Best Philspencerpodcast Podcasts (2025)

1
How Can Retrofitting Improve Your Home? 15:59

Play Pause

1M ago15:59

15:59

Phil speaks to Rachael Owens, co-director of the National Retrofitting Hub, to explore how retrofitting can improve your home. From insulation and heat pumps to smart home upgrades, Rachael explains the technologies and techniques available to future-proof your home - saving you money and reducing your carbon footprint. Tune in for: What is retrofi…

1
Mortgage Affordability in 2025 14:32

2M ago14:32

14:32

Phil sits down for an insightful conversation with Charlotte Harrison, CEO of Homes at Skipton Building Society. They discuss the current mortgage market, rates, affordability and center the discussion around first time buyers Tune in for: Todays mortgage market Anticipated rate change impact Skiptons Affordability Index First-Home Focus is brought…

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Is Now a Good Time to Sell a House in 2025? 12:48

2M ago12:48

12:48

Phil chats to Toby Leek of Propertymark to get an understanding of what local agents are seeing in their local housing markets. The spring market is traditionally a busy time for the housing market, but is now a good time to sell a house in 2025? You're in the right place to find out! Tune in for: The overall mood of the housing market Is the housi…

1
Local Housing Market Insights From Estate Agents 10:26

3M ago10:26

10:26

The Move iQ Podcast is back at another Propertymark regional conference. New area means new insights and this time we are in Oxfordshire to discuss local housing markets and get insights from estate agents on the ground for renters, sellers and buyers. Tune in for: Biggest challenges for buyers and renters Tips for moving home Local market trends T…

1
Stamp Duty Countdown to April 3:56

4M ago3:56

3:56

In this First Home Focus episode, we cover the countdown to the imminent stamp duty change and how it will be calculated from April 1st 2025. Tune in for: New Thresholds Example on a £295,000 property Why are things changing? First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe …

1
Documents Needed For First Time Home Buyer 5:20

5M ago5:20

5:20

Knowing the documents you need on your first home journey can be hard to keep up with so in association with Skipton Building Society we summarise a handy checklist to help explain things for you. Tune in for: What mortgage lenders needs When to instruct a solicitor Completion paperwork First-Home Focus is brought to you on association with Skipton…

1
How to Find Off Market Homes 5:07

5M ago5:07

5:07

Do you know how to find off market homes? As a first time buyer you possibly don't so in association with Skipton Building Society we're going to share some tips should this be a route you want to explore. At first home focus we're here to help you on your first home journey - home ownership might be closer than you think. Tune in for: What is an '…

1
First Time Home Buyer Home 4:25

5M ago4:25

4:25

A first time home buyer home starts with a clear idea of what you want - but that's not always easy. In association with Skipton Building Society we share some important considerations to help define your wants Vs your needs. First home focus is here to help buying a home for the first time that little bit easier. Tune in for: Importance of budgeti…

1
How to Get a Mortgage Loan With Bad Credit 7:11

5M ago7:11

7:11

How to get a mortgage loan with bad credit isn't a question most first-time buyers ask, but its worth paying attention to what this is and them potential impact it could have on your mortgage application. Umera Patel of Skipton Building Society talks to Phil about what you can do if you find you have a less favourable credit report and the steps yo…

1
First Time Home Buyer Insurance 7:20

5M ago7:20

7:20

Breaking down first time home buyer insurance if you about to become a #firsttimebuyer. In associaiton with Skipton Building Society we've broken down the basics. Tune in for: Types of insurance Policy add ons to consider Japanese knotweed First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why …

1
Shared Ownership is it a Good Idea? 5:51

5M ago5:51

5:51

Shared ownership isn't for everyone - but if you're a first time buyer it could be the option for you. In association with Skipton Building Society we share the pros and cons of shared ownership to help you decide if its right for you. Tune in for: Shared ownership defined Types of properties Pros and cons of shared ownership First-Home Focus is br…

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How to Save for a House Deposit 5:04

5M ago5:04

5:04

First time buyers tune in! We're sharing tips on how to save for a house deposit, in association with Skipton Building Society. Tune in for: How much will you need? Deposit examples First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, an…

1
Buying a House For The First Time 9:52

5M ago9:52

9:52

If you're buying a home for the first time you're in the right place. First Home Focus is brought to you by Move iQ in association with Skipton Building Society helping all first time home buyers get onto the property ladder. Tune in for: Understadning mortgage basics Monitor your credit ratings Saving schemes & budgeting First-Home Focus is brough…

