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Living on Earth

World Media Foundation

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As the planet we call home faces a climate emergency, Living on Earth is your go-to source for the latest coverage of climate change, ecology, and human health. Hosted by Steve Curwood and brought to you by PRX.
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Welcome to the Get Out of Debt Podcast with Steve Rhode, your trusted source for practical debt solutions, budgeting tips, and effective money management strategies. Join us for real-world discussions on overcoming financial challenges. https://www.pinterest.com/getoutofdebtguy/ https://www.instagram.com/thegetoutofdebtguy/ https://bsky.app/profile/getoutofdebtguy.bsky.social https://www.facebook.com/GetOutOfDebtGuy/ https://x.com/getoutofdebtguy
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Welcome to the FESCO App Podcast — your trusted source for online electricity bill solutions in Pakistan. In this show, we’ll guide you on how to check your FESCO bill, download the official FESCO app, and make easy online payments without visiting any office. We also cover helpful tips for tracking your monthly consumption, calculating your estimated bill, and learning about the latest FESCO updates. Whether you’re at home or on the go, the FESCO app gives you full control over your electri ...
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Precisely Property

Charter Keck Cramer

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Welcome to Precisely Property podcast, your go-to source for cutting-edge insights and education across Australia's diverse property markets. Unlike traditional interviews, we engage in dynamic discussions on relevant topics and themes with key industry leaders. Our mission is to analyse these issues, offering independent, forward-looking views that not only highlight risks, but also identify opportunities. Join us as we revolutionise industry education, providing you with the knowledge to n ...
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All across the globe, businesses are looking for ways to achieve operational excellence. In this podcast series, we’ll address the growing challenges for today’s businesses when it comes to mitigating risk, increasing agility, and improving working capital. You’ll hear from industry experts on how to explore, select, and leverage Source-to-Pay and Order-to-Cash technology to enhance your digital transformation.
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Beyond Money Podcast is your source for cutting edge ideas about how to pay and be paid without using money or banks. Tom Greco talks about the dysfunctions of conventional structures of money and banking. We present alternate ideas about, and solutions to, the money problem. Listen to these interviews, and escape from conventional thinking about money.
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In this heartfelt episode, Steve Rhode — the original Get Out of Debt Guy — and Damon Day — the new Get Out of Debt Guy — talk about The Meaty Mama, a hardworking YouTube creator juggling gig work, family, and $50,000 in debt. Steve and Damon explore the emotional and financial challenges she faces, including burnout, unstable gig income, and wheth…
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In this heartfelt episode, Steve Rhode — the original Get Out of Debt Guy — and Damon Day — the new Get Out of Debt Guy — talk about The Meaty Mama , a hardworking YouTube creator juggling gig work, family, and $50,000 in debt. Steve and Damon explore the emotional and financial challenges she faces, including burnout, unstable gig income, and whet…
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China has for the first time committed to an absolute target to reduce greenhouse gas emissions, by 7 to 10 percent by 2035. We discuss China’s growing dominance in the global clean energy transition while the current US administration doubles down on fossil fuels. Also, compared to traditional rooftop solar, “balcony solar” offers renters, apartme…
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In the federal youth climate case Lighthiser v. Trump, plaintiffs are seeking immediate relief from three executive orders and subsequent actions of the Trump administration that boost fossil fuels. But the federal government maintains that the Lighthiser plaintiffs, like those in the prior case Juliana v. United States, lack standing. Also, the ch…
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In this episode, we sit down with Rory Hunter, a visionary entrepreneur and CEO with a track record of building award-winning, sustainable property companies. Rory reflects on his journey, from his early career and the creation of Song Saa Private Island, to his latest venture, Model - a purpose-first Build to Rent (BTR) development group redefinin…
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In this episode, Steve Rhode (the old Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) dig into one of the most common fears people have about money: “If I stop paying my credit cards or personal loans, can I go to jail?” We separate fact from fiction, explain why debt misfortune isn’t fraud, and share the real consequences of misse…
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Speaking to the UN, President Trump railed against climate science and clean energy, drawing sharp rebukes from other nations, rival politicians and business leaders. Meanwhile, China for the first time ever announced a specific target for reducing its greenhouse gas emissions. Also, the four-lane Great Highway used to run along the Pacific Ocean o…
