Search a title or topic

Over 20 million podcasts, powered by 

Player FM logo

Cap Screw Podcasts

show episodes
 
Artwork

1
Afford Anything

Paula Pant | Cumulus Podcast Network

icon
Unsubscribe
icon
icon
Unsubscribe
icon
Weekly+
 
You can afford anything, but not everything. We make daily decisions about how to spend money, time, energy, focus and attention – and ultimately, our life. How do we make smarter decisions? How do we think from first principles? On the surface, Afford Anything seems like a podcast about money and investing. But under the hood, this is a show about how to think critically, recognize our behavioral blind spots, and make smarter choices. We’re into the psychology of money, and we love metacogn ...
  continue reading
 
Loading …
show series
 
With a long view on the fastener industry and numerous careers to reflect on, Distributor's Link Magazine publisher Mr. Leo Coar recounts the launch of his flagship businesses and shares thoughts on a range of topics. From the shift away from domestic manufacturing and rise of the master importers, to the early days of the fastener shows, to the im…
  continue reading
 
#619: Dave is no longer happy with his financial advisor, but he’s nervous about switching over to self-management after being completely hands-off for so long. What should he do? An anonymous caller keeps hearing about the benefits of Cost Segregation for investment property. What is it? And should he apply this strategy to his recently acquired d…
  continue reading
 
DOWNLOAD the RISK PARITY PORTFOLIO CHEAT SHEET at affordanything.com/riskparity ______________ #618: Frank Vasquez watched his parents, ages 91 and 96, struggle financially in retirement. They were immigrants. His dad was a physician. They raised five kids. They retired in the early 1990’s. But by 2009, they ran out of money. When Frank was 45, in …
  continue reading
 
#617: Austin and his wife are worried about moving to a single-income household while supporting two kids. Should they free up cash flow by paying off a car loan, or tighten up and stay the course? Paul has been retired for seven years, but still can’t shake his anxiety about not having enough. Is there a good way to know when he’s finally escaped …
  continue reading
 
#616: Two school teachers in Ohio saved their entire lives for one dream — buying a farm. When they inherited $1.3 million and found the perfect property for $1.2 million, everything seemed perfect. Five days before closing, they received what looked like a legitimate email from their closing company with wire transfer instructions. They sent the m…
  continue reading
 
The fastener market may be going nuts, but marketing pros Rosa Hearn of BBI and Joe Shoemaker of AFC Industries keep a steady hand while getting the right messaging to the industry (1:07:11). Würth Industry USA managing director Chapman Revercomb joins senior news editor Mike McNulty on the Fastener News Report to read into the latest FDI rally (21…
  continue reading
 
#615: Emily is nervous that buying their first home will derail her family’s journey to financial independence. What’s the smartest way to deploy their savings and stay on track? Based on cap rate calculations, Paul’s real estate investments have appreciated beyond their sensible holding point. Should he sell his assets, or is there more to conside…
  continue reading
 
#614: The US just added 139,000 new jobs in May. That beat expectations. But the real story isn't in the job numbers — it’s in the bond market. Something unusual is happening in bonds. Treasury yields are spiking. The dollar is weakening. That combination almost never happens together. And it's signaling concerns about future inflation. Trade wars …
  continue reading
 
Fastener Fair USA in Nashville was a big success with strong traffic, numerous education and networking opportunities, Nascar simulator competition and a down home after hours event. The lovely and talented Lynn Dempsey gathered reactions and commentary from show attendees from across the industry, including Josh Winkler, Louis Speedon, GHIII, Heid…
  continue reading
 
#613: Rachel Rodgers graduated from law school with $330,000 in student loans. Her starting salary? Just $41,000. Most people would have accepted this crushing debt-to-income ratio. They'd slowly chip away at payments for decades. Rodgers had a different plan. She deferred her loans and started her own virtual law practice in 2008 — during the rece…
  continue reading
 
