Financial and retirement planning guidance from Certified Financial Planner John Teixeira and Nick McDevitt of PFG Private Wealth Management in the Tampa Bay, FL area. On this show, you'll learn about how the financial and retirement world has evolved over the past several decades, how to properly plan for your own future, and some of the important pitfalls to avoid. PFG Private Wealth Management, LLC is a registered investment adviser. All statements and opinions expressed are based upon in ...
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from John Teixeira- your professional Mansfield Arlington Real Estate Agent.
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Building wealth through Real Estate! Bringing you Discussions, Tips, Innovations, Knowledge, Real Estate Investing, and everything in between to share all we can from our years of experience as property managers and in the real estate world as a whole. Providing a new topic for each episode, and interviews from relevant individuals to help spread the knowledge and experience. From a father and son real estate team to a John and Kyle podcast, we strive to serve our audience far and wide by gi ...
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In this episode of "We Are TPM," hosts Kyle and John Teixeira dive into the intricacies of understanding a healthy vacancy rate in real estate markets. The discussion extends to how vacancy rates vary between different property types and across various regional markets. The episode is packed with practical advice for real estate investors looking t…
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In this engaging episode of "We Are TPM," hosts John Teixeira and Kyle Teixeira dive deep into a topic every Texan and many others around the Midwest and South must grapple with: dealing with storm damages. With storm season striking twice a year, Kyle and John equip their audience with the necessary know-how to navigate the often overwhelming proc…
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In this engaging episode of "We Are TPM," hosts John Teixeira and Kyle Teixeira dive into the intriguing financial strategy of "Buy, Borrow, and Die," a technique employed by the wealthy to maximize their assets and minimize tax burdens. The conversation begins with the Teixeira's playfully introducing the strategy, likening it to a catchy movie ti…
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In this engaging episode of “We Are TPM,” hosts Kyle and John Teixeira sit down with Pete Montesino to delve into the strategic world of real estate investing. This insightful discussion focuses on how buying and owning residential properties can be a fruitful long-term investment strategy. Pete shares his personal journey of buying his first house…
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In this engaging episode of "We Are TPM," hosts Kyle and John Teixeira dive into the world of real estate investment with a fun twist, drawing parallels between investing strategies and March Madness bracketology. Kyle and John explore the concept of being intentional and the importance of research, breaking down how strategic thought and execution…
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Talking To Your Spouse About Market Crash Fears
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14:19This episode is all about the emotional side of investing during market turmoil, especially the conversations (or arguments) happening at kitchen tables right now. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management, LLC is an SEC Regist…
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What Should You Actually Do When the Market Drops?
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14:15The headlines are loud, the markets are messy, and your gut might be telling you to do something — anything — right now. But what should you actually do when your portfolio takes a hit? Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: [email protected] Disclaimer: PFG Private Wealth Management…
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Inside the Advisor’s Office: What People Are Actually Concerned About
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19:08Ever wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns, challenges, and financial goals their clients are facing today. From retirement planning to healthcare costs to working longer than expected, we’re breaking down the key takeaways and how they compare…
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April Fool’s: Beliefs That Fool Retirement Savers The Most
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14:51
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14:51April Fool’s Day is all about jokes and pranks, but when it comes to retirement planning, getting fooled can cost you real money. Today, we’re uncovering the beliefs that fool retirees and pre-retirees into making bad financial moves. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewea…
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In this engaging episode of "We Are TPM," hosts Kyle Teixeira and John Teixeira delve deep into the complexities of the federal housing voucher program, better known as Section 8. They unravel the intricacies of the program from both landlord and tenant perspectives, providing listeners with a comprehensive overview of how these vouchers impact the…
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In this engaging episode of "We Are TPM," hosts Kyle Teixeira and John Teixeira welcome back Trevor Kerr from Gateway Mortgage to provide invaluable insights into the 2025 mortgage market. Trevor shares his forecasts and advice, especically for real estate investors, amidst a market holding steady with inflation and interest rates. The talk delves …
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Social Security Claiming Tips for Diverse Family Situations
