The NZ Everyday Investor! A podcast designed for the the everyday person, who's keen to build new wealth in the new world using existing, and new tools to get the job done. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.
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Podcasts NZ / WorldPodcasts.com / Darcy Ungaro

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Luke Kemeys / Paths To Business Wealth, Ep 480
1:02:07
1:02:07
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1:02:07Can genuine, transformational wealth still come from work hard and focus? With record amounts of cash sitting idle in bank accounts and property markets showing signs of strain, many aspiring investors and business owners face an uncomfortable truth. Is now the time to quit, or double down? Read more. Many thanks to Luke Kemeys, from Next Advisory …
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John Alcock / NZ's First Bitcoin Property Transaction, Ep 479
48:06
48:06
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48:06Sometimes the future doesn’t tap politely. It knocks, and while the instinct is to keep the door bolted, at some stage we need to do better. That’s what’s happening right now in New Zealand, as John Alcock aims to facilitate the country's first property sale powered entirely by a blockchain. Read more. Book in a free 15-min phone call with Darcy Un…
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Darcy Ungaro / Where To Invest, If NOT Property? Ep 478
30:10
30:10
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30:10It’s a dwelling, but it’s an asset class too - People buy property to live in it, and to grow their wealth in it. Since the early 1970’s, property values have doubled roughly every 7-10 years in many Western countries, including here in NZ. But sitting here in 2025, after watching at least 3 years of falling prices, it’s natural to wonder if the pa…
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Mary Jo Vergara / How NZ Property Prices Lead The World. Ep 477
29:24
29:24
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29:24New Zealand was one of the first economies where the central bank hiked interest rates. Being first, I wonder if that means other countries watch us to see how sensitive economies are to monetary policy? Read more Special thank you to Mary Jo Vergara - senior economist at Kiwibank. Book in a free 15-min phone call with Darcy Ungaro (financial advis…
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Catherine Emerson / Better Get Rich, Kids. Ep 476
51:56
51:56
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51:56the art of investing is balancing growth and protection, for both you and your kids. Read more. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop …
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Francis Hunt / Global Debt Meltdown? Ep 475
1:18:33
1:18:33
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1:18:33Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more. Affiliate Links! Th…
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Darcy Ungaro / 2 Ways 2 Grow Obscene Wealth, Ep 474
27:13
27:13
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27:13I believe the core ingredient in any wealth building strategy is the acquisition of just a few assets. As we acquire assets, we need to start thinking more, not less, about all the things that rob us, and no, not just fees. Read more. Catch the full Michael Saylor talk here Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sig…
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Darcy Ungaro / The Inevitability of Investment Returns, Ep 473
28:09
28:09
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28:09Recently, I attended a conference which centered on what I suspect will be the future of money in a more digital world. One of the best presentations I sat through was from author (of a book called 'Broken Money') and macro-analyst Lyn Alden - 'Nothing stops this train'. The current form of money we use (fiat currency) is tethered to a leveraged sy…
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Mike Grimshaw / Has NZ Lost Its Way? Ep 472
1:05:00
1:05:00
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1:05:00Has New Zealand lost its way? If so, the only path forward is to honestly acknowledge what we once were, understand how and why we’ve changed, and then chart a course for the future we want. It’s a tough question, no doubt, but like any hard problem, there’s a reward waiting on the other side. I’m joined today by Mike Grimshaw, a self-confessed ‘in…
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Ashley Church / RIP NZ Property Market? Ep 471
1:02:20
1:02:20
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1:02:20In a perfect world, housing would be for lifestyle, and investments for long term planning - regardless, we live in an imperfect world. The real question becomes - what's your response to it? Jump in for number go up? If so, now's looking really, really good. *Just keep a lazy eye some of the bigger changes a foot. Read more here. Check out the wor…
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Paul Quickenden / Neo-Mercantilism: This IS Happening, Ep 470
50:08
50:08
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50:08From neoliberal globalization to neo-mercantilism – This is happening, and it might not be a simple transition. Why? Because the digital transformation of money is occurring at the exact same time. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Sign up to Easy Crypto: To buy and sell d…
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Cody Ellingham / Bitcoin Over $100k...Again! Ep 469
1:10:21
1:10:21
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1:10:21For everyday people struggling to get ahead in a system that feels rigged, the path to financial security does not in fact, come from getting the degree, working hard, and trying to be liked. That’s the old world. In the new world, to build new wealth, we have to quest for objective truth. Really? Sounds a bit full on. Check out Cody Ellingham on t…
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Carl Burling & Jack Revill / Break Into Commercial: Investors Playbook, Ep 468
48:18
48:18
