"My Two Cents" makes sense of the financial world with real talk, relatable stories, and practical advice you can actually use. Whether you're a teen just starting out or a young adult ready to take control of your money, this podcast gives you the mindset, tools, and tips to build a financially confident future and build your financial identity. Hear from students, entrepreneurs, and experts as we break down how to make smart money moves, starting today.
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Mahima @ The FinIQ Initiative Podcasts
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Scam-Proof Your Brain (Part 2): Digital Scams
11:50
11:50
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11:50
In Part 2 of our "Scam-Proof Your Brain" series, we examine three digital scams that disproportionately affect teens: online shopping fraud, imposter scams, and cryptocurrency investment schemes. Mahima explores the phenomenon of perceived financial success in cryptocurrency, highlighting how social media influences investment behaviors and contrib…
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Scam-Proof Your Brain (Part 1): Scholarship & Job Scams
10:54
10:54
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10:54
In Part 1 of our "Scam-Proof Your Brain" series, Mahima examine's fake scholarship and job scams - two of the most common frauds targeting teens. Discover how scammers exploit scarcity and urgency manipulation to bypass critical thinking, and learn why optimism bias makes even smart people vulnerable. This episode references peer-reviewed research …
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Teen Finance 101: A Real Conversation With a Financial Advisor
29:37
29:37
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29:37
In this episode, Mahima interviews financial advisor Nicolle Willson, of Team Hewins, who shares her journey and insights into financial planning. They discuss the role of a financial advisor, the importance of early financial habits, and practical money management tips for young adults. The conversation also touches on the future of personal finan…
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Your Health, Your Wealth: Green Smoothies and Smart Spending
10:58
10:58
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10:58
This episode explores the financial aspects of wellness, discussing why healthy living can feel expensive and how to make smarter financial choices around food and fitness. Mahima highlights the growth of the wellness economy, factors contributing to high prices, and offers global examples of affordable health solutions. The episode concludes with …
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Your Health, Your Wealth: The Teen Guide to Health Insurance
11:47
11:47
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11:47
Are you a teen / young adult? Heading to college in a few years? Starting a new job? Traveling out of your country for vacation or study abroad program? If you answered yes to any of these - this episode is for you. Learn the basics of health insurance, including key terms like premiums, deductibles, and copays. Explore different health insurance m…
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From Sneaker Reselling to VC: Ishan’s Guide to Investing, Startups & Financial Literacy
36:29
36:29
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36:29
In this episode of My Two Cents, Mahima speaks with Ishan, a consultant and venture capitalist, about his journey into finance and investing. Ishan shares insights from his experience, myths surrounding quick wealth in investing and practical advice for young entrepreneurs. The conversation highlights the significance of understanding money managem…
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ROI of Adulting: Turning Student Loans into Asset Ownership
39:43
39:43
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39:43
Mahima sits down with Ruhi, a young dentist who just bought her own practice. They dive into things we all need to deal with - credit scores, saving vs. spending, and how to start investing. Ruhi keeps it real about the trade-offs, the wins, and the lessons she wishes she learned earlier.By Mahima
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No Filter: The Real Tea on Building a Beauty Biz
35:31
35:31
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35:31
In this episode, Mahima sits down with Sri (pronounced “Shree”) Rejeti - the co-owner of and a powerhouse behind Beaulogy, a buzzing salon in Fremont, California. Sri spills the tea on what it’s actually like to chase your passion, from stressing over money and pricing to keeping a solid team that doesn’t dip. It’s not just glossy beauty talk - it’…
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In this episode, Mahima breaks down compound interest, the time value of money, and why starting early, even with just a little, can lead to big growth. Only 17% of young adults can explain compound interest. That means 83% of our peers are missing out on what could be free money. You're ahead by just listening to this episode. *Disclaimer: This po…
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Money Mindset: How Beliefs Shape Financial Success
23:32
23:32
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23:32
In the debut episode of 'My Two Cents,' host Mahima sits down with guest Ruiqi He, exploring her unique journey from a successful consulting career to the world of acting. They delve into personal finance lessons learned through Ruiqi's experiences, the importance of mindset in both finance and creative careers, and practical advice for teens pursu…
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