Best How To Get A Good Credit Score Podcasts (2025)

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Millions can now reclaim student loans! | Savings safety limit to rise | Will energy prices go up? 55:32

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19h ago55:32

55:32

Martin goes through the four different reasons why many university leavers in their 20s, 30s and 40s may be able to get £100s or even £1000s of student loan money back. Plus, what’s likely to happen when the new energy price cap is announced this Friday, Martin goes over the now bigger protection for people’s savings, you tell us the cheapest item …

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Seasonal jobs are up, but is that a good sign for the economy? 27:55

1d ago27:55

27:55

A recent report by Indeed Canada found that seasonal job postings are up 12% this year compared to 2024, which could offer some respite for those looking for work. Statistics Canada says the unemployment rate remains elevated for the month of October, sitting at 6.9%, while youth unemployment is basically double that at 14.1%. Host Mike Eppel speak…

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Effective Strategies for Improving Your Credit Score 5:04

1d ago5:04

5:04

Stop playing checkers while the banks play chess. Here are 3 powerful strategies to manipulate your credit score and win the game. #CreditRepair #CreditScore #FixCredit #ImproveCredit #CreditTips #FinancialHealth See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.…

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Question Time: Will my new husband need to pay for my daughter’s uni? Do high interest savings beat cash ISAs? 27:16

4d ago27:16

27:16

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how to open savings accounts with limited ID, is there a way to make more cash from ISA bonuses, can I end my broadband contract if I’m moving house and does Martin prefer spaghetti hoops, or alphabetti spaghetti? If you’ve got a question for Martin …

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585 – Small Business: Mixing Personal and Business Debt Pros & Cons 32:14

6d ago32:14

32:14

Many Ontario small business owners use personal credit to get a venture off the ground, because banks rarely lend to brand-new businesses. That convenience can help with early cash-flow gaps and sometimes costs less than a high-risk business loan, but it also creates serious personal exposure: guarantees, blurred books, CRA headaches, and credit-sc…

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A wallet workout to gain pounds! Earn £100s in minutes perusing your purse or (digital) wallet 1:09:14

8d ago1:09:14

1:09:14

Martin Lewis tells you how to speedily spot the best debit cards, credit cards, overdrafts, improve your driving licence, organ donor cards and more! Plus, new top savings, Martin’s meeting with the Chancellor, and success story on how to beat the O2 price-hike hike! If you’ve got a question for Martin on absolutely anything and everything, you can…

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Question Time: Is paying via PayPal a bigger risk? How to do a budget? Has the government ever told Martin to stay schtum? 31:05

11d ago31:05

31:05

In our Question Time podcast, Martin takes your questions on anything and everything, including: how to compare electric vehicle tariffs, why bank accounts lie, how an 18-year-old builds credit, and is your will invalid after you get married? If you’ve got a question for Martin on absolutely anything and everything, you can ask him in his Question …

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584 – Top Mistakes Debtors Make and How to Avoid Them 31:22

14d ago31:22

31:22

Drawing on experience from 25+ years and 73,000+ filings, Doug and Ted break down the top debt mistakes Canadians make, and how to avoid them. They explain how problems creep up, why waiting narrows your options, high-cost credit and payday-loan cycles, CRA's real collection powers, and so much more. Canada-specific guidance for debtors with tips o…

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Will Budget 2025 finally solve Canada’s productivity problem? 12:55

14d ago12:55

12:55

Prime Minister Mark Carney introduced his first budget earlier this week, announcing a $78.3 billion deficit, as well as other major investments in defence, AI initiatives and housing. Included in the 406-page report are changes to improving productivity by implementing corporate tax reforms to incentivize foreign investors, as well as accelerate d…

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Martin’s Savings Interest Masterclass: increase what you earn by up to 50%! 1:04:37

