Welcome to "Passive Impact: Real Estate Investing & Special Needs Housing," where we explore how real estate investment can generate passive income while making a positive difference. Join host Robert Flowers as he shares strategies, success stories, and opportunities for investors looking to create financial stability and meaningful community impact.
…
continue reading
Disability Housing Investment Podcasts
The latest news from the world of personal finance plus advice for those trying to make the most of their money.
…
continue reading
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living ...
…
continue reading
"The SDA HOUSING Podcast" is brought to you by the team at NDIS PROPERTY AUSTRALIA. Whether you are listening as an Investor, Provider, Builder, Developer or Participant, we cover a wide range of topics informative to any audience. We discuss how we work with all stakeholders in sourcing and delivering new dwellings which are SDA compliant, to general information about the NDIS, and statistics about Specialist Disability Accommodation (SDA) in the NDIS sector. Debbie Kindness serves as the G ...
…
continue reading
NDTV Profit’s Big Decisions podcast with Alex Mathew gets you the information you need to make your major financial decisions with confidence. Listen in every week to learn the ropes of personal finance.
…
continue reading
The manufactured home industry has come a long way over the last few decades and now offers a viable solution to the affordable housing crisis this nation faces. Mobile homes are still plagued by the stigmas of the past and this stands in the way of potential home buyers finding an alternative to renting within their budget. Doublewide Dudes focuses on tackling some of these "Mobile Home Myths" as well as the most recent trends in the Mobile Home industry.
…
continue reading

1
Breaking Down Walls: How Cities Are Tackling Accessible Housing Challenges for People with Disabilities
10:00
10:00
Play later
Play later
Lists
Like
Liked
10:00Send us a text Housing represents more than just shelter—it's foundational to independence, community participation, and quality of life. Yet for nearly 25% of American adults living with disabilities, finding appropriate housing remains a profound challenge marked by both systemic barriers and persistent discrimination. Our deep dive reveals a tro…
…
continue reading
I’m pretty sure everyone listening will want to either get out of debt, reduce the amount of clutter in their life, crush other financial goals, become healthier and happier… OR, why even choose? Why not select: d - all of the above?! That’s because that was the outcome of our guest today, Ashlee Piper, who documented her journey in her new book No…
…
continue reading
If your home isn't working for you, should you pack up and move or get the builders in and improve? Moving is expensive, aside from the price of the house there's Stamp Duty and solicitors fees to think about. So, is it worth getting the builders in instead if you're desperate for an extra bedroom? Insurance firm Aviva predicts 7 million of us will…
…
continue reading

1
EPISODE 302 - Media Releases: THE AUSTRALIAN - Cocoon
43:42
43:42
Play later
Play later
Lists
Like
Liked
43:42This is a special episode featuring several news articles from The Australian. These articles were randomly selected from 19 stories published over the past 10 weeks, covering the Cocoon allegations that have unfolded publicly. The audio files merged in this episode are the exact word-for-word content of these five articles, extracted from the webs…
…
continue reading

1
Ask HTM - Early Retirement Target Date Funds, Frugal Personal Hygiene, & Coercive House Painting #991
51:27
51:27
Play later
Play later
Lists
Like
Liked
51:27Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
…
continue reading

1
2025 Housing Outlook: Navigating High Prices and Stubborn Rates
22:39
22:39
Play later
Play later
Lists
Like
Liked
22:39Send us a text The housing market enters 2025 with high prices, stubborn rates, and uncertainty, but experts don't foresee a 2008-style crash due to record-low supply and unprecedented homeowner equity. Monthly mortgage payments have skyrocketed 108% since the pandemic, creating an affordability crisis despite the gradual cooling of price growth in…
…
continue reading
People over the age of 60 hold nearly £3 trillion of wealth in the value of their homes, almost all of it mortgage free. That is more than half of all housing wealth in the UK. Under 35s by contrast control only £600 billion and half of that is mortgaged. These startling figures were published recently by the upmarket estate agent Savills which has…
…
continue reading

1
Beyond the Numbers: The Human Cost of Medicaid Reform
13:15
13:15
Play later
Play later
Lists
Like
Liked
13:15Send us a text The battle over proposed Medicaid reforms has revealed America's most fundamental political divisions about healthcare, safety nets, and fiscal priorities. This deep dive examines the $625 billion in proposed Medicaid savings contained in a House Republican bill spearheaded by the Energy and Commerce Committee. At the heart of this l…
…
continue reading

1
Friday Flight - TACO Trading, Pointless Points, & Millionaire Renters #990
34:17
34:17
Play later
Play later
Lists
Like
Liked
34:17Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
…
continue reading
This episode was recorded on 19.05.25. Since this date, more articles have been written and published by various newspapers, leading to the permanent banning of Cocoon’s parent company Horizon SolSolutions, aswell as its ‘nominated’ Director, by the Commission. There will be a follow up of this episode to discuss the fallout across the NDIS from th…
…
continue reading

