An award-winning monthly podcast with a focus on helping Canadian entrepreneurs and small business owners navigate the ever-changing business landscape. The podcast delivers interviews with business leaders and industry experts offering advice and commentary on current events and business trends, with a focus on informing and educating Canadian businesses.
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Credit Card Payment Processing Podcasts
Forces in Fintech is a bi-weekly podcast produced by REPAY, a leader in integrated payment solutions since 2006. We’re dedicated to revealing what’s behind the digital transformation of fintech and commerce. In season 1 of the podcast, we’re talking with industry experts to discuss modern technologies and how they influence market trends.
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Rondi exposes what the banks, credit bureaus and collection companies don’t want you to know about your credit report, and how important your credit score actually is, on his radio show "Your Credit Matters" - Rondi Lambeth is a Certified FICO Credit Professional, Speaker and Author. He is one of the most sought after speakers because of his depth of experience and knowledge in financial and credit matters. In addition to the daily talk show, Rondi also can be heard on multiple stations acro ...
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AppStar Financial provides an array of transaction processing services, including credit, debit, EBT, checks, and gift cards for small to medium-sized retail, home, and internet merchants. Appstar is a leader in point-of-sale technology solutions for small businesses and entrepreneurs. We offer our customers the highest quality programs and POS systems including credit and debit card processing, E-Commerce solutions, gift cards, rewards and loyalty programs,s and business management tools.
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The AFT podcast: At the Forefront of Transactions | Previously known as Fundraising Radio.
Konstantin Dubovitskiy
The AFT podcast (At the Forefront of Transactions) - previously known as Fundraising Radio, is a continuation of our efforts to bring in-depth knowledge of the payments space. Do you know how credit cards work? How banks communicate transactions between each other? How the tap to pay works? How funds get disbursed by government agencies? You'll learn about topics in the payment space that you didn't even know existed. If you are in the fintech/payments space or just a curious mind - hop on!
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Welcome to The Swypit Show, where we take a hands-on approach with our clients AND their businesses. Starring the Founder and Owner of Swypit, Kevin Hodes, our show highlights the credit card processing industry and how you can win by utilizing a proven company, bringing over 20 years of industry experience, like Swypit! Kevin brings honesty and integrity to what he considers, the "slimy world of credit card processing." A former chef aboard luxury yachts, his craft brought him into contact ...
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Rediscovering Canada: Insights on Domestic Tourism
14:58
14:58
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14:58Discover how Canadians are embracing domestic tourism more than ever before! In this insightful episode, Al sits down with Sean McCormick, VP of Business Development at Moneris Data Services, to discuss his findings. Learn about the reasons behind the increased focus on local travel, how the exchange rate and political factors are influencing trave…
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Money movement behind charity, by Sonia Nigam
23:46
23:46
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23:46Sonia Nigam - Founder and CEO at Change in this episode talks about the money movement behind the scenes of charities. Especially the ones organized and led by corporations. If you have ever wondered what happens when the grocery store asks you to round up your purchase for charity - you'll find answers in this interview! P.S. Apologies for the sou…
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Navigating Canada’s Economic Crossroads with Douglas Porter
12:51
12:51
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12:51Canada’s economy has had a wild ride this year—but is it as bad as it seems? In our latest episode, BMO Chief Economist Douglas Porter returns to break down the numbers behind the headlines. From inflation and interest rates to the surprising strength of domestic tourism, Porter shares insights that every small business owner should hear. 💡 Why has…
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Declined transactions explained + Disputes covered. By Rehman Baig with FlexFactor
36:19
36:19
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36:19Rehman Baig, CPO at FlexFactor in this episode talks about combating transaction declines and disputes. How the process of underwriting looks like, how are funds reclaimed, what the end-user sees and how it all operates under the hood. Follow us on Substack here for more in-depth coverage of interesting topics like OCT, Pre-Debiting, ACH disputes a…
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Fund collections getting creative: Michael Kaplan with PayNearMe
36:07
36:07
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36:07In this episode we cover exactly what the title suggests: pay-ins. Specifically focusing on the use-cases like repayment of outstanding debts such as tolls due, phone bills overdue etc. Covering a wide array of pay-in options and explaining how they operate, how the funds get attributed to each user and how the backend of the operations looks like.…
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How Are Canadian Small Businesses Tackling Succession Planning Challenges?
