Best Phantom Files Podcasts (2025)

1
Ask HTM - Student Loans vs Investing, Best Cell Service While Abroad, & the Role of Faith in Our Finances #976 47:52

10h ago47:52

47:52

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you …

1
Friday Flight - Debt Defaults, VIP Investments, & Regretful Retirees #975 36:30

3d ago36:30

36:30

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
S19 Ep4: Ghost children, a shape-shifting snake and an Aussie werewolf (Sn. 19 Ep. 4) 1:05:16

4d ago1:05:16

1:05:16

Tonight we're bringing tales of ghostly kids, shape-shifting creatures straight outta your nightmares, werewolves down under and much more. Season 19 Episode 4 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support the show! Get ad-free, extended & bonus episod…

1
The Cheap Travel Truth w/ Scott Keyes #974 54:28

5d ago54:28

54:28

Who doesn’t wish that they were currently listening to this episode while lounging at the beach, on a European adventure, or even completely off the grid hiking somewhere amazing?! Of course we all want to do that but c’mon, it’s too expensive! That is the unfortunate excuse that we give ourselves for why we don’t travel as much as we’d like, but o…

1
S19 Ep3: Floating orbs, cigar-shaped craft and aliens: UFOs III (Sn. 19 Ep. 3) 1:10:00

6d ago1:10:00

1:10:00

Slip on your tin foil hat and put your pajamas on inside-out because tonight we're pressing play on some out-of-this-world UFO and alien calls. Season 19 Episode 3 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support the show! Get ad-free, extended & bonus ep…

1
Ask HTM Special Edition: Tariffs, Market Volatility, & How It All Impacts You #973 58:00

7d ago58:00

58:00

Let’s dive into the week with some fresh listener questions we have lined up for you on this Special Tariffs Edition of Ask HTM (more on that further down). But don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step gui…

1
Friday Flight - Panic Pre-Purchasing, Un-Trustworthy TikTok Trends, & “Recession Hair” #972 33:40

10d ago33:40

33:40

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
S9E2 - 5 TRUE Scary Stories: Have You Encountered the Dogman? 35:23

11d ago35:23

35:23

After a brief hiatus, The Scarecast returns with a chilling new episode, Season 9 Episode 2, packed with true stories that will keep you up at night. Mike is back from the chaos of busy season in public accounting and ready to deliver a fresh batch of spine-tingling tales for all the loyal listeners who stuck around during the break. This episode f…

1
S19 Ep2: Mirrored Men, hotel ghosts, and the vanishing stranger (Sn. 19 Ep. 2) 1:03:36

11d ago1:03:36

1:03:36

Tonight the infamous Mirrored Men return, along with unsettling hotel hauntings, a mysterious vanishing stranger and much more. Season 19 Episode 2 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support the show! Get ad-free, extended & bonus episodes (and more…

1
Economic Cheat Codes for Everyday Life w/ Daryl Fairweather #971 50:01

12d ago50:01

50:01

We’re joined by the Chief Economist at Redfin, Daryl Fairweather, so you know we’re talking about the current state of the real estate market today. But before she was knee-deep in housing data Daryl was the senior economist at Amazon, and before that she was a researcher at the Federal Reserve Bank of Boston which is when she was working with Frea…

1
"Old Brooklyn Magic" by Ian Li + "Glory Hole" by Neal Auch 23:58

12d ago23:58

23:58

This episode features "Old Brooklyn Magic" by Ian Li (©2025 by Ian Li) and "Glory Hole" by Neal Auch (©2025 by Neal Auch), both read by Stefan Rudnicki. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Adamant Press

1
S19 Ep1: Ghosts of Gettysburg and other Civil War Battles (Sn. 19 Ep. 1) 1:04:33

13d ago1:04:33

1:04:33

Tonight we open Season 19 with the highly requested and incredibly creepy ghosts of Gettysburg and other Civil War hauntings. Season 19 Episode 1 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support the show! Get ad-free, extended & bonus episodes (and more) …

