I'm Realtor / Mortgage Loan officer Licensed in Tennessee ------------------- Contact Me: -------------------- Email : [email protected] Phone : 901-902-0136 Website : https://www.memphistnliving.com ******************************************************************** Mortgage Loan Originator NMLS # 2129360 My Tennessee Real Estate Affiliate Broker License# 373658 ********************************************************************* MEMPHISTNLIVING LLC
…
continue reading
Jo Garner is a mortgage officer with extensive knowledge in tailoring mortgages to her customers who are refinancing or purchasing homes all over the country. She offers conventional, FHA, VA, HARP refinances, Rural Housing or other loan programs for refinancing and purchases. Jo can help you look at rent vs buy, when it makes sense to refinance, how to get the best deal on your home purchase financing. Jo’s mortgage team goes the extra mile for her customers, listening to the customer to ma ...
…
continue reading
Can you remember how you felt when you missed out on a great deal or when you were lured into a bad one because you believed something to be true that wasn’t? In this episode of Real Estate Mortgage Shoppe we are going to be dispelling some myths and sharing with you the “inside scoop” to prevent you making a mistake that could cost you money.…
…
continue reading

1
Bartlett Tennessee Trash Pickup Day May 21st,2025
0:49
0:49
Play later
Play later
Lists
Like
Liked
0:49https://www.memphistnliving.com/ Call/Text Me : 901-902-0136 ******************************************************************* My Tennessee Real Estate Affiliate Broker License# 373658 Mortgage Loan Originator NMLS # 2129360 **************************************************************** Want to try Tubebuddy? https://www.tubebuddy.com/pricing?a…
…
continue reading

1
WHEN IS THE BEST TIME TO BUY OR SELL A HOME? HERE ARE THE SIGNPOSTS TO GUIDE YOU
42:46
42:46
Play later
Play later
Lists
Like
Liked
42:46How do you know when the time is right to make a big change, a big decision? Realtor expert, Pat Goldstein with Jo Garner, mortgage expert share examples of how to SEE the signposts and examples of customers have had great timing on their purchases. Good tips from Lawren Bogard of Shelby Gardens Memory Care too.…
…
continue reading

1
Exercising the Right Moves for the Best Home and Mortgage Financing
43:31
43:31
Play later
Play later
Lists
Like
Liked
43:31Hear stories of how people like you have been intentional in their pursuit of living in the home they want with the financing they can afford. Like a good exercise coach, the right home repair and financial professionals can help you with the right steps to happier homeownership.By Jo Garner
…
continue reading

1
Mayor Lee Harris Shares Programs and Upcoming Initiatives Making Shelby County TN a Better Place to Live
42:52
42:52
Play later
Play later
Lists
Like
Liked
42:52Today you will hearing from Mayor Lee Harris about some positive programs and initiatives helping to make our Shelby County neighborhoods a better place to live. He introduces some brand new programs to bring value to our neighborhoods and to our school aged citizens. He talks about some economic strategies taking place too. Mayor Harris and apprai…
…
continue reading

1
HOW TO FINANCE A HOME OR AN INVESTMENT PROPERTY IN TODAY’S MARKET
42:45
42:45
Play later
Play later
Lists
Like
Liked
42:45Today you will hear some examples of how people are financing their home purchase and how some are financing investment real estate. And, as a bonus, during this show we have experts to show you the best way to appeal your 2025 Shelby County real estate tax assessment.By Jo Garner
…
continue reading
Today you will hear some examples of how people are financing their home purchase and how some are financing investment real estate. And, as a bonus, during this show we have experts to show you the best way to appeal your 2025 Shelby County real estate tax assessment.By Jo Garner
…
continue reading

