Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest ...
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960 Digital Podcasts

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967. News: Can Curve challenge Apple Pay? Plus: Google’s AI goes shopping
1:09:22
1:09:22
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1:09:22About this episode: Host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Curve launches Curve Pay to compete with iOS in Europe. Google pushes ahea…
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966. Insights: Inside the unbundling and rebundling of financial services
54:41
54:41
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54:41About this episode: On this week’s episode of Fintech Insider, in partnership with Skaleet, host Benjamin Ensor is joined by some great guests to take a deep dive into the unbundling and rebundling of financial services. Now, you’ve probably heard the terms thrown around – but what does "unbundling" really mean? Is it just a flashy way of saying fi…
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Bonus: How Monzo stays online when everyone else goes down - with CTO Matej Pfajfar
28:44
28:44
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28:44About this episode: On this episode of Fintech Insider, host David Barton-Grimley sits down with Matej Pfajfar, Group CTO at Monzo Bank, to talk about one of the fintech industry's least glamorous - but most critical - topics: outages. With banking apps now at the core of how we manage money, a few minutes of downtime can spark serious disruption. …
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965. News: Revolut eyes up French banking licence and is the BNPL honeymoon over amid tougher regulations?
1:04:04
1:04:04
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1:04:04About this episode: Host Benjamin Ensor, Director of Research & Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Revolut, Europe’s largest digital bank, has announced plans to invest ove…
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964. Insights: The future of payments is closer than you think
52:49
52:49
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52:49On this episode of Fintech Insider Insights, in partnership with Visa, host David M. Brear is joined by an expert panel to explore the future of payments through two lenses: the real-world challenges merchants and payment providers face today, and the innovations shaping how we’ll pay in 2030. We look at: Why the post-2020 payments world demands mo…
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963. News: IPOs are on the horizon for Monzo and Chime, Stripe teams up with Ramp, and Klarna's boss says: less AI, more humans
1:05:14
1:05:14
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1:05:14About this episode: Host Benjamin Ensor, Director of Research & Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Monzo eyes up a potential IPO on the UK market whilst Chime announces the…
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962. Insights: The UK’s fastest-growing fintech: in conversation with Richard Davies, CEO of Allica Bank
48:47
48:47
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48:47About this episode: In this episode of Fintech Insider Insights, host David M. Brear is joined by Richard Davies, CEO of Allica Bank - the UK’s fastest-growing fintech focused on serving established small and medium-sized enterprises (SMEs). Richard shares how his unique background at traditional giants like HSBC and Barclays, combined with his tim…
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961. News: Tide launches BNPL for small businesses, PayPal picks Germany for mobile wallet debut, and is The FCA about to clamp down on crypto?
59:55
59:55
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59:55About this episode: Host Benjamin Ensor - Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Tide is expanding its B2B offering, rolling out its Credit Flex featur…
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960. Insights: The future of Revolut with UK CEO Francesca Carlesi
51:25
51:25
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51:25About this episode: In this episode of Fintech Insider Insights, David M. Brear welcomes Francesca Carlesi, the CEO of Revolut UK, for an in-depth conversation about one of the most transformative years in Revolut’s history. With a strong background in fintech and traditional banking, including co-founding the UK’s first digital mortgage lender, Fr…
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959. News: Nubank lands Mexico licence, Thunes raises $150m and Robinhood Gold hits 3.2m subscribers
1:02:18
1:02:18
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1:02:18About this episode: Host Benjamin Ensor - Director of Research and Strategy at 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Robinhood publishes its Q1 results showing an increase in both revenue …
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958. Insights: The rise of digital wealth management – a conversation with Monument CEO Ian Rand
47:31
47:31
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47:31On this special edition of Fintech Insider Insights, David M. Brear, Group CEO at 11:FS, is joined by Ian Rand, CEO of Monument Bank - a pioneering digital private bank designed for mass affluent individuals. Ian took the helm at Monument in 2022, bringing extensive experience from Barclays to lead the bank through a period of rapid growth. We dive…
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957. News: Global Payments bags Worldpay, Circle launches cross-border network, and is Starling for sale?
