A topical show looking at news, policy and regulatory developments in the UK financial services industry. Hosted by Eve McGrady, alongside Fairer Finance's Managing Director James Daley and Director Tim Hogg.
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Our presenters sit down with our team of consumer experts to give you useful advice to help make life simpler, fairer and safer for everyone. Which? Money is your home for money news and personal finance hacks. Which? Shorts is your home of narrated pieces from our suite of magazines. And stay tuned for other shows full of advice.
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Weekly podcasts from Barry E James explaining, exploring and answering your questions on the implications of frontier technology for people, Business and Businesses in this next wave of the Internet. A place to... get in the loop, or better still ask the question that has most puzzled or perplexed you about new and frontier technology, and their implications for you or your business.
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Featuring technologists at the UK’s most innovative companies, Demystifying Tech examines the impact of tech on industry & the world around us.
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‘Shaping A Fairer World with SDGs’ is the platform to join the dots of the SDGs around the Education world. No education is ever achieved unless we connect Educators, Students, and Parents together. It’s an attempt to share the voices and unheard stories across the globe. I believe that “Nothing can stand in the way of the power of voices calling for CHANGE” Host - Ayush Chopra + Ananya Chopra Founders - https://www.SDGsForChildren.org Music credit: Royalty-Free Music from HookSounds http:// ...
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FCA turns the spotlight on currency providers/Latest results of the Fairer Finance Trust in Insurance & Trust in Banking indices
38:19
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38:19In this week's episode, we begin with a look at the FCA's latest consumer duty deep dive - which targets the currency sector. The cost of sending money overseas online is often difficult for consumers to understand - and the FCA highlights examples of good and bad practice in the sector. In the second half of the episode, we discuss the results of …
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The way you choose to access your pension can have a big impact on the amount of money you have to live on in later life. So which option is right for you? Which? Money Editor Jenny Ross & Tom Selby, Director of Public Policy at AJ Bell explain how annuities and pension drawdown work, including the pros and cons of each method for turning your savi…
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1
Tips for a better Google search experience
12:58
12:58
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12:58On this week's episode of Which? Shorts, we put Google and other online search engines to the test, to find out just how badly they're spamming us with dubious ads and potential scams. Read more about this & sign up for our Tech newsletter, it's free monthly Become a Which? member for 50% off the usual price…
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Long gone are the days where counting sheep was considered the best way to drift off at night. Now there are countless steps you can take to help you feel well rested after a night asleep in bed. From restricting your sleep, to buying the right pillow, we've put together an extensive guide on what you can try to improve the quality of your sleep. R…
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The warning signs you need to spot to avoid AI scams
34:25
34:25
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34:25Fraudsters are now using AI to their advantage, meaning scams are looking more and more believable. So what is the advice to help you spot the warning signs? In this episode, James Rowe is joined by Which? scams expert Faye Lipson and technology journalist David McClelland to talk about why scams look even more legitimate now, plus the steps you ca…
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1
How to beat the pharmacy crisis and get your medication
9:58
9:58
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9:58On this week's episode of Which? Shorts, we explore the crisis that's hitting UK pharmacies as a perfect storm of funding difficulties, staff shortages and manufacturing issues is impacting how easy it is to access the medication or advice we need. Read more about the crisis in UK pharmacies & sign up for our Food & Health newsletter, it's free mon…
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1
How to handle your finances after a dementia diagnosis
32:25
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32:25With nearly one million people living with dementia in the UK, it’s likely you know someone, directly or indirectly, who’s impacted by the condition. But when it comes to dealing with your finances once you’ve been diagnosed, things are far from easy. In this episode, James Rowe is joined by Which? Money Content Editor Grace Witherden and Victoria …
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1
The tech features you don't need on your new car
9:23
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9:23On this week's episode of Which? Shorts, we analyse a range of tech features that often come as standard on new cars. From area view cameras to cruise control, we tell you which ones are worth it, and which ones are best turning down if they're an optional extra. Read more about the tech features that are ruining new cars & sign up for our Cars new…
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1
The FCA's vulnerable consumers review/Regulation of Buy Now Pay Later and review of consumer credit regulation
36:07
36:07
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36:07In this week's episode, we discuss the FCA's recent review of its vulnerable customer guidance. How have firms been meeting the challenge of identifying and supporting vulnerable customers? And what did the FCA's review of bank's power of attorney and bereavement processes uncover? In the second half of the show, we look at the forthcoming regulati…
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1
Could uncertainty in the markets provide a good opportunity to invest?