1
Homeowners Seize the Day in Turbulent Times -With a Water-proof Roof & THESE Resources from Real Estate
42:23
42:23
Play later
Play later
Lists
Like
Liked
42:23Today you will hear how some very successful people did NOT retreat in uncertain times. 1. They accessed their situation, looking for gaps of opportunity 2. Appropriated their resources. 3. Took ACTION—quickly. Here is how a water-proof roof and income and value building resources worked for homeowners in turbulent times.…
…
continue reading

1
DESIGNING THE LIFE YOU WITH YOUR HOME FROM THE FLOORS TO THE FINANCING
42:52
42:52
Play later
Play later
Lists
Like
Liked
42:52If you could design your life the way you want to live, where would you be living? What kind of activities would you have going on at your home? Hobbies, friends and family visiting? Pets? Would you work out of your home or away? Would you be retired?By Jo Garner
…
continue reading

1
DON’T BE LATE TO THE GATE FOR YOUR HOMEOWNERSHIP DREAM-BE PREPARED, BE PREAPPROVED.
42:31
42:31
Play later
Play later
Lists
Like
Liked
42:31Like a good flight plan, we will be helping you plot your mortgage course to your desired destination with the least amount of turbulence and at an affordable cost. Tom King and I will be helping you decipher what’s on the radar for mortgage rates and the housing market.By Jo Garner
…
continue reading
Tips on cost-effective ways t create curb appeal for your home. If you are trying to get a mortgage approved so you can buy a house or refinance an existing mortgage, don’t rely solely on LUCK to get your mortgage approved for the terms you want. Prepare to make a good first impression in these five areas- Capital, Character, Capacity, Collateral a…
…
continue reading
Hopefully, if you have purchased a home in the past, your experience was a good one. If it was not a good experience, can you imagine working with a reputable realtor and experienced mortgage officer who gave you confidence so that you could relax and enjoy the homebuying journey? Click to hear this podcasts on ways you can pick the right professio…
…
continue reading

1
Real Estate Investment Homes-How to Find It & How To Fund It
41:17
41:17
Play later
Play later
Lists
Like
Liked
41:17To be successful at investing in real estate you need to start out with a strategy to earn you more income and make you wealthier. Today we are sharing with you ways you can FIND & FUND real estate income-producing properties and ways to build your wealth quicker.By Jo Garner
…
continue reading

1
YOUR LOAN & YOUR VALUE: INSIDE MORTGAGE APPROVALS & APPRAISALS
42:24
42:24
Play later
Play later
Lists
Like
Liked
42:24Wouldn’t you agree that it is easier to win at a game when you know the rules? Today we are giving you the inside scoop for having the best strategy for getting your mortgage approved. You will get expert tips for better results on your home appraisal too.By Jo Garner
…
continue reading

1
Real Estate Love Stories-- From the Loan, the Home--Help to Insure a Happy Future
41:43
41:43
Play later
Play later
Lists
Like
Liked
41:43Sharing love stories and tips from the mortgage desk, insurance and care-giving industries. Tips to maintain harmony, peace and prosperity. Happy Valentine’s Day!By Jo Garner
…
continue reading

1
How to Power Past Procrastination and Win with Homeownership
42:14
42:14
Play later
Play later
Lists
Like
Liked
42:14Today we are going to show you how successful people have powered over procrastination to really win at something they wanted in life. What is causing you to procrastinate about buying your first home? What is causing you to wait on completing a home repair?By Jo Garner
…
continue reading

1
The U.S. Economy 2025: Will It Bode Well or Worse for the Real Estate & Mortgage Markets
42:12
42:12
Play later
Play later
Lists
Like
Liked
42:12Imagine for a moment that discovered a large package on your front porch. When you opened it there were five Wall Street Journal newspapers stacked inside. But, not just ANY newspapers, but a newspaper dated for the end of the year over the next five years. What decisions would you make if you knew the future? Would you buy a home or a different ho…
…
continue reading