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20:22Social Security claiming strategies can vary greatly depending on family dynamics. This episode explores how different family situations, such as those with a stay-at-home spouse or a blended family, can impact when and how to claim Social Security benefits to maximize your retirement income. Helpful Information: PFG Website: https://www.pfgprivate…
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Utilizing Inspections in Rental Properties
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14:13In this episode of "We Are TPM," hosts Kyle and John Teixeira dive into the critical role of property inspections in managing rental properties. They examine various types of inspections, and how they safeguard landlords and enhance tenant relations. These inspections are crucial for landlords to avoid potential disputes and prepare properties for …
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In this episode of "We Are TPM," hosts Kyle and John Teixeira go in depth with the intricate dance between real estate markets and government policies in this insightful episode of "We Are TPM," hosted by Kyle and John Teixeira. As they delve into what a new presidency may mean for the real estate landscape, they provide a unique perspective rooted…
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In this episode of "We Are TPM," hosts Kyle and John Teixeira wrap up the year by reacting on the significant events and market trends of 2024. From the challenges posed by rising interest rates to the advancements in AI technology within real estate, they delve into the factors that shaped the market over the past year. As they unpack noteworthy d…
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New Year, New Me: How To Change Your Money Attitude In 2025
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22:04As we kick off 2025, a lot of people consider what they want the year to look like and how to put their best foot forward, especially financially. Think: “new year, new me!” To figure out what the new “you” is all about, sometimes it helps to reflect first on what you’ve done in the past and what you want to change moving forward. Today, we’ll talk…
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Identifying Problematic Tenants - Turkeys
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29:46In this episode of “We Are TPM,” listeners receive a guide to identifying and managing challenging tenants—referred to as "turkeys" in the rental property context. With Thanksgiving approaching, the episode aligns with the festive season, providing landlords with strategies to handle common tenant issues through eective approaches and clear communi…
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In this spooky Halloween edition of "We Are TPM," hosts Kyle Teixeira and John Teixeira delve into the chilling aspects of renting out your home. Offering both humorous and insightful commentary, they unlock the mysteries behind common fears landlords face, from troublesome tenants to disappearing rent payments, and the unsettling yet necessary evi…
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In this episode of We are TPM, hosts Kyle Teixeira and John Teixeira delve into the current state of the rental market, which is experiencing a noticeable softening. The discussion provides an in-depth analysis of the factors contributing to this market shift, including economic strains, election cycles, and seasonal trends. With their typical blen…
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Pricing Strategies in Today's Real Estate Market
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15:02In this episode of "We are TPM," Kyle and John Teixeira dive into the pressing topic of pricing strategies in today's real estate market. As the landscape becomes increasingly competitive, understanding the "Power of Pricing" is more crucial than ever for investors and homeowners. With fewer renters and a larger inventory, securing a tenant has bec…
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For Couples, Retirement Planning Is A Team Sport
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16:17Are you and your spouse on the same page when it comes to what retirement is going to look like? If not, it’s time to talk. Listen to this episode where we'll explore why it’s so important for couples to have detailed conversations about their finances and retirement futures. We’ll cover exactly what you need to discuss, and how to handle any disag…
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The Magic 8 Ball’s Guide to Retirement Planning
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16:04Remember the thrill of shaking a Magic 8 Ball to get answers to your childhood questions? Would we ace that math test? Would we be famous someday? Well, today, we're bringing a bit of that magic back. But instead of asking about pop quizzes and playground crushes, we’re turning to the Magic 8 Ball for advice on something much more important: your r…
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In this episode of "We are TPM," Kyle and John Teixeira delve into the profound impact of election cycles on real estate markets. With a keen focus on key considerations for property investors, they discuss how federal and local election outcomes can drastically alter market dynamics, housing policies, rental regulations, and investment strategies.…
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Market and Mortgage Rate Update with Trever Kerr
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29:14In this episode, John, Kyle and special guest Trever Kerr dive into the “Market and Mortgage Rate Update”. Trever Kerr is a professional mortgage advisor associated with Gateway Mortgage. With extensive experience in the real estate and finance industries, Trever specializes in helping clients navigate the evolving landscape of mortgage rates and l…
