Best Peter Donisanu Podcasts (2025)

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Concentration Builds Wealth, Diversification Preserves It 14:11

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1+ y ago14:11

14:11

Having all your eggs in one basket might make you rich—until it doesn't. This week, we’ll dive into the risks of concentrated investing. You know, Warren Buffett's strategy of focusing investments on big bets is legendary, yet he also champions diversification for the average investor. Why the mixed advice? Because while concentrated investing can …

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How to Setup an Estate Plan if You’ve Never Put One Together Before 18:45

1+ y ago18:45

18:45

When you hear "estate planning," you might think of grand mansions, legal jargon, and hefty inheritances. But estate planning isn't just for the wealthy—it's essential for anyone who wants to protect their assets, ensure their wishes are followed, and care for their loved ones after they're gone. In this episode, we'll break down the basics of crea…

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Stop Wasting Your Policy Premium: The Smart Way to Buy Insurance Protection 17:05

1+ y ago17:05

17:05

How can you tell that you’re buying the right kind of insurance? It’s one thing to know how much coverage you need, and another to know which policy to buy. But fortunately, you now have the power to choose and manage your insurance coverage with just a few clicks, making it easier than ever to protect your financial future. That’s why in today’s e…

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How to Avoid the Temptation to Show the World that You’ve Made It 12:43

1+ y ago12:43

12:43

Have you ever felt the urge to splurge after a financial windfall? Maybe it was after landing a six-figure job or when your startup went public. This week, we explore the temptation to showcase your success, drawing parallels with stories like Mike Tyson's. Despite earning over $400 million, Tyson's extravagant spending led to bankruptcy. As a firs…

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Roth IRA: How to Avoid Too Much of a Good Thing 17:29

1+ y ago17:29

17:29

Having too much of a good thing can leave you worse off than when you started. The same is true for putting all your extra savings in a Roth IRA. This is especially true if you plan to retire early, start a business or invest in rental properties. That’s why this week, I’m discussing the pitfalls of over-optimizing for tax-efficiency at the expense…

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Cash Management: It’s Not Just About Emergencies, It’s About Freedom 17:06

1+ y ago17:06

17:06

Cash is king. And missing out on an opportunity because your money's tied up in illiquid savings, or having to sell assets at an inopportune time to cover a large expense can be costly. That's why, in today's episode, I discuss why a cash management strategy is a step beyond an emergency fund. I'll also share the approach I've taken to crafting a s…

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Saving for College: Be Prepared, So You Kids Can Be Spared 14:52

1+ y ago14:52

14:52

I didn't know, what I didn't know. Going to college was the best investment I ever made. But, being the first in my family to go to college left me making a lot of poor choices. That's why, in today's episode, I discuss some of the mistakes that I made when I borrowed to pay for college. I'll also share the approach I'm taking now to save for my ki…

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There’s No Such Thing as an Investing Magic Pill 17:31

1+ y ago17:31

17:31

"If only I had kept going a little more…" Now, have you ever been on the verge of a breakthrough but stepped back because of a setback? It’s like investing—when the markets shake, it’s easier to think about quitting rather than sticking it out. That’s why today’s episode is about sticking to your plan, not panicking, and why a disciplined investmen…

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How to Buy Back Your Time without the Regret 16:17

1+ y ago16:17

16:17

“Why did I even hire them in the first place...” Have you ever hired someone for help around the house, only to immediately regret it? I know I have. That’s why this week I’m sharing my experience of hiring helpers who didn't quite live up to their promises and left me feeling more frustrated than relieved. You know, many of us have hired help with…

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Don’t Live with the Regret of Holding Concentrated Company Stock 13:57

1+ y ago13:57

13:57

“I should have done something about it sooner.” Have you ever poured your heart and soul into a professional pursuit only to see it unravel before your eyes? You're not alone. If you're betting on stock options, RSUs, or your 401k to build your legacy, then come with me as we explore the highs of potential paydays and the lows of unexpected Black S…

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If You Don’t Write Your Story, Someone Else Will 16:59

1+ y ago16:59

16:59

"How do I want to be remembered?" is a question that haunts us all, yet often goes unspoken. That’s why in this week’s episode, I’m treading into the topic of legacy and the stories we leave behind. Join me as I explore how to write your own story, aligning daily actions with your deepest values, and overcoming internal and external distractions th…

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Keep Calm and Trust Your Investment Plan 16:48

1+ y ago16:48

16:48

Are you feeling uneasy with the recent stock market selloff? You're certainly not alone. After a surprisingly robust start to the year, the latest downturn can feel all too familiar, mirroring the intense market swings we've faced over recent years. In this episode, I’ll take you through the emotional journey of investing during these uncertain tim…