31:22
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31:22Since they were announced at the start of the month, Trump’s tariffs have caused chaos on the markets. But is there any good news for your investments? In this episode, Rob Lilley-Jones is joined by Which? Investments expert Josh Wilson and Investments Director at AJ Bell Russ Mould to analyse what’s happened to the markets this month, and explore …
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1
Why we recommend a broadband provider you may never have heard of
11:23
11:23
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11:23On this week's episode of Which? Shorts, we're revealing the broadband providers that we recommend. Here's a hint: it's not the big names you're expecting. Read more about the broadband providers we recommend & sign up for our Tech newsletter, it's free monthly Become a Which? member for 50% off the usual price…
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1
Could Trump’s tariffs be good news for your mortgage rate?
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32:15With Trump’s tariffs causing turmoil on the markets over the last two weeks, could mortgage rates actually be one of the big winners? In this episode, Lucia Ariano is joined by Which? mortgages expert Stephen Maunder and Head of Research at Hamptons Aneisha Beveridge to analyse what impact the tariffs are having on mortgage rates and explain what i…
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On this week's episode of Which? Shorts, we've brought together the collective wisdom of Which? researchers and editors to create a shortlist of apps we think you can't live without. Read more about the apps we recommend & sign up for our Tech newsletter, it's free monthly Become a Which? member for 50% off the usual price…
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1
What do the CMA's new powers mean for financial services?/How can firms help consumers navigate volatile stock markets?
36:52
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36:52In the latest episode of the Fairer Finance podcast, we start with a look at the CMA’s new consumer protection powers to tackle aggressive and misleading sales tactics. We'll discuss what this new regime might mean for firms already subject to the FCA’s Consumer Duty. Do the CMA’s new powers change anything? In the second half of the show, as stock…
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1
How to beat yet another energy price cap rise
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29:33It’s April again, which means another year of your bills going up in price. And your energy bills are no exception. In this episode, Lucia Ariano is joined by Which? energy expert James Aitchison and NerdWallet UK’s Managing Editor, Adam French to discuss what the energy price cap means for you, how you could lower your monthly bills, and energy sa…
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On this week's episode of Which? Shorts, we're shining a light on tipping culture in the UK. If you do give your waiter a tip, do you know if they get to keep it? And if you don't tip, could you say thanks in a different way? Read more about where your money actually goes & sign up to our free weekly Money newsletter Become a Which? member for 50% …
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1
Why your council tax bill is rising so high + tips on how to reduce it
34:06
34:06
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34:06In England, council tax bills have just risen by an average of 5%. In Scotland and Wales, it’s likely to have increased even more. In this episode, Lucia Ariano is joined by Which? finance expert Matthew Jenkin, and Marcus Johns, senior research fellow at the Institute For Public Policy Research to discuss why bills have risen so much, and explain …
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1
Have you bought a dangerous product without realising?
12:37
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12:37On this week's episode of Which? Shorts, we're revealing the dangers around shopping for goods on online marketplaces, plus explaining the steps you should take to keep yourself safe. Read more about our investigations & sign up for our Tech newsletter, it's free monthly. Become a Which? member for 50% off the usual price…
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1
Why you could be forced to buy a new laptop
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15:13Did you know that you could be forced into buying a new laptop this year? It's all because Microsoft is removing all security support for Windows 10 in October. In this podcast, exclusively available to our Which? members, we sit down with Which? Tech Editor Lisa Barber, and our resident laptops expert Oliver Trebilcock to find out what this means …
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1
Are EVs actually bad for the environment?
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33:33EVs are bad for the environment. Their batteries degrade too quickly. And there’s nowhere to charge them. Today, we debunk the biggest myths about electric vehicles. James Rowe is joined by Which? Cars Editor Will Stapley, and writers Michael Passingham and Dino Buratti to answer questions from Which? members to help give you a better idea about th…
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1
What is the focus of the FCA's new 5 year strategy?/The launch of the FCA's protection market study
42:35
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42:35In the latest episode of the Fairer Finance podcast, we start with a look at the FCA's new five year strategy - as well as a dive into its latest plans to strip back the rulebook. The strategy talks about rebalancing risk - but how much risk will be socially and politically acceptable for consumers? In its latest consumer duty paper, the FCA talks …
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1
How the Spring Statement will impact your finances
30:31
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30:31The Chancellor Rachel Reeves took to her feet on Wednesday to update the country on the state of the economy. But how many of her announcements are going to impact your directly? In this episode, Lucia Ariano is joined by Which? finance expert Matthew Jenkin, and Susannah Streeter, Head of Money and Markets at Hargreaves Lansdown to analyse what th…
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1
The best and worst supermarkets according to you
10:37
10:37
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10:37On this week's episode of Which? Shorts, we've done a sweep of the shelves to find out which are the best and worst supermarkets - according to you. Read more about the best and worst supermarkets & & sign up to our free weekly Money newsletter. Become a Which? member for 50% off the usual priceBy Which?