1
Ask HTM - Paying for DeleteMe, Investing like the Ivies, and When a New Car Makes Sense #970 46:20

14d ago46:20

46:20

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…

1
Forging Financial Flexibility in an Uneasy Economy (Bestie) #969 48:04

17d ago48:04

48:04

Flexibility is a characteristic that will serve you well! This reminded Joel of his summer beach trip with his family to Tybee Island. Shortly after they left, there was a massive swarm of jellyfish that meant beachgoers couldn’t even get in the water. Lifeguards treated around 300 visitors for jellyfish stings in a single weekend. And while that w…

1
S18 Ep51: A wildman, a wolfman and a mermaid: Hometown Legends 18 Part II (Sn. 18 Ep. 51) 1:31:42

18d ago1:31:42

1:31:42

Tonight we dive even deeper into your hair-raising hometown legends, including frightening folklore about creatures that lurk in the darkness, unsettling hauntings, mermaids and more. Season 18 Episode 51 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support t…

1
Banking on Bitcoin w/ Natalie Brunell #968 52:23

19d ago52:23

52:23

Whether it’s too late to get in on BTC, hackers targeting crypto, what a Federal Bitcoin Reserve means for the price of BTC… these are just a few of the topics we get into today with our guest, Natalie Brunell. When we occasionally talk about Bitcoin, it’s typically within the context of investing, and even then our approach is for it to be a relat…

1
S18 Ep50: Haunted prisons, witch hunters and the devil's footprints: Hometown Legends 18 Part I (Sn. 18 Ep. 50) 1:20:10

20d ago1:20:10

1:20:10

Tonight we explore your horrifying hometown legends, including chilling tales of witch hunters, haunted prisons, the devil's footprints and much, much more. Season 18 Episode 50 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support the show! Get ad-free, exten…

1
Ask HTM - Deciding How Much ‘Fun $’, Prepping for Long Term Care, & Doubling Down on Employer Retirement Accounts #967 50:12

21d ago50:12

50:12

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…

1
Friday Flight - Tax Tips, Wage Deflation, & Liberated From Low Prices #966 34:58

24d ago34:58

34:58

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
Trustworthy Tax Advice w/ Jasmine DiLucci #965 50:26

26d ago50:26

50:26

Imagine a scenario where you purchase pretty much whatever you want at the grocery store, you frequently go out to eat, and on top of that you always buy drinks for friends- no questions asked. That’s about what it would take to get food spending up to around 15% of average household income… but that sounds a bit insane! Most folks shop for sales, …

1
"A Girl Goes on a Date Alone at Night" by Cynthia Gómez + "The Witchdoctor’s Revenge" by Nuzo Onoh 1:22:00

26d ago1:22:00

1:22:00

This episode features "A Girl Goes on a Date Alone at Night" by Cynthia Gómez (©2025 by Cynthia Gómez) read by Alison Belle Bews, and "The Witchdoctor’s Revenge" by Nuzo Onoh (©2025 by Nuzo Onoh) read by Mirron Willis. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Adamant Press

1
Ask HTM - Budgeting for Housing Splurges, ChatGPT for Your Savings, & Churning Free Gym Trials #964 49:43

28d ago49:43

49:43

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…

1
Friday Flight - Education Evisceration, BNPL Burgers, & Torched Teslas #963 31:05

1M ago31:05

31:05

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
S18 Ep49: Civil War spirits, a celebrity ghost and another Ouija prediction (Sn. 18 Ep. 49) 57:32

1M ago57:32

57:32

When you live in the Hollywood hills, it's likely that you might have a famous visitor from time to time. Just be prepared, because if they enjoy your home enough, they might keep stopping by, even after their earthly form has crossed over to the other side... Keep it spooky and enjoy. Season 18 Episode 49 of Monsters Among Us Podcast, true paranor…

1
Getting the Job You Want w/ Madeline Mann #962 52:34

1M ago52:34

52:34

Today on the podcast we’re joined by Madeline Mann who is an HR and recruiting leader and is also the author of Reverse the Search which hits the shelves on April 1st. Madeline spun her insider knowledge of the hiring process into an award-winning career coaching empire, called Self Made Millennial, where she has reached millions of folks. Through …