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Think Twice Before Cashing that “Free Money” Check 12:38

1+ y ago12:38

12:38

Have you ever experienced the fleeting thrill of spending a windfall only to face regret once the excitement fades? You're not alone. Many of us have felt the sting of impulsive spending after receiving unexpected sums, like a tax refund, bonus, or even a lottery win. This episode delves into the psychological and emotional rollercoaster that often…

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Tax Mistakes are Costly, Precision is Priceless 10:15

1+ y ago10:15

10:15

Ever been hit with the shock of realizing you made a costly mistake on your tax return? You wouldn’t be the first. In fact, the IRS flagged nearly 17 million mathematical errors on 2022's tax returns. But the errors weren’t just about owing more; many were about missing out. Imagine being one of the 1.5 million taxpayers who left a collective $1.5 …

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How to Gain Control of Your Cash Flows Once and For All 18:09

1+ y ago18:09

18:09

Ever find yourself stretched thin between paychecks or grappling with the anxiety of unexpected expenses? You're not alone. In this episode, we're unraveling the complexities of cash flow management and its undeniable impact on your financial health. More specifically, we're diving deep into the strategies that can transform your approach to managi…

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Is Your Employer’s Stock a Long-Term Bet or Short-Term Sell? 22:32

1+ y ago22:32

22:32

In this episode we’ll cover the nitty-gritty of what your employer’s stock really means for you. Are you sitting on a goldmine, or is it time to cash out? Whether you’re building wealth for the next generation, eyeing that sweet spot of financial freedom, or just trying to make sense of your stock options, we’ve got you covered. We’ll dive into pra…

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Boost Your Wealth: Become a Tax-Efficient Investor 13:55

1+ y ago13:55

13:55

"Taxes are the price we pay for a civilized society." This often repeated quote is carved into the entrance of the IRS's national headquarters building in Washington, D.C. And it serves as a reminder that we all need to pay our fair share to maintain one of the highest standards of living in the world. At the same time, however, growing your family…

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Family Wealth Planning: An Approach to Financial Peace 10:27

2y ago10:27

10:27

Some say that the family that plays together stays together. And the simple reason this saying holds true is because unstructured time well-spent together creates stronger social and emotional ties within the family unit. You're literally bonding together. Now, when it comes to talking about money, some families find the opposite to be true. That's…

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Creating a Multi-Generational Impact with Educational Trusts 10:12

2y ago10:12

10:12

Is educating your children, grandchildren, or other important individuals in your life a priority? Well, for many of us, the answer might be a resounding "yes." And so, you've likely thought of ways to support the learning efforts of your loved ones, including funding their education expenses. Now, when it comes to setting aside money for education…

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Tax Season Triumph: Proactive Planning for Prosperous Families 12:50

2y ago12:50

12:50

Tax season is now well underway, and most returns are due by April 15. Are you ready? Well, if you struggle with getting your returns filed, or simply don't know where to start, then we've got you covered this year. That's because the secret to a stress-free tax season involves staying organized before you sit down to prepare your returns and by st…

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3 Ways to Ensure You’re Saving Enough for Retirement 15:09

2y ago15:09

15:09

Am I saving enough for retirement? Now, no matter where you are in your savings journey, the answer to this question is crucial to securing your long-term financial independence and legacy-building goals. The trouble is that some individuals often focus on a savings number instead of a lifestyle outcome. In fact, some will tell you that all you nee…

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We've Moved: FI Mastery is Now Gen One Legacy 3:38

2y ago3:38

3:38

In this landmark episode of Gen One Legacy, formerly known as The FI Mastery Podcast, host Peter Donisanu unveils a transformative shift in the podcast’s mission and name to more accurately reflect its renewed vision. Today, we're embarking on a journey not just toward financial independence but toward creating enduring legacies that will benefit g…

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Equity Comp: Mastering the Basics of Vesting, Taxes and Risks 16:20

2y ago16:20

16:20

Stock-based compensation can transform your life when it’s managed wisely. Indeed, if you're a tech professional, then you likely know how receiving stock awards isn't just a perk, it's your gateway to building generational wealth and securing your family's financial future for decades to come. With that said, however, too many well-intentioned ind…

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Taxes: What Inflation, Gridlock and Sunsets Mean to Your Money 13:42

2y ago13:42

13:42

Each New Year brings with it some form of change, especially when it comes to taxes. But let's face it: with so much going on at the start of the year, who has time to keep up with all the tax changes, right? Well, fortunately, I’ve been keeping an eye on some of the tax developments coming down the pike this year, so you don't have to. And what di…

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Startup Success: 3 Ways to Master the Basics Before Launch 17:12