Grant Sabatier never worked in retail, never worked in a bookstore, and had no idea what he was doing when he opened Clintonville Books in Columbus, Ohio. But that's exactly the point. The experiment required 1,200 hours of solo work — measuring spaces, moving 40,000 books, and navigating city regulations. But it taught him something crucial: even …
  continue reading
 
#611: With the state of the world changing so rapidly, Lesley is struggling to accept that “this time isn’t different.” Does the past still reliably inform the present in the face of major decisions today? An anonymous caller and her husband want to achieve financial independence through real estate within 10 years. Is it better to pay off existing…
  continue reading
 
The screw turns as the industry heads to Nashville for its annual spring jamboree. NCFA Distributor Social attendees, Gary Graham, Justine Urban, Morgan Wilson speak with the lovely and talented Lynn Dempsey. On the Fastener Training Minute, thread guru Carmen Vertullo explains new structural bolt standard changes that could impact hydrogen embritt…
  continue reading
 
With over 20 years at Fastenal, Sam Aldinger makes the jump into homesteading, balancing a blend of animal husbandry, podcasting and digital business coaching all while managing a fulfilling family life. The discussion touches on the importance of data in fastener distribution and manufacturing, selecting the correct B2B commerce platform, networki…
  continue reading
 
In 2005, Sebastien Page nearly died from a mysterious bacterial infection that doctors couldn't diagnose for a week. A single observant physician noticed cuts on his toes from running in wet terrain and connected the dots. The experience forced Page to confront mortality — and completely changed how he thinks about goals. Page, the chief investment…
  continue reading
 
Eva is approaching financial independence, but she’s worried about messing up the transition. How does she set her portfolio up for success during the drawdown years of early retirement? Former financial planner Joe Saul-Sehy and I deep-dive into this question in today’s episode. Enjoy! P.S. Got a question? Leave it here. Episodes about the Efficie…
  continue reading
 
#608: At age seven, Robert Rosenkrantz made a decision that would shape his entire life: he would take full responsibility for his future. As a child, Rosenkrantz watched his parents struggle financially. His father was unemployed for two years, and his mother worked as a drugstore clerk. Their financial insecurity was painfully obvious to young Ro…
  continue reading
 
#607: George is a worried baby boomer, wondering if today’s generation is drowning in the noise of today’s financial landscape. How does one find a balance between information and overload? Heather is stunned by the notion that renting could make more financial sense than buying. Where she’s from, the numbers seem to always swing in favor of owning…
  continue reading
 
#606: Hospice nurse and end-of-life educator Suzanne O’Brien joins us to discuss the financial realities of dying in America — and they might surprise you. Remember Aretha Franklin? Her handwritten will was found in her couch cushions after she passed away. Despite her substantial wealth, this simple document was legally upheld. It's a powerful rem…
  continue reading
 
The fastener industry reacts to the new tariffs as the impacts begin to take shape. Field Fastener president Adam Derry joins Fastener Technology International editor Mike McNulty to sort out the tanking FDI numbers on the Fastener News Report (21:16). Returning from Stuttgart, Goebel Fasteners CEO Christian Reich checks in with his read (12:55). P…
  continue reading
 
#605: In light of recent federal mandates to return to the office, Pedro is having a hard time giving up on his fully remote lifestyle. Is there a creative solution to his dilemma? An anonymous caller is excited to move abroad permanently. How should she structure her investments to support her international lifestyle while maintaining a home base …
  continue reading
 
#604: The biggest trade shake-up in 135 years is happening right now. April brought tariff levels that economists say haven't been seen since the 1890s, creating ripple effects throughout the economy. We're seeing a stark disconnect between official economic data and how people feel about their financial future. While the economy added 177,000 jobs…
  continue reading
 
#603: Bethany’s partner wants to invest most of their money in gold and silver, but no one seems to talk about this kind of investing. Is this a red flag or a potential opportunity? Diana is worried she’s been saving too much for her kids’ college - hundreds of dollars a month since they were born. How does she know when to stop? Wendy’s pension an…
  continue reading
 
