Creating eco-minimalist, non-toxic homes (without the extra work). Although minimalism has experienced a rebirth in recent years, the "less is more" movement has been around for centuries. Yet today's minimalist influencers have resurrected minimalism with a decidedly consumerist spin, as modern minimalism is nearly synonymous with decluttering. While there's a lot of chatter about tidying, it's radio silence and crickets when it comes to sustainability. The result? Aspiring minimalists find ...
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Stephanie Seferian Podcasts

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Everyone's Talkin' Money
Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health
Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all. Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head. Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thou ...
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Breaking Free from the Consumption Hamster Wheel: How Minimalism Can Transform Your Money Mindset with Stephanie Seferian
45:25
45:25
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45:25What if the key to financial freedom isn't earning more money, but buying less stuff? In this eye-opening conversation, which is part two of a two-part episode, Stephanie Seferian, host of Sustainable Minimalists podcast, reveals how our culture has trained us to work harder just to afford things we don't actually need. Be sure to check out part on…
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Buy It Right or Buy It Twice: The Smart Girl’s Guide to Spending Intentionally
40:12
40:12
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40:12Ever catch yourself staring at your overstuffed closet thinking, “How did I spend so much and still feel like I have nothing to wear?” Or scrolling your Amazon order history and realizing half of it is basically regret with free shipping? You’re not alone — and you’re definitely not the only one tossing money at quick fixes that don’t last. In this…
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Destination Dupes and Dream Trips: How Americans Are Redefining Travel in the Age of Rising Costs with Bank of America's Mary Hines Droesch
41:49
41:49
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41:49Are Americans sacrificing their financial future for Instagram-worthy experiences? Not quite. In this episode, Mary Hines Droesch, head of Consumer, Small Business & Wealth Management Banking at Bank of America reveals surprising data about how consumers are navigating the tension between rising living costs and their desire to travel and attend li…
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From a young age, many of us were exposed to messages linking financial success with personal value. Advertisements, media, and even family conversations equate wealth with achievement and social status. Not surprisingly, this constant reinforcement creates strong associations between money and self-worth. Although our culture tends to regard money…
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Breaking the Breadwinner Mold: How Role Reversal Can Supercharge Your Wealth with Tiffany Irving
47:16
47:16
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47:16In this candid conversation, wealth advisor Tiffany Irving shares her journey as the breadwinner in her family while her husband has been a stay-at-home dad for over 20 years. We explore the financial strategies, mindset shifts, and relationship dynamics that make this arrangement work. You’ll walk away learning: How role reversal can accelerate ca…
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Taming Your Money Monster: How Your Enneagram Type Shapes Your Financial Life with Doug Lynam
54:29
54:29
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54:29In this episode of Everyone’s Talkin’ Money, I sit down with Doug Lynam — Marine Corps officer turned monk turned financial advisor — to explore how your Enneagram type influences your financial habits. Doug unpacks how your core personality patterns, fears, and emotional wiring shape everything from your earning style to your giving habits. You’ll…
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The Millennial Caregiver: How to Juggle Aging Parents, Kids, Work, and Your Sanity with Dr. Rachel Piltch-Loeb
50:04
50:04
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50:04In this deeply honest episode of Everyone’s Talkin’ Money, Shari sits down with Dr. Rachel Piltch-Loeb — public health expert and author of The Millennial Caregiver — to explore the hidden reality of caregiving during the busiest years of your life. You'll walk away learning: You’re not alone — why millennials are increasingly becoming caregivers a…
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Rich Girl Summer: Social Edition — Fun, Low-Cost Ways to Connect Without Going Broke
28:24
28:24
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28:24When did having fun start feeling so damn expensive? From $80 dinners to group trips that quietly blow your budget, summer socializing can leave your wallet crying in the corner. But guess what? You don’t need to overspend to feel connected, joyful, or rich in your relationships. In this episode, we’re redefining luxury and reclaiming connection—wi…