30:29
30:29
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30:29With the average age of business owners at 58 and many lacking succession plans, Canadian small businesses are facing climbing rates of closure. Al is joined by Dr. Sarah Burrows, Assistant Professor at Queen’s University’s Smith School of Business, to discuss the growing concern of succession planning in Canadian small businesses. Dr. Burrows disc…
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Buy Now Pay Later - how does it work and what happens behind the scenes? By Jiakai Guo, VP at Sound Point Capital Management
40:53
40:53
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40:53Jiakai Guo - Vice President at Sound Point Capital Management in this episode goes in-depth on how Buy Now Pay Later system operates. How does the capital flow look like, how is this form of debt being treated, what are the delinquency rates and of course, can this serve as an indicator of the country's economic health. P.S. Apologies for the quali…
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The Business of Golf In Canada: Is It An Economic Indicator?
28:01
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28:01This month, Al is joined by Jeff Calderwood, CEO of the National Golf Course Owners Association (NGCOA), to discuss the economic impact of golf in Canada and how the industry reflects this year’s tourism trends. Jeff also delves into how golf courses are adapting to changes in travel due to tariffs and the various programs and services offered by t…
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Building the payment system with Casey Hingtgen
27:27
27:27
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27:27Casey Hingtgen - COO of Whale in this episode talks about the process of building a system of pulling and pushing without inter-mingling the funds. Goal of the system in question: - making sure that money is guaranteed to the landlords. Ability to lock the funds in the FDIC-insured funds. - for the renter (user): easy to fund the account. As fricti…
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How do credit card points work? By Troy Dennis
40:28
40:28
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40:28It's exactly how it sounds like - read the title:) Here are some of the specific questions we've covered during the interview: - Travel cards, let's start with the definition here - what is it and how is it different from a regular credit card? - How do the reward points work? Who offers them and why? - What actually happens when you click "redeem …
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Chief Economist Douglas Porter Discusses Canadian Economy: Trade War, Inflation, and Economic Outlook
23:08
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23:08Al welcomes Douglas Porter, Chief Economist at the Bank of Montreal, to the podcast to discuss Canada’s current economic landscape. They delve into topics such as Canada's economic performance in the first quarter of 2025 and the effects of trade wars with the U.S. on Canadian businesses and consumers. Porter shares valuable advice for small busine…
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Stock voting rights and fund settlement for buying stocks. By Spencer Hurst of MercuryVote
59:15
59:15
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59:15Spencer Hurst, Founder of MercuryVote in this episode explains how stock voting rights operate, how they can be bought and sold (rented) and how the funds flow when a stock or a share of a mutual fund is purchased. Brace yourselves for a deep dive into the confusing space of STONKS. Spencer's LinkedIn: https://www.linkedin.com/in/spencerhhurst/ Mer…
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What Are the Biggest Challenges Faced by Restaurants in Canada Today?
35:51
35:51
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35:51Rising costs, labour shortages, sustainability, and yes, tariffs, these are just a few of the challenges facing the food service industry in Canada. What is being done about it? Al sits down with Max Roy, VP of Federal and Quebec at Restaurants Canada to talk about it. Also, we all know how important trust is in business, but how do you measure tru…
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Credit Unions explained. By Wesley Walton
46:10
46:10
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46:10Wesley Walton - CEO of Glendale Area Schools Credit Union [GASCU] in this episode takes a deep dive into the structure and operations of credit unions. GASCU's website: https://gascu.org/ Our substack: https://aftfinance.substack.com/ Our website: https://www.aft.finance/ How do credit unions make decisions, what are the key differences between com…
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How does Card processing work? With Marshall Greenwald, Founder of Ionia
38:04
38:04
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38:04Marshall Greenwald, the Founder of Ionia in this episode digs deep into the souls (backend) of card processing. Marshall's LinkedIn for those who don't know how to use hyperlinks: https://www.linkedin.com/in/marshall-greenwald-9480351/ Ionia's website: https://www.ioniapay.com/ AFT's Substack: https://aftfinance.substack.com/ AFT's website: https:/…
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How Are Canadian Grocers Responding To The Tariff Threats And The Growing ‘Buy Canadian’ Movement?