1
Buying a Fixer Upper House First Home 5:06

5M ago5:06

5:06

Are you a first-time buyer considering buying a fixer-upper house for your first home? It's not always an obvious choice, so in association with Skipton Building Society, we at Move iQ wanted to shine a light on it for you. Tune in for: The reality of renovation What to do before you buy Important considerations First-Home Focus is brought to you o…

1
What is a Guarantor on a Loan 6:29

5M ago6:29

6:29

We share what a guarantor on a loan means if you're a #firsttimehomebuyer aspiring to buy your first property. Emma from Skipton Building Society sits down with Phil to explains how income booster mortgages work and the role and considerations for any guarantor. Tune in for: Application process Onward affordability Guarantor criteria First-Home Foc…

1
How to Get a Home Loan When Self Employed 5:50

5M ago5:50

5:50

Phil sits down for a chat with Andy of Skipton Building Society as he outlines the considerations and paperwork you'll need if you're self employed and looking to secure a mortgage. Tune in for: Who qualifies as self employed The importance of proof of income Practical advice if you're self employed First-Home Focus is brought to you on association…

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Are Build to Rent Homes in the UK too Expensive? 24:38

5M ago24:38

24:38

Phil chats with Rachel Hanniquet-Brooking, an operator of build to rent schemes and adviser to Propertymark on this growing sector of the UK housing market. Despite only, currently, forming a small part of the private rental sector, there is an increasing number of build to rent homes in the UK. But what are the rental options are they expensive an…

1
Housing Market 2025 | Whats Ahead? 32:18

6M ago32:18

32:18

As we close out of 2024 UK housing market we look at what's ahead for 2025. Phil checks in with Nathan Emerson of Propertymark to get the latest on the UK housing market as well as answering some of your questions. Tune in for: The property market today Energy efficiency & property tax Tips on getting sale ready Renters reform & planning reform Fin…

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Buying a House With My Partner 5:18

7M ago5:18

5:18

In association with Skipton Building Society, we share advice if you're considering buying a house with a partner. It's always advisable to seek legal advice but to give you a headline understanding here's Louise with an overview of what you need to know. Tune in for: How's home ownership divided? Legal advice and guidance Selling on First-Home Foc…

1
10 First Time Buyer Mistakes 7:46

7M ago7:46

7:46

Here are 10 first time buyer mistakes so you can avoid them! Brought to you by Move iQ in association with Skipton Building Society, Louise Gookey shares our insight to help all aspiring first-time homebuyers get on the ladder. Home ownership might be closer than you think! Tune in for: The importance of location First time buyer advantage Costs & …

1
How You Buy a House 9:01

7M ago9:01

9:01

First home focus is here to share tips on how to buy a house. Between Move iQ & Skipton Building Society we've put together a 10 step plan to help you on your way to buying your first home. Tune in for: Location Location Location How to be a stand out first time buyer Befriend local agents First-Home Focus is brought to you on association with Skip…

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Stamp Duty for First Time Buyers 4:31

7M ago4:31

4:31

In this First Home Focus episode brought to you by Move iQ & Skipton Building Society, Louise Gookey breaks down all you need to know about stamp duty for first time buyers. Tune in for: What is stamp duty land tax? If the property is over the £425,000 Buying with someone else First-Home Focus is brought to you on association with Skipton Building …

1
Questions to Ask as First Time Home Buyer 6:12

7M ago6:12

6:12

In association with Skipton Building Society, Louise Gookey offers some must ask questions for first time buyers. From affordability to location, property condition, and leasehold vs. freehold, we cover all the bases. Plus, we give you tips on how to approach the seller and agent to get the full picture. Tune in for: What’s the Location Like? Putti…

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Mortgage in Principle for First Time Buyer 5:56

7M ago5:56

5:56

Phil Spencer is joined by Andy from Skipton Building Society to explain what a mortgage in principle is, when to get one and how to use it. Tune in for: Advantage of having a DIP How long it lasts Top tips First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's…

1
How Does a Mortgage Work 19:26

7M ago19:26

19:26

Join Phil Spencer and mortgage expert Umera Patel, in collaboration with Skipton Building Society, as they tackle common questions for first-time homebuyers. Essential advice for anyone aiming to buy their first home! Tune in for: What should first-time buyers do when looking for a mortgage? Factors lenders consider when approving a mortgage Practi…

1
Mortgage Offer for First Time Buyer 5:04

7M ago5:04

5:04

Having a mortgage offer as a first time buyer is exciting - you've been approved 🙌 Joining Phil to explain a bit more about mortgage offers, how long they last and what to do if you need to extend is Andy from Skipton Building Society. Tune in for: Difference between mortgage in principle and mortgage offer How long mortgage offers last Extending a…

