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Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, rec ...
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Today - A Clark travel update about what the airlines are doing to get you to pay more for your tickets and what you can do about it. Also, Clark has talked about how the airlines and hotels continuously devalue their miles and points. Now the credit card industry is at it as well. It looks like credit card points are going the way of the airline f…
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Lando Norris wins in Austria, cutting the gap to his McLaren teammate at the top of the drivers' standings. Rosanna Tennant is joined by Ben Edwards, Alice Powell and Andrew Benson to reflect on the race. They hear from Norris, runner-up Oscar Piastri and third-placed Charles Leclerc, as well as McLaren boss Andrea Stella, with F1 now heading to th…
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Is Max Verstappen really about to join Mercedes? What does this mean for George Russell? Just two of the questions that Rosanna Tennant, Ben Edwards, Alice Powell and Andrew Benson get stuck into. They also hear from Lando Norris and Oscar Piastri. Is the new F1 movie any good? Andrew and Ben give their verdict. And Brad Pitt makes his first appear…
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Some banks & brokerages are playing games with your money. Clark discusses how to make sure you’re getting the best rate on savings. Clark Stinks: Segments 1 & 2 Attention - Savings Rates: Segment 3 Ask Clark: Segme…
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Concerned about the economy and looking to save more, many people are turning to warehouse clubs. The price difference is real. But Clark has concerns about what his beloved Costco is up to with a new payment option he does NOT recommend. Also, the debt burden many of us carry is also very real. Clark discusses how people are working on getting out…
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The Secret to Consistent Investing and Your Financial Safety Net for Any Market Are you tired of "FOMO Freddie" always bragging about his latest hot investment? Fiduciary financial advisor Wes Moss reveals why chasing market trends is a dangerous game and how sticking to your investment style is the key to long-term success. We'll dive into the per…
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There’s a big shift going on in the housing market. Clark explains what this means for buyers and sellers. Also, in this new era of tariffs, know what to keep in mind when purchasing a vehicle and why it’s time to rethink what you’re interested in buying. Housing Market Update: Segment 1 Ask Clark: Segment 2 Vehicle Purchase Considerations: Segment…
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Today we celebrate Clark Howard’s birthday and the many accomplishments he’s inspired - starting with Clark’s own telling of his life’s trajectory into an ongoing mission of service. And in the second half of the podcast, a sampling of the many appreciations Clarkies sent in to celebrate him today. It may be Clark Stinks day, but on this birthday h…
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Harry Benjamin and the BBC's F1 correspondent Andrew Benson discuss Red Bull’s protest against George Russell following the Canadian Grand Prix. We also hear from Mercedes reserve driver Valtteri Bottas, who sat down with Harry to speak about his early days in racing, meeting Toto Wolff, becoming Lewis Hamilton’s team-mate and what’s next for him i…
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Data centers are creating higher demand for electricity and the cost is falling on consumers. Power bills could reach record highs this summer. Clark has two recommendations to help lower your energy bills. Speaking of summer, have you planned out your vacation days yet? Clark talks about the importance of time away from it all. Home Cooling: Segme…
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Secret Rule To Access Your IRA Early and Top 9 Things That Bring Joy in Retirement If you want to retire early, this rule can help! Fiduciary financial advisor Wes Moss breaks down the often-misunderstood Rule of 72(t). Discover how this IRS exception can allow you to access your IRA funds before age 59 ½ without incurring that hefty 10% early with…
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Today - you may have heard about the boy who ordered 70,000 lollipops on Amazon. A reminder for parents to childproof devices to protect your accounts from plundering toddlers! Also, the stakes are higher now when renting a car. There’s a new inspection practice you must be aware of to protect your wallet. Childproof your devices: Segment 1 Ask Cla…
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Harry Benjamin and McLaren Formula E driver Sam Bird, as well as special guest Kai Bachini, who was the BBC Radio 5 Live Young Commentator of the Year in 2018, react to a dramatic Canadian Grand Prix. We discuss the collision between the two McLaren drivers, and hear from both Lando Norris and Oscar Piastri. Plus, we react to George Russell’s win, …
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Harry Benjamin & McLaren Formula E driver Sam Bird reflect on qualifying at the Canadian GP. George Russell took a stunning pole position ahead of Max Verstappen. We hear from both drivers as they prepare to go head-to-head again in Sunday’s race. Meanwhile, it was a disappointing day for McLaren – we get the thoughts of Oscar Piastri and Lando Nor…