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Is it worth pulling money from your 401(k) to wipe out credit card debt charging you 20% or more? In this episode of The Get Out of Debt Guy Podcast, Steve, the original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, break down the real trade-offs. We tackle the emotional relief of paying off high-interest balances versus the cold…
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New research finds that since 2010 killer heat waves have become 200 times more likely, thanks to greenhouse gas emissions, and the scientists say about half of the increase in heatwaves can be attributed to big coal, big oil, big gas and cement. Also, while the 2025 Atlantic hurricane season has been relatively quiet, last year damages from three …
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In this episode, we sit down with Julian Anderson, Director at Bates Smart, to explore how design and innovation are shaping the future of Australia’s built environment. From reimagining Richmond Station as a gateway to Melbourne’s sports and entertainment precinct, through to activating underused rail land with mixed-use, transit-adjacent developm…
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Losing your job can feel like the floor’s been pulled out from under you—but there are steps you can take right away to steady your finances and protect your future. In this episode of the Get Out of Debt Guy Show, Steve Rhode (the original Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) break down what to do first when you’re laid…
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The Trump Administration is putting offshore wind energy on hold by canceling grants, cutting tax credits and revoking permits for projects that are nearly complete. We discuss the economic impacts to port communities and the view that the US is ceding the opportunity to be a global leader in renewable energy. Also, with the Arctic warming four tim…
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Prices are climbing faster than paychecks—and families feel the squeeze. In this episode, Steve Rhode (the old Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) break down the real-world cost pressures hitting households right now: cost of living vs. wages, shrinkflation at the grocery store, Instacart/app markups, rent and housing c…
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New Jersey officials are calling its $2 billion settlement with major manufacturers of PFAS “forever chemicals” the largest environmental settlement ever won by a state. We discuss the legacy of industrial contamination in the state and how the settlement is expected to pay for cleanup as well as restoration of degraded ecosystems. Also, scientists…
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In this episode, we’re diving deep into the performance and future of Australia’s retail property market with CBRE’s Kate Bailey. From neighbourhood centres to large-format retail, we explore how different retail asset types are faring across the country, uncover key differences between Sydney, Melbourne and Brisbane, and discuss the trends shaping…
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Life’s more expensive than ever, and once you’ve cut back on extras, the only way forward is to earn more. In this episode of Get Out of Debt Guy, Steve Rhode talks with Damon Day—the new Get Out of Debt Guy—about how to turn evenings into real money using gig apps like DoorDash, Uber, Instacart, and Amazon Flex. Damon shares the playbook he person…
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Oysters on the half shell are big business on Nantucket Island, and a local program recycles oyster shells from restaurant waste into habitat for young oysters. These recycled oyster shell reefs are helping to protect the coastline from worsening storms and rising seas. Also, seventy percent of our planet is covered by the oceans, and in this vast …
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Divorce isn’t just the end of a relationship — it’s often the start of a financial nightmare. In this episode, Steve Rhode, the original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, dive deep into the ugly mix of money, debt, and divorce. From the skyrocketing cost of contested cases to the fallout of hidden debt, blended famili…
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Around a thousand of the firefighters who battled blazes around southern California in January 2025 were incarcerated. They do essentially the same work as other firefighters but are paid as little as around $5 a day. A formerly incarcerated firefighter shares what it was like and how the experience helped him forge a new life after prison as a pro…
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In this episode, we dive into the world of private credit, what it is, how it has emerged as an alternative funding source and why it’s becoming an increasingly important part of Australia’s capital stack. We explore where private credit fits in alongside traditional lending, the types of returns it offers and which asset classes are most attractiv…