1
PREDICTIONS FOR REAL ESTATE & MORTGAGE MARKETS WITH PRESIDENT TRUMP’S INITIATIVES 2025
40:48
40:48
Play later
Play later
Lists
Like
Liked
40:48Several experts from institutions such as the National Association of Realtors (NAR) and the Urban Institute have pointed to the administration’s plans to incentivize homebuilding as a critical factor.By Jo Garner
…
continue reading

1
Trending Windows of Opportunity in Real Estate 2025
42:07
42:07
Play later
Play later
Lists
Like
Liked
42:07Want to see behind the scenes on what other people are doing to take the window of opportunity in real estate? Get the tips and trends and find the opportunities that will work for you.By Jo Garner
…
continue reading

1
GOOD THINGS TO KNOW, GOOD HABITS TO MAKE TO SUCCEED IN REAL ESTATE IN 2025
39:17
39:17
Play later
Play later
Lists
Like
Liked
39:17We are launching into the new year 2025. What do you want your life to look like in the next year? The next five years? Do you want to own a home? What do you want your home to look like? Who are the people you want to be with? Who do YOU want to be in the next year?By Jo Garner
…
continue reading

1
GOOD THINGS TO KNOW, GOOD HABITS TO MAKE TO SUCCEED IN REAL ESTATE 2025
39:26
39:26
Play later
Play later
Lists
Like
Liked
39:26We are launching into the new year 2025. What do you want your life to look like in the next year? The next five years? Do you want to own a home? What do you want your home to look like?By Jo Garner
…
continue reading

1
WAYS TO ENJOY HOMEOWNERSHIP DURING THE HOLIDAYS
36:59
36:59
Play later
Play later
Lists
Like
Liked
36:59Hear some stories of how people enjoy owning their home during the holidays—personally and financially. Home Helpers give insights and ideas on solutions for aging family members to remain at home with non-medical assistance.By Jo Garner
…
continue reading

1
TIPS FOR THE ROAD TO HOMEOWNERSHIP 2025- WHAT TO PACK AND WHO TO TAKE AS PASSENGERS
41:56
41:56
Play later
Play later
Lists
Like
Liked
41:56Wondering what the road to homeownership looks like? Take a road trip with your lender and closing attorneys. We will guide you around the road hazards and help you get to your desired destination with your home. We can make the process EASY.By Jo Garner
…
continue reading

1
Top Tips for Homebuyers Negotiating the Contract & Getting the Mortgage
40:56
40:56
Play later
Play later
Lists
Like
Liked
40:56Do you WANT to buy a house? Are you tired of wasting money on rent? Jo Garner, mortgage expert and experienced realtor, Pat Goldstein, share some top tips to help you use wise strategy and feel GOOD about your home purchase and your mortgage.By Jo Garner
…
continue reading

1
PODCAST 12-7-24 STEPS TO BUYING & MAINTAINING HOME NOMUSIC
42:46
42:46
Play later
Play later
Lists
Like
Liked
42:46Is owning a home on your bucket list but you have not fulfilled this dream yet? Today you will get some clear steps for owning your home and handling maintenance on that home.By Jo Garner
…
continue reading

1
Reasons to be thankful for homeownership---Wealth, Freedom & Community
33:10
33:10
Play later
Play later
Lists
Like
Liked
33:10Here are stories about people who gained financially by owning their homes and other stories of people who were enriched in other ways.By Jo Garner
…
continue reading
1. Experience the problem2. Research the problem3. Address the problemBy Jo Garner
…
continue reading

1
QUICKER WAYS TO BUILD WEALTH & LEAVE A LEGACY THROUGH REAL ESTATE
43:08
43:08
Play later
Play later
Lists
Like
Liked
43:08What kind of legacy do YOU want to leave for your family, your friends? We are sharing some proven ways people have gained more wealth quicker owning real estate. Here are some steps you can take to protect your assets and leave a legacy to those you love.By Jo Garner
…
continue reading