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1
Is your Isa allowance going to be cut by 80%?
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32:13Isa season is upon us once more. But rumours have been swirling suggesting that your allowance could be cut from £20,000 per year, down to just £4,000. In this episode, Lucia Ariano is joined by Which? Money Editor Jenny Ross, and Sarah Coles, Head of Personal finance at Hargreaves Lansdown to discuss how you can best maximise your allowance, and w…
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1
What happens when your electric car goes wrong?
9:25
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9:25On this week's episode of Which? Shorts, we're revealing the results from our EV reliability data. We examine the most common faults, problems you might face when it comes to repairs, and how much they might cost. Find out the truth about electric car battery degradation & sign up for our Cars newsletter, it's free monthly. Click here if you need t…
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1
What will the FCA's mortgage reforms mean for consumers and the economy?/FCA under fire over funeral plans
38:07
38:07
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38:07In this week's episode, we start by taking a look at the FCA's recent announcements around the mortgage market. In the next few weeks, the regulator has said it will launch a call for evidence to hear whether its current stress test affordability rules are too strict - and will consider whether it's time to allow borrowers to borrow more. The FCA h…
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Food prices are on the up… again. So what can you do to beat the supermarkets, minimise waste and keep your costs down? In this episode, Lucia Ariano is joined by Which? Supermarkets expert Ellie Simmonds who reveals the results of our monthly cheapest supermarkets survey, plus Kate Hall, otherwise known as The Full Freezer shares her tips on how t…
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On this week's episode of Which? Shorts, we're looking at whether or not you're taking the right medicine for the job. We tell you how to get the most out of pain relief and when you should actually pay a bit more. Find out what are the best painkillers & sign up for our Food & Health newsletter, it's free monthly Become a Which? member for 50% off…
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1
How to make sure your pension is retirement ready
33:30
33:30
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33:30New data suggests that more than two thirds of Generation X - those aged between 45 and 60 - are not on track to have enough money for retirement. In this episode Which? Money pensions expert Paul Davies and Director of Public Policy at AJ Bell, Tom Selby, discuss how much we need to put into our pensions each month, the importance of monitoring ou…
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1
How to use cloud storage to secure your data
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10:30In this week's episode of Which? Shorts, we're investigating the key differences between the major cloud service providers, and reveal whether you really can trust them with your personal data. Read more on how to choose the best cloud storage service & sign up for our Tech newsletter, it's free monthly Listen to our podcast about Which? taking App…
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In our final episode, we take a look at the many ways you can use apps to help you save money as you spend. Find out more, read The best budgeting apps of 2025 and sign up to our free monthly Money newsletter.By Which?
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1
Can Isa reforms get more consumers investing?/The growth of essentials policies in the general insurance market
42:19
42:19
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42:19Rumours are abound that the government is considering cutting the cash Isa allowance to get more people investing. But will it work? And why don't more people invest in stocks and shares in the UK? In the second half of the show, we look at the growth of essentials policies in the general insurance market. Since the FCA banned insurers from chargin…
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Getting into the nitty gritty of switching banks, we explore the switching offers available now, how the switching process works, and consider whether you might actually be better off sticking with your current provider. In this episode, Which? Money expert Grace Witherden and finance content creator Gabriel Nussbaum - AKA That Money Guy - discuss …
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1
Why you need to act now to stop your stamp duty bill from doubling
30:21
30:21
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30:21Following the Bank of England base rate dropping to 4.5% earlier this month, and with an impending stamp duty change, we’re at a key point in time for anyone buying, selling, or remortgaging a property. In this episode Which? mortgage expert Stephen Maunder and David Hollingworth, Associate Director of L&C Mortgages, discuss how these changes will …
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In this episode, we take a look at the most common banking security threats and what you can do to protect yourself from scammers preying on your information. Find out more, read How safe is online banking and sign up to our free monthly Money newsletter & our free Scam alert newsletterBy Which?