1
S18 Ep48: Ghostly girls, alien abduction and skinny, silver men - Tales from the Road II (Sn. 18 Ep. 48) 1:01:21

1M ago1:01:21

1:01:21

Tonight we bring you more terrifying tales from the road. Buckle up, it's sure to be a spooky ride. Season 18 Episode 48 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support the show! Get ad-free, extended & bonus episodes (and more) on Patreon - https://www.…

1
Ask HTM - Responding to a Rental App Denial, Crummy 529 Plans, and Buying Land as an Investment for Family #961 52:14

1M ago52:14

52:14

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…

1
Friday Flight - Appealing ARMs, Iterating Investments, & College Cost Cuts #960 36:08

1M ago36:08

36:08

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
S18 Ep47: Black shadows, black triangles and black eyed kids (Sn. 18 Ep. 47) 1:06:37

1M ago1:06:37

1:06:37

When the Black Eyed Kids come knockin', whatever you do, don't... let... them... in. Keep it spooky and enjoy! Season 18 Episode 47 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support the show! Get ad-free, extended & bonus episodes (and more) on Patreon - h…

1
Make More Money, Do More Good w/ Derrick Kinney #959 51:31

1M ago51:31

51:31

We argue that money itself isn’t a good or bad thing, it’s not holy or evil, but we do think it comes down to what you do with it that makes the world a better or worse place. That message is also at the heart of Derrick Kinney’s best-selling book “Good Money Revolution”... what are you doing with your money, what actions are you taking? That’s at …

1
"Touch This Cancer, It Probably Won't Bite" by Josh Pearce + "Pezcara" by Ana Hurtado 31:44

1M ago31:44

31:44

This episode features "Touch This Cancer, It Probably Won't Bite" by Josh Pearce (©2025 by Josh Pearce) read by Stefan Rudnicki, and "Pezcara" by Ana Hurtado (©2025 by Ana Hurtado) read by Roxanne Hernandez. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Adamant Press

1
S18 Ep46: Ghostly Hospital Tales (Sn. 18 Ep. 46) 1:00:45

1M ago1:00:45

1:00:45

Tonight we examine stories from what we consider to be some of the most haunted places on earth. The places where souls enter and depart this earthly realm, all under the same roof... hospitals. Keep it spooky and enjoy! Season 18 Episode 46 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnes…

1
Ask HTM - Mass Government Layoff Triage, If Declining Rental Income Is Still Worth It, and Generating Passive Income #958 53:18

1M ago53:18

53:18

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…

1
Friday Flight - Tariff Tantrum, Southwest Succumbs, & The Greatest Grocers #957 34:46

2M ago34:46

34:46

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
S18 Ep45: Strange shadows, odd animals and a visit from a leprechaun (Sn. 18 Ep. 45) 1:03:59

2M ago1:03:59

1:03:59

Are leprechauns real? Tonight's stories might have you questioning whether they are just Irish folklore or actual earthly beings. Plus shadow figures, cryptids and more! Keep it spooky and enjoy! Season 18 Episode 45 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTE…

1
Cultivating a Wealthy Mindset w/ Shang Saavedra #956 52:40

2M ago52:40

52:40

Living on one partner’s income, stepping away from corporate America, firing up a serious side hustle… these are just a few of the topics we’re discussing with our guest today. Shang Saavedra is a financial coach, founder of the site Save My Cents, and now author of the new book “Wealth is a Mindset.” Shang lives at the intersection of mental healt…

1
S18 Ep44: Ghosts, ghouls, haints, spirits and phantoms (Sn. 18 Ep. 44) 1:03:21

2M ago1:03:21

1:03:21

Let's knock on some walls and rattle some chains... it's time to do some haunting. Keep it spooky and enjoy! Season 18 Episode 44 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support the show! Get ad-free, extended & bonus episodes (and more) on Patreon - htt…