30:58
30:58
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30:58It’s March, and the #1 topic on the minds of most Canadians is tariffs. How will this affect purchasing decisions moving forward? Al welcomes Gary Sands, Senior VP @ Canadian Federation of Independent Grocers (CFIG) to the podcast. They talk about how independent Canadian grocers are already preparing for the imminent tariffs and what this could me…
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Was The Tax Holiday In Canada Worth It For Canadian Businesses?
8:46
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8:46This month, Al welcomes back Sean McCormick, VP Business Development at Moneris Data Services to talk about consumer spending data in the first half of the tax holiday in Canada. Was it worth it for Canadians? Obviously every bit of savings helps. But what about Canadian Businesses? Did it change anyone’s shopping behaviour? Listen now to find out.…
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What Was The Busiest Shopping Day This Past Holiday Season?
10:02
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10:02In the first episode of 2025, Allan welcomes back Sean McCormick, VP of Business Development at Moneris' Data Services, to discuss holiday spending trends from 2024 and their implications for 2025. They touch on the significance of Black Friday sales, regional differences in consumer spending, and predictions for economic recovery. Subscribe now! I…
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Top Tips for Choosing the Right Financial Services Company - Appstar Financial
4:53
4:53
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4:53Appstar is a leader in point of sale technology solutions for small businesses and entrepreneurs. We offer our customers the highest quality programs and POS systems including credit and debit card processing, E-Commerce solutions, gift cards, rewards and loyalty programs and business management tools.…
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How Ronald McDonald House Is Helping Canadian Families Heal
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23:50In this episode, Kate Horton, President and CEO of Ronald McDonald House Charities Canada (RMHC), pays Al a visit to discuss the organization's mission to support families with critically ill children. She shares insights into the history and impact of RMHC, including the challenges faced by families and their need for support. Kate also highlights…
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How To Bridge The Cashless Gap In In-Person Charitable Giving
29:04
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29:04One of the victims of moving to a more cashless society in the past has been charitable organizations that rely on people’s generosity during in-person donation opportunities. There are many people who simply just don’t like carrying cash with them. For the past few years, we’ve been following the progress of Canadian startup tiptap as they’ve grow…
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How To Successfully Apply For A Business Grant
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24:10Over the past few months we’ve talked a lot about grants and programs, both from the government and corporations, but how do you apply for these grants? This month, Al speaks with “Grant Angel” Stephanie Sang, Founder at Granted Consulting. As her nickname implies, Stephanie knows all about grants and shares her expertise with us. Also in this epis…
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How To Better Align Your Brick and Mortar Store With Your Online Store
33:23
33:23
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33:23What came first? Your brick and mortar business or your ecommerce business? Whichever one you chose, one thing is almost certain, if you have a brick and mortar location, you most likely have a way to sell your product or service online as well. You may have noticed some challenges with keeping both channels synchronised, whether its with inventory…
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What Are Examples of Corporate Support For Small Business In Canada?
26:19
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26:19We’ve taken a look at government support for small business in Canada, but what about corporate support? Al is visited by Gerardo Welter, Vice President – Marketing & Business Insights Canada and Latin America at American Express. They talk about Amex’s Shop Small campaign, and they also share some promising trends for shopping small in Canada base…
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How to Find The Right Government Programs To Assist Your Business
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16:12As an entrepreneur in this country you may not be aware of all the help available to your business, and frankly, who has time to research? In this special bonus episode of Just Good Business we do the work for you. James Hicks, President and CEO of Moneris has a sit-down with the Honourable Rechie Valdez, Federal Minister of Small Business to talk …
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Al meets with 4 members of Team Moneris. All of them have represented Canada in international competition, all of them elite athletes, and all of them are part of Moneris’ sales team. What is it about sales that attracted them to a career in sales? What is it about their pursuit of athletic excellence that makes them good sales professionals? How c…
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What Support Is Available for Indigenous Entrepreneurs In Canada?
