

On this week's Money Matters, Scott and Pat discuss the complexities of making financial decisions in unpredictable times, particularly with the backdrop of upcoming elections and market volatility. Plus, they share insights on the importance of having a financial advisor, reflecting on an article about a retirement expert who made financial mistak…

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Navigating direct indexing, Roth conversions, real estate, and AI concerns. 53:27

9M ago53:27

53:27

On this week's Money Matters, Scott and Pat discuss the recent lawsuit against AI startup Perplexity by the New York Post, drawing parallels to the Napster controversy from two decades ago. They explore the implications of AI on copyright laws and the risks associated with AI companies' business models. In response to listener calls from Florida, T…

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Money Matters: Tax efficient investing strategies and maximizing portfolio growth. 52:19

10M ago52:19

52:19

On this week's Money Matters, Scott and Pat discuss the psychology of financial decision-making and explore why some individuals struggle with saving while others are hesitant to invest. They also delve into a fascinating client story with Allworth advisor Laurie Ingwersen, highlighting the importance of strategic planning in managing substantial c…

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Money Matters: Navigating financial decisions amidst market uncertainty. 51:44

10M ago51:44

51:44

On this week's Money Matters, Scott and Pat delve into the dynamics of the real estate market in Nashville and the broader implications of rising property costs in popular cities. The conversation also touches on the complexities of paying for college education, offering strategies for effectively managing 529 plans, brokerage accounts, and student…

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Money Matters: Navigating market uncertainties, Roth conversions, and the importance of estate planning. 51:29

10M ago51:29

51:29

On this week's Money Matters, Scott and Pat address the current state of the market amidst global uncertainties, providing a reminder of the unpredictable nature of short-term market movements and the importance of staying focused on long-term financial goals. In an enlightening call-in segment, Scott and Pat assist Jeff from Ohio with a query abou…

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Navigating Financial Turbulence: Election Impacts and Investment Strategies 52:56

10M ago52:56

52:56

On this week's Money Matters, Scott and Pat delve into the complexities of financial decision-making amidst the unpredictable political landscape. They discuss how market reactions to political events can be misleading and why it's crucial to focus on long-term investment strategies rather than short-term market fluctuations. They tackle the myths …

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Maximizing financial strategies, understanding Buffered ETFs, and estate planning. 41:34

10M ago41:34

41:34

On this week's Money Matters, Scott and Pat discuss the importance of starting your year-end financial planning early. From maximizing your 401k and HSA contributions to considering Roth conversions and tax-loss harvesting, they cover key strategies to optimize your financial health before the year ends. They also take a deep dive into Buffered ETF…

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Navigating financial waters: Investments, retirement, and risk. 52:37

11M ago52:37

52:37

On this week’s Money Matters, Scott and Pat dive into the ever-volatile market swings of September, the psychology behind investment decisions, and the importance of understanding risk premiums. Scott and Pat also share some personal stories that highlight the long-term benefits of smart investing and staying the course. They also tackle listener c…

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Money Matters: Retirement planning, tax strategies, investment insights, and more. 46:43

11M ago46:43

46:43

On this week’s Money Matters, Scott and Pat dive into the complexities of the modern investment world, discuss the importance of financial planning, and explore how technology has made tax efficiency easier than ever. They also touch on the intriguing topic of cash sweep programs and how brokerage firms make money off your uninvested funds. They ta…

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Navigating the financial maze: IRA questions, pension decisions, Social Security, and more. 46:05

11M ago46:05

46:05

On this week’s Money Matters, Scott and Pat tackle questions on a range of topics from pension adjustments, Roth conversions, to the ever-pressing dilemma of when to start taking Social Security. They also discuss the importance of umbrella insurance policies and share personal anecdotes that make financial advice relatable and engaging. Whether yo…