1
Pharmacist to Full Time Real Estate Investor w/ Ryan Chaw #989
55:51
55:51
Play later
Play later
Lists
Like
Liked
55:51Newer listeners may not realize how OBSESSED with investing in real estate we were back in the day. In fact, when we were batting around ideas for a podcast, we initially thought it might be focused only on real estate... Luckily we zoomed out enough to cover personal finance more broadly. And it’s not that we’re not excited about rentals anymore, …
…
continue reading

1
EPISODE 300 - Celebrating 3 Years + 300 Episodes + 75,000 Downloads
39:34
39:34
Play later
Play later
Lists
Like
Liked
39:34In this special 300th episode of the SDA Housing Podcast, Minh, Debbie, and Ian reflect on the journey travelled so far — sharing insights about our show, and the process of educating the SDA and NDIS market, to shaping conversations around Specialist Disability Accommodation. We revisit standout episodes, memorable guest speakers, and important pe…
…
continue reading

1
What if Your Phone Could Solve Problems Just by Looking at Them?
12:00
12:00
Play later
Play later
Lists
Like
Liked
12:00Send us a text Ever found yourself drowning in jargon-filled documents or wasting hours on tasks that should take minutes? You're not alone. The digital age has given us unprecedented access to information but often buries crucial answers under mountains of complexity. Seth Williams from Retipster YouTube channel is changing this dynamic by leverag…
…
continue reading

1
Ask HTM - Buying a Used Mattress, Best Use of an Inheritance, & Disqualified from a Roth #988
50:36
50:36
Play later
Play later
Lists
Like
Liked
50:36Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
…
continue reading

1
Pensions Minister and Poor Bereavement Service
25:23
25:23
Play later
Play later
Lists
Like
Liked
25:23In an exclusive interview with this programme the Pensions Minister has talked about the government's plans to reform the UK's pension system. Torsten Bell has said that pension schemes should be moving more of members' money out of shares and into infrastructure projects where returns are higher. And he announced a new plan this week to bring mill…
…
continue reading

1
Friday Flight - Credit Crunch, MAGA Money, & Gas Gouging #987
36:13
36:13
Play later
Play later
Lists
Like
Liked
36:13Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
…
continue reading

1
EPISODE 299 - SDA Pipeline Data (March 25)
24:18
24:18
Play later
Play later
Lists
Like
Liked
24:18In this episode, Minh and Debbie dive into the recent quarterly SDA data released by the NDIS on May 16th. They unpack the surprising surge in Pipeline SDA numbers and explain why this jump doesn’t necessarily reflect new development activity over the past three months - but rather stems from projects dating back to mid-to-late 2024. They explore w…
…
continue reading

1
Beyond Shelter: How Supportive Housing Is Transforming Lives in Presque Isle
8:12
8:12
Play later
Play later
Lists
Like
Liked
8:12Send us a text What happens when a community decides that just providing shelter isn't enough? The groundbreaking supportive housing initiative in Presque Isle reveals a powerful new approach to addressing housing insecurity—one that wraps comprehensive services around stable housing to create lasting change in people's lives. We dive deep into wha…
…
continue reading
Parents typically pay an average of more than £80 per week for a childminder and £66 per week for after-school club, to cover the hours they're working. That's according to the latest data from the charity Coram Family and Childcare. This week a new trial of free breakfast clubs launched at 750 schools across England, and the government says it'll …
…
continue reading

1
Impoverished Upbringing to Money Monster w/ Listener Nick Gangwer #986
53:10
53:10
Play later
Play later
Lists
Like
Liked
53:10We’re trying something completely new for our episode today: we’re hearing from a listener. Not in the form of a question submitted via voice memo, but we’re actually sitting down and having a ‘real money’ conversation, with Nick Gangwer. We met Nick at a listener hang about a year ago and his personal story and the proactive steps that he had take…
…
continue reading

1
Ask HTM - Special Roth Accounts, Investing During A Sabbatical, & Reverse Mortgages #985
51:28
51:28
Play later
Play later
Lists
Like
Liked
51:28Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
…
continue reading

1
Investing in Gold and Accessing Child Trust Funds
25:14
25:14
Play later
Play later
Lists
Like
Liked
25:14Money Box investigates fees being charged of teenagers who are struggling to access their child trust funds. We speak to an 18 year old who agreed to pay a claims management firm 25% of his fund plus VAT, not realising he could do it for free. Lord David Blunkett was in government when Child Trust Funds were created in 2002, he tells Money Box that…
…
continue reading

