Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more. Hosted on Acast. See acast.com/privacy for more information.
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"The Big Picture" is a dynamic podcast challenging the notion that Filipinos lack business acumen. Tailored for aspiring entrepreneurs, seasoned business owners, and everyone in between, our show brings you the journeys, strategies, and insights of diverse Filipino entrepreneurs. Join us as we explore the realms of possibility, urging every Pinoy to SEE, THINK, and ACT big. Dive into weekly episodes on entrepreneurship, mindset, and growth across Spotify, Apple, and YouTube. Subscribe and be ...
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Think Before You Bet: Avoid and Overcome Gambling Addiction
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16:48Welcome to Episode 227 of The 80 Percent. Gambling can start as harmless fun but can quickly turn into an addiction that affects your finances and your relationships. In this episode, we discuss the signs of gambling addiction, tips for responsible gambling, and actionable steps to recover if you're already struggling. Episode sponsor: Learn to tra…
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The 8 Types of Wealth and Why You’re Richer Than You Think
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27:09Welcome to Episode 226 of The 80 Percent. When we hear the word wealth, most of us think of money—savings, investments, maybe owning a house or a car. But what if I told you that wealth goes way beyond your bank account? In this episode, we’ll explore the eight types of wealth that really define a rich and meaningful life. From time and health to r…
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Trade Talks: Breaking Down Global Market Moves with Inki Cho & Li Xing Gan
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27:26Welcome to Episode 225 of The 80 Percent. In this episode, I’m joined by Inki Cho and Li Xing Gan to talk about how global events impact the markets — and what that means for traders. From cryptocurrency, forex, oil prices, and gold movements to the influence of major economic data, we break down how to read the global pulse and respond with smart …
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I'm taking a short break and will be back next month, in May. In the meantime, listen to my past episodes at www.the80percentpodcast.com Hosted on Acast. See acast.com/privacy for more information.
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Listen Back: 7 Ways Investing Can Make Your Life Better
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11:42Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 144. For the original show notes, visit my blog post here. Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.…
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Understanding Pag-IBIG MP2: Is It Worth It?
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10:12Welcome to Episode 224 of The 80 Percent. Have you heard of Pag-IBIG MP2? If not, you must listen to this episode because you don’t want to miss out on what is currently the favorite investment of many Pinoys. I’ll explain how it works, how to invest in it, its pros and cons, and whether it’s worth it… all in a simple and practical way. Episode spo…
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10 Money-Smart Ways To Stay Cool This Summer
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8:57Welcome to Episode 223 of The 80 Percent. Summer is here, and our electric consumption will increase. But keeping your home comfortable during the hot summer months doesn’t have to drain your wallet. Today, I’ll share 10 budget-friendly tips to stay cool all summer long! Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/lea…
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6 Money-Saving Tips For Living in a Condo Home
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5:26Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/kSeDC Hosted on Acast. See acast.com/privacy for more information.
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How to Protect Your Senior Parents from Investment Scams
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15:45Welcome to Episode 222 of The 80 Percent. Seniors are usually the target of scammers. In this episode, I’ll share tips on how you can keep your senior parents safe from investment scams. Recognize red flags, inform them about fraud tactics, and motivate them to safeguard their financial security. Episode sponsor: Learn to trade forex and the global…
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How To Optimize Your Income Streams for Better Cashflow
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29:25Welcome to Episode 221 of The 80 Percent. Having multiple income streams doesn’t always mean more financial security. In this episode, I share the audio of my presentation on optimizing cash flow. Alex, a recent client, approached me to evaluate his income sources. His case serves as the example I used in this presentation, and you can find the spe…
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Listen Back: 7 Profitable Side Hustles for Introverts
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26:36Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 157. For the original show notes, visit my blog post here. Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.…
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Small Business Ideas You Can Start in 2025
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17:10Welcome to Episode 220 of The 80 Percent. Are you looking for a profitable business venture? In this episode, I’ll share several small business ideas you can start, from AI-powered services to eco-friendly products, health and wellness ventures, and many more. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph f…
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Dealing with Friends Who Take Advantage of Your Generosity
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10:28Welcome to Episode 219 of The 80 Percent. Friendships are built on trust, mutual respect, and understanding. However, financial matters can sometimes blur those boundaries, leading to uncomfortable situations where one friend feels taken advantage of. In this episode, we’ll explore practical steps for handling friends who may be unknowingly or know…
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Welcome to Episode 218 of The 80 Percent. Where will I invest in 2025? Here are the top investment opportunities that I’m considering. I hope that by sharing these, I can help you make informed decisions about growing your portfolio this year. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. For t…
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Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/0hWIO Hosted on Acast. See acast.com/privacy for more information.