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Breaking the Burnout Loop: Ambition, Identity & the Cost of Overachievement with Amina AlTai
41:30
41:30
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41:30What happens when you get everything you thought you wanted—and you still feel exhausted, invisible, or like it’s not enough? In this episode, I sit down with executive coach, author, and chronic illness advocate Amina AlTai to talk about the ambition trap that so many women find themselves stuck in. We’re talking burnout, people-pleasing, invisibl…
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Negotiate Like a Pro: How to Persuade with Confidence, Strategy, and Results with Andres Lares
39:53
39:53
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39:53In this powerful conversation, Shari sits down with Andres Lares, Managing Partner and CEO of Shapiro Negotiations Institute (SNI), to talk about what it really takes to become a confident, skilled negotiator in both business and life. From teaching at Johns Hopkins to consulting with major sports franchises and leading tech companies, Andres bring…
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Rich Girl Summer: The Money & Lifestyle Moves That Actually Make You Wealthy
27:07
27:07
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27:07What if this summer wasn’t just about Aperol spritzes and beach days—but also about building the kind of wealth that sticks? In this solo episode, Shari kicks off your Rich Girl Summer with real-talk financial and lifestyle moves that boost your net worth and your peace of mind. Forget the hype around luxury for show—this is about intentional habit…
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Why More Money Isn’t Making You Happier — And How to Reclaim What Really Matters with Jeff Golden
49:17
49:17
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49:17If wealth is up, why is happiness down? In this soulful episode of Everyone’s Talkin’ Money, Shari sits down with educator and award-winning author Jeff Golden to explore one of the biggest contradictions in modern life: we have more money than ever, yet we’re more disconnected and unfulfilled. Drawing from his book Reclaiming the Sacred, Jeff shar…
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You’re Not Broke, You’re Pre-Rich: Rachel Rodgers on Making Wealth Inevitable at Any Age
50:43
50:43
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50:43What if you’re not broke—you’re just pre-rich? In this powerhouse episode of Everyone’s Talkin’ Money, Shari sits down with Rachel Rodgers—CEO and founder of Hello Seven, wealth coach to thousands, and bestselling author of We Should All Be Millionaires and her latest, Future Millionaire—to talk about what it really takes to create wealth in a worl…
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Why You Overspend, Procrastinate, and Compare: 6 Money Biases That Are Sabotaging Your Financial Goals
33:15
33:15
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33:15You’ve got the budget app. You’re reading the personal finance books. You know what you should be doing with your money—so why does it still feel so hard to follow through? In this episode of Everyone’s Talkin’ Money, Shari breaks down six sneaky psychological biases that shape your money decisions without you even realizing it. From anchoring to o…
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A Guide to Pricing Your Worth and Healing Your Money Mindset with The Biz Hippie: Scarlett Stanhope
53:59
53:59
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53:59Scarlett Stanhope, better known as The Biz Hippie, helps coaches, creatives, and conscious entrepreneurs heal their relationship with money and finally feel supported by their businesses. In this raw and powerful conversation, Scarlett opens up about the dark side of doing everything “right” financially—and how it nearly broke her. In this episode,…
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Cultural messaging and suggests you should be happy all the time. But your "happy chemicals"—dopamine, serotonin, oxytocin, and endorphin—evolved to motivate survival behavior, not make you happy. In fact, unhappiness is your brain's default state. On today's show Dr. Loretta Breuning argues that you can manage your happy chemicals when you know ho…
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From Broke to Empowered: Mindset Shifts, Money Habits, and Using Credit Wisely with Tiffany Grant, AFC®
50:40
50:40
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50:40Is feeling “broke” a mindset—or a money problem? In this eye-opening episode of Everyone’s Talkin’ Money, I’m joined by Tiffany Grant, AFC®, creator of Money Talk With Tiff and a nationally recognized voice in personal finance education. Tiffany gets honest about what it really takes to move from financial anxiety to clarity—and how to stop letting…
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Minimalism Is a Mindset: How Decluttering Can Create Time, Wealth, and Emotional Freedom with Shira Gill