1
YOUR HOME, YOUR LOAN & YOUR LIFE-IF YOU CAN DREAM IT, YOU CAN DO IT
42:30
42:30
Play later
Play later
Lists
Like
Liked
42:30What do you want your life to be like? Write down the description, cut out pictures representing the life you want. If you can dream it, you can do it. We are going to share some stories of how people we know found the way to the life they wanted.By Jo Garner
…
continue reading

1
BUYING A HOME THROUGH NEW SEASONS IN LIFE-IT DOESN’T HAVE TO BE SCARY
41:06
41:06
Play later
Play later
Lists
Like
Liked
41:06Here’s a formula that has proven successful for making changes not so scary, when it comes to your real estate.By Jo Garner
…
continue reading

1
REAL ESTATE MARKET- BUY NOW & GET MY MORTGAGE OR WAIT UNTIL AFTER THE ELECTION?
42:33
42:33
Play later
Play later
Lists
Like
Liked
42:33When is the last time you were faced with a big decision –one that you weren’t sure which direction to go or when? Today we will discuss the real estate market and predictions on what is to come.By Jo Garner
…
continue reading

1
Finding Leaks in Your Home- Deciphering the Best Fix for Financing with a Refinance
42:09
42:09
Play later
Play later
Lists
Like
Liked
42:09Are you trying to detect, decipher and deduce the best way to achieve a financial goal? Are you trying to find the source of the leak in your house? Let’s explore some methods Sherlock Holmes used to solve his conundrums. You can know that you know that you know you took the best path.By Jo Garner
…
continue reading

1
How to Make the Right Choice with Your Mortgage & Home Improvement Project
41:58
41:58
Play later
Play later
Lists
Like
Liked
41:58How do you make big decisions? Do you look weigh the short term AND long term affects of your decision? Does your decision answer what you truly want in life? What are the pros and cons? Are you willing to take a chance?By Jo Garner
…
continue reading

1
READY, SET, GO- HOW TO GET AHEAD OF COMPETITION BUYING REAL ESTATE & GETTING YOUR MORTGAGE
41:01
41:01
Play later
Play later
Lists
Like
Liked
41:01Whatever it is that your mind believes you can’t do. YOU CAN DO IT. Just like these marathon runners, when you hear, “Ready, Set, Go,” GO! Put one foot in front of the other and keep moving forward.By Jo Garner
…
continue reading
Ed Hill, Senior Consultant, Masters Roofing MemphisThe Pros and Cons of a Metal RoofBy Jo Garner
…
continue reading

1
INNOVATE & INITIATE TO PROFIT WITH REAL ESTATE CHANGES & HVAC LAWS
42:12
42:12
Play later
Play later
Lists
Like
Liked
42:12Are you thinking about buying a house but not sure if it is the right time? Are you thinking your can’t afford the home you want? This show holds some answers for you about when and how.By Jo Garner
…
continue reading

1
MAKING IT WORK WORKING FROM HOME-TECHNICAL & FINANCIAL SOLUTIONS
42:15
42:15
Play later
Play later
Lists
Like
Liked
42:15If our listeners today are working from home or considering moving your office to your home, stay tuned to get some ideas on the latest technology available to help you save money, time and will help you enjoy working remotely or from your home.By Jo Garner
…
continue reading

1
Celebrating A Smooth Real Estate Closing by Preventing Problems from the Start
42:01
42:01
Play later
Play later
Lists
Like
Liked
42:01Does the homebuying or refinancing process seem a bit daunting? Today we are paving the way for you to have a smooth mortgage and real estate closing process.By Jo Garner
…
continue reading

1
How To Be A Champion In The Changing Real Estate Market -Summer 2024
41:02
41:02
Play later
Play later
Lists
Like
Liked
41:02What is it that you want in life that seems so out of reach? What have you tried to achieve but have failed in the past? Take some encouragement from some of our champion US Olympic athletes. We will be giving you the latest on the MidSouth real estate market. You will hear some stories of people who are navigating this market like champions.…
…
continue reading
Want to know how to counter the trend of insurance companies denying your homeowners insurance claims or trying to cancel your insurance?By Jo Garner
…
continue reading