#602: Ever looked back at an old Facebook post and cringed? According to Olga Khazan, staff writer at The Atlantic, that discomfort is evidence of something powerful: your personality has changed, even if you didn't notice it happening. In our latest episode, Khazan, who recently wrote a book on the science of personality change, breaks down how ou…
  continue reading
 
#601: Nick and his wife have $100,000 to invest, but they’re worried about the volatility of the current stock market. Should they look into alternative investments such as private equity? Even though Roth IRAs come with tax-free withdrawals in retirement, Josh is worried about his tax bracket going up and neutralizing the benefits. Is he right to …
  continue reading
 
#600: Jillian Johnsrud was falling apart. After suffering a miscarriage, she couldn't pull herself together to return to her job as a youth pastor in DC. She decided to take a month off. That unexpected break became Jillian's first "mini-retirement" — a deliberate step away from work for at least 30 days to focus on something meaningful. Today, Jil…
  continue reading
 
The world's largest dedicated fastener show, Fastener Fair Global, took place in Stuttgart, Germany and Eurolink Fastener Supply Service founder and president Craig Penland was there. He reviews this year's show as well as some of his adventures exploring various locations in Europe. He also shares a surprising take on the European view of the tari…
  continue reading
 
#599: Becky and her husband are about to semi-retire. But the four percent retirement withdrawal rule doesn’t make sense for them. Are there other financial frameworks they should explore? Kris is excited about a potential boost in local real estate values when the World Cup comes to town. Will this have any significant impacts on his property? Pey…
  continue reading
 
#598: Tax day is approaching, and if you're like most people, you might be overlooking deductions that could save you money. In our latest podcast episode, tax strategist Natalie Kolodij joins us to reveal common tax misconceptions and share strategies that could potentially lower your tax bill. "The tax code is 70,000 pages," Natalie explains. "Th…
  continue reading
 
Despite shifting tariff pronouncements, the fastener industry records another strong month as Brighton Best International president Jun Xu joins newsman Mike McNulty explain on the Fastener News Report (28:33). Meanwhile, Rick Perkhaus of Fastener Specialties Manufacturing confronts an issue facing many small to mid-sized family operations (8:37). …
  continue reading
 
#597: A recession is coming, and it might be worse than most people expect. That's the sobering assessment from Bob Elliott, former Head of Ray Dalio's Investment Team at Bridgewater Associates, when he joins us on the podcast. Bob explains that several economic factors are converging to create challenging conditions. The combination of current tra…
  continue reading
 
#596: Yesterday, the White House rolled out the biggest tariffs in a century, sending markets into their worst decline since the pandemic. While headlines focus on supply chains and inflation, there are important economic stories you're not hearing about. During the first half of this month's First Friday episode, we dig into what nobody's talking …
  continue reading
 
#595: Eva is finally closing in on her financial independence goals, but she’s grappling with how to make a smooth transition from accumulation to decumulation. What should she consider? John has noticed a game-changing omission from recent discussions about traditional versus Roth IRAs. Is this as big of a deal as he thinks it is? An anonymous cal…
  continue reading
 
#594: Ever wonder if you could afford to travel for months at a time? According to Nomadic Matt, who's visited more than 100 countries over the last 19 years, you can see the world on just $75 a day. That's about $27,375 per year, less than many people's current cost of living. Matt Kepnes, better known as Nomadic Matt, joins us to challenge common…
  continue reading
 
Canadian locknut provider J. Lanfranco Fastener Systems supplies premium fasteners to industries on both sides of the border. VP Jason Baines discusses his approach working with partners across the supply chain, shares thoughts on changing political conditions, and looks for the best in everyone involved. Run time: 22:55…
  continue reading
 
#593: An anonymous caller is brooding over a mistake he made in 2023 when he decided to contribute to his Roth instead of a pre-tax account. How does he get over this? June is annoyed that she triggered short-term capital gains and wash sales when she sold assets in her taxable brokerage last year. How does she avoid these issues in the future? Zer…
  continue reading
 
