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Fico Score Podcasts

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FICO® Score Industry Insights covers the intricacies, evolution, and developments across credit scoring, lending, economic inclusion, financial literacy and, as matters emerge in this fast-paced environment, a host of other relevant topics.
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Money Elementary

Money Elementary

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Welcome to Money Elementary, the podcast that takes you back to school to learn the personal finance lessons you never got in the classroom! Hosted by Heidi Castillo and co-host, Vanessa Hernandez, this show is your go-to resource for mastering the fundamentals of money management. Join us each week as we dive into essential topics like budgeting, saving, investing, and financial planning, all with the goal of helping you build a stronger financial future. Whether you're a recent graduate, a ...
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This podcast is intended for business professionals wanting to learn more about soft credit check technology. Listen as we interview soft credit check industry leaders and business owners who have successfully deployed soft pulls in their businesses.
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💸 Struggling with money? Join Me on the Mentally Financial podcast for a dose of financial therapy! Dive into real-life money challenges and discover practical solutions in 10 minutes or less. Every Wednesday at 6 pm, we explore ways to navigate financial hurdles, live within our means, and achieve mental and financial well-being. Don't miss out – tune in for your weekly dose of financial empowerment! 🎙️💡 #MentallyFinancial #FinancialTherapy #MoneyManagementPodcast
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Melanin Money Show

Melanin Money Media

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The Melanin Money Show is the official destination for aspiring Melanin Millionaires. You’ll learn Entrepreneurship, Wealth building and Personal Finance insights to take your money and life to the next level.
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The REAL ESTATE VOICE

Vernon R.E. Jones, Managing Broker/Owner

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The most up to date real estate information for your life right now! Market data, design trends, Ideas, tips, real estate news, prognostications, credit realities, down payment assistance programs, investor information, and a whole lot more!
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For Fox Sake is a financial education and personal development podcast dedicated to deconstructing money shame, sharing money stories, and discussing the often “off-the-table” topics of life.
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We are here to educate on Personal and Business Credit, Financial Literacy, Debt Settlement and how it can work in your favor and Health and Life Insurance. Support this podcast: https://podcasters.spotify.com/pod/show/q3changinglives/support
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I love repairing credit, I am a natural “fixer”, I decided that the information I have learned should be taught to others. Running a credit rebuilding business, I am surprised at the lack of information shared, cost of money spent and the time that has been wasted. So I’m here to “save the day” by saving you money by avoiding common pitfalls during the Credit Repair process. 🤳🏾 1-800-216-8129 or 👩🏽‍💻 www.simplified-legal.com, follow me on ALL my social media accounts: IG/FB: @ShamikaSaves @S ...
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Dream Mortgage World Podcast is a co-hosted discussion about the role a mortgage loan officer has in the home buying process. Brought to you by Dream Mortgage World owner, Dorothy Williams, and her co-host, Garfield Bowen, the show covers frequently asked questions and details about obtaining financing for your dream home. If you want to stay up to date on the latest happenings in the mortgage loan industry, then Dream Mortgage World Podcast is the show for you.
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Credit Repair Radio

Rondi Lambeth

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Rondi exposes what the banks, credit bureaus and collection companies don’t want you to know about your credit report, and how important your credit score actually is, on his radio show "Your Credit Matters" - Rondi Lambeth is a Certified FICO Credit Professional, Speaker and Author. He is one of the most sought after speakers because of his depth of experience and knowledge in financial and credit matters. In addition to the daily talk show, Rondi also can be heard on multiple stations acro ...
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Gabriel Brown