1:07:25
1:07:25
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1:07:25Advertisements: Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only …
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956. Insights: The product leader’s guide to fighting fraud
44:47
44:47
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44:47For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech -- About this episode: Host David Barton-Grimley is joined by some great guests to explore what fintech product leaders are doing to combat fraud. Fraud isn’t going away anytime soon. Scammers now use artificial intelligence, deepfake video call…
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955. News: Revolut vs Amex, Stitch's big fundraise, and BNPL hits Coachella
1:07:13
1:07:13
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1:07:13For those listening in GCC and Turkey, this episode is sponsored by XM: https://bit.ly/FintechCopyTrade About this episode: Host Laura Watkins, Director of Media & Marketing, 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories…
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954. Insights: Is the ground shifting for fintech funders and founders?
48:27
48:27
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48:27For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech -- About this episode: On this week's Fintech Insider Insights, hosts Ross Gallagher and David Barton-Grimley are joined by some great guests to dive into funding. Some have argued that the fintech industry was born in the aftermath of the 2008 …
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953. News: Tariff turmoil, what might be the fallout for fintech?
1:05:20
1:05:20
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1:05:20For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech About this episode: Host Ross Gallagher, Head of Ventures, 11:FS is joined by a fantastic panel of returning guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories …
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952. Insights: Is 2025 a pivotal year for crypto? With Coinbase, Fiat Republic and Zumo
51:14
51:14
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51:14For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech -- About this episode of Fintech Insider: On today's show, we're asking: Is crypto still the rebellious outsider in finance, or has it finally earned its seat at the boardroom table? With tokenisation, stablecoins, and Central Bank Digital Curre…
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951. News: Monzo enters insurance, WeeFin raises €25M for sustainable finance, and OpenAI is now worth $300bn
1:01:57
1:01:57
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1:01:57For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech -- About this episode: Host David Barton-Grimley is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services. Stories covered on the podcast this week inclu…
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950. Insights: Can fintech solve the financial illiteracy crisis?
55:41
55:41
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55:41About this episode of Fintech Insider: Benjamin Ensor is joined by a panel of experts to discuss the state of financial literacy - an increasingly crucial topic amid inflation, economic uncertainty, and rising living costs worldwide. Who should take the lead in teaching financial literacy: the government, the industry, parents, or individuals thems…
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949. News: Kraken buys NinjaTrader, Lumber leans on AI for workforce management, and Robinhood moves into banking
1:08:19
1:08:19
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1:08:19About this episode: Host Ross Gallagher is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services. Stories covered on the podcast this week include: The worlds of TradFi and crypto merging once again as Kraken buys NinjaTrader, Lumber securing $15.5M to boost…
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948. Insights: Brick by brick - Building a payments ecosystem from the ground up | Live from J.P. Morgan Payments
45:04
45:04
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45:04Hey Fintech Insiders! On his week’s Insights podcast we bring you something a little different! About this episode of Fintech Insider: Recorded live at J.P. Morgan's E-Commerce and Payments Forum, host David M. Brear is joined by a panel of payments experts who take on an exciting challenge: building a best-in-class payments ecosystem from scratch …
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947. News: After Dark - Klarna files to IPO, Revolut is becoming a proper bank, and the FCA says do more AI
56:25
56:25
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56:25For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446 -- About this episode: Our expert hosts David M. Brear and Ross Gallagher present Fintech Insider News live from Village Underground in London, along with some great guests to discuss the biggest fintec…
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946. Insights: How to market a fintech product
50:44
50:44
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50:44For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446 -- About this podcast On a recent episode of Fintech Insider, we sat down with a panel of product experts to explore how to build and launch a product. But launching is only half the battle. How do you …
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945. News: Curve and Infact team up, The FCA helps homebuyers, and America's $12.5B scam problem
56:27
56:27
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56:27For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446 -- About this episode: Host David Barton-Grimley is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services. Sto…
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944. Insights: The future of generative AI in financial services
53:35
53:35
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53:35About this podcast Whether it’s in meetings with clients, at one of our events, or on this very podcast, it sometimes feels like generative artificial intelligence (GenAI) is all anyone ever wants to talk about. So, where do we stand with GenAI in financial services today? And is financial services really where all the most interesting GenAI develo…
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