1
Friday Flight - Streaming Sports, Trade-In Tradeoffs & AI Lies #984
36:53
36:53
Play later
Play later
Lists
Like
Liked
36:53Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
…
continue reading
The next episode of our sub series ‘Ask Us Anything' which was once managed by Matt, introduces Sim from our office, joining Minh & Debbie to address some of the most recent inquiries submitted to our team. We regularly field a wide range of questions from prospective investors and developers, many of which offer valuable insights that we believe w…
…
continue reading
New analysis shows that some parts of England have waiting lists for social housing that exceed 100 years. Recently the government pledged £2 billion of new investment to build up to 18,000 new social and affordable homes. But will that be enough? Felicity Hannah is joined by Jasmine Basran of the housing charity Crisis, and Alastair Smyth of the N…
…
continue reading

1
Practical AND Beautiful Investing Advice w/ Callie Cox #983
56:40
56:40
Play later
Play later
Lists
Like
Liked
56:40What it means to have a practical and beautiful portfolio. How recent policy decisions have roiled the stock market. Right-sizing your risk tolerance… These are just a few of the topics we discuss with our guest Callie Cox who is a part of the Ritholtz Wealth Management team. She is also the author of OptimistiCallie, her newsletter where she seeks…
…
continue reading

1
Ask HTM - Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save #982
52:42
52:42
Play later
Play later
Lists
Like
Liked
52:42Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
…
continue reading

1
Building Partnerships: Rehab Projects for Special Needs Housing with Nonprofits
10:46
10:46
Play later
Play later
Lists
Like
Liked
10:46Send us a text We explore the essentials of managing rehabilitation projects for special needs housing and navigating partnerships with nonprofits for tenant placement and invoicing. This episode offers practical advice and key takeaways for property managers looking to create effective, compliant special needs housing solutions. • Understanding sp…
…
continue reading
The stock markets have been on somewhat of a roller coaster since US president Trump announced global trade tariffs. Listeners emailed Money Box to tell us about the impact of the fall out in their pensions and investments. The advice from the Pensions and Lifetime Savings Association which speaks for pension companies is 'if you still have many ye…
…
continue reading

1
Friday Flight - Paper Wealth, Target Date Trends, & Bye Bye Buffett #981
36:01
36:01
Play later
Play later
Lists
Like
Liked
36:01Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
…
continue reading

1
EPISODE 297 - SDA Unlisted Property Trusts, Syndicates, & Managed Funds.
29:55
29:55
Play later
Play later
Lists
Like
Liked
29:55This episode is about the new frontier of SDA - managed funds, and “fund of funds” (FoF) and property syndicates and unlisted property trusts. Why? Because we recently saw on Facebook, a well known SDA property spruiker’s new online marketing to lure investors into their new SDA unlisted property trust. We then thought about it and realised, that e…
…
continue reading

1
Money Box Live: Will Tariffs Affect your Finances?
28:12
28:12
Play later
Play later
Lists
Like
Liked
28:12US Trade tariffs, stock market ups and downs, economic uncertainty. What do they all mean for your money? Since last Wednesday, when Donald Trump announced huge increases in tariffs for goods being imported by the USA, global stock markets have been in turmoil. Money Box Live is discussing what these events might mean for your personal finances, ov…
…
continue reading

1
Creating a Post-Layoff Action Plan w/ Marlo Lyons #980
54:54
54:54
Play later
Play later
Lists
Like
Liked
54:54Gone are the days of constantly job hopping in order to rapidly boost your salary! Remember when perusing new job listings during your lunch break while WFH led to a 10-30% pay bump?! Now, with the uncertainty we’re experiencing in the overall market, it’s not just the new hires who are a bit nervous about hanging onto their jobs. Even government w…
…
continue reading

1
Ask HTM - Pro Help to Break the Paycheck to Paycheck Cycle, Down Payment Money Market Accounts, and Viable Student Loan Forgiveness Plans #979
45:33
45:33
Play later
Play later
Lists
Like
Liked
45:33Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
…
continue reading
Send us a text Dignity isn't just about respect—it's about creating spaces where everyone can thrive. Our exploration of special needs housing reveals how thoughtfully designed living environments transform lives beyond providing mere shelter. When we talk about housing for people with special needs, we're addressing a diverse spectrum of our commu…
…
continue reading
Stock markets around the world have plunged in reaction to the import tariffs imposed by President Trump and then the retaliation of China which responded with its own tariffs on American goods. Economists have warned that this trade war could seriously damage the world economy, and make all of us poorer. By the end of Friday shares traded in Londo…
…
continue reading