15d ago1:04:37

1:04:37

Martin Lewis gives you his savings interest Masterclass, helping you maximise every penny. He covers cash ISAs, fixed savings, regular savers, putting money away for a home, how savings tax works, how safe savings are, and more! If you have a question for Martin, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcas…

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Question Time: Will ISA changes hit what I’ve saved? Safer to stick cash under the bed? A credit card for my eight-year-old? 27:09

18d ago27:09

27:09

In this week’s Question Time, Martin answers your questions about absolutely anything and everything – including: Will the predicted budget ISA changes affect me? Should I give my eight-year-old a credit card? Should I keep cash under my mattress? Can a car finance claim jeopardise my current car finance agreement? How does the marriage tax allowan…

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583 – Job Loss: What to Do Financially in Your First 30 Days 30:52

21d ago30:52

30:52

Laid off or let go? Your first 30 days matter. This is a practical, Canada-specific guide to unemployment, covering everything from applying for EI to discussing when upskilling or a pivot makes sense, as well as the risks of jumping into self-employment and how to handle debt while unemployed. If you're currently employed, treat this episode as a …

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A snip to rates and a surge on the markets: an economic check-up! 23:31

22d ago23:31

23:31

The Governor of the Bank of Canada, Tiff Macklem, announced the fourth policy interest rate cut this year, down by a quarter of a percentage point to 2.25%, signaling a steadiness in inflation, while simultaneously warning of a weakening economy. It comes in the midst of a volatile U.S.-Canada trade war, and ahead of a later-than-usual federal budg…

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Martin v Ofgem boss: Why are energy bills so high (is it green levies?) | Scrap standing charges | Is the Price Cap a rip-off? 59:32

22d ago59:32

59:32

It’s Martin v Ofgem this week (well, Jonathan Brearley, the boss). Martin asks Jonathan why energy bills are so high, about scrapping standing charges, who funds the regulator, writing off energy debt, issues around green energy, and loads more. It’s a jam-packed episode, also including what Martin thinks about O2 raising their prices by more than …

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582 – How to Prioritize When Every Expense Feels Urgent 31:01

28d ago31:01

31:01

When money is tight, everything feels urgent. Rent, groceries, a credit card bill, and that unexpected car repair. In this episode, we walk through a survival-mode framework for prioritizing essentials, organizing a bare-minimum budget, and avoiding common traps that lead to a deeper debt spiral. We discuss why "loud" debts aren't always the ones y…

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Will Canada have to kiss its sexy credit score goodbye? 15:21

30d ago15:21

15:21

No one likes checking their credit score and seeing a hit to the rating - even the Canadian government. Credit rating agencies are bracing for the upcoming November 4th federal budget, and with a lack of fiscal updates since the last federal budget under the Trudeau government, economists aren't quite sure what they should expect when it comes to t…

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Question Time: Can I refuse a Smart meter? Should I clear my student loan? Is a stoozer a loser? 32:38

1M ago32:38

32:38

In our Question Time podcast, Martin takes your questions on anything and everything within reason. Including: is it worth fixing energy for longer than a year?; are app-based savings accounts worth it?, plus the producer asks him for broadcasting tips! Send an email to [email protected] to suggest your question.…

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581 – Why the Best Financial Advice Sounds Boring – But Works 31:09

1M ago31:09

31:09

Ever feel like the best financial advice sounds... boring and hard to stick to? Doug Hoyes and guest Licensed Insolvency Trustee Maureen Parent discuss why the most effective money habits are often the least exciting. From the myth of quick fixes to the power of slow, steady progress, they explore how consistency, not complexity, builds lasting fin…

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Free £400 for switching bank! Was Uni worth it? Cash ISAs to be cut 1:02:48

1M ago1:02:48

1:02:48

Martin Lewis takes you through the seven banks willing to pay you to switch, what it means for your credit score, joint bank accounts, overdrafts and how some make £1,000s doing it. Plus, you tell us if university was worth it. We discuss rumours that the Chancellor may cut the cash ISA limit, plus an update on car finance misselling. You can get i…