Gabriel Brown

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Hello my name is Gabriel Brown and I'm a Certified Fico Pro and some say a Credit Ninja! Over the past 15 years I have coached over 10,500 credit challenged individuals online, offline, through my books, my radio show and in my workshops! You may have heard of some of my advanced credit repair tactics such as: The Deficiency Balance protocol The Rolling Auto Loan Protocol The Balance Transfer Protocol The Consortium Credit Usage Protocol The Amex Card Deferred Payment Protocol The Home Zip C ...
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Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager. For more info visit https://themortgagecalculator.com About The Mortgage Calculator: The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-Q ...
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What if it's about more than just your credit score? Merrill Chandler has nearly 30 years of Fundability expertise and dives into funding secrets and shares what’s happening now in fundability, landmines to watch out for, and strategies that can help you get money that you never could before from top-tier banks. Merrill was one of the original cofounders of Lexington Law—the largest credit repair law firm in the US. He is now the Founder of The Fundability Movement, CEO of GetFundable.com (t ...
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If you want to know the truth about why Black Americans can get ahead of the curve when investing for retirement, this is the episode for you! We are joined by our guest Ashley Fox! Get ready as we dive into : Retirement Reimagined: How retirement is more about reaching a financial target than a particular age. Misunderstood Financial Concepts: Ash…
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In this week’s Money Elementary: ChisME, Heidi, Vanessa, and MEIA break down how money flows through our economy—starting with the Federal Reserve, through the banks, and finally to us. We simplify the mystery behind how money is added or taken out of circulation, what signals the Fed looks for, and how it all affects inflation, interest rates, and…
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Want to know how a rapper taught a Lawyer About insurance? This is a clip from our episode where we dive deep into the world of personal injury law with our esteemed guest, Josiah Graham, Esq. This episode is packed with compelling stories of victory, resilience, and the pursuit of justice. Full Episode : https://youtu.be/blvPGAGsJDU Grab your tick…
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📱 Is social media ruining our mental health—or just reflecting it? This week on the Hood Health Report, we sit down with Kanesha Moore to talk about anxiety, body image, burnout, and why Gen Z might be the most connected and disconnected generation yet. From lawsuits to Gabb phones to digital despair—this one gets real. 💬 Tap in and ask yourself: C…
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The stock market came back to highs even in the midst of crazy times in the middle east and looming higher interest rates. That’s why, here on the Melanin Money Show, we’re being laser-focused about where we invest next. In this episode, we break down 25 of the best stocks to invest in for 2025, with a focus on long-term winners that will matter no…
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In this week’s episode of Money Elementary: ChisME, Heidi, Vanessa, and MEIA break down the Fed’s May 2025 decision to hold interest rates steady at 4.25–4.5%. They unpack why the Fed is keeping things calm — not to shock the system — and how this strategy aims to stabilize the economy without triggering another inflation spike. The trio also expla…
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In this episode of Money Elementary, Heidi, Vanessa, and MEIA break down the tangled mess of inflation, recession, and stagnation using real-life examples and a sizzling restaurant analogy. MEIA explains how what feels like “just higher prices” is actually a warning sign of deeper economic shifts. They uncover how tariffs sneak up on your wallet, w…
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They are tasked with making sure that banks, mortgage lenders, and insurance companies are adhering to fair and best practices with their clients and customers and that you, the consumer, have an avenue if you have been treated unjustly by a company in the financial sector by contacting the CFPB. Is that what the CFPB is doing? Listen up.…
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Why do lawyers make so much money? Should you sue others? What is truth about how much money lawyers make? Join us for an enlightening episode of the Melanin Money Show, where we dive deep into the world of personal injury law with our esteemed guest, Josiah Graham, Esq. This episode is packed with compelling stories of victory, resilience, and the…
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What is Trump's Plan For Giving Babies Money? If you want details on the announcement from Donald Trump’s latest tax bill—a proposal to create $1,000 investment “Trump accounts” for every newborn starting in 2025, watch this video ! Carter dives into everything parents and future parents need to know about these government-funded accounts: how they…
