Personal Essays written and read by Cardinal Newman and Ursuline High School Senior 2008 English students. Podcast designed and produced as a senior project to enhance communication through multimedia. Listening to personal audio from their peers will serve to inspire them and others to improve their writings.
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Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money ...
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The OFFICIAL MrCreepyPasta Storytime! Hey there kids! It's me, MrCreepyPasta! And I think I might have found a new way to bring Creepypasta stories from the deep dark stones of the crypt and right to the ear balls in your head. If you're as excited as I am to hear a good story of terror and fear as I am then give me a subscription, hide under your blanket, and prepare yourself for some sweet dreams. Creepypasta Storytime is a collection of some of the most horrifying (and occasionally funny) ...
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My Wife and I Went to Las Vegas for Our Honeymoon by JLGoodwin1990 (1/4)
37:13
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37:13Author here! After the reception you guys had to my Crater Lake story a day ago, I'm hoping you'll like this series just as much! It's the first part of a four parter, one that is a slow burn in the vein of Alfred Hitchcock, with a mixture of horror, suspense, and thriller. It's one of my favorite stories I've written so far. And if you have a keen…
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3159: Luck, Credit, and the FIRE Movement by Sean Mullaney of FI Tax Guy on Financial Independence
14:10
14:10
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14:10Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3159: Sean Mullaney offers a compelling defense of the FIRE movement by reframing it not as a claim to credit or privilege, but as a tool for improving financial outcomes through intentional de…
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3158: How to Create "Tiny Advantages" and Crush Your Opponents by James Altucher on Investing Advice
9:15
9:15
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9:15Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3158: James Altucher draws a powerful parallel between winning at chess and successful investing: both hinge on consistently building tiny advantages. From choosing debt-free companies with str…
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Author here! It's been a hot minute since MrCreepyPasta narrated one of my stories, and especially since the popular Abandoned Ship story of mine, but here you guys are! It is one of my older ones, as I'm currently working on a new, rather ambitious project I'm wanting to turn into a manuscript, but I hope you enjoy it anyways! ~ J.L. Goodwin 🖋️ Th…
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The Family Next Door Kept a Man Under Their House by Harambe_556
27:55
27:55
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27:55Listen to me, Danny. You never, ever, open that door. Do you understand me? Never. I've told you before and I'll tell you again. Under no circumstances do you go in there. 🖋️ The Author: https://www.reddit.com/user/Harambe_556/submitted/ 📹 Video!: https://www.youtube.com/watch?v=3uxp7j0KXMw 📖 Read Along!: https://www.reddit.com/r/nosleep/comments/r…
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3157: The 3 Most Important Words in Financial Planning by Erik Carter of Financial Finesse
10:37
10:37
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10:37Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3157: Erik Carter underscores how embracing a margin of safety, a buffer against unpredictability, can transform your entire approach to financial planning, from investing and retirement to ins…
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3156: [Part 2] 5 Ways We Avoided Lifestyle Inflation to Reach Financial Freedom by Lisa Harrison of Mad Money Monster
10:04
10:04
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10:04Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3156: Lisa Harrison shares how she and her husband sidestepped lifestyle inflation to build wealth and achieve financial freedom, without sacrificing joy or connection. Through mindful home buy…
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I record dreams for living by Willing_Procedure_34
10:59
10:59
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10:59Dream research assistant needed. Quiet night work. High pay. Must be discreet. 🖋️ The Author: https://www.reddit.com/user/Willing_Procedure_34/submitted/ 📹 Video!: https://www.youtube.com/watch?v=s1uoDSnCuqg 📖 Read Along!: https://www.reddit.com/r/nosleep/comments/1kherme/i_record_dreams_for_living/ Check out my new books! A collection of Creepypas…
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I agree; this must be a series. 🖋️ The Author: https://www.reddit.com/user/Colourblindness/submitted/ 📹 Video!: https://www.youtube.com/watch?v=D6AdjFao0Sk 📖 Read Along!: [redacted] Check out my new books! A collection of Creepypasta compiled by some of my all time favorite authors and friends! 💀 Volume 1: http://a.co/iNqTwRZ 💀 Volume 2: http://a.c…
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3155: [Part 1] 5 Ways We Avoided Lifestyle Inflation to Reach Financial Freedom by Lisa Harrison of Mad Money Monster
9:53
9:53
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9:53Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3155: Lisa Harrison shares her personal journey from a youthful splurge on a flashy car to a values-driven commitment to living within her means. Through candid storytelling and practical advic…
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3154: Why I Won’t Give My Kids An Allowance by Andy Hill of Marriage, Kids and Money
10:28
10:28
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10:28Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3154: Andy Hill challenges the traditional notion of giving kids an allowance by linking money to effort through “Chore Money.” His approach teaches children real-world financial principles, li…