1
THROUGH WEATHER FOUL OR FAIR-KEEPING YOUR HOME AND FINANCIAL FOUNDATION FIRM
40:53
40:53
Play later
Play later
Lists
Like
Liked
40:53Do you want to buy a home, but the home price and the mortgage payment is making it difficult to fit your budget? Here are financial tweaks you can use to make your home purchase and your mortgage more affordable.By Jo Garner
…
continue reading

1
Podcast 7 - 20 - 24 Reasons To Buy Now -new Construction & Existing NOMUSIC
42:39
42:39
Play later
Play later
Lists
Like
Liked
42:39Do you want to buy a home but you are not sure when you should buy? Are interest rates moving up or down? Is it a buyer or seller’s market? Click to hear this podcast from the experts.By Jo Garner
…
continue reading

1
Are Storms Coming or is It Smooth Gliding for the Housing Market
41:57
41:57
Play later
Play later
Lists
Like
Liked
41:57Do you want to buy a home but you are not sure if now is the right time? Perhaps you are not sure if you can AFFORD the home? Tom King shares the forecast for the real estate market for summer and fall of 2024. I share some creative solutions on how my clients have rearranged their finances and credit to make the home they want AFFORDABLE.…
…
continue reading

1
ISSUES & ANSWERS-SOLUTIONS TO COMMON HOME REPAIR PROBLEMS
43:08
43:08
Play later
Play later
Lists
Like
Liked
43:08ISSUES & ANSWERS-SOLUTIONS TO COMMON HOME REPAIR PROBLEMSBy Jo Garner
…
continue reading

1
KEEPING YOUR FAMILY SAFE AT HOME, AT WORK & WITH YOUR FINANCING
43:44
43:44
Play later
Play later
Lists
Like
Liked
43:44Position yourself with positive exit strategies for one day when you move or sell your homeBy Jo Garner
…
continue reading

1
How to Score in the Real Estate & Mortgage Market Summer 2024
42:31
42:31
Play later
Play later
Lists
Like
Liked
42:31Let’s take a look at the real estate and mortgage markets for the summer of 2024. How do you position yourself to score in this market when you are looking to buy a home or refinance one.By Jo Garner
…
continue reading

1
Ways to Budget For Home Repairs & A Good Life
42:37
42:37
Play later
Play later
Lists
Like
Liked
42:37Remember when you first moved into your home and feel the happiness and peace you had with your new or new to you house. It wasn’t just a house it quickly became your home!By Jo Garner
…
continue reading

1
PROTECT YOUR ASSETS-TRUST, BUSINESS STRUCTURES & POSITIONING ON YOUR MORTGAGE
42:19
42:19
Play later
Play later
Lists
Like
Liked
42:19Like locking the door before you leave your house, you need to protect your investments too. There are unexpected expenses, thieves, frivolous lawsuits and more.By Jo Garner
…
continue reading

1
REAL ESTATE WEALTH-SACRIFICE A LITTLE TODAY FOR THE LIFE YOU WANT TOMORROW
42:13
42:13
Play later
Play later
Lists
Like
Liked
42:13If you can only make small sacrifices right now, let’s look at smart strategies you can use to build your net worth and a better life. Let’s look at how others are finding their way in this new normal real estate market.By Jo Garner
…
continue reading

1
QUESTIONS TO ASK WHEN GETTING A MORTGAGE OR A ROOF REPAIR
41:44
41:44
Play later
Play later
Lists
Like
Liked
41:44It is springtime when people are out buying houses and getting mortgages. Springtime storms pop up and can cause roof damage. Today we are sharing the right questions to ask when you get a mortgage. Beware of the guy in a truck who knocks on your door asking to get on your roof after a storm.By Jo Garner
…
continue reading