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The U.S. healthcare system just got messier. Trump’s second term is rolling back DEI, reproductive rights, and public health protections. RFK Jr. is spreading vaccine misinformation, and a healthcare CEO was literally gunned down in the middle of Manhattan — and people have thoughts. This week on Hood Health Report, we break down what these major c…
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Why do plastic surgeons make so much money? We are going to get into all of it on this episode ! Grab your tickets to Wealth Weekend : https://shop.melaninmoney.com/pages/wealth-weekend?fbclid=PAQ0xDSwKcm_BleHRuA2FlbQIxMQABp8bvJbuOAjAS24Nn8GXrB-uSKHG6QfNy3KOiKbGuOsWvTqinIRD-tuRz-ijJ_aem_XPzRJz0RhOMllKXAtmf2vw On this episode of the Melanin Money Sh…
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In this episode of Money Elementary, Heidi, Vanessa, and MIA spill the chisME on how the Federal Reserve is quietly running the economy like a behind-the-scenes boss. MIA breaks down how interest rates, bond expirations, and the Fed’s cookie-stashing ways are either feeding or starving the economy. From loan shortages to recession red flags, the tr…
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Can you retire starting with as little as $25,000 to $50,000? If achieving $20,000 a month in cash flow and breaking free from the traditional 40-year retirement grind sounds appealing, you’re in the right place. Listen to this step-by-step through an aggressive wealth-building plan that combines smart investing in the stock market, strategic real …
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First it was airline and concert tickets, then Ubers. Now it’s burgers, eggs, and bread?! This week, the Hood Health Report exposes the truth behind dynamic food pricing and what happens when tech meets your pantry. Spoiler alert: your wallet may already be suffering. Don't forget to like, subscribe, and comment and share the video! Stay Hood! Stay…
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How can you buy homes for low prices and build wealth at the same time with rental income? Welcome to an episode where our guest gives away the game! Check out Dana's 5 Day Challenge Here : https://outofstateinvestorbundle.com/podoffer Grab your tickets to Wealth Weekend : https://shop.melaninmoney.com/pages/wealth-weekend?fbclid=PAQ0xDSwKcm_BleHRu…
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In this episode of Money Elementary, Heidi, Vanessa, and MEIA spill the chisme on why the U.S. economy just shrunk for the first time in years. MEIA breaks down how panic over tariffs led to a flood of imports, which dragged down GDP like a bad breakup. From rising prices to shrinking paychecks, the trio unpacks how this economic drama affects your…
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Live from FICO World 2025, this episode dives deep into the challenges facing small business owners in today’s economy. Our guest, David Smith—an SBA insider and expert in business origination—joins host Merrill Chandler to talk about EIDL loan defaults, rising inflation, SBA lending changes, and the ripple effects of regulatory shifts at the IRS a…
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🌿 What do healing, hustle, and hibiscus have in common? This week we’re chatting with Stephanie Annette of Hackberry Tea Co., a Memphis-based herbologist blending knowledge, culture, and wellness—one tea at a time. If you think herbs are just for garnish... think again. 📺 Sip along — hit play now! Don't forget to like, subscribe, and comment and sh…
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Is running an online business possible in 2025? Or have has it dried up? We think there is STILL A BIG OPPORTUNITY! We sit down with Maurice Bowman—better known as Runway Billionaire. Maurice takes us on his inspiring journey from tattoo artist hustling behind the chair to serial entrepreneur and digital marketing mogul, building a multimillion-dol…
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In this episode of Money Elementary, Heidi, Vanessa, and MEIA break down the political novela that is the “Big Beautiful Bill.” MEIA dishes on how the bill promises tax cuts, border spending, and energy shakeups—but also slices away at social programs, sparking some serious side-eye from Democrats. Heidi wonders if it’s a power move or a financial …
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🚨 Big changes could be coming to your tax bill! 🚨 Its time to break down Donald Trump’s newly proposed 2025 tax bill—what could become one of the largest tax cuts in U.S. history! Here are 3 key takeaways you don’t want to miss: 🔹 No Tax on Tips & Overtime Pay: If passed, tips (up to $150k) and all overtime pay could be tax-free—major news for gig …
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We sit down in Austin with none other than Dan Martell—a Canadian entrepreneur, investor, bestselling author, and renowned coach for SaaS founders. Dan opens up about his remarkable journey from being pulled out of solitary confinement as a teenager to becoming a multimillion-dollar CEO and the author of "Buy Back Your Time." In this candid convers…