45:16
45:16
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45:16Minimalism isn’t about cold white walls, tossing your kid’s favorite toys when they’re not looking, or never buying another throw pillow again. It’s about being radically intentional with your space, your time, and your money — and learning how to clear what’s cluttering your life, both physically and emotionally. In this episode of Everyone’s Talk…
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Why Your Brain is Hardwired to Make Bad Money Decisions – And How to Rewire It with Hanna Horvath
47:43
47:43
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47:43Why do we keep making money decisions that go against our best interests? In this episode, I’m sitting down with Hanna Horvath, Certified Financial Planner (CFP®) and financial psychology expert, to unpack why our brains are literally wired to sabotage our financial goals—and what we can do to change that. Hanna shares powerful insights from her wo…
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How to Untangle Your Identity from Your Finances: The Separation Process (Part 2)
31:51
31:51
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31:51Welcome to Part 2 of one of the most important and personal episodes of Everyone’s Talkin’ Money. In Part 1, we exposed the damaging belief that your self-worth is tied to your net worth—and now, it’s time to do something about it. In this episode, I walk you through my four-part Separation Process—a framework to help you shift from financial shame…
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Why Your Self-Worth Is Not Your Net Worth: The Real Cost of Financial Shame (Part 1)
24:42
24:42
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24:42We need to talk about the belief that’s quietly running the show in so many of our financial lives: the idea that your bank account determines your value as a person. In Part 1 of this two-part solo episode, we’re digging deep into the emotional roots of this toxic money narrative—and why it’s costing you far more than just dollars. If you’ve ever …
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Vision Before Budget: The Wealth Framework That Helped Dr. Annie Cole Retire 20 Years Early
45:19
45:19
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45:19What if the reason you’re stuck isn’t your budget—but the fact that you started with one? I’m joined by Dr. Annie Cole, founder of Money Essentials for Women, who turned a $26K social work salary into $1 million in real estate, nearly $400K in investments, and shaved 20 years off her retirement date—all before turning 40. Her secret? A radically di…
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Breaking the Money Mindset Loop: How Childhood Beliefs Shape Financial Success with Angela Williams
45:47
45:47
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45:47In this episode of Everyone’s Talkin’ Money, I sit down with Angela Williams, a licensed therapist, leadership mindset coach, and founder of AngelaMarie.co. Angela specializes in helping high-profile leaders break through emotional and financial barriers to reach their full potential. We dive deep into how childhood beliefs around money can unknowi…
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Debt Detox: Why Paying Off Debt Doesn’t Always Feel Like Freedom – Insights from Experian’s Rod Griffin
49:38
49:38
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49:38I’m joined by Rod Griffin, Senior Director of Public Education and Advocacy at Experian, to unpack some surprising insights from their latest survey on paying off debt. You’d think paying down debt would instantly feel like a weight lifted – but for many, it’s not that simple. Rod shares why some people don’t feel that immediate impact and what you…
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Reclaiming Your Self-Worth: How to Silence Imposter Syndrome and Stop Outsourcing Your Value with Kamini Wood
49:11
49:11
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49:11Ever feel like you’re wearing a mask of success but underneath, you’re drowning in self-doubt? You’re not alone. In this episode, I sit down with Kamini Wood, CEO of Live Joy Your Way and founder of AuthenticMe® Life Coaching, to uncover why so many of us feel like imposters despite our accomplishments. Kamini shares her personal journey from chron…
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Stop Budgeting Like a Broke Girl: Build a Spending Plan that Honors Your Life
44:32
44:32
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44:32Does the word “budget” make your skin crawl? You’re not alone – but it doesn’t have to be that way. In this episode, we’re flipping the script on traditional budgeting and showing you how to build a spending plan that empowers rather than restricts. You’ll hear: Why most budgeting systems are set up to fail – and how to create one that actually wor…
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Breaking Free from Golden Handcuffs: How to Align Your Career with Your Values and Financial Goals with Eliana Goldstein
44:56
44:56
