Let's Talk House Podcast is the information gateway for home buyers and home sellers on real estate market updates, news, mortgage news, rates, government policies related to real estate and more. We'll bring you the latest reports from organizations like National Association of Realtors®, Canadian Real Estate Association, Ontario Real Estate Association, Toronto Regional Real Estate Board, Canadian Mortgage Professionals, International Association of Home Staging Professionals and more. We' ...
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Let's Talk House Episode 17: 7 Mortgage Hacks That Could Save You Thousands in Canada
11:56
11:56
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11:56Looking to pay off your mortgage faster while keeping your lifestyle intact? In this episode of Let’s Talk House, host Lei Villar-Cisneros breaks down 7 smart, proven strategies to save thousands in interest, shorten your mortgage term, and build financial freedom—right here in the Greater Toronto Area. Whether you're a first-time buyer or seasoned…
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Let's Talk House Episode 16: GTA Housing April Market Shocker: Buyers and Sellers Beware!
12:32
12:32
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12:32Toronto and the GTA home sales are down 23% year-over-year! In this episode, Lei Villar-Cisneros breaks down what today’s Greater Toronto Area (GTA) real estate trends mean for buyers and sellers. Learn how to navigate high interest rates, market uncertainty, and find opportunities to win in 2025’s shifting housing market. Tune in now! 📍 Serving To…
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Let's Talk House Episode 15: Why Luxury Listings Expire: The Truth Behind Unsold High-End Homes
8:11
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8:11Have you ever wondered why stunning luxury homes sometimes sit unsold on the market? In this first episode of our Expired Luxury Listing series, Lei Villar-Cisneros, GTA real estate expert, pulls back the curtain on the real reasons why luxury listings expire — and spoiler alert: it’s not always about the price. From outdated marketing strategies t…
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Let's Talk House Episode 14: Understanding Bank of Canada Interest Hike, Inflation and House Affordability
8:52
8:52
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8:52Let's Talk House Episode 14: The cost of bringing down inflation is becoming challenging even for Bank of Canada as the country's economy remains strong with strong labour market demand. This resulted in a 25 basis point increase that caught even the majority of economist off-guard. In anticipation for the rate hike, the prime rate, variable and fi…
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Let's Talk House Episode 13: Understanding the Current GTA Housing Market Trends and Their Impact on Buyers and Sellers
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7:30Let's Talk House Episode 13: Are you curious about how the current housing market will affect your buying or selling decisions? In this episode of Let's Talk House, we bring you the latest insights and trends shaping the real estate landscape in the Greater Toronto Area (GTA). We will delve into the recent data and its implications for homebuyers a…
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Let's Talk House Episode 12: Toronto Housing Market Update April 2023 | Greater Toronto Area
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9:39Discover the latest insights and expert analysis on the Greater Toronto Area's real estate market with "Let's Talk House" podcast. Hosted by Lei Villar-Cisneros, licensed Ontario Realtor® serving the Greater Toronto Area in Canada. Join Lei as she delves into the April housing market report released by the Toronto Regional Real Estate Board. Gain v…
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Let's Talk House Episode 11: Is It Worth The Risk To Buy A Home In Toronto Right Now?
10:22
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10:22In the real estate world where the housing market is constantly evolving, it can be tough to know when to buy or sell. Timing the market is a very risky move. Prices go up, interest rates go down, and it can all be a bit overwhelming. But fear not, because we're here to help. Join us as we explore the latest housing market update for April 2023 in …
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Let's Talk House Episode 10: The Dos and Don'ts of Buying Your First Home in the Greater Toronto Area
13:16
13:16
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13:16Are you a first-time home buyer in the Greater Toronto Area, feeling overwhelmed and unsure where to start? With rising prices, intense competition, and ever-changing market conditions, the process of buying your first home can be daunting. But don't worry, we've got you covered! In this episode, we'll provide you with valuable tips and insights to…
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Let's Talk House Episode 9 - New First Home Savings Account For First Time Home Buyers
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7:55
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7:55Welcome to the Let's Talk House Podcast episode 9, where we dive into the world of real estate and personal finance. In today's episode, we're going to talk about the latest Government's program to help first time home buyers called First Home Saving Account (FHSA) in Canada. As a real estate agent and digital marketing expert, I've seen firsthand …
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Let's Talk House Episode 8 - Toronto Housing Market Update - March 2023
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9:16Let's Talk House Podcast Episode 8: You hear it and you're seeing it. The return of the bidding wars, offer dates and sale over list price. Why is this happening again? Will you be able to buy a home in this tightening market? If you're a first time home buyer or thinking or buying and selling a home this quarter, you have to tune in. We'll talk ab…
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Let's Talk House - Episode 7 - 6 To Die For Design Trends Buyers Love But Are They Practical?
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6:50Episode 7: These design trends are on top of buyer's list buy before you dive and get them, you might want to think twice as we talk about 6 to die for design trends that buyers love but are they practical in this episode of Let's Talk House Podcast, your go-to source for all things real estate, mortgage and beyond in the Greater Toronto Area in Ca…
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Let's Talk House - Episode 6 - First Time Home Buyer Incentive Canada
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6:58
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6:58Episode 6: What is a first time home buyer incentive? How do you qualify for it? Is it worth it? We'll deep dive on the Government's First Time Home Buyer Incentive program in Canada on this episode of Let's Talk House, your go to source for all things real estate, mortgage and beyond in the Greater Toronto Area, in Canada. I'm your host, Lei Villa…
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Let's Talk House - Episode 5 - Rent-To-Own Basics
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22:15Episode 5 - The cost of renting versus owning in Canada varies significantly depending on factors such as location and property type. Affordability whether buying or renting can be a struggle for would-be owners. Can rent-to-own program be the answer? According to a 2021 report by the National Housing Strategy, over 1.6 million Canadian households …
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Let's Talk House Podcast Episode 4 - Reverse Mortgage, Is This For You?
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11:50
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11:50Episode 4: Did you know that almost 75% of Canadians live in debt? In fact, 1 in 6 Canadians spend way more than they can earn. Stat shows that 25% of Canadians or 1 in 4 uses personal loan to pay for groceries and gas. The high cost of living brought about by the rising inflation has made Canadian scrambling for cash and has to resort to their dea…
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Let's Talk House Episode 3 - Money! Money! Money! So Many Plans, So Little Time
18:38
18:38
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18:38Episode 3: In today’s world, managing money is becoming extremely complicated. Spending options just keep on expanding – there’s Apple Wallet, one tap app, and tons of pre-approved credit cards in the mail – if I were to accept all the credit card offers in the mail, I could have bought a car, maybe a boat or a house, well, the last one is an exagg…
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Let's Talk House Episode 2: You Work So Hard, So Why Don't You Pay Yourself First!
17:38
17:38
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17:38Episode 2: The advancement in Science has paved way to living longer in Canada. It is something that everybody should celebrate about. But what if you don’t have enough money to support yourself living longer? In this episode, we’ll talk about Paying Yourself First so you don’t worry about living longer and enjoy living your life to the fullest. On…
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Let's Talk House Episode 1: Canada Housing Market Year-end Review and 2023 Predictions
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12:50Episode 1: The cost of home ownership is rising. What does it mean for homeowners and first-time home buyers when you factor in inflation. How does the housing market affects your home, budget and life? Thanks for listening! Follow us on FB, IG, LinkedIn and YouTube.By Lei Villar-Cisneros
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Introduction: Let's Talk House is a weekly podcast about all things real estate, mortgage and beyond. Thanks for listening! Follow us on FB, IG, LinkedIn and YouTube.By Lei Villar-Cisneros
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