Welcome to ”The Retire Early Podcast,” your essential guide to achieving the retirement you’ve always dreamed of—sooner rather than later! Hosted by Sam Benson and Linwood Fraher, this podcast is tailored specifically for individuals aged 50-65 who are passionate about retiring early and living their best lives. Each week, we’ll dive deep into essential retirement topics including tax-efficient strategies, smart investing, healthcare planning, income optimization, Social Security tips, estat ...
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Sam Benson & Linwood Fraher Podcasts

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The FIRE Movement: Is this your ticket to an early retirement?
24:02
24:02
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24:02In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson and Linwood Fraher of Martin Wealth Solutions discuss the rapidly growing FIRE movement—Financial Independence, Retire Early. They delve into the principles of FIRE, including saving aggressively, living frugally, and planning effectively for early re…
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Healthcare Hacks for Early Retirees: What You Need to Know
22:42
22:42
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22:42In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson and Linwood Fraher of Martin Wealth Solutions discuss the crucial topic of managing healthcare costs for early retirees before Medicare eligibility at age 65. They dive into various healthcare coverage options such as COBRA, ACA Marketplace, Christian…
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Utilizing a side gig to Retire Earlier than you thought possible
24:55
24:55
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24:55In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson and Linwood Fraher of Martin Wealth Solutions explore how side gigs can play a strategic role in your retirement journey. Whether you're looking to retire early or add more flexibility to your finances, Sam and Linwood discuss how part-time work, free…
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Retirement Abroad: Planning for Life as an Expat
20:29
20:29
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20:29In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson and Linwood Fraher of Martin Wealth Solutions discuss the growing interest among Americans in retiring abroad. They cover key considerations including understanding tax obligations, evaluating the cost of living, ensuring access to healthcare, and pla…
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Running Out of Money: A Real Risk for Retiring Early
25:54
25:54
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25:54In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson and Linwood Fraher of Martin Wealth Solutions tackle some of the most frequently asked retirement questions from clients and listeners. From how much you can safely withdraw from your accounts, to planning for inflation and Social Security’s uncertain…
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From Savings to Paycheck: Creating Income in Retirement
18:51
18:51
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18:51In this episode financial advisors and retirement planners Sam Benson & Linwood Fraher of Martin Wealth Solutions explain how retirees and pre‑retirees can boost their income in retirement through smart planning. They walk through realistic strategies—ranging from asset allocation and withdrawal sequencing to tax‑efficient distributions and income‑…
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Retirement Planning: Tax Tips to Boost Your Wealth
22:47
22:47
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22:47In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson and Linwood Fraher discuss how taxes can impact your retirement plans and share strategies to minimize tax burdens. They explain the differences between ordinary income tax and capital gains tax, the benefits of tax loss harvesting, and the advantages…
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In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson and Linwood Fraher address a critical concern: is it too late to start saving for retirement if you're behind? They discuss practical strategies for those who haven't started saving or have minimal savings by age 40 or 50. Key takeaways include settin…
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In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson and Linwood Fraher discuss the important decisions to make regarding 401ks after leaving a job or retiring. They outline the four primary options: leaving it with the current employer, rolling it over to a new employer’s plan, rolling it into an IRA, …
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Don’t Let Sudden Wealth Become a Sudden Regret
32:36
32:36
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32:36In this episode of the Retirement Early podcast, financial advisors and retirement planners Linwood Fraher and Sam Benson explore strategies for managing unexpected windfalls, such as lottery winnings, inheritances, or the sale of a business. They discuss the pitfalls and challenges that can come with sudden wealth, including increased requests for…
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Annuities Explained - What You Should Know Before Signing Up
36:29
36:29
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36:29In this episode of the Retire Early Podcast, financial advisors and retirement planners Linwood Fraher and Sam Benson of Martin Wealth Solutions unpack the basics of annuities. They discuss the different types of annuities, including single premium immediate annuities, fixed annuities, fixed indexed annuities, and variable annuities, and highlight …
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In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson and Linwood Fraher discuss the crucial topic of long-term care and adult daycare. They delve into various aspects of long-term care, including what it is, who needs it, and different ways to prepare for it financially. Key points include the costs ass…
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How to choose the right investments for your portfolio!
31:21
31:21
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31:21In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson and Linwood Fraher discuss the fundamentals of building an investment portfolio. They explore the primary asset classes—cash, fixed income, equities, and alternatives—detailing their characteristics, risks, and benefits. The hosts emphasize the import…
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Do I really need a financial advisor if I want to retire early?
31:44
31:44
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31:44In this episode of the Retire Early Podcast, financial advisors Sam Benson and Linwood Fraher from Martin Wealth Solutions discuss the critical decision of whether to manage your investments yourself or hire a financial advisor. They explore the benefits and pitfalls of both approaches, the types of financial professionals available, and the import…
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Weathering Market Declines: Early Retirement Strategies
25:40
25:40
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25:40In today's episode, financial advisors and retirement planners Sam Benson & Linwood Fraher discuss strategies for navigating market downturns. They emphasize the importance of staying calm and not reacting emotionally to market corrections, which are more common than many think. Highlighting the dangers of attempting to time the market, they recomm…
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Retire Early, Live Fully: Enjoying Retirement Beyond The Money
30:19
30:19
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30:19In this episode of the Retire Early Podcast, hosts discuss effective ways to maximize enjoyment during retirement with financial planner Sam Benson. They explore how to stay healthy, foster social connections, find a sense of purpose, and the importance of mental engagement. The discussion is guided by an article from Kiplinger on seven habits of a…
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Small Purchases, Big Regrets: Building Wealth for Early Retirement
19:13
19:13
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19:13Join financial advisors and retirement planners Sam Benson and Linwood Fraher of Martin Wealth Solutions in this episode of the Retire Early podcast as they delve into the real cost of daily habits, like buying a cup of coffee, on your long-term financial goals and retirement dreams. They explore concepts from David Bach's 'The Latte Factor,' discu…
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From Debt to Freedom: Your Path to Retiring Early
20:07
20:07
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20:07In this episode of the Retire Early Podcast, with financial advisors and retirement planners Linwood Fraher and Sam Benson of Martin Wealth Solutions, they'll discuss the essential role of debt management in retirement planning. They explore common debt types like credit cards, auto loans, student loans, and mortgages, and share strategies. The con…
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Beyond the Money: How to find purpose in retirement
16:55
16:55
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16:55In this episode of the Retire Early Podcast, hosts Sam Benson and Linwood Frayer discuss the non-financial aspects of preparing for an early and fulfilling retirement. They highlight the importance of planning how to spend your time, maintaining social interactions, and staying physically active to avoid health decline. Key topics include finding p…
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Want to retire early? Follow these steps.
20:57
20:57
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20:57By Sam Benson & Linwood Fraher
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