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Harry Benjamin and Jennie Gow are joined by F1 Academy champion Abbi Pulling and the BBC’s F1 correspondent Andrew Benson to look ahead to the Canadian Grand Prix. Andrew sits down for a chat with Lando Norris, who speaks about his battle with team-mate Oscar Piastri for the drivers’ title as well as team orders at McLaren. We also discuss Max Vers…
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, an easy, low tech solution to the porch pirate problem. Clark Stinks: Segments 1 & 2 Porch Pirate Solution: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Will Social Security Run Out? Sell Stuff Online: The Best Sites …
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A CNET survey has found the average consumer is paying close to $200 more per year for internet than a year ago. Today, paying for home internet service no longer has to be expensive. New choices have emerged to help you SAVE MORE. Also, bait & switch junk fees have been rampant - on hotels, tickets, services and more. But new rules are helping to …
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Do Retirees Need To Track Stock Earnings? And This Rule Can Help You Retire Early If you're a retail investor or a happy retiree, should you be paying attention to corporate earnings? Fiduciary financial advisor Wes Moss dives into why earnings matter for both individual stock owners and index fund investors. Discover how the overall earnings of th…
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In today’s episode, an ongoing concern - where should you store your cash? One of Clark’s favorite children (discount brokers) has just launched a new offering worthy of your attention. Also today, dealing with debt collectors. Some are legit, some not so much. Know what to do if the debt is indeed yours, or if it is a mistake. Clark has key inform…
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, sunscreen is so important in the prevention of skin cancer - but how to choose? Clark shares some excellent recommendations offering protection that is both cheap and effective. Clark Stinks: Segments 1 & 2 Best Sunscreens: Se…
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In this special bonus episode of F1: Back at Base, Sarah Holt and Holly Samos tell the behind-the-scenes story of the upcoming F1 movie. Through exclusive interviews with key figures, including legendary producer Jerry Bruckheimer, Oscar nominee Kerry Condon, and F1 President and CEO Stefano Domenicali, we document how the new movie was made. From …
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We in the U.S. pay the highest prescription drug prices in the world, and a recent executive order takes aim at that inequity, the result of which remains to be seen. Clark explains why employee health plan drug prices through PBMs remain so high, and what you can do about it. Speaking of prices, what’s behind the sticker shock from the price of be…
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Investing in Gold: Smart Move or Mistake? and Will Entry-Level Jobs Disappear? Should you own gold? How much should you own? Fiduciary financial advisor Wes Moss breaks down the data and shares his take on investing in gold to help you determine if it belongs in your portfolio. Also, the CEO of a major AI company recently said that 50% of all entry…
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June signals upcoming road trips and today, Clark talks about some transportation hazards to avoid. First, when buying a vehicle, know how significant the length of the loan can be to your financial health. Also, skimming scams at gas pumps and beyond - have gotten more sophisticated. Clark shares 2 ways to protect your money. Auto Loan Warning : S…
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Harry Benjamin, Jennie Gow & former Alpine F1 development driver Olli Caldwell reflect on the Spanish GP, where Oscar Piastri claimed victory. We hear from the Australian, as well as his teammate Lando Norris who came home in second. Plus, we break down Max Verstappen’s chaotic end to the race, hearing from the Dutchman, who was handed a ten second…
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Harry Benjamin & former Alpine F1 development driver Olli Caldwell reflect on qualifying at the Spanish GP, where Oscar Piastri took a stunning pole position ahead of Lando Norris and Max Verstappen. We hear from the top three, plus discuss George Russell’s good performance in the Mercedes and hear from Lewis Hamilton who qualified in fifth for Fer…
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Help us surprise Clark Howard for his birthday! We're collecting special wishes for Clark (it's a secret!) to celebrate his birthday on June 20th. Use this form to share your wishes for Clark: https://forms.gle/hNtmFTvqkdZc94J49 -- remember it's a secret! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Friday - Clark Stinks day! Christa shar…
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Harry Benjamin, BBC F1’s Jennie Gow & former F1 driver Jolyon Palmer look ahead to the Spanish Grand Prix. How will the new technical directive coming into force this weekend change the pecking order? Will the McLaren duo of Lando Norris and Oscar Piastri continue their fight at the top of the driver standings? Or will Max Verstappen compete for vi…