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Can I Afford a Mortgage? 11:57

7M ago11:57

11:57

Andy Charalambous of Skipton Building Society speaks to Phil about what mortgage lenders are looking for from mortgage applicants. From your credit report to the deposit and how these and other factors influence what a lender might offer. Tune in for: Check your credit report Impacts of deposit amount Affordability assessments First-Home Focus is b…

1
Buying a House Checklist 7:06

7M ago7:06

7:06

Buying your first home can feel overwhelming, but we've got you covered! Louise Gookey breaks down a simple 10-point checklist to guide you through every step of the first-time buying process. From saving for a deposit to getting your paperwork in order and finding the right property, we’ll help you feel confident and prepared. Tune in for: Is Now …

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Local Housing Markets, Insight & Advice from Estate Agents 12:46

7M ago12:46

12:46

The Move iQ Podcast is back on the road, this time to the Propertymark regional conference in Sussex to discuss local housing markets and gain insight & advice from estate agents on the ground for renters, sellers and buyers. Tune in for: Whats going on in Sussex and surrounding areas Top tips for tenants & Landlords Top tips for buyers & sellers L…

1
First Time Home Buyer Financing 7:53

8M ago7:53

7:53

Budgeting and planning are crucial for first time buyers. Andy Charalambous of Skipton Building Society speaks to Phil about understanding the finances and fees included in the home buying process and beyond. Tune in for: Upfront fees to expect Low cost deposit options Adding fees to your mortgage First-Home Focus is brought to you on association w…

1
What Is a Shared Ownership Mortgage? 8:58

8M ago8:58

8:58

Could shared ownership be an option for you? In this part of our First-Home Focus podcast series, Phil is joined by Emma Jaggar to explain what a shared ownership mortgage is and the important things to understand if you're considering one. Emma is a Mortgage Product Specialist at Skipton Building Society. Tune in for: Pros & cons of shared ownersh…

1
How Interest Works on a Mortgage 11:34

8M ago11:34

11:34

Interest impacts many variables that make up your mortgage. As part of our First-Home Focus podcast series, Emma Jaggar, Mortgage Protection Specialist for Skipton Building Society chats to Phil and explains how and why interest rates differ, to help you on your first-time buyer journey. Tune in for: What impacts interest rates Different types of m…

1
Top Tips for First Time Buyers 9:31

8M ago9:31

9:31

Property expert and Move iQ founder Phil Spencer is back in this episode of our First-Home Focus podcast series, offering key tips to support first-time buyers on their property journey. There's a lot to unpack but in association with Skipton Building Society, we're here to help. Tune in for: Mortgage options Freehold Vs Leasehold Understanding hid…

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First Time Home Buyer Mortgage Eligibility 10:16

8M ago10:16

10:16

What factors impact a first-time home buyers mortgage eligibility? In this episode of our First-Home Focus podcast series, Phil Spencer is joined by Mortgage and Protection Expert, Umera Patel from Skipton Building Society to break down the eligibility criteria. Tune in for: What lenders consider when looking at first time buyers Financial preparat…

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Can I Afford a Mortgage? 11:25

8M ago11:25

11:25

Do you know what mortgage you can afford? In this First-Home Focus podcast series episode, Mortgage and Protection Expert, Umera Patel from Skipton Building Society speaks to Phil about how to find the most suitable mortgage based on your individual circumstances. Tune in for: Understand personal affordability Choosing a mortgage provider Consequen…

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Saving Schemes for First-Time Buyers 13:55

8M ago13:55

13:55

Do you know all the saving schemes avalible to you as a first time buyer? As part of our First-Home Focus podcast series, Phil sat down with Emma Jaggar from Skipton Building Society to hear more about the different schemes and options that as a first time buyer its worth being aware of. Tune in for: Importance of understanding saving schemes Alter…

1
What Home Can I Afford? 7:50

8M ago7:50

7:50

Do you know what factors influence what house you can afford? In this episode of our First-Home Focus podcast series, Property expert and Move iQ founder Phil Spencer breaks down all the elements that factor into what you can afford, from your credit report and affordability checks to how much your deposit impacts what is available to you. Tune in …

1
What is a First Time Home Buyer? 7:24

8M ago7:24

7:24

Do you know what it means to be a first-time buyer? In this episode of our First-Home Focus podcast series, we break down what a first time homebuyer is, so you can be crystal clear before you start your homebuying journey. Property expert and Move iQ founder Phil Spencer, spells out what you need for that first time buyer status. Tune in for: The …