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44:56Are you trapped in a career that pays well but leaves you feeling unfulfilled? In this episode, career coach Eliana Goldstein reveals why so many ambitious professionals find themselves in the 'golden handcuffs'—high-paying jobs that don't align with their values—and how to break free without sacrificing financial security. You'll hear: Why the 'go…
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Money, Motherhood, and Rediscovering Yourself After Years as a SAHM — Insights from Karen Johnson, the 21st Century SAHM
51:09
51:09
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51:09In this episode of Everyone’s Talkin’ Money, we’re diving into the untold story of stay-at-home moms and financial independence with Karen Johnson, also known as The 21st Century SAHM. Karen opens up about her powerful new book, What Do I Want to Be When They Grow Up?, and the identity crisis many mothers face when they step away from a paycheck to…
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How to Heal Your Relationship with Money: Rachel Duncan on Budget Burnout, Spending Addiction & Financial Compassion
48:46
48:46
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48:46Are budgets making you feel trapped instead of empowered? In this episode of Everyone’s Talkin’ Money, Shari sits down with Rachel Duncan, a financial therapist and founder of the Money Healing Club, to discuss why traditional budgeting often backfires — and how to break free from the binge-and-restrict cycle for good. Rachel reveals how emotional …
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The Frugal Feminista Way: Kara Stevens on Emotional Spending, Avoidance, and Financial Freedom
49:37
49:37
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49:37In this episode of Everyone’s Talkin’ Money, I’m joined by Kara Stevens—founder of The Frugal Feminista, personal finance coach, and unapologetic advocate for women healing their relationship with money. Kara opens up about her journey from earning six figures while buried in $65K of debt to building a life centered around emotional well-being, fin…
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30 Is Not the Deadline: Kate Berski on Beating Financial Anxiety and Growing Real Wealth
43:51
43:51
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43:51Feeling like you’re running out of time to “get it together” financially? You’re not alone—and more importantly, you’re not behind. In this episode of Everyone’s Talkin’ Money, host Shari Rash sits down with author, entrepreneur, and creator of The 30Phobia Project, Kate Berski, who went from broke at 29 to millionaire by 39. She’s proof that finan…
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If You Think You’re Bad With Money…Listen to This
35:00
35:00
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35:00If you’ve ever said, “I’m just bad with money,” this episode is your wake-up call. Money isn’t just math—it’s emotion, memory, survival, and shame. And chances are, you were never taught how to have a healthy, empowered relationship with it. In this solo episode, Shannah peels back the emotional layers of what it really means to be “bad with money”…
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Every purchase you make has an impact on the world. If you aren't careful, your shopping choices contribute to climate change and social injustice. But when you align the contents of your shopping cart with your personal values you slowly but surely shape the market. Times are uncertain and everyday goods are getting more expensive. Still, we shoul…
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Money Is Self-Love: Redefining Wealth, Worth, and Receiving with Elizabeth Ralph
44:45
44:45
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44:45What if money isn't just about budgeting, saving, or grinding harder—but instead, a form of radical self-love? In this powerful episode of Everyone’s Talkin’ Money, Shari sits down with Elizabeth Ralph—wealth strategist, intuitive investor, and host of The Spiritual Investor podcast—to completely rewire how we think about money. A former financial …
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Talking About Death, Planning for Peace: Dr. Kimberly Harms on Grief, Legacy & the Money Conversations We Avoid
50:25
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50:25Let’s face it—most of us would rather do anything than talk about death. But avoiding the conversation doesn’t make it go away—it just leaves your loved ones drowning in decisions, grief, and sometimes financial chaos. In this episode of Everyone’s Talkin’ Money, I sit down with Dr. Kimberly Harms, a grief counselor, death doula, mediator, author, …
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How to Raise Money-Smart Kids: What a Middle School Class Taught Me About Money
34:00
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34:00What happens when you hand a mic to a room full of 8th graders and start talking about money? You get insights that are smarter, bolder, and more financially sound than you’d expect — and in some cases, more than most adults can offer. In this episode of Everyone’s Talkin’ Money, I’m taking you behind the scenes of my daughter’s middle school Caree…