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Welcome to Episode 217 of The 80 Percent. According to recent news from the National Economic and Development Authority (NEDA), the Philippines maintained its 2024 inflation rate target of 3.2 percent, following last December's 2.9 percent rate. With new challenges and opportunities in today’s economy, it is crucial to maintain consistent savings h…
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3 Realizations and Lessons That 2024 Taught Me
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25:55Welcome to Episode 216 of The 80 Percent. This is the last episode of 2024. Today, let me share the three biggest realizations and lessons I learned in the year that was. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. For the show notes, visit my blog post here. Hosted on Acast. See acast.com/pr…
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Welcome to Episode 215 of The 80 Percent. Gusto mo nang mag-resign? Teka muna. Before you tender that resignation letter, make sure to do these essential things that I’ll share with you today so you can avoid financial stress. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. For the show notes, vi…
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Deserve Ko ‘To: Money-Smart Ways to Reward Yourself
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9:15Welcome to Episode 214 of The 80 Percent. Stress sa trabaho? May na-close ka na client? Or simply, pagod na sa life? Deserve mong gumastos para sa sarili mo. But you have to be smart about it. In this episode, you’ll discover how to reward yourself while staying within budget. Learn tips on how to balance saving and spending. Episode sponsor: Learn…
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12 Essential Investing Tips for Millennials
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15:05Welcome to Episode 213 of The 80 Percent. Your 30s is a great time to build your wealth. Aside from nurturing your career, it would be best if you also were growing your investment portfolio. In this episode, I’ll share twelve practical investing tips for millennials. Learn how to start small, diversify, reinvest earnings, and build wealth for your…
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What To Do When You Feel Overwhelmed By Your Goals
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16:29Welcome to Episode 212 of The 80 Percent. Do you feel overwhelmed by your financial goals? Ang dami mong gustong gawin at bilhin, pero hindi mo alam kung kaya mo ba ma-achieve ang mga ito. In this episode, I’ll share practical steps for regaining control, prioritizing effectively, and staying motivated on your journey to financial success. Episode …
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Earn Passive Dividend Income from these Investments
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24:10Welcome to Episode 211 of The 80 Percent. Passive income is the best type of income. Who doesn’t want their money to work for them, right? In this episode, we give 10 investments that give out passive dividend income to help you build your wealth. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. F…
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Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/NWrAp Hosted on Acast. See acast.com/privacy for more information.
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Listen Back: How To Save Money on a Low Income
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18:31Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 112. For the original show notes, visit my blog post here. Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.…
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The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we'll dig into what herd mentality is, how it can mess with your money, and how to break free from the crowd to make smarter financial choices that work for you. To read the transcript, you can visit my blog …
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7 Productive Things You Can Do On a Rainy Day
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10:41Welcome to Episode 210 of The 80 Percent. When you’re stuck at home because it’s raining or there’s a storm, do you just sleep or watch TV all day? In this episode, we’ll share seven things you can do to make productive use of your time. Yes, rest is important, and you should do that, but if you’re bored and thinking of what to do on a rainy day, t…
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Welcome to Episode 209 of The 80 Percent. Have you heard of mindful money management? In this episode, we’ll discuss the pros and cons of the two main ways we handle our money and how to know when to be emotional or when to be rational with your money decisions. Additionally, you’ll learn practical tips for budgeting, saving, and spending in a way …
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How to Develop Good Money Habits That Stick
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13:10Welcome to Episode 208 of The 80 Percent. Building good habits is often seen as a matter of discipline and consistency, but the real key to lasting change lies much deeper—within our identity. While many people focus on what they want to achieve, like exercising more or eating healthier, they often overlook the foundation that sustains those habits…
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How to Be a Freelancer and Earn Extra Income
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23:57Welcome to Episode 207 of The 80 Percent. Looking to earn extra income? Freelancing might be the perfect solution! In this episode, we’ll walk through the essential steps to start your freelancing journey and turn your skills into a profitable side hustle. Whether you're a designer, writer, developer, or whatever talent you have, this episode will …
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5 Subtle Signs That You’re Doing Well Financially
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5:41
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5:41Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: https://t.ly/b3k7O Hosted on Acast. See acast.com/privacy for more information.