2y ago17:12

17:12

So, you've finally decided to launch that new business startup in 2024. Congratulations! There's no better time than the New Year to finally get that great idea that you've been thinking about for so long launched up and off the ground. In fact, starting and growing your own business is one of the fastest ways to achieving financial independence an…

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3 Ways a Family Charter Can Help Support Your Legacy 13:33

2y ago13:33

13:33

Under the right conditions, money does grow on trees. You heard that right. And to be clear, money can only grow on trees when it grows from a family tree. How so? Well, when each successive generation in a family tree works together, they can produce a varying measure of wealth that benefits each family member and their broader community. And so, …

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2024 Economic Outlook: Why Forecasts Still Matter 15:35

2y ago15:35

15:35

Economic and market forecasts are often wrong, but they're still useful. Indeed, looking back on the past year, most market prognosticators and economists got the year's forecasts wrong. That's because last year was supposed to be the year that the US economy fell into a recession, which led markets to bet that the Federal Reserve would cut interes…

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Embracing the Journey: How Small Steps Can Define Your Life's Work 14:38

2y ago14:38

14:38

Do you know what you were put on this earth to accomplish? Or are you grinding away in a vocation that seems to be producing little fruit? Certainly, these sorts of profound questions are ones that philosophers have debated for millennia. And so, when considering one's life's work, it's easy to think about it in the context of significant achieveme…

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Focus on Basics to Create Resolutions that Stick 10:59

2y ago10:59

10:59

You've likely heard that 80% of New Year's resolutions fail by February. And some studies have even shown that less than 10% of individuals will have achieved their New Year's goals by year-end. So then, what's the point, right? Why do so many of us go through the trouble of setting goals if there's a low chance of achieving our desired outcomes in…

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Give Your Family the Gift of Knowledge this Holiday Season 14:06

2y ago14:06

14:06

With Christmas just days away, some of you may be scrambling to find that last perfect gift for your family this year. Well, before you head out the door for one last purchase, might I suggest the gift of knowledge this year? You see, if you're planning to leave behind any measure of wealth to your loved ones after you pass, then giving the gift of…

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Investing in 2024: Understand Your Risk Tolerance to Navigate Uncertainty with Confidence 13:41

2y ago13:41

13:41

A solid investment strategy seems to work until something comes out of left field to knock it off track. You know, as the former heavyweight champ Mike Tyson is known to have said that, "Everyone has a plan until they get punched in the mouth." And in the investing work, we sometimes call these big, unexpected market and economic events "Black Swan…

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Gifting to Service Providers, Colleagues & Charity 10:54

2y ago10:54

10:54

The holidays are all about giving back, right? You've heard it, I've heard, and frankly, by now, most of us feel like we've done our part after spending what feels like plenty on family this holiday season. We've answered charity drives and slipped an extra twenty in that little red bucket set just outside the big box store. What more can be done, …

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10 Year-end Planning Tips for High Earners 11:53

2y ago11:53

11:53

The end of the year is upon us, and with it comes one last chance to get your financial ducks in a row before it ends up costing you. You see, while many of us are focused on trimming trees, making last-minute gift purchases, and planning holiday parties, the truth is that all of us likely have that one item on our financial to-do list that we've b…

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Three Things I'm Grateful for this Holiday Season 9:31

2y ago9:31

9:31

Today, we're going to talk about the practice of gratitude. Now, as many of us gather this week to express our thankfulness for everything that's happened in our lives this year, there's no better time than the present to focus on our practice of gratitude. Now, while thankfulness and gratitude share many commonalities, gratitude is often a deeper …

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Is it Time to Rethink Your Emergency Fund? 17:36

2y ago17:36

17:36

At what point is an emergency fund no longer necessary for your financial situation? Never, right? Because common sense tells us that everyone needs an emergency saving fund. Indeed, you've likely heard how crucial it is to have money set aside as your first step in building a solid financial plan. But the fact is that for some, an emergency fund i…

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How to Use a Giving Strategy to Help Causes You Care About 14:44

2y ago14:44

14:44

So, you want to give money, but not sure where to start? Well, I don’t blame you. Giving is hard because, according to some of the data out there, there are well over one million registered non-profits globally. Even so, if you're like me, the holidays serve as a reminder about how crucial it is to focus on giving rather than receiving. So then, wi…

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What Benjamin Graham Can Teach Us About Investing when the World is Falling Apart 11:18

2y ago11:18

11:18

Lately, it feels like we're staring into an abyss that makes even the most seasoned investors want to get out of the markets. It feels like there's a lot that's going wrong with the world right now, and many things are quickly coming to a head. That's because, among many developments, the Middle East has once again become a flashpoint for geopoliti…