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3153: The Percentage Of People With No Wealth Outside Their Home Is Sad by Sam of Financial Samurai
12:31
12:31
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12:31Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3153: Sam from Financial Samurai sheds light on a growing financial vulnerability in America: nearly 30% of households have no investments beyond their primary residence. He explores how financ…
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3152: How Can You Afford to Travel the World? by Paula Pant of Afford Anything on Money Lessons
13:13
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13:13Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3152: Paula Pant shares how long-term, global travel can be surprisingly attainable, not just for the wealthy, but for anyone willing to rethink their financial priorities. By breaking down the…
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We Put Trail Cams All Over the Mountain by pentyworth223
10:51
10:51
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10:51Something keeps moving them closer to the cabin. 🖋️ The Author: https://www.reddit.com/user/pentyworth223/submitted/ 📹 Video!: https://www.youtube.com/watch?v=4sv2KLTeYfc 📖 Read Along!: https://www.reddit.com/r/nosleep/comments/1k6voiv/we_put_trail_cams_all_over_the_mountain_something/ Check out my new books! A collection of Creepypasta compiled by…
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3151: The Time Value of Money (or why 25 years of cable TV doesn't cost as much as you think) by Stephen Popick with GRS
11:43
11:43
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11:43Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3151: Stephen Popick unpacks the often-misunderstood concept of the time value of money, showing why recurring expenses like cable TV aren’t as costly in today’s dollars as they appear over dec…
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Ghosts in the Fallout by The Vesper's Bell
21:14
21:14
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21:14Happy Birthday, Blue Man! 🩵💀💙 If It’s Gold, It Glitters If It’s Silver, It Shines If It’s Plutonium, It Blisters Won’t You Please Spare A Dime? Thank you for using Oppenheimer’s Opportunities Psychotronic Attophone! 🖋️ The Author: https://www.reddit.com/user/A_Vespertine/submitted/ 📹 Video!: https://www.youtube.com/watch?v=4CdvIipytAw 📖 Read Along!…
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3150: 4 Lessons Learned From Our 2nd Rental Property by Julien Saunders of Rich and Regular
12:16
12:16
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12:16Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3150: Julien Saunders shares four hard-earned insights from preparing his second rental property, revealing how time, cash, and strategy shape success in real estate investing. Whether you're c…
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3149: 5 Reasons Why Most Don't Become Wealthy by Brian Tracy on Poor Financial Habits
10:42
10:42
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10:42Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3149: Brian Tracy breaks down the five core reasons most people fail to achieve financial independence, from never realizing wealth is possible for them to lacking long-term perspective. He exp…
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3148: What to Do with That Extra Third Paycheck by Kumiko of The Budget Mom on Intentional Spending
10:31
10:31
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10:31Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3148: Kumiko Love shares a strategic guide to making the most of an extra paycheck - a financial opportunity that comes just a few times a year for bi-weekly earners. By prioritizing intentiona…
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3147: Get Rich With: the ChaCHING Instinct by Mr. Money Mustache on Financial Independence
11:36
11:36
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11:36Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3147: Mr. Money Mustache explains how developing a “ChaCHING!” instinct, feeling rewarded by not spending money, can radically shift your financial trajectory and mindset. By training yourself …
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3146: Do Something. Do Anything. by Steve Kamb of Nerd Fitness on Trading Perfection for Progress
12:17
12:17
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12:17Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3146: Steve Kamb delivers a powerful reminder that action beats inaction every time, even if that action isn’t perfect. By showing how small, messy steps forward can overcome analysis paralysis…
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3145: Why I’m Grateful For My Student Loan Debt by Jen Hayes on Money Transformation Success
12:22
12:22
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12:22Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3145: Jen Hayes reflects on how student loan debt, while burdensome, became a catalyst for personal growth, minimalism, and financial transformation. Her story challenges conventional thinking …
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3144: The Single Most Important Trait That Defines Personal Finance Success by Robert Farrington of The College Investor
13:50
13:50
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13:50Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3144: Robert Farrington unpacks how personal accountability is the ultimate driver of financial success, highlighting that it's not just about numbers, it's about owning every financial decisio…
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3143: Working the ESI Scale to Financial Independence by ESI of ESI Money on Saving and Investing
10:43
10:43
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10:43Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3143: ESI breaks down the path to financial independence using a simple scale to evaluate your earning, saving, and investing skills, from disaster to excellent. He argues that success in one a…