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Jeep production heads south, Canada's auto sector stays in purgatory 20:41

1M ago20:41

20:41

Canada's automotive sector continues to trot along the bumpy road, after auto giant Stellantis announced its plans to relocate Jeep production from the Brampton Assembly Plant to a location in Illinois. The Brampton plant has closed its doors in 2024 in preparation for the production of the new EV model, but that's also been paused after US Preside…

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Question Time: Is cash king? Should you keep some mortgage debt? Can I reclaim student loan taken off my bonus? 27:09

1M ago27:09

27:09

In our weekly Question Time, you ask Martin questions on anything and everything, and he does his best to answer them. This week: if I have a lot of credit cards, should I cancel any unused ones? Should I keep my mortgage debt or pay it off? Is Martin working out? A double helping of student finance, and more! If you’ve got a question for Martin, e…

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580 – Can You Really Live Debt Free in Canada? 31:04

1M ago31:04

31:04

Can you live without debt in today's Canada? In this myth-busting episode, Doug and Ted explore the real cost of going debt-free. They unpack the difference between credit and debt, challenge the necessity of mortgages and student loans, and share strategies to reduce or eliminate debt, whether you're starting out or retiring soon. From rising hous…

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14 million to get mis-sold car finance compensation! 58:32

1M ago58:32

58:32

Martin Lewis takes you through the mis-selling of car finance after the regulator launched its plans for a mass £8.2bn redress scheme – where 14 million people could get compensation. He explains why it’s being paid, how much you could get, if you could get it, what you need to do to get it, should you go to court, can you claim for deceased relati…

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579 – Budgeting Without Burnout: Finding the Right Tracking Method 32:13

2M ago32:13

32:13

Is tracking every single expense the key to taking control of your finances, or just a fast track to burnout? What are the pros and cons of meticulous money tracking? Doug Hoyes and guest Charlie Kovacs debate who benefits most from detailed spending logs, when it's OK to simplify, and strategies to build a money system that actually sticks. 00:00 …

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Energy Question Time: Is it time to fix? (spoiler: YES!) How do I get my credit back? Are Smart Meters… not? 42:20

2M ago42:20

42:20

With the energy price cap rising 2%, and predicted to remain high for the next year, Martin Lewis answers your questions on how you can save £100s a year on home energy bills. Including new low standing charges tariffs, smart meter issues, why fixing now works and loads more... Send in your questions for future Question Time podcasts by emailing ma…

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Question Time: Is having a pension worth it? Why has my home insurance doubled? And Martin's Mick Jagger history! 30:29

2M ago30:29

30:29

Martin explains why pensions offer the biggest savings, why you must pay off credit cards IN FULL, and recounts the time he tried to convince Mick Jagger to finish his finance and accounting degree. Question Time is the new weekly bonus podcast from Martin where YOU set the agenda.... Send in your questions by emailing [email protected].…

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578 – Student Loan Struggles in Canada: Paying Debt Years Later 30:10

2M ago30:10

30:10

Student loans can follow Canadians for years after graduation, sometimes delaying life milestones like buying a home or starting a family. In this episode, Doug Hoyes and Ted Michalos explain why student debt is so difficult to repay in Canada, the risks of borrowing for education, and the Supreme Court's latest ruling on the "7-year rule" for gove…

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Is Ontario in a housing drought? 33:26

2M ago33:26

33:26

A recent report from the University of Ottawa shows 22 out of the 34 municipalities in Ontario were given failing grades in regards to taxes and red tape restrictions surrounding development acceleration. And unfortunately, Toronto seems to be wearing that 'F' right on its sleeve, reporting under 120 new condo sales in the month of August - a numbe…

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Should you take a student loan? Martin’s five things you need to know about student finance 1:03:58

