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Krista Naldjian Podcasts

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The Go-to Podcast for Moms who want realistic strategies for paying off debt and building savings while raising kids. Ready to finally break free from a never ending cycle of debt? Have you ever felt like you should be farther along with your financial goals by now? Are you tired of listening to advice from middle-aged money bros who simply don’t get what it’s like to try to raise a young family in today’s world? There is a way you can feel just as excited to transfer money into your savings ...
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You know that scene from The Notebook where Noah asks Allie "What do you want?" and she says "It's not that simple!" Relatable because I change my mind all the time. In today's episode we're chatting about a shift I've seen recently with clients and online with what moms say they want when it comes to financial goals. And spoiler, I'm kind of likin…
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Summer doesn't have to be a throw away season for your money goals! There IS a way you can feel proud of your savings progress AND still make Instagramable memories with your kiddos this summer! In this episode I break down the S.A.V.E. framework we'll be using in the 4-week Summer Savings Challenge happening in the Money Mindful Moms Club this Jun…
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Are you on the verge of paying off one of your debts and wondering... what do I do next to make sure I stay debt free? Today's episode is for you! We covered: - What you should change about your plan (if anything) after paying off debt - Mindset shifts that can help you create a new default pattern when your old default was debt. In case you need a…
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Signs this episode might be for you: Stuck in a debt cycle? Just getting started paying off debt? Want to start saving money but you're having a hard time changing your spending habits? Just unhappy with your progress towards your money goals? If any of those sound like you, this episode could help! I'm sharing 4 things that I would do differently …
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Off track when it comes to your goals? Not even sure where you're at? Feeling discouraged? Sometimes you just need to hit the reset button, right? In today's episode I'm showing you how to do just that. In this episode we cover -3 steps you can take (let's slow down so we can speed up) -Some reflection questions to figure out what's going well and …
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Welcome to a new series, The Savvy Mom Series. Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of …
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Welcome to a new series, The Savvy Mom Series. Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of …
  continue reading
 
Welcome to a new series, The Savvy Mom Series. Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of …
  continue reading
 
Welcome to a new series, The Savvy Mom Series. Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of …
  continue reading
 
Welcome to a new series, The Savvy Mom Series. Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood. These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of …
  continue reading
 
Hi friend, Let me guess... you're busy?! So that means you don't have time to waste on inefficient money management tasks, right? In today's episode I share with you 3 things I'd automate first to save you time (and brain space.) Plus I share why you want to focus on these 3 things first. Here's a recap of the episode: 1. Savings (and investments i…
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Hey friend! Listen, I will never be the one to use fear tactics to motivate you to make changes with your finances. But I will unapologetically tell you that burying your head in the sand and hoping for the best isn't the move either. I'll shoot you straight... you need a side hustle. An additional income stream. More money, honey. Whatever you wan…
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Hey friend! Egg prices.... am I right?! Not just that but there's a lot to consider right now with everything going on in the world, especially as a mom who wants to make sure her family is secure. So today I'm talking about some dos and don'ts for life in 2025. In this episode I reference: The Money Mindful Moms Club. Pop in and grab what you need…
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Happy March! Do you have plans for the upcoming Spring Break? Before you get tempted to spend money you don't have to make it magical for your kids, I want you to listen to today's episode. In this episode I share 3 things you can do now to start planning fun family experiences that cost little to nothing. PLUS in March I'll be giving you an action…
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Hey friends, Today felt like a good day to share a little of our own money goals this year. In today's episode I share 3 big things we have coming up (that have hefty price tags attached) and what we're doing to prepare. Plus, I share what the March theme is going to be inside of the Money Mindful Moms Club! We're saving a seat for you there. If yo…
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Hey Friends! I'm so excited to be back today for a solo episode with a quick pep talk. Have you ever felt like money just isn't your thing because it doesn't come naturally to you? Maybe you have watched people win with money and thought how the heck do they do that? First of all, you're not alone. But most importantly, you can change that. And in …
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You want your kids to learn to handle their money, right? But... how? An allowance? Piggy bank? But what about teaching them how to save and spend and give? On today's episode we're learning how to do this at any age with Email from Raising Little Millionaires. Emily Holthaus is a self-taught money enthusiast, reformed overspender, and former educa…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Have you ever seen homesteading accounts and wondered if you could try to do some of those things to save money, but the more you look into it, the more overwhelmed you get? I have always been intrigued by the idea of saving money by making some things from scratch, …
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** ----more---- Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. The Money Mindful Moms Club will feature:…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Are you waiting to work on paying off debt, or getting your spending habit under control, or finally starting to save for the house you've always wanted? Is waiting really the best move? Maybe. But there's one question you can ask yourself to find out. I shared this …
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Raise a virtual hand if any of these are spending triggers for you: - Certain stores (Target, Home Goods... hey Costco, I see you!) - Certain apps (Amazon, Instagram, LTK... thanks influencers!) - Specific emotions... happiness, sadness, everything in between. Then I…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** "I make good money, how come I have nothing left to pay off my debt or build up my savings?" "I'm making more money now but that still doesn't seem to solve my debt problem." Any of those sound familiar? The truth is, more money doesn't = money problems solved. And i…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Happy New Year!! If you have money goals this year, you've come to the right place. In the 2025 Money Moves Series we'll be starting this year covering what you need to make this your best money year yet! Today we're talking about debt. Do you find yourself wondering…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Happy New Year!! Before the ball drops, and before we start talking all things 2025, I wanted to drop a quick episode sharing my money wins and losses for the year. I'll be so transparent, mistakes were made. But there were also some really big wins as well. And I'm …
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Tomorrow kicks off a 7 day no spend challenge and we want you to join us! And if you're seeing this after we've already started, that's ok! Jump in whenever! Something is better than nothing, right? To join the Instagram Broadcast Channel for extra support and accoun…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Do you love watching Day in the Life content because sometimes, you just want a peek into what other people are doing? Please tell me I'm not the only nosy one?! In today's podcast episode I'm sharing exactly what we spent on the Holidays this year, the good, the bad…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Before you get deep into wrapping presents and baking cookies, I wanted to drop a few reflection questions in today's podcast episode for you as you think about what money goals you have for 2025. Listen to this episode before you start planning your new year because…
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*** This Podcast is NOT financial advice. It is simply fHave you ever had one of those Let's talk taking a pay cut. - Going on maternity leave - Getting laid off - Getting your hours cut - Taking a new job for less pay - Making the decision to be a Stay-at-home parent There are many reasons why your income could be taking a dip in 2025, but before …
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** If you're looking at your list of people to shop for this Holiday Season, and you're not quite sure how your budget is going to cover it all, today's episode is for you! In this episode I share 5 unique gift ideas that still let the people in your life know you're th…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Have you ever had one of those moments that you finally realize something about yourself you should have figured out much sooner? Oooof. Same. In today's episode I share a recent realization I had about my business that ultimately affects my money goals too. Sometime…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Getting ready to do some Holiday shopping? Whether you're planning to do Black Friday shopping, or just need someone to break down some strategy on how to do your shopping over the entire Holiday Season while prioritizing staying on budget, this is for you! In this e…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Have you ever wanted to know what budgeting app I use? Or how to navigate a tricky money issue in your relationship? Or if you should pay off your debt or build up your savings first? In today's episode I am answering some of the most common questions I get in my DMs…
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Dropping into your podcast feed on a Thursday because I want to make sure you heard about our Cash Christmas Workshop! Did you know 44% of Americans are still paying off Holiday expenses by February? But not you! Not this year, anyway! This workshop is for someone who wants: - To feel present with her family this season, instead of stressed about m…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Happy November! The Holiday season is upon us... are you ready? In the middle of planning the trips, and the outfits, and the gifts and the family experiences, let's not forget that it all is made possible by $$$$, right? If this is the year you want to break the cyc…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Today's episode is a little different than our normal topic. Today I'm sharing a piece of our story which is the loss of our son Kellen exactly 11 years ago. The number 11 holds a special place in our hearts and in today's episode I share our way of honoring him on t…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Hi friends! Today's episode is for anyone who is feeling overwhelmed by money goals lately. How do you know what to do next? Should you press pause on your goals? Should you power through? Or maybe something in between? I'm in the middle of one of those seasons and i…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families. I believe there's never been a better time to make money as a busy mom because there are so many…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families. I believe there's never been a better time to make money as a busy mom because there are so many…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families. I believe there's never been a better time to make money as a busy mom because there are so many…
  continue reading
 