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With so many confusing acronyms like IRA, 401k, and FSA thrown around, Carter simplifies it all—showing you how to not only grow your money, but keep more of it by leveraging tax-advantaged and even tax-free strategies. Plus, you’ll hear the jaw-dropping story of how one savvy investor turned a $2,000 self-directed Roth IRA into a $3 billion, entir…
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Alexa, Am I Sick? Are robots taking over your check-ups? This week on the Hood Health Report, we dive into the rise (and fall?) of AI-powered CarePods. Are they the future of healthcare or just tech gone too far? Tune in before your next doctor’s appointment turns into a FaceTime with a robot! Don't forget to like, subscribe, and comment and share …
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We sit down with the grant queen,” Whitney Cumbo—a powerhouse entrepreneur who’s secured over $2 million in grant funding for herself and her clients. Whitney reveals how her journey from struggling small business owner to thriving multi-storefront entrepreneur was fueled by the power of government and private grants. You’ll hear Whitney break down…
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This is a clip from our episode with Dr. Darnyelle Harmon Connect with Dr. Darnyelle : http://www.movetomillions.com or http://www.movetomillions.com Want to change how much money you make per year? Dr. Darnyelle Harmon knows how to "Make Millions Move"! Get ready to hear some real talk about turning financial struggles into crazy business wins. Da…
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Want to know the truth about why so many businesses fail? Watch this episode ! Carter and George get candid about what it really takes to run a successful small business—especially in a world overflowing with well-meaning but often unprepared service providers. Drawing from personal experiences (some a little too fresh for comfort), they talk about…
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If you want to know the truth about Credit Repair in 2025 This is the episode for you! ✅ JOIN DION'S CHALLENGE TODAY : https://www.credit2cashplay.com/sales-page16946656323521733522033481?el=melaninmoney 💰 Make , Save, and Invest More In 2024 with Our Master Your Money Challenge February 4th-7th! https://challenge.melaninmoney.com/sales-page1702924…
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Are you concerned about the Tariff's? 👀 Tap in with us as we break down the buzz around Trump’s tariffs and how they might be impacting your wallet right now. With headlines swirling about trade wars, price hikes, and economic uncertainty, we wanted to dive into what tariffs actually mean for everyday Americans and small business owners. Tune in as…
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Are you trying to decide between forming an LLC or electing S Corporation status for your small business? You're not alone. In this video, we break down the key differences between LLCs and S Corporations—and why, for many small business owners, S Corps offer smarter tax advantages, long-term flexibility, and greater opportunities to save money. Wh…
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If you wan to CHANGE Your Approach to building a business this is for you! In this powerful episode, we're diving deep into the world of business systems with none other than Connie Falls—a systems expert who's helped countless entrepreneurs organize chaos, streamline operations, and scale with confidence. Whether you're a solopreneur just getting …
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If you want to know an ingenious tax strategy that could save you over $15,000 by hiring your kids into your LLC, this episode is for you! That's right, the IRS actually encourages this by offering tax breaks. Our host, Carter Cofield, is here to break it all down step-by-step. In this episode, you'll learn how this strategy not only cuts down on y…
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If you want the blueprint on how to up your credit score, secure funding for your business , and begin to build a CRAZY GOOD relationship with banks this is the episode for you! We sit down in this episode with Herman Dolcine. Herman’s breaking it all down for us – how credit is basically your grown-up report card and why it’s so crucial to know ho…
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If you love to travel and have ever wondered how to make your journeys tax deductible, this episode is a must-listen. Today, Carter shares one of his favorite strategies for transforming personal vacations into legitimate business trips that the IRS will allow you to write off. By the end, you'll learn how to cleverly turn travel expenses—including…
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Want to know the truth about the Weed Business? As the CEO and founder of Wiseco, Hope Wiseman made history in 2018 by becoming the youngest black woman in the U.S. to own a cannabis dispensary, creating ripples in the industry and beyond. In today's episode, our hosts, George and Carter, join Hope to explore her journey from studying economics to …
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💰 Make , Save, and Invest More In 2025 with Our Master Your Money Challenge March 31st- April 4th! https://challenge.melaninmoney.com/sales-page1702924297155?fbclid=PAZXh0bgNhZW0CMTEAAabnTwhS9J6-mp-HHPj7PlWI1UlQ1Y0IPv2rN3BwErM9ue2APz9BrpSd9zg_aem_cz0WZ9BmYKYHLk67BQ08Eg So you want to know how Rich People live on a day to day basis? Let's talk about…