2M ago1:03:58

1:03:58

Martin Lewis has his five things you need to know about student finance, including how much it’ll really cost you, why the interest rate might be a red herring, how much parents are expected to contribute and much more. He also has an update on energy standing charges. And Tell Us is all about when you’ve saved a shedload of money… completely by ac…

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Question Time: Should you invest in gold? Student loan interest? How to get energy credit back? 23:15

2M ago23:15

23:15

Martin Lewis answers your questions on absolutely anything and everything (within reason!), including how to get energy credit back, student loan interest rates, should you be investing in gold, and is overpaying your mortgage worth it? You can get in touch with the team by emailing [email protected] – make sure to send in your burning q…

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577 – How to Break Free from the Minimum Payment Trap 30:40

2M ago30:40

30:40

Making only the minimum payment on credit cards may feel manageable, but it's one of the riskiest financial habits for Canadians today. Doug Hoyes and Ted Michalos explain the real math behind minimum payments and share practical strategies for breaking out of the cycle for good. 00:00 – Setting the stage: the shift from "getting by" to falling beh…

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Grown Up Stuff: (Free) Wills & (even more important) Power of Attorney 1:14:18

2M ago1:14:18

1:14:18

Martin Lewis tackles wills and power of attorney with Melinda Giles, Member of the Law Society’s Wills and Equity Committee, and Austin Lafferty, member of the Council of the Law Society of Scotland. Plus, Mastermind is all about your credit file. You can email the podcast team at [email protected].…

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Back to the office! How to take the workplace from good to great 12:55

2M ago12:55

12:55

One by one, companies are mandating their employees to kiss their hybrid work-from-home model goodbye and head back into the office. But what once was before the pandemic rocked society's work-life balance, is no longer, and companies need to take the extra mile to ensure their offices pose as a productive workspace for their employees to thrive in…

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Question Time: Cutting Credit Card Debt, Scrapping the State Pension and more… 26:42

2M ago26:42

26:42

In this Question Time podcast Martin answers your questions on credit scores, scrapping the state pension, cutting the cost of credit card debt and the car finance compensation scheme, plus loads more.By BBC Radio 5 Live

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576 – First-Time Homebuyer's Survival Guide: Avoid Hidden Costs & Regrets 31:26

2M ago31:26

31:26

Are you considering stepping into the world of homeownership? This episode is packed with insights every first-time homebuyer needs. Doug Hoyes and Ted Michalos discuss why a declining market might benefit new buyers, the emotional traps leading to risky financial decisions, and the true cost of homeownership – beyond the mortgage. Learn how unexpe…

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The Top Children’s Savings & Investment Accounts | Car Finance Mis-selling Update 1:06:24

2M ago1:06:24

1:06:24

Martin Lewis has everything you need to know about children’s saving and investing, including Junior ISAs, Child Trust Funds, top savings, Premium Bonds and even children’s pensions. Plus, an update on the car finance mis-selling saga, an update on Lifetime ISAs, you tell us when you’ve felt the richest, and this week’s Mastermind is on personal lo…

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575 – Why Canadians Are Financially Struggling, Even When Doing Everything Right 29:57

3M ago29:57

29:57

Staying financially stable in Canada has never been harder. Even when you're working, budgeting, and "doing everything right," rising insolvencies, higher debt loads, and a cooling housing market are leaving many Canadians struggling to stay afloat in 2025. If you've ever wondered why it feels impossible to get ahead financially (even when you're t…

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Why is it so hard for young people to find a job right now? 23:08

3M ago23:08

23:08

Finding a job is difficult for anyone right now, but especially for a certain sector. Young people are having difficulty finding work. In fact, the youth unemployment rate this summer has been up to nearly 15%. A new study is taking a look at the root causes and offering some possible solutions. Host of In This Economy!? Mike Eppel speaks to L.J. V…

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Beat the energy price hike, flight delay compo, and the £1 train! 1:03:26