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1
What's going on at the Financial Ombudsman Service?/ The future of the UK banking sector
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44:42
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44:42In this episode, we take a look at what's been going on at the Financial Ombudsman Service - with both the CEO and Chair announcing their departure within a few days of each other. The recent FOS/FCA call for input into the UK consumer redress system has also just closed. What changes might we expect to see? In the second half of the episode, we ta…
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To coincide with Valentine’s Day, we’re exploring joint accounts, spotting the signs of romance fraud, and finding the best Valentine’s deals for you. In this episode Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, reveal the best joint accounts available, the pros and cons of sharing money, and alterna…
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1
Should you be worried about inheritance tax?
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35:45
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35:45Inheritance tax - it’s something that’s become a hot topic in recent months, following the government’s proposals to make some changes to how it works, which will lead to more people facing a bill. It’s often an emotive subject, but is also a complex one, with lots of rules that determine how and when inheritance tax is charged. In this episode Whi…
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1
Why accessing your pension is complex and stressful
11:25
11:25
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11:25This week we're looking at the impact of the government's 'freedom and choice' rules a decade on and the options available to access your pension now. Find out more, read Annuities vs pension drawdown: which option is right for you? and sign up to our free monthly Money newsletter.By Which?
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1
Growth vs consumer protection: will the Government's pro-growth agenda lead to the deregulation of financial services?
38:32
38:32
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38:32Government ministers have been talking in stereo about regulation standing in the way of growth - and have ordered regulators to explain how they can behind the pro-growth agenda. Over the last few weeks, Consumer Duty board champions have been scrapped, the chair of the Competition Commission has been fired and the FCA has begun talking about wate…
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1
Which credit card is actually right for you?
31:44
31:44
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31:44Credit cards - used wrong and they can be a nightmare, but used right, they can be a great tool, whether that’s the cheapest way to borrow, helping you get out of debt, or making the most of rewards. There are hundreds out there on the market with varying rewards, interest rates and functions. In this episode, Which? Money Expert Grace Witherden an…
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1
Which? Cars: what we learned writing the 2025 Which? Car Guide
12:28
12:28
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12:28Last week we released the Which? Cars podcast, where we sat down with our motoring experts to find out what they learned writing the 2025 Which? Car Guide. From revealing the data that shows new cars are spending more time off the road than old ones, to demystify the world of car finance, we've got you covered. We also answer some of your burning q…
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1
How to get the most out of financial advice
31:24
31:24
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31:24Recent data shows that just 8% of us have actually received professional financial advice, while the number of financial advisors willing to work with smaller portfolios is falling. With that in mind, Money expert Megan Thomas and Chris Justham, Managing Director of Intermediary Solutions at financial advisors 7iM demystify the world of financial a…
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In this week's episode of Which? Shorts, we warn you about the scams we think are going to be big in 2025, and give you the best advice on how to keep you, your money, and your data safe. Read more about scams you need to avoid & sign up for our free Scam Alerts service. Become a Which? member for 50% off the usual price.…
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1
How trusts can reduce your inheritance tax bill
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8:48
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8:48This week we're looking at how setting up a trust could save your family money on a future inheritance tax bill. Find out more, read Ways to Avoid Inheritance Tax and sign up to our free monthly Money newsletter.By Which?
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1
How to stop overpaying on your car insurance
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29:57
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29:57Car insurance prices finally fell in 2024, but you can be forgiven for not noticing. So what can you do to cut the cost of your premium, while ensuring you get the right amount of cover? Which? Insurance expert Dean Sobers and Richard Aucock, Director of Motoring Research and Vice Chair of the Guild of Motoring Writers share their tips to help you …
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1
What can we expect from the FCA and Treasury in 2025?
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33:31In this episode, we're taking a look at what lies in store for the financial services sector in 2025. With a busy roster of Government activity and FCA market studies - who will be the winners and losers? We also take a look back at James' 2024 predictions to see if he got any of them right. If you'd like to suggest topics for future shows, or send…
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1
Book your summer holiday at the very best price - Which? Shorts
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10:58In this week's episode of Which? Shorts, our Travel team share their insider tips on how to save big on your 2025 holiday. Whether it's a package holiday, a cruise, flights, or a just a hotel, we have the best advice to help you get the best deal. Find out the mistakes to avoid when booking a holiday & sign up for our free monthly Deals newsletter.…
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What can you expect from the Fairer Finance podcast? Who's it for and what kind of topics will be discussed each week. Email us your questions and suggested topics for discussion to [email protected] Fairer Finance
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January is an important month in the tax calendar, but there are wider changes that will impact more of us. So what do you need to know for the year ahead? Which? Senior Writer Matthew Jenkin and Mitch Young, the Director of Fusion Consulting Group, break down how to get your self assessment form right, and share their tips on how to reduce your ta…
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