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Money-Saving Tips When Buying the Things You Need
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19:36Welcome to Episode 206 of The 80 Percent. Just because you’re buying a necessity doesn’t mean you can’t save money. In this episode, I will share practical money-saving tips to help you get the best deals on essential purchases. Learn how to make informed decisions while shopping for everyday needs. Episode sponsor: Learn to trade forex and the glo…
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Investing Strategies During Market Volatility
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27:16Welcome to Episode 205 of The 80 Percent. The stock market seems to be going nowhere. One week, it’s up, and another week, it’s down. In this episode, I’ll share effective investing strategies for navigating market volatility with confidence. Learn how to protect your portfolio, seize opportunities, and make informed decisions during uncertain time…
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Listen Back: The Story of How I Became an Entrepreneur
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18:45Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 39. For the original show notes, visit my blog post here. Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.c…
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Welcome to Episode 204 of The 80 Percent. Do you often experience buyer’s remorse? That’s a sign that you’re spending on things that don’t have long-term value. In this episode, I’ll share three ways to stop mindless purchases and learn how to align your spending with who you are and what’s most important to you. Episode sponsor: Learn to trade for…
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Welcome to Episode 203 of The 80 Percent. How do you plan for a secure and comfortable retirement? When should you start, and where should you invest? In this episode, I’ll provide a quick overview of what to expect when you retire and discuss investment options that can help you achieve a stress-free and comfortable retirement. Episode sponsor: Le…
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How to Have the Courage to Take Action on Your Finances
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20:50Welcome to Episode 202 of The 80 Percent. You already know what you need to do to improve your finances and your life, but somehow, you’re afraid, and you doubt yourself that you’ll succeed. In this episode, we’ll learn how to take action even when you feel unready and explore practical tips to boost your courage and confidence. Episode sponsor: Le…
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Welcome to Episode 201 of The 80 Percent. We make decisions every day. Some are small and trivial, while others are major and have a major impact on our lives. In this episode, we learn about the different types of decisions we make, especially when faced with financial situations. We’ll discover how to be more confident with our choices, no matter…
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Listen Back: 5 Financial Habits That Every Person Should Have
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18:05Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners. This was Episode 114. For the original show notes, visit my blog post here. Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. Hosted on Acast. See acast.…
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#103 A Real Estate Mogul’s Super Hero Story With Reggie Manaloto
1:37:57
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1:37:57Join Reggie Manaloto of Global One Realty as he shares his incredible “super hero” journey from working overseas to becoming a real estate powerhouse. Hear how returning to college for civil engineering paved the way for the making of his business, Global One Realty. Get insider tips on measuring success, the power of lead marketing, and distinguis…
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The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener. In this episode, we'll discover how to overcome the endowment effect and make smarter financial decisions. I'll share practical tips to avoid common financial mistakes brought about by this cognitive bias. To read the transcr…
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#102 How Drogos Conquered the Custom Car World! With Emman Rulete
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58:53Join us as we sit down with Emman Rulete, the founder of Droggos, to explore his journey in metal fabrication and custom car modifications. Emman delves into what inspired him to enter this unique niche, the challenges he's faced, and the strategies he uses to handle high-ticket clients. He also discusses how car customization laws affect his busin…
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Money-Saving Hacks for Those Who Struggle to Save
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20:45Welcome to Episode 200 of The 80 Percent. Do you find it hard to save money? In this episode, we share money-saving hacks for those who hate saving. Discover practical and easy strategies to boost your savings without feeling deprived. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/learnforexph for details. For the show …
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#101 Breakthrough Hacks! Simple Strategies to Move Your Business Forward With Michael Uy and Dave Visaya
46:24
46:24
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46:24Feeling stuck and frustrated with your business stalling? Dave and Mike are here to get you unstuck! In this episode,they'll share powerful strategies to help you: Break free from that sticky business rut and reignite your passion. Discover fresh ideas and growth opportunities by learning from successful entrepreneurs. Shift your perspective and id…
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Welcome to Episode 199 of The 80 Percent. Do you know what the halo effect is? In this episode, we discuss this cognitive bias that can negatively influence one’s investment decisions. We’ll learn how to recognize and mitigate the halo effect to make more objective and informed investment choices. Episode sponsor: Learn to trade forex and the globa…
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#100 Creating a Value-Driven Business Built on Integrity with Meanne Liong
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1:09:01We’ve hit the 100th episode mark in our podcast, and we have a very special guest in today’s episode! Meet Meanne Liong, the face behind Liong Garments and the dragon woman who built her garments empire, which has been thriving for over ten years. Meanne’s unique leadership skills and her drive to build a business based on values set her apart from…
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Welcome to Episode 198 of The 80 Percent. Stay on track with your financial goals by performing a mid-year check-up. In this episode, I’ll share the tasks you need to accomplish with your budget, savings, and investments to ensure financial success for the rest of the year. Episode sponsor: Learn to trade forex and the global markets. Visit bit.ly/…
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#99 Thriving Beyond Expected - Secrets to Pediatric Therapy Success With April Grace Chiongbian
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59:22Our special guest, April Grace Chiongbian, initially set her sights on becoming a doctor. But fate, and maybe a dash of passion, had other plans. Instead of grad school applications, she found herself drawn to the world of occupational therapy. Fast forward a few years, and April Grace is the mastermind behind Fundamentals Pediatric Therapy Center,…
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Money Dysmorphia: How to Overcome Your Financial Distortions
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26:42Welcome to Episode 197 of The 80 Percent. Money dysmorphia refers to insecurity about one's financial situation. It is a condition that distorts one's perception of wealth and financial well-being. In this episode, we explore how money dysmorphia influences our spending, saving, and investing. But we also share the steps we can take to achieve a he…
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#98 Who Knew Burgers Could Change Lives? with John Paul "JP" Maunes
1:31:42
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1:31:42Get ready to be inspired! This episode features John Paul "JP" Maunes, a serial entrepreneur with a huge heart. He's also the mastermind behind Metro Cebu's most-loved, melt-in-your-mouth cheeseburgers – Dubby's! JP's story is one of passion and purpose. We'll delve into his journey of building his burger empire from scratch, fueled by love and met…
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Fun Family Activities That Will Improve Your Finances
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19:16Welcome to Episode 196 of The 80 Percent. Combining family activities with financial education and application might seem difficult, but it's entirely possible. In this episode, I share four engaging and enjoyable family activities that will strengthen your bond as a family and improve your budget and financial health. Episode sponsor: Learn to tra…
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