3M ago1:03:26

1:03:26

Martin has everything you need to know to keep your bills down ahead of the energy price cap going up in October. Also in the podcast: what to do if you’ve had a flight delayed in the past six years, you tell us the best quid you’ve spent in the last five years, and Mastermind was all about Capital Gains Tax – have you heard of the ‘Bed & Breakfast…

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574 – Simple Shifts: Ways to Save More and Spend Less 30:44

3M ago30:44

30:44

Looking to save more and spend smarter? This episode is packed with practical, expert-backed tips - from insider grocery hacks and avoiding hidden fees to smarter banking strategies. Learn how simple shifts, like opening a second bank account or using preloaded credit cards, can help you take control of your money and reach your financial goals fas…

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A Savings and Investment Special! 43:22

3M ago43:22

43:22

In this savings and investment special, Martin speaks with two professional investment advisers. Plus, his beginner’s guide to savings and how to maximise your interest.By BBC Radio 5 Live

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573 – The Best Get Out of Debt Advice from Top Guests (Compilation) 29:14

3M ago29:14

29:14

Listen for great get-out-of-debt advice from some of our most popular guests! Featuring Canadian financial experts from Hoyes Michalos and Chris Enns, founder of Rags to Reasonable, and Danielle Park, author of Juggling Dynamite. From spotting predatory financial advisors to the importance of building an emergency fund, this episode is packed with …

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A Bills Special! 40:00

3M ago40:00

40:00

In this Bills Special, Martin goes through everything you need to know about Council Tax, including how to check and challenge your band. Plus, his four easy steps to help reduce your mobile phone bill.By BBC Radio 5 Live

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Avoid Budget Stress: Estimate Your EMIs in Advance 1:56

3M ago1:56

1:56

Plan your loan repayment smartly with an EMI Calculator. Calculate EMIs for home, car, two wheeler or personal loans easily and manage your budget stress-free.By snehamuralismart

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572 – Best Advice for Getting Out of Debt - Top Strategies from Debt Free in 30 25:18

3M ago25:18

25:18

This special compilation episode is packed with nuggets of wisdom and strategies for getting out of debt. We've pulled together the best clips on avoiding credit traps, building emergency funds, and implementing practical "budgeting" strategies. 00:00 – August is a special month before launching a new season 01:00 – Why people end up in debt 02:10 …

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Are Canadian farmers going to be okay after the latest tariff threat? 21:19

3M ago21:19

21:19

Being a farmer in Canada isn't easy at the best of times, and there's a new big challenge ahead. This week, China announced a hefty tariff on our canola products, which happens to be this country's largest agricultural export. Billions of dollars are at stake - so how damaging could this be? Host of In This Economy?! Mike Eppel speaks with Mike von…

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An Energy Special! 55:11

3M ago55:11

55:11

In this Energy Special, Martin asks the boss of Ofgem why we pay more in the UK. Plus, he questions the boss of Octopus Energy about prices, smart meters and more.By BBC Radio 5 Live

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571 – Scam Compilation: The Most Dangerous Ways Canadians Are Being Tricked 26:33

3M ago26:33

26:33

From shady loan offers to AI voice fraud and everything in between, this special edition of Debt Free in 30 is your go-to for avoiding financial scams. We've compiled some of the most important scam warnings from past episodes. These are real risks facing Canadians today, and knowing the red flags could protect your money, identity, and peace of mi…

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Rating the overall health of the Canadian economy 29:59

4M ago29:59

29:59

As we approach the end of the summer, how is the economy actually doing and what can we expect for the rest of 2025? What does the data tell us about the impact of tariffs and what's really going on for Canadian businesses and households? Host Mike Eppel speaks to Don Drummond, economist and Staufford-Dunning Fellow at Queen's University and fellow…

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Smart Simple or Strategic Choosing the Right SIP Calculator 1:32

4M ago1:32

1:32

How SIP calculators help plan mutual fund investments, compare features, and choose the right tool to grow your wealth. https://www.shriramfinance.in/sip-calculatorBy snehamuralismart