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The Impacts of Personal Attachment on Property Management
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28:08In this episode, John and Kyle dive into the impacts of personal attachment on property management. They share enlightening perspectives on how emotional decision-making can lead to suboptimal outcomes for landlords, particularly first-time investors who often convert their primary residences into rental properties. They provide a compelling narrat…
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In this episode, John and Kyle dive into the intricate world of vacancy rates and marketing in property management. The discussion is part of their ongoing series aimed at addressing key concerns when selecting a property manager. Kyle and John emphasize the financial implications of vacancy rates, especially noting that vacancies can cost homeowne…
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Combatting Popular Excuses For Poor Financial Decision-Making
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17:19Very often, we see people who know that the financial decisions that they’re making aren’t the best decisions, but they try to create excuses or explanations for why they’re doing what they’re doing. Let’s talk about why these excuses usually don’t hold water... Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-77…
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Technology and Innovation in Property Management
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30:25In this episode, John and Kyle dive into the transformative impact of technology and innovation in property management. They unravel how advanced property management software and innovative tools are reshaping the way landlords and property managers handle rentals. With a unique blend of professional insights and practical advice, Kyle and John dis…
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Take the Fork: Yogi’s Wisdom on Making Financial Choices
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16:32In this episode, we’re diving into some famous words by the one and only Yogi Berra. You might know him for his legendary baseball career, but Yogi was also a goldmine of wisdom. We'll spin some of his classic quotes into financial advice. It's all about viewing things through the right lens—so let's see what financial insights we can uncover from …
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Cost Concerns Associated with Property Management
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36:17In this episode, John and Kyle dive deep into the cost concerns associated with property management. Building on last week's discussion on DIY property management, this episode addresses the statement, "Is professional property management worth the cost?" The hosts provide empirical data and expert insights to back their discussion, offering a deta…
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Why Not Do It Yourself? Property Management
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22:59In this episode, John and Kyle dive into the critical question: "Why not do it myself?" when it comes to managing rental properties. They explore the challenges and pitfalls that individuals often face when attempting to manage properties on their own and highlight the immense benefits of hiring professional property managers. Throughout the discus…
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In this episode, John and Kyle dive into the often-debated topic of property owners accessing their rental properties. They explore the complexities of maintaining professional boundaries, the emotional implications of personal involvement, and the importance of a property manager's role as an intermediary. The discussion opens with the concern ove…
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In this episode, John and Kyle dive into the common but often mishandled issue that landlords face: the fear of rent increases. Our hosts dive deep into the reasons behind this fear and the consequences that arise from neglecting market rate adjustments. The episode opens up a crucial dialogue for property owners about the emotional and financial i…
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In this episode, John and Kyle dive into protesting your property tax in Texas. With an evident proficiency in understanding property taxes and the intricate systems surrounding them, he brings to the table valuable insights particularly focused on the Texas market. Their combined knowledge presents a powerful duo capable of educating and guiding p…
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In this episode, John and Kyle dive into the intricacies of recent property tax changes in Texas. The insightful discussion targets homeowners and investors seeking clarity on how these alterations might impact appraised property values and, ultimately, their wallets. They also bring the conversation to life by providing a blend of detailed analysi…
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Retirement Questions The Baby Boomer Generation Is Asking
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20:54Each generation is currently navigating a unique part of the retirement planning experience. With many baby boomers preparing for the transition into retirement, we're going to focus on some of the top questions this age group is asking in today's episode. Stay tuned to see what you can learn from John and Nick this week on Retirement Planning Rede…
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In this episode, John and Kyle dive into the intricacies of acquisition through wholesaling in the real estate market. The duo shares valuable information that both beginners and seasoned investors can benefit from. They start by clarifying common misconceptions about wholesaling and highlighting the value it brings to those looking to acquire prop…