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Debt relief shouldn’t feel like a trap—but for too many people, it is. In this episode of the Get Out of Debt Podcast, your trusted debt coach, Steve Rhode (the original Get Out of Debt Guy), and Damon Day (the new Get Out of Debt Guy), break down 20 manipulative sales techniques used by both for-profit and nonprofit debt relief companies. Discover…
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Sounds like the overlapping songs of birds can speak volumes about the biodiversity in an ecosystem, and now scientists are looking to use the tiny sounds made by earthworms, ants, and voles to study the health of soils. Also, "depaving parties" of volunteers with sledgehammers are turning paved yards into pollinator havens and green space. That ca…
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Debt isn’t just about numbers—it’s about the emotional, moral, and even spiritual weight it puts on your shoulders. In this episode of The Get Out of Debt Podcast, Steve Rhode, the original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, dive deep into the centuries-old struggle of the morality of debt and how to get out of debt wh…
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A study from Johns Hopkins researchers found that residents near or on the fence line of polluting enterprises are at higher risk for multiple health problems because of the toxic mix of air they breathe. The lead researcher explains the study. Also, astronomer Phil Plait wondered what it would be like to walk on Mars, fall into a black hole, or fl…
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In this episode of Precisely Property, we dive into the state of the European commercial office market and uncover what Australia can learn from its experience. Tom Duncan from Stoneweg-Icona shares valuable insights on current trends shaping the European market, including yields, pricing, tenant demand, supply dynamics and the growing impact of ES…
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Are you ready to learn how to get out of debt while cutting expenses without hating your life? In this episode of the Get Out of Debt Guy Show, I’m joined by Damon Day to unpack simple, sustainable debt advice that makes saving money feel manageable. We explore realistic spending habits that can sabotage your financial goals—like trying to impress …
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Eels play an important ecological role in many rivers and streams, but they’re so eel-usive that even eel scientists have been challenged to observe them mating in the wild. Ellen Ruppel Shell is author of the 2024 book Slippery Beast: A True Crime Natural History, with Eels, and she sheds light on the eel’s murky ecology and path through the seafo…
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We kick things off by answering a listener’s question: How do I know if my interest rate is too high? Seems simple—until we dig into the loopholes big banks use to dodge state usury laws and how shady tribal loan scams worked… until they didn’t. But buckle up—because what follows is the real headline: a massive, catastrophic overhaul of the federal…
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The US Environmental Protection Agency is shutting down its Office of Research and Development, which represents 50 years of independent scientific research. We explain the impact of this federal decision on both EPA employees and science. Also, National Parks are undergoing increased layoffs and funding cuts under the second Trump administration s…
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Life doesn't wait — and when the unexpected hits, your finances can crumble fast if you're not ready. In this episode, Steve Rhode, the original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, dive into the real cost of living paycheck to paycheck, why guilt is keeping you broke, and what smarter financial choices look like when yo…
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Weather forecasting, climate research and climate resilience are being hit with major budget and staffing cuts by the Trump administration, impacting emergency preparedness for floods such as the one that devastated the Texas hill country. Also,research has long shown that the top two coffee species, Arabica and Robusta, are vulnerable to climate i…
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In this special bonus episode, we’re joined by Chief Economist Besa Deda, recorded just one day after the Reserve Bank of Australia (RBA) announced its July decision to hold the cash rate steady. With impeccable timing, this conversation covers the big-picture economic trends shaping Australia’s future, from rising risks to emerging opportunities a…
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As the climate crisis brings ever more devastating floods, storms, heat waves and fires, the Republican-led Congress and President Trump have slashed around half a trillion dollars in clean energy tax credits that would have reduced climate pollution and helped America to better adapt to climate change. Also, catastrophic floods like the one that c…
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Big changes are coming for Parent PLUS loans—and most families have no idea. In this episode of The Get Out of Debt Guy Show, Steve Rhode and Damon Day break down the hidden deadlines, confusing rule changes, and massive traps built into the new Parent PLUS system. If you’re planning to help your kid with college—or already have Parent PLUS loans—J…
