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Luma & Bloom

Nic and Kate

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Shining a light on the dark conversations - Luma & Bloom is a podcast that empowers and enlightens. Join cohosts Nic and Kate as they bring thoughtful and insightful dialogue to topics that are otherwise avoided such as human trafficking, exploitation, addictions, and mental health. By having these hard conversations in a meaningful way, they provide a safe space for listeners to grow their minds, learn from knowledgable guests, and challenge their own thoughts and beliefs surrounding these ...
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The meaningful talk podcast is filled of uplifting and encouraging conversation about love, relationship, social justice, family, self improvement and development, mental health! healthy conversation to stimulate your mind while you travel among life road!
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Mortgage-holders will be holding their breath in after yesterday's OCR announcement. The Reserve Bank's opted to keep the Official Cash Rate unchanged at 3.25% while signalling the possibility of further cuts. But new ASB research suggests interest rates remain volatile, with several opposing forces at play. Finance and Mortgage Association Country…
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A tax rebate scheme's helped boost the number of people employed in the video game sector by more than 20%. The four-year, $160 million Game Development Sector Rebate allows eligible studios to claim back 20% of their spend. Forty studios will receive a share of $22.4 million this year, for its second year. Game Development Association Executive Di…
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On the Early Edition with Andrew Dickens Full Show Podcast Thursday 10th of July 2025, the Reserve Bank kept the OCR at 3.25%, Finance and Mortgages Association country Manager Leigh Hodgetts tells Andrew Dickens what this means for mortgages. Our video game sector is having a major boom due to a government tax rebate, NZ Game Developers Associatio…
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The Rural Support Trust believes beneficiaries will make a difference to the flooding clean-up in the upper South Island. The Government's activated a beneficiary task force in Tasman and Marlborough, to support those affected by severe weather. Tasman has 600 work-ready beneficiaries. Rural Support's Top of the South chair, Richard Kempthorne told…
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For a while now I’ve been thinking that the Reserve bank and the Government are working at cross purposes for the country. Yesterday the Reserve Bank kept the OCR at the same rate it’s at. The reason: increasing inflation and little or no growth in GDP. Now the Government has an agenda of growth, growth, growth. So reduced interest rates could help…
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Chris Hipkins was on with Kerre Woodham yesterday, as well as with Ryan Bridge on Herald NOW, and he talked about the Covid inquiry – insinuating it was slanted against Labour because New Zealand First is now part of a National government and had drawn up the scope of the inquiry to benefit them. It also came out that he has drafted written respons…
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Hopes a move to boost New Zealand's use of AI will get small businesses on board. Science Minister Shane Reti's announced the Government's first strategy for using Artificial Intelligence to reduce barriers to adoption and promote responsible use. He says it could lift our GDP $76 billion by 2038. BusinessNZ Advocacy Director Catherine Beard told A…
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Hamilton's not losing sleep over the French rugby team's decision to snub the city. The Les Bleus are basing themselves in Auckland for as long as possible before the third test against the All Blacks in Waikato next week. A spokesperson says the team prefer the facilities in Auckland. Hamilton Mayor Paula Southgate told Andrew Dickens the city doe…
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The Reserve Bank's expected to press pause on the Official Cash Rate this afternoon, but that's not it's only option. The OCR's sitting at 3.2% after six consecutive rates reductions since last August. Mortgage rates have followed it down over that time, falling to about 5%. ANZ Chief economist Sharon Zollner told Andrew Dickens a 25-basis-point cu…
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The red carpet's been rolled out for French President Emmanuel Macron for his first visit to the UK since Brexit. The three-day visit marks his first time there since 2008. Macron and UK Prime Minister Keir Starmer are set to hold meetings this week, expecting 'good progress' on issues like illegal migration. UK and Europe correspondent Gavin Grey …
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On the Early Edition with Ryan Bridge Full Show Podcast for Wednesday 9th of July, the OCR has been cut six times in a row... what will happen today? ANZ Chief Economist Sharon Zollner joins Andrew Dickens to discuss why a cut should happen, but probably won't. Business NZ Advocacy Director Catherine Beard explains what the Government's new AI stra…
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Iwi-owned entities have emerged in good shape following the country's economic downturn. ANZ’s annual Te Tirohanga Whanui report reveals iwi surveyed saw asset values grow a median 4.1% in the 2023-2024 year. Auckland University Professor of Māori Management Jason Mika told Andrew Dickens iwi have focused on being prudent when it comes to treaty se…
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Belief changes to child banking requirements will affect teens the most. The Government's making it easier to sign children up for a bank account, saying the current laws are unnecessarily difficult, in an attempt to prevent serious crime. It's one of the first steps in Associate Justice Minister Nicole McKee's revamped anti money-laundering regime…
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Australia's mushroom murder trial is set to go down in the history books. Erin Patterson was found guilty of murdering her estranged husband's parents and aunt and attempting to kill his uncle with a beef wellington with death cap mushrooms in it. Newstalk ZB's Donna Demaio is in Victoria, following developments. She told Andrew Dickens hundreds of…