18:51
18:51
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18:51June is National Indigenous History Month and to celebrate, we’re talking about Indigenous business development in Canada. Al welcomes Hosna Kadary, National Market Leader Zero Barriers to Business at BMO to talk about the support programs available for Indigenous Entrepreneurs in Canada and to share some of their success stories. Also in this epis…
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Benefits for Your Employer's Financial Wellness - Appstar Financial
3:07
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3:07Appstar is a leader in point-of-sale technology solutions for small businesses and entrepreneurs. We offer our customers the highest quality programs and POS systems including credit and debit card processing, E-Commerce solutions, gift cards, rewards and loyalty programs, and business management tools. Thousands of business owners nationwide have …
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What Can Your Business Expect From 2024 Tourist Season in Canada?
36:41
36:41
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36:41It’s May, and while in many parts of Canada we had a milder than usual winter, it seems Spring is taking its time getting started, but it’s here now. That means the start of tourist season. So how can your business take full advantage of this year’s tourist season? What can we expect after a few years of rising numbers out of the pandemic? Is there…
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Benefits for Your Employer's Financial Wellness - Appstar Financial
4:32
4:32
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4:32Appstar Financial is a leader in point-of-sale technology solutions for small businesses and entrepreneurs. We offer our customers the highest quality programs and POS systems including credit and debit card processing, E-Commerce solutions, gift cards, rewards and loyalty programs, and business management tools.…
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How To Get The Most From This Year’s Restaurants Canada Show
28:09
28:09
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28:09This month we’re talking about the RC Show by Restaurants Canada. It’s Canada’s leading foodservice & hospitality expo. Al talks to Anna Pham, Director of Content & Programming at Restaurants Canada about what to expect at this year’s show and how you can make the most of your visit. Al is also joined by Maryam Saeed, Chief Risk Officer at Visa Can…
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How Do Large Sporting Events Affect Your Business?
21:15
21:15
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21:15This month’s episode is going to have a sport theme, but if you don’t follow sports you may want to listen anyway because it’s about how sporting events affect your business. Last month a couple of major sporting events took place. One, we cannot legally mention—it involves American football, Taylor Swift and Usher. The other big event was the NHL …
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Small Business Tips You’ll LOVE for Valentine’s Day
21:27
21:27
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21:27February is the perfect month to show your customers some love! To help you with that, we’re going to share some helpful tips you can use to boost sales leading up to this Valentine’s Day. We’ll also bring you the second instalment in our Merchant Journey series with Sydney Lupton featuring Saving Graze. Also in this episode: Sam Wong, Marketing St…
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Happy New Year! What Are Your Business Resolutions?
12:52
12:52
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12:52We hope you had a safe and happy holiday season! This time of year, many businesses are getting back to normal after a busy holiday retail season, others are just getting back to work after a welcome break. As we all look ahead to what 2024 may bring, it is common to make resolutions for the coming year. These usually involve some form of self-impr…
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Giving Back To Your Community And Accessibility For Your Business
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30:09We are now officially in the holiday season, and depending on your business, it can be one of the busiest times of the year. It is also one of the most charitable times of the year and we’d like to focus on that this month. Al welcomes his featured interview Helen Seibel, Head of Community and Employee Giving at BMO to talk about why it’s important…
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Building early sales team: Pt 2. By Terry Husayn
34:39
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34:39Terry Husayn (Talha), VP of Technical engagement and a member of the founding team at Orum. In this part Terry spoke about the process of building an early stage sales team - from the ground up. Specifically we focused on hiring, training and creating compensation plans for BDRs and SDRs. Some mentions from the episode: Winning an SDR interview, Te…
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How to Conduct A Self-Financial Background Check - Appstar Financial
3:35
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3:35Appstar Financial is a leader in point-of-sale technology solutions for small businesses and entrepreneurs. Appstar Financial offers our customers the highest quality programs and POS systems including credit and debit card processing, E-Commerce solutions, gift cards, rewards and loyalty programs, and business management tools. Appstar Financial h…
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Having a website without proper Search Engine Optimization (SEO) is like opening a shop in a dark alley in the world’s largest city without proper signage leading customers to your door. Only those who know where to look will find you, everyone else will just walk on by to the next shop with proper signage and brighter lights. SEO can be daunting w…
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Cold Calling done right: Pt1. By Terry Husayn
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44:35
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44:35Terry Husayn (Talha), VP of Technical engagement and a member of the founding team at Orum in this episode talks about the following: - intro to cold-calling, who needs to do it and why - testing of the outreach strategy - specifics of outreach Databases of emails/phone numbers: Zoominfo Apollo LeadIQ Lusha Intent based signals tracking can be done…
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What Do Reviews of Appstar Financial Tell You - Joseph Stone Capital
3:44
3:44
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3:44Appstar’s customized approach ensures you get the right products and services for your unique retail business. Appstar Financial's business solutions streamline payment processing, customer engagement, gift and loyalty programs, inventory management, employee timekeeping, and more. Whether you are a standalone retail business, multi-location, or on…
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Side Hustles: Are They A Growing Trend In Canada?