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19-year-old Eva Lighthiser has experienced climate anxiety for most of her life, as her home state of Montana faces worsening floods, wildfires, and extreme heat. Now she and 20 other young people are suing the Trump administration over its efforts to boost fossil fuels while suppressing climate science and renewable energy. Also, ten years since n…
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In this episode, we explore the role of Modern Methods of Construction (MMC) in shaping a more efficient, sustainable and innovative future for the built environment. Our guest, Pete Morrison, brings decades of experience in offsite construction and prefabricated timber systems to the table and provides practical insights into why the industry must…
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Today on The Get Out of Debt Guy Show, Steve and Damon are together in person for a rare live conversation—and they’re diving deep into a topic most people avoid: bankruptcy attorneys. After a lunch with a bankruptcy lawyer, they share insider perspectives on why so many people avoid bankruptcy even when it might be the best option. From emotional …
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This June the US Environmental Protection Agency proposed eliminating regulations that limit climate changing gases from power plants, about a quarter of US emissions. Harvard Law Professor Richard Lazarus speaks about the perils of the broader Trump administration effort to weaken federal environmental protections. Also, the ugly truth of plastic …
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In this eye-opening episode, I sit down with Damon Day to talk about the fast-moving threat of artificial intelligence replacing middle-class jobs. From customer service reps to financial analysts and marketing writers, AI isn’t just nibbling around the edges — it’s bulldozing through entire career paths. We talk about what jobs are most at risk, w…
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Just as the enslavement of people was driven by commercial interests, today the enslavement of nature for profit violates a morality that sees value in all living things, according to the Rev. Mariama White-Hammond, pastor of New Roots AME Church in Dorchester, Massachusetts and former Chief of Environment, Energy and Open Spaces for the City of Bo…
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In this episode, we sit down with Mark Dawson, Director and National Housing Lead at Urbis, to explore one of the most pressing issues facing Australia today - the housing crisis. Mark shares his unique perspective, grounded in over two decades of public and private sector consulting, on what’s driving the current crisis, from demand and supply imb…
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Debt and guilt go hand-in-hand—and not in a good way. In this episode of the Get Out of Debt Guy podcast, Steve (the original Get Out of Debt Guy) and Damon Day (the new Get Out of Debt Guy) dive into the toxic guilt that keeps people stuck in debt and making bad financial decisions. From draining retirement accounts to hiding credit card debt with…
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One of the development initiatives affected by the Trump Administration’s shutdown of USAID is the Soybean Innovation Lab, which works to improve soybean yields and production in Africa to help boost farmers’ income. Our guest discusses her work with the Soybean Innovation Lab and why helping improve farmers’ yields is so fulfilling. Also, a recent…
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Is it more moral to protect your future—or to financially bleed yourself dry trying to pay everyone back? In this episode, Steve, the original Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, unpack the emotional weight and moral confusion around debt, repayment, and financial survival. From the fear of bankruptcy to the guilt of wa…
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The 2025 hurricane season is underway, and the U.S. is likely to see higher than average activity. The past couple of years, extremely warm water in the Gulf of Mexico helped storms rapidly intensify to major hurricanes. But cuts to federal weather monitoring and hurricane modeling could leave the U.S. underprepared for strengthening storms. Also, …
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Steve, the original Get Out of Debt Guy, and Damon, the new Get Out of Debt Guy, crack open the rolling doors of America's $44 billion self-storage obsession. From emotional clutter and forgotten bins to the sneaky subscriptions draining your wallet, this episode is a deep clean for your finances and your soul. Damon shares how he finally closed hi…
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In this episode, we take a closer look at the evolving profile of Australian renters in 2025 and what it means for both developers and policymakers. Nicole Hiddlestone shares her expert insights on the latest trends in both Build-to-Sell (BTS) and Build-to-Rent (BTR) apartment markets, highlighting the most in-demand features, common pitfalls devel…
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California’s car culture, trucking industry, and weather contribute to chronically bad air that it’s been gradually improving with its own laws and regulations and the blessing of the EPA. But now under President Trump, the EPA and Republican Congress are taking away California’s ability to clean up its air. Also, the "One Big Beautiful Bill Act" t…
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