1
Ask HTM - Finding Travel Deals, 401k Match Changes, and Our Take on Long Term Disability #955 53:00

2M ago53:00

53:00

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…

1
Friday Flight - Student Loan Shakeup, Doom Spending, and the Mounting Mini-Stagcession #954 37:03

2M ago37:03

37:03

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
S18 Ep43: Ohio werewolves, static man, ghost children and a devil on a stump (Sn. 18 Ep. 43) 58:25

2M ago58:25

58:25

We have a weird one for you tonight! Devils, ghosts, werewolves and the mysterious static man. Keep it spooky and enjoy! Season 18 Episode 43 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support the show! Get ad-free, extended & bonus episodes (and more) on P…

1
Launching an Offbeat and Sustainable Business w/ Jason Zook #953 58:55

2M ago58:55

58:55

“Solve a problem for people in an interesting way” and “There’s not one way to do business”... those are just a couple quotes from our conversation with Jason Zook. Our goal for this episode is for you to finish listening, and to be completely inspired to start your own small business. Unfortunately, there can be this aura around starting an “offic…

1
"sharp house" by Samir Sirk Morató + "The Tugwort" by Lincoln Michel 45:01

2M ago45:01

45:01

This episode features "sharp house" by Samir Sirk Morató (©2025 by Samir Sirk Morató) read by Stefan Rudnicki, and "The Tugwort" by Lincoln Michel (©2025 by Lincoln Michel) read by Roxanne Hernandez. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Adamant Press

1
S18 Ep42: Super roaches, giant turtles, mysterious beasts and ghostly pets (Sn. 18 Ep. 42) 1:06:33

2M ago1:06:33

1:06:33

Tonight we have ghostly pets, creepy crawlies, mysterious beasts, lake monsters and much more. Keep it spooky and enjoy! Season 18 Episode 42 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support the show! Get ad-free, extended & bonus episodes (and more) on P…

1
Ask HTM - Cashback vs Travel Points, Letting a Brokerage Cook, and the Right Way to buy a First Home #952 52:31

2M ago52:31

52:31

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…

1
Friday Flight - Brainless Borrowing, DOGE Dividends, & Abroad on a Budget #951 34:27

2M ago34:27

34:27

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and help…

1
S18 Ep41: Alien abduction, BEKs and one giant bug (Sn. 18 Ep. 41) 56:35

2M ago56:35

56:35

Tonight we have a plethora of spooky stories to give you the heebie jeebies. Alien abductions, black eyed kids, giant bugs with sharp teeth, and much more. Season 18 Episode 41 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHOW NOTES: Support the show! Get ad-free, extend…

1
Navigating the Insane Insurance System w/ Consumer Reports' Lisa Gill #950 52:48

2M ago52:48

52:48

The price of gas, the price of eggs and milk- these are the kinds of expenses that we’re very sensitive to as consumers because of how frequently we make these purchases. And don’t forget visibility of course with the price per gallon essentially plastered on electronic billboards we consistently drive past! But the cost of insurance feels like the…

1
"in your mind, they still dance" by Ariya Bandy + "In Our Skin" by Kelsea Yu 39:19

2M ago39:19

39:19

This is episode features "in your mind, they still dance" by Ariya Bandy (©2025 by Ariya Bandy) read by Susan Hanfield, and "In Our Skin" by Kelsea Yu (©2025 by Kelsea Yu) read by Judy Young. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Adamant Press

1
S18 Ep40: A Veil of Darkness Volume 2: The Shadow People Files (Sn. 18 Ep. 40) 53:30

2M ago53:30

53:30

Tonight we revisit the eerie world of Shadow People -- mysterious figures often seen out of the corner of the eye, lurking in the dark. Are they protective entities? Ghosts? Or something more sinister? Season 18 Episode 40 of Monsters Among Us Podcast, true paranormal stories of ghosts, cryptids, UFOs and more, told by the witnesses themselves. SHO…

1
Ask HTM - Is Direct Indexing Worth It, Sticky Cosigning Situations, & Kiddos With Credit Or Debit #949 47:04

2M ago47:04

47:04

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you…

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