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3142: Don't Get Burned by FIRE by Jaime of Keep Thrifty on How to Find Balance with Living and Saving Money
10:40
10:40
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10:40Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3142: Jaime of KeepThrifty challenges the conventional pursuit of early retirement by unpacking the emotional and physical burnout that can come with chasing FIRE (Financial Independence, Retir…
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3141: Craft a Better Life Than Your Parents by Craig Stephens of Retire Before Dad on Intentional Living
12:46
12:46
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12:46Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3141: Craig Stephens reflects on the transformative power of parenthood, showing how it can awaken a deeper sense of purpose and drive to improve upon the life paths laid by previous generation…
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3140: A Different Way of Looking at Spending by J. Money of Budgets Are Sexy on Mindful Consumption
10:08
10:08
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10:08Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3140: J. Money invites readers to transform everyday spending into acts of conscious support by reframing expenses as contributions to the people, businesses, and causes we value. This mindset …
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3139: Want to Be a Better Investor? Stop Staring at Your Portfolio by Vitaliy Katsenelson on Building Wealth
12:23
12:23
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12:23Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3139: Vitaliy Katsenelson argues that obsessively monitoring your portfolio can lead to emotional decision-making and worse investment outcomes. Instead, he urges investors to zoom out, think l…
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3138: Giving Up the Lottery Fantasy by Chris Guillebeau on How to Build A Life Rooted in Purpose and Autonomy
10:50
10:50
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10:50Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3138: Chris Guillebeau reflects on the allure of the lottery fantasy and shares why he’s chosen to let it go for good. Instead of hoping for sudden wealth, he champions the satisfaction of buil…
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3137: Preferred vs Common Stocks: How Do They Differ by Amy Blacklock and Vicki Cook with Women Who Money
13:59
13:59
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13:59Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3137: Amy Blacklock and Vicki Cook explain the key differences between common and preferred stocks, offering clarity on how each type fits distinct investment goals. While common stocks offer g…
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3136: Bankruptcy and Debt: You Can Come Out Stronger in the End by Tracie with Jackie Beck
10:53
10:53
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10:53Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3136: Tracie shares her deeply personal journey from bankruptcy to financial freedom, offering a raw, relatable look at the emotional toll of debt and the power of persistence. By embracing bud…
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1
3135: Do What You Hate to Do What You Love by Chris Reining on Financial Independence
9:23
9:23
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9:23Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3135: Chris Reining challenges the popular career advice to "do what you love" by showing how it's often wiser, and more sustainable, to do what you hate so that you can eventually afford the f…
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1
In 1970, the state of Oregon blew up a beached whale by JLGoodwin1990
33:03
33:03
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33:03November 9th - What a phenomenon. 🖋️ The Author: https://www.reddit.com/user/JLGoodwin1990/submitted/ 📹 Video!: https://www.youtube.com/watch?v=HZYC9WsEFtY 📖 Read Along!: [redacted] Check out my new books! A collection of Creepypasta compiled by some of my all time favorite authors and friends! 💀 Volume 1: http://a.co/iNqTwRZ 💀 Volume 2: http://a.c…
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1
The Spire in the Woods: The Widower's Clock by Tony Lunedi [Reboot] (3/3)
1:45:32
1:45:32
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1:45:32For whom the bell tolls. 🖋️ The Author: [redacted] 📹 Video!: https://www.youtube.com/watch?v=tshZiuSnk4Q 📖 Read Along!: https://www.amazon.com/Spire-Woods-Tony-Lunedi/dp/1521132518 Check out my new books! A collection of Creepypasta compiled by some of my all time favorite authors and friends! 💀 Volume 1: http://a.co/iNqTwRZ 💀 Volume 2: http://a.co…
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1
3134: Your Retirement Checklist by Mike Ballew of Egg Stack on Financial Freedom and Money Goals
10:44
10:44
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10:44Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3134: Mike Ballew delivers a no-nonsense breakdown of the essential financial and logistical steps to take before retiring, from ditching debt and adjusting investments to creating an end-of-li…
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3133: How Does Mental Health Affect Your Financial Health by Lyle Soloman with Fiology
14:21
14:21
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14:21Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3133: Lyle Soloman explores the deep, often overlooked connection between mental well-being and financial stability, revealing how issues like depression, anxiety, and low self-esteem can lead …
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3132: [Part 2] Save Money Where It Matters Most by Corey of The Fioneers on Financial Focus
11:37
11:37
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11:37Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3132: Corey from The Fioneers emphasizes the importance of focusing on the "big three" expenses, housing, transportation, and food, to meaningfully boost savings without losing balance in life.…