1
Friday Flight - Thrifty Trucks, Pricey Parking, & Soaring Secondary Costs #978
34:36
34:36
Play later
Play later
Lists
Like
Liked
34:36Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
…
continue reading
This episode is a casual chat about Sydney, and how Minh and Debbie sees its growth in the biggest untapped market for SDA housing. Minh recently went down for 7 days in Sydney for Easter to meet up with 3 different SIL providers, and 2 different developers working in different parts of Sydney on SDA projects, or planned expansion into SDA accommod…
…
continue reading

1
Student Loan Shakeup w/ Travis Hornsby #977
59:33
59:33
Play later
Play later
Lists
Like
Liked
59:33The Feds are cracking down on defaulted student loans! According to the new US Education Secretary, it’s time for student borrowers with federal loans to begin making payments. The clock is ticking and May 5th is the date that nearly 2 million borrowers are going to be moved into repayment plans and collections will begin for loans that are in defa…
…
continue reading

1
Ask HTM - Student Loans vs Investing, Best Cell Service While Abroad, & the Role of Faith in Our Finances #976
47:52
47:52
Play later
Play later
Lists
Like
Liked
47:52Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …
…
continue reading

1
Top Mistakes Landlords Make Can Cost You Thousands
6:04
6:04
Play later
Play later
Lists
Like
Liked
6:04Send us a text We dive into common landlord mistakes and how to avoid them, drawing from Robert Flowers' real-world experiences in property management. Expert insights reveal how seemingly small decisions can significantly impact your investment's profitability and sustainability. • Charging above-market rent often leads to costly vacancies rather …
…
continue reading
The cost of just about everything we need to run a home will be more expensive for millions of households from Tuesday. Switching on the lights, turning on the heating, turning on the tap, calling your mum or your best friend, logging on to emails, will all cost more with rises usually well above the rate of inflation. We'll have tips on how to tac…
…
continue reading

1
Friday Flight - Debt Defaults, VIP Investments, & Regretful Retirees #975
36:30
36:30
Play later
Play later
Lists
Like
Liked
36:30Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…
…
continue reading

1
How a social worker transformed lives through special needs housing without owning property
10:44
10:44
Play later
Play later
Lists
Like
Liked
10:44Send us a text We explore the remarkable story of Jasmine, a former social worker who created a special needs housing solution with no real estate background or capital in just 81 days. Her journey demonstrates how knowledge, initiative, and strategic partnerships can overcome traditional barriers to entry in property investing while making a meani…
…
continue reading
In this episode, Minh & Debbie discuss the macro state of the SDA market in Australia with respect to the supply and demand, particularly the fact that the huge undersupply over the past several years has shrunk, to the point that Australia-wide, supply is meeting demand. However not all is as it may seem when so much of the supply is not in the ri…
…
continue reading
As the Chancellor, Rachel Reeves, presents her Spring Statement, Money Box Live sifts through the details about what it all means for your personal finances. Changes to the welfare system have already been announced. It will be harder to claim a disability benefit called Personal Independence Payment (PIP) under plans which the government says will…
…
continue reading

1
The Cheap Travel Truth w/ Scott Keyes #974
54:28
54:28
Play later
Play later
Lists
Like
Liked
54:28Who doesn’t wish that they were currently listening to this episode while lounging at the beach, on a European adventure, or even completely off the grid hiking somewhere amazing?! Of course we all want to do that but c’mon, it’s too expensive! That is the unfortunate excuse that we give ourselves for why we don’t travel as much as we’d like, but o…
…
continue reading

1
Ask HTM Special Edition: Tariffs, Market Volatility, & How It All Impacts You #973
58:00
58:00
Play later
Play later
Lists
Like
Liked
58:00Let’s dive into the week with some fresh listener questions we have lined up for you on this Special Tariffs Edition of Ask HTM (more on that further down). But don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step gui…
…
continue reading

1
Strategic Exits & Risk Management: Protecting Your Real Estate Investments
13:06
13:06
Play later
Play later
Lists
Like
Liked
13:06Send us a text We tackle crucial aspects of real estate investment that often get overlooked - risk management strategies and exit plans that protect your investments in changing markets and regulations. • Different stakeholders in real estate face unique risks requiring tailored management approaches • Real estate agents and brokers primarily batt…
…
continue reading

1
EPISODE 294 - $10M Case of NDIS Fraud & Exploitation
25:29
25:29
Play later
Play later
Lists
Like
Liked
25:29In this eye-opening episode, Minh & Debbie dive into the shocking case of a man who went from driving a taxi to amassing a multimillion-dollar empire—with 24 companies, some NDIS businesses—in just six years. Now under investigation by the NDIA and the Australian Federal Police (AFP), he stands accused of fraudulently claiming over $10 million from…
…
continue reading