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How to Avoid Leaving a Failed Legacy 17:35

2y ago17:35

17:35

What comes to mind when you hear the phrase "leaving a legacy?" Well, when it comes to money, you might think about the ins-and-outs of estate plans, right? Well, the truth is that that's just one side of the big picture. You see, too often, many of us get caught up in thinking about WHAT our money can do after we're gone instead of HOW our the one…

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How to Be a Prudent Speculator 17:36

2y ago17:36

17:36

Being a prudent speculator is like trying to "act natural", or being "clearly confused", or listening to the "deafening silence". They're all things that typically don't go together. Even so, it is possible to become a prudent speculator if you approach it the right way. And why would you want to be a speculative investor? Certainly, don't we all k…

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Why You Should Walk Away from a Less than Ideal Work Environment 17:19

2y ago17:19

17:19

What is the biggest career mistake that many high earning individuals make? They stay in a job far past its expiration date. And why is moving on from a bad job so hard to do? Because leaving means change. And let's face it, few of us like change. Especially when it means giving up on all the time and effort you've poured into a situation or simply…

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How Smart Investors Profit from Tax Loss Harvesting 17:03

2y ago17:03

17:03

It's that time of the year again, and apple picking and pumpkin patches not only usher in traditional fall routines, they also signal that it's time for an annual review of potential tax losses you can harvest from your investment portfolio. And you know, just as farmers come together to bring in the fall harvest before winter kicks in, prudent inv…

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Old Money Secrets to Creating Lasting Wealth 12:56

2y ago12:56

12:56

So, you’ve finally made it big in your career, or your startup has finally taken off. What should you do with your money now? Well, whatever you do, it's crucial to be mindful of the advice you take. You see, all you need to do is log in to any social media website, and you're likely to find accounts that claim to have wealth "secrets" available on…

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Benefits Enrollment: From Overwhelm to Under Control 16:45

2y ago16:45

16:45

Benefits Enrollment is just around the corner. Do you have what you need to make critical choices at this vital time of the year? Now, while benefits elections might seem like a routine administrative task, the decisions you make during this crucial election period could significantly impact your finances for years to come. But for many of you out …

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Forget Roth, Here’s Your Single Best Investment 17:17

2y ago17:17

17:17

What's the one investment that can double, triple, or even ten-x your wealth and keep producing a steady stream of income no matter what life throws your way? It's human capital. Indeed, investing in yourself is the single most valuable component of wealth building. And yet, it often doesn't get the attention it deserves. And, so, what exactly is h…

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How to Manage Concentrated Investment Risk 14:54

2+ y ago14:54

14:54

All it takes is just one stock to go to the moon, and that's it, you're set for life, right? Well, if it were only that simple. You see, concentrated investing, or keeping your eggs in one basket, seems to work until it doesn't. Now, make no mistake, concentrated investing isn't all that bad. In fact, notable investor Warren Buffett is known to hav…

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Why Markets are Primed for a Pullback 10:34

2+ y ago10:34

10:34

Evidence suggests that this year's risk asset rally is likely primed for a pullback. So now, why now? Why the glum news after the S&P 500 index posted one of its strongest year-to-date gains in a while? Well, it's essential to remember that most market activity is underpinned by a narrative or a story that influences price swings either higher or l…

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How to Calculate Your Life Insurance Need 15:02

2+ y ago15:02

15:02

If you have people who depend on you, then you need life insurance. That’s all you need to know, right? Well, if it were only that simple. That’s because knowing that you need insurance is a first step, then comes the work of figuring out how much you need to cover estate expenses, debts, living expenses, college savings, and future financial goals…

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3 Ways to Plan for Tax-Free Income 19:01

2+ y ago19:01

19:01

Let’s face it, no one likes paying Uncle Sam more than his fair share. But what if there was a way to take advantage of financial planning techniques to not only grow your savings, but also help protect your family and transfer wealth tax-free? Sounds too good to be true, right? Well, it’s more possible than you think. And as a highly driven indivi…

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Three Ways to Better Manage Risk 15:09

2+ y ago15:09

15:09

What comes to your mind when you think of the word, “risk?” Maybe when you hear the word “risk”, you think of the word danger, or the potential for of an undesirable outcome to your health, wealth or time. Or maybe when you hear the word, “risk”, you think of all the possibilities associated with potential outsized financial gains as you put some o…

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Is a Trust Right for You? 13:45

2+ y ago13:45

13:45

Asset protection, securely transferring wealth, and keeping your family's finances on track no matter what life throws at you. Who doesn't want that, right? Well, these outcomes were top of mind for Craig, a devoted husband, a father of two, and a tech professional. Now, having built a successful career and arriving at a solid place in life financi…