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3131: [Part 1] Save Money Where It Matters Most by Corey of The Fioneers on Financial Independence
11:26
11:26
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11:26Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3131: Corey of The Fioneers breaks down how focusing on the “big three” expenses, housing, transportation, and food, can dramatically improve your financial flexibility and fast-track your path…
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3130: How to Communicate With Your Partner When You Disagree by Corey Allan on Money Disagreements
9:38
9:38
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9:38Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3130: Corey Allan explores practical ways couples can navigate disagreements without damaging their connection, especially when core values or lifestyle changes like minimalism are at stake. Dr…
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3129: What Does Zero Percent APR Really Mean? by Jamie Cattanach on Wealth Building Habits
10:19
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10:19Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3129: Jamie Cattanach breaks down the truth behind enticing 0% APR credit card offers, revealing how easily they can turn into a debt trap if you’re not careful. By understanding the fine print…
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1
The Spire in the Woods: The Bells by Tony Lunedi [Reboot] (2/3)
1:34:37
1:34:37
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1:34:37Can you hear them? 🖋️ The Author: [redacted] 📹 Video!: https://www.youtube.com/watch?v=Un0U53ktXhY 📖 Read Along!: https://www.amazon.com/Spire-Woods-Tony-Lunedi/dp/1521132518 Check out my new books! A collection of Creepypasta compiled by some of my all time favorite authors and friends! 💀 Volume 1: http://a.co/iNqTwRZ 💀 Volume 2: http://a.co/i0O9z…
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1
The Spire in the Woods by Tony Lunedi [Reboot] (1/3)
1:38:36
1:38:36
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1:38:36A reboot of an EXTREMELY DARK classic! Shoutout to the CreepCast for covering this; get Tony Lunedi's book today~ 🪵 🖋️ The Author: [redacted] 📹 Video!: https://www.youtube.com/watch?v=rqJuk1Z6kq4 📖 Read Along!: https://www.amazon.com/Spire-Woods-Tony-Lunedi/dp/1521132518 Check out my new books! A collection of Creepypasta compiled by some of my all…
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1
3128: How To Adopt Financial Habits That Stick by Mark Dennis with Financial Finesse on Money Freedom
13:06
13:06
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13:06Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3128: Mark Dennis shares practical strategies for building financial habits that actually last, emphasizing the importance of values-based goals, small wins, and systems over willpower. Learn h…
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1
3127: How To Get Your Money Out Of Your 401K Before 59 1/2 by Wanderer of Millennial Revolution
11:44
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11:44Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3127: Wanderer breaks down how to access your 401(k) funds before age 59½ without paying penalties, using a strategy called the Roth Conversion Ladder. By carefully rolling over 401(k) funds in…
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3126: 5 Reasons Ditching FIRE For FIOR Might Be Your Best Financial Move by Lisa Harrison of Mad Money Monster
11:15
11:15
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11:15Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3126: Lisa Harrison introduces FIOR, Financial Independence/Optional Retirement, as a flexible alternative to traditional FIRE, offering a more realistic and enjoyable path toward financial sec…
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3125: Top 5 Non-Medical Factors That Affect Your Life Insurance Rates by Jeff Root with Good Financial Cents
10:56
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10:56Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3125: Jeff Rose highlights five often-overlooked non-medical factors that can significantly influence your life insurance premiums, offering practical advice to help you better position yoursel…
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1
3124: The Zero Cost Lifestyle by Tynan on Intentional Living and Extreme Frugality
12:26
12:26
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12:26Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3124: Tynan breaks down how intentional, creative decision-making can fund a fulfilling life at a fraction of the expected cost. By rethinking needs and eliminating unnecessary spending, he des…
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1
We found a survivor in the forest by pentyworth223
9:25
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9:25He says the Wendigo let him go. 🖋️ The Author: https://www.reddit.com/user/pentyworth223/submitted/ 📹 Video!: https://www.youtube.com/watch?v=zE74sskcdek 📖 Read Along!: https://www.reddit.com/r/nosleep/comments/1k4uazb/we_found_a_survivor_in_the_forest_he_says_the/ Check out my new books! A collection of Creepypasta compiled by some of my all time …
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3123: The Key To Happiness Is Saving More Not Making More Money by Sam Dogen of Financial Samurai
11:38
11:38
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11:38Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3123: Sam from Financial Samurai argues that true happiness stems more from how much we save than how much we earn. Backed by compelling survey data and personal anecdotes, he illustrates how s…
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3122: Find Out For Yourself by Ross Enamait of Ross Training on Extreme Ownership
10:53
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10:53Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3122: Ross Enamait challenges the culture of passively consuming advice by urging readers to test ideas for themselves, embrace trial and error, and trust personal experience over hearsay. His …
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