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Question: should Jacinda Ardern come home and appear before the Royal Commission into our Covid response? I think she should. I could understand though if she doesn't. Because just as she became the symbol of our successful response to the pandemic, which we rewarded with a supermajority in Labour's second term, she also then became the symbol of e…
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On the Early Edition with Ryan Bridge Full Show Podcast for Tuesday 8th of July, mushroom cook Erin Patterson has been found guilty on all charges in her murder trial. Australia correspondent Donna Demaio is in Victoria following the developments. MyMahi founder Jeff King joins Andrew Dickens to discuss changes to the anti-money laundering act that…
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In this episode, Nic and Kate open up about their personal journeys with setting boundaries—how it’s challenged them, changed them, and continues to shape how they relate to themselves and others. They explore the idea that boundaries aren’t walls to keep people out, but bridges that foster respect, safety, and real connection. From the baby steps …
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A youth charity believes the Government's taking courageous steps, to tackle chronic school absence. Ministry of Education data shows more than one thousand students weren't enrolled in school for more than a year in 2024 - a 576 percent increase on a decade ago. Graeme Dingle Foundation CEO Jo Malcolm-Black told Andrew Dickens it's good to see the…
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Infrastructure Minister Chris Bishop is into the US for a range of meetings across housing, planning, development and transport. Notably - he's visiting New York to speak to city officials about their introduction of "CONGESTION PRICING" and how its faring. Over there - the results of charging people to use the roads in peak times have looked promi…
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There are new faces across the board for the first All Blacks test of the season. Four uncapped All Blacks will be unleashed in Dunedin, with number 8 Christian Lio-Willie and lock Fabian Holland starting, while prop Ollie Norris and flanker Du'Plessis Kirifi will storm off the bench. On the French side of things, with five debutants featuring in t…
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Franchises could soon have the ability to trespass someone across multiple sites. Justice Minister Paul Goldsmith is beefing up the current laws, calling them no longer fit for purpose. He's also proposing doubling the maximum fines for trespassing on businesses, and increasing the maximum period to three years. Franchise New Zealand Chairman and C…
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On the Early Edition with Ryan Bridge Full Show Podcast 2025 Friday 4th of July, the Government's given businesses the power to trespass people from multiple locations, Franchise NZ Chairperson Brad Jacobs tells Ryan about the difference this will make. It's the first All Blacks test of the year, Newstalk ZB voice of rugby Elliot Smith joins Ryan f…
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Changes to rigid insulation standards are predicted to cut new-build costs by an average of $15 thousand. They'll give more flex to requirements in the building code by the end of the year, in a bid to cut down rising construction costs. The Government's also looking to make the Far North a separate 'climate zone', stating the region’s warmer clima…
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The award for most press releases and announcements on a single issue must got to National this week. Law and Order was front and centre - announcements about everything from first responders to coward punches. It was an assault of announcements. Now, announcements don't make streets safer. Announcements don't fix problems on their own. This was a …
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The Government's one step closer to reaching long-term agreements on the future of some of our fastest-growing areas. It's agreed to negotiate with councils in Auckland, Western Bay of Plenty, and Central Otago, on 10-year deals to boost economic growth, housing and infrastructure. Auckland Mayor Wayne Brown says "small decisions" should be kept wi…
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A former Finance Minister believes there's a need for a publicly funded body to find out what election promises would cost. Act and New Zealand First have shot down current Finance Minister Nicola Willis' proposal, which would have allowed resources from the public sector to cost policies of political parties up to 10 months before an election. Rut…
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The Minister for Children's $41 million workforce investment is expected to train and retain youth care staff. Karen Chhour says her new funding follows a 2023 Oranga Tamariki review, which found many workers weren't equipped to deal with the high needs of some kids in care. The boost will qualify more staff, recruit capable workers to vacant posit…
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People are swarming outside a New York courthouse following Sean “Diddy” Combs' conviction. The 55-year-old hip hop mogul's been found guilty of transportation to engage in prostitution. But he's been acquitted of his more serious charges, of racketeering conspiracy and two counts of sex trafficking. US Correspondent Mitch McCann is outside the cou…
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Yesterday was a bad day for some of my pet peeves. I couldn't find a carpark in town, I had to visit a supermarket, and Qantas suffered a data hack. Nothing drives me more crazy than a business —big or small, although in this case very big— asking too many personal questions and getting too many personal details about their customers. Unnecessarily…
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On the Early Edition with Ryan Bridge Full Show Podcast Thursday 3rd of July 2025, the government's ready to start negotiating with councils on regional city deals, Central Otago Mayor Tamah Alley shares her thoughts. Minister for children Karen Chhour yesterday announced more money for Oranga Tamariki staff's professionalism training, Child Matter…
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Books written by artificial intelligence have been finding their way onto local library shelves, and they could become more common in the future. Newstalk ZB can reveal most libraries avoid buying AI-written books, but don't ban them, and some have added them to their collections by accident. Laura Marshall, Library and Information Association of N…