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💰 Make , Save, and Invest More In 2025 with Our Master Your Money Challenge March31st- April 4th https://challenge.melaninmoney.com/sales-page1702924297155?fbclid=PAZXh0bgNhZW0CMTEAAabnTwhS9J6-mp-HHPj7PlWI1UlQ1Y0IPv2rN3BwErM9ue2APz9BrpSd9zg_aem_cz0WZ9BmYKYHLk67BQ08Eg Want to know about the world of entrepreneurship without the traditional path of m…
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If you want to learn how to invest your first $1,000 this year, check out this episode we did with ⁨@MotionandSuccess⁩ The episode breaks down complex strategies like shifting the focus from accumulation to cash flow, leveraging investments, and stepping beyond the conventional 4% rule for retirement. George provides a revolutionary perspective, te…
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Connect with Dr. Darnyelle : http://www.movetomillions.com or http://www.movetomillions.com Want to change how much money you make per year? Dr. Darnyelle Harmon knows how to "Make Millions Move"! Get ready to hear some real talk about turning financial struggles into crazy business wins. Darnyelle shares her own journey from dealing with a major f…
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Is Trump going to give out stimulus checks AGAIN? We're diving into a surprising announcement from Donald Trump regarding a potential $5,000 Doge stimulus check for Americans. We'll break down what this means, the feasibility of receiving such a check, and the potential impact on the economy. I'm going to walk through the details of this proposed D…
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If you've ever wanted to know the truth about how to create a nationally known brand, this is the episode for you! Our guest, Marty McDonald , creator Elle Olivia has overcome so many things that many women experience in business! This conversation is packed with insightful discussions on the power of women in entrepreneurship, the delicate balance…
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💰 Make , Save, and Invest More In 2024 with Our Master Your Money Challenge March31st- April 4th https://challenge.melaninmoney.com/sales-page1702924297155?fbclid=PAZXh0bgNhZW0CMTEAAabnTwhS9J6-mp-HHPj7PlWI1UlQ1Y0IPv2rN3BwErM9ue2APz9BrpSd9zg_aem_cz0WZ9BmYKYHLk67BQ08Eg If you want to know the truth about Trumps Tax Cuts, this is the episode for you! …
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Get your hands on Karwanna's GovCon Challenge! ✅ https://govconchallenge.com/melaninmoney If You've Wanted The GAME On How To Win Government Contracts Watch This episode! Karwanna shares her journey of helping six-figure entrepreneurs escalate to seven figures through securing government contracts. Government contracts might sound daunting, but Kar…
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Want to make six figures a month WITHOUT having to come up with a business idea? If you want to know how to buy a business and benefit from the the "out of the box" branding, processes, and profits it brings, this is the episode for you! We have a dope conversation with the innovative minds behind Black Box Franchise, Daren Hawthorne and Jaevon Sim…
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Do you want to make your kids rich? There are few steps I want you to think about as you are the journey to making them future mini millionaires. Let's break down a series of practical and impactful methods to ensure your child's financial future is secure. From setting up custodial brokerage accounts and investing in real estate, to leveraging the…
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Win In Real Estate With Sayam ✅ https://herohomeschallenge.com/ticket In today's episode, "How To Buy Real Estate With Little Money In 2025," hosts Carter and George Acheampong welcome back the highly esteemed guest, Sayam , who has impressively built a real estate portfolio worth over $80 million. With concerns over high interest rates, inflated h…
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How Can You Boost Your 2025 Tax Refund? I joined my friend @thecalumjohnsonshow to, Cofield break down the fundamental philosophy behind the tax code, highlighting that it is designed to incentivize certain actions that contribute positively to the economy. Full Episode From The Calum Johnson Show 👇🏾 https://youtu.be/YN2SsefYGNU?si=RE04yLfCafxgmG_C…
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Want a high-paying career in Cybersecurity? Today, we're diving into a lucrative world that many underestimate—cybersecurity. Our guest, Boyd Clewis, is not just a cybersecurity expert but a Forbes published author, international speaker, and a maverick who teaches how to treat your career like a business. Alongside our hosts, George and Carter Cof…
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If you want to keep more of your money we are going to unpack what the future holds for inflation, monetary policies, and the ever-volatile stock market! his episode is packed with valuable insights on why investing is no longer optional but mandatory to stay ahead of inflation, which is projected to hover around 2.5% to 2.7% in 2025. We'll explore…
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