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Broke Presidents, Big Mistakes: Real Money Lessons from the White House (with Megan Gorman)
42:51
42:51
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42:51Money is the great equalizer—even for U.S. presidents. In this episode, bestselling author and financial expert Megan Gorman joins me to reveal the surprising, messy, and totally relatable financial stories of America’s commanders-in-chief. Shannah and Morgan dig into how student debt, budgeting failures, and quiet financial panic have shaped the m…
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5 Career Rules You Need Now (Especially in This Economy)
39:17
39:17
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39:17In a world of layoffs, AI disruptions, and career burnout, it's never been more critical to take control of your professional life. In this episode, Erika Ayers Badan—author of Nobody Cares About Your Career—breaks down the five simple (but powerful) actions you need to succeed at work: do the work, always be learning, build your network, make time…
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Women and Wealth: Why the Financial Industry Is Failing Female Investors (And What Needs to Change)
47:01
47:01
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47:01By 2030, women will control over $30 trillion in wealth—but the financial industry still hasn’t caught up. Despite this massive shift, many female investors feel underserved, unheard, or outright ignored by traditional financial advice. So what gives? In this episode of Everyone’s Talkin’ Money, Shannah and Shari are joined by Cary Carbonaro—award-…
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Why You Shouldn’t Celebrate Your Tax Refund (And What to Do Instead)
33:55
33:55
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33:55Getting a big tax refund might feel like winning the financial lottery—but spoiler alert: it’s not free money, it’s a sign you’ve been giving the IRS an interest-free loan all year. In this episode, I’m breaking down the financial reality behind your tax refund and showing you how to flip the script for long-term money power. We’ll talk about why o…
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Surviving Life’s Most Expensive Phases Without Losing Your Mind
38:49
38:49
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38:49Life isn’t just expensive — it’s strategically expensive. From college debt to first apartments, weddings, babies, buying homes, midlife career chaos, and finally retirement, every life phase hits your wallet harder than the last. In this episode of Everyone’s Talkin’ Money, Shari breaks down the five (plus!) biggest financial phases you'll face — …
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Feeling like you’re behind in life (and in your bank account)? You’re not alone — and you’re definitely not broken. In this first solo episode, Shari Rash is calling out one of the biggest silent killers of your financial peace: comparison. Spoiler alert: It’s not just draining your confidence — it’s draining your wallet, your energy, and your joy.…
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Should I Buy a House with My Boomer Parent? | A True Home Confessions Crossover
1:02:27
1:02:27
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1:02:27What happens when the only person who can help… is you, but you're already drowning? In this special crossover episode, I’m sharing my recent appearance on the incredible True Home Confessions podcast. A listener calls in with a heart-wrenching dilemma: her mom is aging, refusing help, and hinting at moving in. The problem? She’s not financially or…
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Is It Too Late to Build Wealth? (Plus, Meet our New Cohost)
38:16
38:16
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38:16You’re in for something extra special today. Not only are we tackling a powerful listener question from Jen—who’s wondering if it’s too late to build wealth in her 40s as a single mom—but we’re also dropping some BIG news... Meet your new official co-host of Everyone’s Talkin’ Money: Shari Rash! Shari is a fellow money expert and all-around badass …
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Let me ask you something: if a crisis hit tomorrow, would your finances be ready? In this episode, I’m joined by financial preparedness expert Tony Steuer, and we’re talking about something most people avoid—getting your financial life organized. Whether it’s life insurance, estate planning, or simply knowing where your documents are, having a Fina…
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Influencer marketing is a case study in how easy it is to sell things to followers who trust their favorite online personalities. But offering that elusive 'personal recommendation' for EVERYthing has normalized both inauthentic endorsing and impulse shopping. It has normalized the buying and selling of your precious attention, too. Here's a sneak …
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