1
Interviewing the Property Expert Himself! 26:05

9M ago26:05

26:05

Our new podcast co-host Louise Gookey interviews a property expert - Phil Spencer! Louise chats to Phil about his journey into property, and how his home buying agency led him into being on our screens for 25 years (and still going strong). The pair also discuss topics such as the past and present housing market and founding Move iQ. Tune in for: P…

1
Will We Ever Speed Up the Home Buying Process in the UK? 16:31

9M ago16:31

16:31

We're always keen to hear about new and evolving processes or technology to improve parts of the homebuying process. In this case, the length of time it takes to buy and sell property in the UK has long been a frustration. So in our latest podcast Phil is joined by Maria Harris - Chair of the trade association 'The Open Property Data Association' w…

1
What Do People Really Think About The Housing Market? 24:31

1y ago24:31

24:31

We're always keen to hear what people really think about the housing market, and really appreciate anyone that takes the time leave a comment. Everyone has an opinion and its often very varied. So in our latest podcast Phil is re-joined by Nathan Emerson, CEO of @Propertymark to discuss comments left on our last housing market review as well as sha…

1
Can the UK Housing Crisis Be Solved? 26:52

1y ago26:52

26:52

There are not enough homes being built in the UK to meet demand each year, but can the UK housing crisis be solved? In this People in Property episode, Phil is joined by Russell Quirk, Property Commentator and Co-Founder of ProperPR. The pair discuss Russell's solution to the housing market crisis, stamp duty and the impacts on the rental market. T…

1
Picking the Perfect Pad: Insider Tips on Local Housing Markets 18:15

1y ago18:15

18:15

We took the Move iQ Podcast to the Propertymark regional conference in Birmingham to get insider tips and insights on local housing markets and tips on picking the perfect pad for renters, sellers and buyers. Tune in for: Impact of landlords selling up Areas that attract renters & landlords Top tips for movers Why you should look for a Propertymark…

1
From Olympics to Real Estate: A Chat With Phil Spencer & Roger Black 30:39

1y ago30:39

30:39

In conversation this week with Phil Spencer on the Move iQ Property podcast is Olympic medallist Roger Black. The pair discuss how Roger's career evolved from Olympic to property and what he's currently up to. Tune in for: Roger's backstory Life after athletics Roger's role in property The joys of downsizing Thanks to our guest - Roger Black More F…

1
Exclusive: Martin Roberts and Phil Spencer Chat Homes Under The Hammer! 33:44

1y ago33:44

33:44

We're delighted to share this latest podcast where Martin Roberts, TV personality and Homes Under the Hammer presenter joins Phil. They talk TV, being in the jungle, buying and selling at auction, the housing market in 2024 and The Martin Roberts Foundation. Huge thanks to Martin for joining the pod - as always tune in for: Talking property auction…

1
Homes Built to Rent | New Build Homes UK 18:01

1y ago18:01

18:01

Phil chats to Anne-Marie Brown of Love to Rent to discuss these new build homes for rent, what they offer, how many are available and in the pipeline and where you can find them. Homes built to rent are popping up all over the place in the UK and delivering a different type of rental option to our varied housing stock. But its not just about apartm…

1
Should I Sell My House in a Property Auction? 19:48

1y ago19:48

19:48

Property auctions have risen on popularity and there's a reason for that. Phil is joined by Richard Worrall MNAVA - President of the National Association of Valuers and Auctioneers, to share some auction truths and explain the difference between the traditional and modern method of auction. Tune in for: The two different methods of auction explaine…

1
An Economist's View on UK House Prices In 2024 24:48

1y ago24:48

24:48

Talking property and housing markets, Phil is joined by property economist Dr. John Boyle, a Property Economist, to discuss UK house prices in 2024 and the UK housing market. No one has a crystal ball but everyone has an opinion, at Move iQ we believe it's important to discuss what's going on in the market with a range of different experts to help …

1
Local Housing Market Insights | Spring 2024 30:12

1y ago30:12

30:12

While national housing trends and data provide a broad overview, getting local housing market insights on your doorstep is arguably more important. In the first conversation of 2024 with a number of Propertymark accredited property agents from around the UK, we hear local insight from respective locations to find out what's going on. Tune in for: T…

1
What Will Happen to Mortgage Rates in the UK in 2024? 17:12

1y ago17:12

17:12

In this latest podcast Move iQ founder Phil Spencer talks to Charlotte Harrison, CEO of Home Financing at Skipton Building Society. We wanted to find out what might happen to mortgage rates in 2024; what lenders are doing to help people who want to buy a home for the first time, as well as home owners with existing mortgages that might be coming to…