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The Defence Force is keeping details of its cost cuts secret. But Newstalk ZB can reveal NZDF admitted, in internal communications, that it would have to scale back or cut programmes that impact how people view the force, and New Zealand's reputation. The defence force also noted the sinking of the Manawanui added to its financial struggles. Retire…
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On the Early Edition with Ryan Bridge Full Show Podcast Wednesday the 2nd of July 2025, the government introduces tougher penalties for crime, Woolworths director of retail Jason Stockill shares his thoughts. Quite a few of New Zealand's libraries either already have or are open to stocking books written by AI authors, Laura Marshall from the libra…
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Woolworths says it takes a community effort to curb retail crime. Justice Minister Paul Goldsmith has unveiled the plan for Police to issue infringement fines for people stealing - similar to speeding tickets. It is based on suggestions from the Retail Crime Ministerial Advisory Group. Woolworths Retail and Franchise Director Jason Stockill told Ry…
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You know immediately when something makes good political sense. You can usually tell, not by listening to the Minister announce it, but by listening to the Opposition oppose it. Crime is topic du jour as the Government's rolling maul of thundercloud announcements continue. It's one of the party's strongest, biggest levers to pull - it's one of the …
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Businesses still seem to be doing it tough. The latest Centrix data for June shows the number of people behind on payments is down on last year, for the fifth consecutive month in a row. At the same time, company liquidations have risen 27% year-on-year. BWA Insolvency’s Bryan Williams told Ryan Bridge he expects it to start falling again later thi…
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Business NZ's Advocacy Director says Invest New Zealand is looking to hire people with an array of international connections. The government organisation's been given $85 million over four years to work with global investors to create jobs, boost innovation, and lift productivity. Catherine Beard told Ryan Bridge potential employees should be well-…
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The Government's introduction of new sentences for coward punches is being described as merely cosmetic. It's announced specific offences for striking a distracted victim - which could carry a sentence of life imprisonment, if fatal. But Law Association Vice President Julie-Anne Kincade told Ryan Bridge she understands people have been looking for …
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On the Early Edition with Ryan Bridge Full Show Podcast Tuesday 1st of July 2025, the Government's announced coward punches will now be a specific offence, Vice President of the Law Associaiton Julie-Anne Kincade KC tells Ryan Bridge the difference it will make. Bryan Williams, Principal at BWA Insolvency, shares his thoughts on new data from Centr…
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The robots are coming, and they reckon they'll be better than us humans at doing difficult, complex stuff - like being a doctor. Microsoft announced overnight "an artificial intelligence system that performs better than human doctors at complex health diagnoses". That's according to the Guardian, who say the company's AI unit is creating a “path to…
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In this episode, Nic and Kate are joined by Meaghan Waller, winner of Canada’s Next Top Model 2009, who went on to build a successful international modeling career spanning over 14 years. Meaghan opens up about her positive experiences in the fashion industry, the life skills she’s gained along the way, and the importance of having a strong support…
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From tomorrow, all rental properties in New Zealand will have to meet the healthy home standards. The Healthy Homes Act brought in stricter rules around heating, insulation, ventilation and draft stopping. Despite the long notice period and extensions, Advocacy manager at the Property Investors Federation Matt Ball says some homes are still not up …
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Shoplifting and trespassing laws are expected to get a revamp this week. Newstalk ZB understands policy changes relating to Retail Crime Ministerial Advisory Group recommendations are imminent. Justice Minister Paul Goldsmith's previously labelled current trespassing laws as not fit for purpose. Retail NZ Chief Executive Carolyn Young told Ryan Bri…
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The government's so-called crackdown on crime is more than just tough talk but that doesn't mean it'll make much difference to crime. That's not for want of trying. It's because the Courts are a law unto themselves. They apply sentencing discounts like they're Briscoes Sales - 90% off for remorse. 10% of for your family report. You're free to leave…
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There'll be a by-election in Auckland in the coming weeks, following the death of Te Pati Māori MP Takutai Tarsh Kemp early yesterday. She was 50 and had been battling kidney disease. Kemp's body has arrived at Hoani Waititi Marae this morning, where she will lie in state for mourners to visit, before her tangi on Tuesday. Newstalk ZB’s Jason Walls…
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Access is opening up for Kiwis to a weight loss drug described as a game changer. Wegovy, made by pharma-co Novo Nordisk, will arrive in pharmacies next week. It's not funded by Pharmac, so users will have to pay and get a prescription for the weekly injectable. Calocurb CEO Sarah Kennedy told Ryan Bridge that people need to be aware of both the co…
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Auckland's City Rail Link is expecting 19 thousand peak passengers after opening day, a sharp drop compared to earlier forecasts. In 2022, it was reported 27 thousand passengers an hour would be using the rail link at peak times when it opens next year. Auckland Transport says it's increasing the train fleet by about 30% to make 19 thousand passeng…
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On the Early Edition with Ryan Bridge Full Show Podcast Friday 27th of June 2025, Ozempic style weightloss drug, Wegovy is coming to New Zealand, Sarah Kennedy CEO of Calocurb tells Ryan Bridge about the benefits it'll bring. The number of commuters using Auckland's new city rail link could be much lower than first thought Heart of the City CEO Viv…
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