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Don't Make These Income Planning Mistakes
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15:43
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15:43Are you planning for your retirement with the confidence that you're making all the right moves? In today's episode, we'll unveil the crucial income planning mistakes that could jeopardize your retirement and show you how to craft a financial plan that's built to last decades, not just years. Tune in to ensure your retirement strategy is foolproof …
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Steven Andrews Author Interview: The New American Dream
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43:48In this episode, John and Kyle welcome author Steven Andrews, a visionary in the field of real estate and investing, to discuss his transformative professional journey and strategies for achieving success in the real estate sector. The engaging dialogue delves into Steven's philosophy and roadmaps outlined in his book, The New American Dream, provi…
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In this episode, John and Kyle unravel the intricacies of rental screening in this eyeopening discussion. This episode provides valuable insights into an increasingly prevalent issue affecting the rental industry — fraud. The conversation explores the sophisticated methods employed by scammers and underscores the critical importance of thorough ten…
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Investor Story: Shanda Pigg with Service First Mortgage
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46:22In this episode, John and Kyle dive into property investment with guest Shanda Pigg from Service First Mortgage. The conversation is a treasure trove of insights for both budding and seasoned investors, as Shanda shares her personal journey from acquiring her first rental property to building a robust portfolio. Listeners will be enthralled as they…
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In this episode, John and Kyle dive into the complexities of buying dilapidated rental properties and the subsequent decision-making process concerning renovations and tenant management. They underscore the importance of having a concrete investment strategy and the implications of property improvements on long-term equity and rental yields. Key Ta…
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In this episode, John and Kyle plunge into the perennial quandary faced by homeowners: whether to rent out or sell their property. As the real estate market continues to shift, listeners are offered a timely reevaluation of this critical decision. This episode promises to be an indispensable guide for anyone standing at this crossroads. Key Takeawa…
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In this episode, John and Kyle discuss the world of rental properties, focusing on the crucial topic of repairs and remedies. Their discussion delves into the challenges that both landlords and tenants face when it comes to maintaining rental properties and the legalities surrounding these issues. The episode is a treasure trove of information for …
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In this episode, John and Kyle discuss their predictions for the year 2024 concerning the real estate market and investment strategies. This episode, rich in foresight and analysis, will dissect the current economic trends and provide listeners with a roadmap for navigating the uncertainties of real estate in the new year. Key Takeaways: Affordabil…
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Money Mistakes You'll Regret and How to Avoid Them
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17:11
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17:11“Learn from the mistakes of others. You can’t live long enough to make them all yourself.” – Eleanor Roosevelt… Ever wish you could foresee financial missteps before they happen? On today’s episode explore some real-life stories of regret and arm yourself with the essential dos and don'ts to ensure your money works for you, not against you. Helpful…
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The retirement planning world is filled with plenty of advice and suggestions, but there are critical questions lurking in the shadows – the unasked, the overlooked. These are the questions that can help define the comfort and security of your retirement future. On this episode, we unearth and tackle these hidden, but essential questions about reti…
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In this episode, John and Kyle discuss the extreme weather conditions experienced during the summer of 2023 in North Texas. They explain how the combination of a 100- day heat wave, flash flooding, and a freeze had a significant impact on properties, particularly those with clay foundations. They emphasize the importance of consistent moisture arou…
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In this episode, John and Kyle discuss discuss the topic of housing affordability. They highlight how housing affordability is a major concern in the current market, affecting both renters and buyers. They explain that interest rate increases have a significant impact on housing affordability, as higher rates can reduce the amount buyers are qualif…
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In this episode, John and Kyle discuss a recent tweet by Robert Kiyosaki, the author of "Rich Dad, Poor Dad," in which he claims that Airbnb will lead to a real estate market crash. They analyze the statement and provide their own perspective on the matter. While they acknowledge that there has been a correction in the short-term rental market, the…
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