#592: Ever wonder what's happening in your brain right before you knock on your boss's door to ask for a raise? Dr. Joel Salinas, neurologist and brain health expert, joins us to explain the neurology of negotiation. When you avoid difficult conversations, your brain actually rewards you with a small dopamine hit. That temporary relief feels good, …
  continue reading
 
#591: Imagine you're about to ask your boss for a raise. Your stomach tightens. You've rehearsed what to say, but doubt creeps in. Should you be more assertive? More understanding of company constraints? Bob Bordone, who has taught negotiation for 25 years including 21 years at Harvard Law School, joins us to explain why you don't have to choose be…
  continue reading
 
#590: In the left corner, we have Paul Merriman, the seasoned finance veteran weighing in at 183 pounds. In the right corner, Dr. Karsten Jeske, the scrappy newcomer at 208 pounds. The bell rings, and the small cap value debate begins. This episode features a financial boxing match between two investment heavyweights with dramatically different per…
  continue reading
 
The fastener industry powers ahead amid unsettling tariff news, cyber warfare and sky high egg prices. Martin Fastening Supply EVP Scott McDaniel joins newsman Mike McNulty to sift through the surprising FDI numbers on the Fastener News Report (29:22). From his new operating base in Malaysia, Würth EVP Asia-Pacific Dee Ward shares a very different …
  continue reading
 
#589: Kimmy is worried that her mom’s retirement portfolio is invested too conservatively. Is she right to advise her to take on more risk? Peyton has heard the financial advice about staying away from Whole Life Insurance as an investment, but what about as a savings account for children? Is there good a use case for this? Jeff and his wife are in…
  continue reading
 
#588: Jobs are growing, interest rates are holding, and your student loan options just hit pause. Welcome to this month's economic rollercoaster. The economy is sending mixed messages this month. We added 151,000 new jobs in February, slightly better than January's 143,000. But unemployment ticked up to 4.1 percent. Health care is booming (52,000 n…
  continue reading
 
#587: Debi is stressed about saving a down payment to buy a house in her high-cost-of-living area. Should she cash out her brokerage account to speed up the process? Lucas and his wife are high earners, but they’re tired and ready for a change. What strategies can they use to maximize their investments and confidently step away from their jobs? Gra…
  continue reading
 
#586: If you are a complete beginner at finances, or if you know someone who is, this episode is for you. The biggest hurdle for beginners? Money seems complex and intimidating. But Scott Yamamura, author of Financial Epiphany, explains personal finance doesn't have to be complicated. He breaks compound interest into three easy-to-grasp frameworks:…
  continue reading
 
#585: Michael rebalances his portfolio every year. But he’s worried that triggering capital gains taxes on his brokerage account will cancel out the benefits of reallocation. Is there a better approach? Sam has an opportunity to switch jobs, but she’s confused about how an Employee Stock Ownership Plan stacks against her current employer’s 401(k). …
  continue reading
 
#584: Think about how you spend an average day. Would the 10-year-old version of yourself be impressed? What about the 90-year-old version? These two powerful questions frame our conversation with Sahil Bloom, founder and managing partner of an early-stage venture fund with investments in over 60 startups and author of The Curiosity Chronicle, a ne…
  continue reading
 
FTR co-host Brian Musker shares two stories from his recent adventures outside of the FCH data lab (15:32). Fastener industry guru Carmen Vertullo explains lot traceability and why you should be on good terms with your test lab (28:19). WTC Managed IT Services senior consultant Will Snyder provides an important Microsoft security tip all distributo…
  continue reading
 
#583: Contrary to recent discussions, Jesse has concluded that a traditional IRA is the smarter way to go for most people once marginal tax rates are factored in. Is he missing something? An anonymous caller is four years away from early retirement but she’s unsure if her portfolio allocations are in the right place. How and when should she start c…
  continue reading
 
Loading …
Copyright 2025 | Privacy Policy | Terms of Service | | Copyright
Listen to this show while you explore
Play