27:50
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27:50This year on Small Business Month, we’ve given our podcast a bit of an SEO and branding makeover. Introducing Moneris’ newest podcast bringing small business owners and entrepreneurs the tools, advice and—most importantly—the data you need to start that business or take your business to the next level. It’s just good business! That’s the podcast! I…
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Why Entrepreneurs Should Attend Elevate Festival
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25:17September is all about the Elevate Festival 2023 in Toronto. Al dives into the 3-day technology and innovation festival with Alex Rayment, Senior Director Partnerships & Key Accounts at Elevate and Vithu Vijayaratnam, Manager Innovation Programs at Elevate. They talk about all the reasons entrepreneurs should attend this festival from world-class s…
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Appstar Financial - All That You Want to Know About Transaction Processing System
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6:08Appstar’s customized approach ensures you get the right products and services for your unique retail business. Appstar Financial's business solutions streamline payment processing, customer engagement, gift and loyalty programs, inventory management, employee timekeeping, and so much more. Whether you are a standalone retail business, multi-locatio…
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The Swypit Show - Episode 26 (Why Do We Have to Pay Credit Card Processing Fees?)
49:21
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49:21Who likes paying fees?! On the latest episode of The Swypit Show, Kevin takes a deep dive into the credit card processing fees that business owners are hit with. We'll discuss why they exist, what a high fee looks like, and how you can mitigate them through some savvy strategies. Timecodes: 0:06 - Introduction and overview on the topic of the day 1…
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How Does Appstar Financial Help Small and Medium Businesses - Appstar Financial
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5:01Appstar Financial is a leader in point-of-sale technology solutions for small businesses and entrepreneurs. Appstar Financial offers our customers the highest quality programs and POS systems including credit and debit card processing, E-Commerce solutions, gift cards, rewards and loyalty programs, and business management tools. Appstar Financial h…
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Michael Cottrell — Next-Gen Clearing and Settlement
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16:09
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16:09For consumers, making a purchase is simple, but behind the scenes, payment processing depends on a complex system of operations between banks and merchants. There must be a methodical, traceable trail connecting transactions to card issuers, consumer bank accounts and businesses. In order to juggle the task of processing and recording billions of d…
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How To Use Big Data To Help Your Small Business
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19:39Al explores the potential of harnessing big data for small businesses and learns about the importance of data-driven decision-making. He is joined by Brian Ford, VP, ATB Business Solutions and Victoria Clark, AVP, Payment Product at ATB to talk about how they’re supporting business in Alberta. Also in this episode: Tobii Sanwo, Communications Speci…
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Appstar Fnancial - Understanding the Benefit of Using Debit Card
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5:09Appstar Financial is a leader in the electronic payments industry. We offer our merchants the highest quality payment processing programs and solutions including credit card processing, debit, and EBT card processing, check guarantee, electronic check conversion, e-commerce solutions, and gift and loyalty cards. Appstar Financial has excellent revi…
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Constant innovation in the tech industry opens up countless opportunities to ease strain on businesses and their customers, but it can also leave consumers, providers, and legislators struggling to keep up with the field’s evolution. Regulation changes, escalating growth and acquisitions, and introducing additional compliance efforts are just a few…
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Erik Skinner — Modernizing Mortgage Payments
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16:53Whether we’re buying something online or in-store, the number of payment options we now have at our disposal is enormous. With credit cards and debit cards in both our physical and digital wallets, we no longer need to rely solely on cash or check, and we can even complete transactions with our smartphones or watches. No matter the purchase, we now…
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