*** This Podcast is NOT financial advice. It is simply for educational purposes*** Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families. I believe there's never been a better time to make money as a busy mom because there are so many…
  continue reading
 
*** This Podcast is NOT financial advice. It is simply for educational purposes*** Have you been trying to figure out how to make more money but you're not sure what your next step should be? Have you been googling things like: - How to start an online business - Work from home jobs - Side hustles for moms Before you do anything, I want you to list…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** It's been 1 year since we hit publish on our first episode and what a journey it has been! Today I share what almost held me back from sharing more about finances and what has happened since I embraced being a "work in progress." I pray it inspires you to move in the…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Welcome to the 'Ber months! These next few months are my favorite time of year (and also have some of the sneakiest extra expenses.) If you want to start planning ahead so you can pay cash instead of throwing down your credit card and hoping you'll pay it off later, …
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Dropping into your podcast feed for a quick reminder that The Overflow Program enrollment ends 7/31! In today's chat you get to meet my friend Elizabeth who went through the program is now debt free! Believing you can do the same, <3 Krista Like I shared in today’s e…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Have you ever felt like you're doing "just enough?" Like you're doing enough to get a B, but you're certainly not doing A+ work? In today's episode I break down how that might show up in your money goals and what it looks like to be committed vs. casual when it comes…
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Dropping in to the middle of your week with an announcement! We have 2 opportunities to work with Krista and enrollment is NOW OPEN for both! The 3 Days to $1K challenge: Let’s find or create an extra $1K consistently every month in your budget. To learn more and enroll, click HERE The Overflow Program: My signature 8-week group coaching program fo…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** 100 EPISODES! We look pretty good for 100, don’t we? In today’s episode we’re celebrating 100 episodes of the Money Mindful Moms show by sharing the journey of the podcast from 0-100. I share a little behind the scenes of the show (and my brain) and what’s next for t…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Have you ever felt like you're stuck in a debt cycle and if you only made more money you could break it? I hear you! More money feels like it's the answer but what if there was another solution? In today's episode, I'll walk you through the questions I would ask a cl…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Let me guess.. You try to do all the "right things" when it comes to your money You work hard You want to be a person who pays off her debt BUT..... it feels like budgets just don't seem to work for you. We've got you covered with today's episode because it may be co…
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*** This Podcast is NOT financial advice. It is simply for educational purposes*** Hey Network Marketing Mama! You started your business because you wanted a flexible way to provide for your family, right? So why does it feel like you're not seeing the financial reward? In today's episode I'll be sharing the common threads I see among Network Marke…
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