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48:18Decades of punchdrunk capital gains now yield to occasional night terrors of leaky taps and flooded basements. Sure, it’s most likely the cyclical blues preceding a full scale recovery in the residential space, but part of this is vibe shift. So if commercial property 'just makes more sense', what's the playbook? Joining me to discuss is Jack Revil…
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Andy Schectman / Gold SCREAMING Currency Reset, Ep 467
1:22:52
1:22:52
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1:22:52The price per ounce of gold hit $3,500 recently – up over 30% now this year alone. Why is gold pumping so hard? Read more. Andy Schectman is the CEO and co-founder of Miles Franklin (Gold dealers). Mortgage Master Strategy 2025: Fix, Float, or Flex? Bring your questions and get the straight facts on how long to fix your mortgage in a year shaped by…
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Banks: Just a Cozy Oligopoly? Jeff Royle and David Hart, Ep 466
55:24
55:24
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55:24Show me where in the wallet the salesman touched you. These three groups have the ability to influence your wealth significantly, but they all hold secrets: Financial advisers, product manufacturers, and regulators. At an organisational, and individual level, incentives abound in each of these three groups. Incentives which may or may not be aligne…
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Rupert Carlyon / Will Wall Street Crash Main Street? Ep 465
1:15:04
1:15:04
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1:15:04Trump tariffs are not the only thing going on in the world right now, and the fact that it’s occupying the imagination of a lot of people globally right now, is a reason pay attention. I think we have to make all decision carefully right now – around changing, or staying the course, especially. Read more Rupert Carlyon is the MD of koura KiwiSaver.…
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Gary Savage / Can Gold Save Us From This? Ep 464
43:19
43:19
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43:19Sounds a bit woo-woo saying it, but this is my strategy. It’s why I doubled down on leveraged residential property in 2015, Bitcoin in 2017, and gold in 2019. I’ve mostly always ignored the price during these times and exclusively focused on the macro-narratives. Read more. YouTube version for charts. Gary Savage is an expert gold analyst and autho…
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Lawrence Lepard / The Big Print: It's NOT Transitory, Ep 463
1:15:31
1:15:31
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1:15:31Fees, taxes, and inflation—nothing robs your investment account more than this evil threesome. With fees, if you’re not getting value, you can move your money wherever you like, but there’s diminishing returns the further you go. With taxes, there are ways to legally reduce this obligation...Read more. Thank you very much to Lawrence Lepard - check…
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Robbie Paul / Recession-Proof Investment Strategy? Ep 462
40:28
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40:28Early-stage investing is putting money into new companies with big ideas but not a lot of history. If they make it, even a small investment can yield significant returns. The best part of these returns, however, is that it has nothing to do with global trends but the company’s ability to solve a problem and generate revenue. Read more Robbie Paul i…
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Tom Deacon / Will Trump's Tariffs Kill The Markets? Ep 461
47:38
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47:38Tom Deacon is a senior investment analyst at Mint Asset Management, who focuses on stock research for New Zealand and Australian-listed companies in the healthcare and technology sectors. Read more YouTube Version Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Brought to you in partner…
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Michael Reddell / Why Did Orr Resign? Ep 460
39:43
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39:43Check out YouTube version here, or read an article about this chat here. Michael Reddell is a former senior official at the Reserve Bank of New Zealand (RBNZ). He was Head of Financial Markets from 2000 to 2003 – he was an economic adviser to the central banks of Papua New Guinea and Zambia and served on the Board of the International Monetary Fund…
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Ben Brinkerhoff / The 7-Question Retirement Strategy, Ep 459
59:22
59:22
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59:22Recent research shows the average New Zealander spends about $3k per month in retirement, on top of government superannuation. The question we should consider here, is, where is it going to come from? From a house sale? From investment returns? Inheritance? What about, from your investment strategy. Book in a free 15-min phone call with Darcy Ungar…
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Darcy Ungaro / Volatility Is NOT Risk, Ep 458
32:27
32:27
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32:27No one wants to be blamed if you lose money. The backside-covering of risk ‘disclosures’ shifts the focus to side effects rather than the cure, ironically nudging some investors to treat investing like a game of chance instead of a disciplined, long-term pursuit. Read more. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sig…
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Rowan Simpson / From Wrong, To Rich. Ep 457
57:58
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57:58Rowan Simpson has been, and continues to be instrumental in the success of several high-growth technology businesses in NZ, including Trade Me, Xero, and Vend. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). Sign up to the fortnightly newsletter! Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital…
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Lightning Pay NZ / How WE Become The Bank, Ep 456
1:06:27
1:06:27
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1:06:27Special thanks to Dr. Simon Collins, Brandon Bucher, and Rob Clarkson. They are all co-founders of Web3NZ's 2024 Startup of the Year Lightning Pay NZ. They're working to disrupt, or even destroy, traditional payments, and I'm curious as to how that's going to work. Read more. Book in a free 15-min phone call with Darcy Ungaro (financial adviser). S…
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