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In this episode - As auto insurance rates continue to rise, more people recognize the need to shop around. Clark shares a valuable resource for where to start. Also today - Economic uncertainty necessitates ongoing family conversations about money and the economy, and what can be done to prepare for a possible recession or employment setback. Shop …
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10-Step Checklist BEFORE You Retire and How Spending Money in Retirement Actually Works Ready to retire? Fiduciary financial advisor Wes Moss walks you through the essential 10-point checklist you should complete before leaving the workforce. Also, Wes breaks down the often-confusing topic of spending money in retirement. How do you actually access…
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark discusses how the shortage of air traffic controllers and lack of current tech will impact air travel this summer, looks to Canada’s successful model, and shares his playbook for navigating air travel Clark Stinks: Segme…
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Jolyon Palmer and Harry Benjamin join Rosanna to preview the weekend’s action. Championship leader Oscar Piastri sits down with Andrew Benson for an in-depth chat, while the team discuss the new two-stop pit rule. Gimmick or game-changer? Plus, Harry checks in with Haas driver Oliver Bearman, and the team reveal their favourite Monaco memories.…
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Travel demand has slowed and airlines are cutting service. Today Clark discusses the airline recession taking place, and the hazard & opportunity this presents for travelers. Also, Clark addresses some of the confusion surrounding student loan repayment. What you need to know if you or a family member has student loan debt. Air Travel Guidance: Seg…
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Are We in a Passive Investing Bubble? and Lump Sum Investing vs. Dollar Cost Averaging Is passive investing creating a stock market bubble? Fiduciary financial advisor Wes Moss dives into the rise of index funds, why they became so popular, and the potential concerns. Also, Wes covers a classic investing strategy: Dollar Cost Averaging (DCA). He ex…
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The 401(k) is a great retirement instrument because saving is automatic and investments grow over time. So is it ever OK to ⁠borrow from a 401(k)⁠? Know the “opportunity costs” involved. Also - good news if you like to ⁠check bags⁠ on flights. 401(k) Loans: Segment 1 Ask Clark: Segment 2 No More Lost Luggage!: Segment 3 Ask Clark: Segment 4 Mention…
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Ben Edwards, Andrew Benson & former McLaren mechanic Marc Priestley react to Max Verstappen’s victory at the Emilia-Romagna GP. The team hear from the Dutchman, as well as McLaren duo Lando Norris and Oscar Piastri. Lewis Hamilton gives his thoughts after a turnaround in form for Ferrari, plus Alex Albon speaks about another strong Williams perform…
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Ben Edwards, Andrew Benson & former McLaren mechanic Marc Priestley review qualifying at the Emilia-Romagna GP. Oscar Piastri took pole position at Imola ahead of Max Verstappen and George Russell. We hear from the top three as well as Lando Norris and a disappointed Lewis Hamilton, with Ferrari's struggles continuing.…
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, potential car buyers face a lot of questions right now - should you buy new or used? If buying used, is Certified Pre-Owned (CPO) the way to go? Clark shares advice to help you navigate decision making. Clark Stinks: Segments 1 & 2 …
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Eleanor Oldroyd, Jennie Gow & former McLaren mechanic Marc Priestley preview the Emilia-Romagna GP at Imola. The team discuss the title battle between Oscar Piastri, Lando Norris and Max Verstappen, hearing from championship leader Piastri. Lewis Hamilton speaks about whether Ferrari will be able to turn their poor form around on home soil. Plus, w…
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Today, learn more about I-Bonds. Are they still worth buying? Clark explains how I-Bonds work and why they can be a solid part of your saving strategy. Also, the tariff news keeps coming, with a temporary reprieve on goods from China now in effect. Clark discusses what this will mean for consumers and merchants moving forward. Series I Savings Bond…
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Breaking Down ETFs/Index Funds/Mutual Funds and Retirement vs. Brokerage Accounts Confused about ETFs, index funds, and mutual funds? Fiduciary financial advisor Wes Moss breaks down these "cousins" of investing – including when to use them. Also, retirement accounts vs. brokerage accounts – what’s the difference and what’s the best option for you?…
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The Congressional Budget Office update found the top 10% of earners in the U.S. have 70% of the nation’s wealth, possibly the greatest disparity in our history. Today, Clark discusses the severity of income inequality and its effects on our society. Also - if you have a smart device in your home, you might not realize some of the privacy concerns, …
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Restaurants of all types are having to adapt to difficult market conditions. Many have failed in the last two years due to high food, labor and leasing costs. Those that succeed offer lessons in adaptation for all businesses. Clark…
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Harry Benjamin & the BBC’s F1 correspondent Andrew Benson react to the news that Alpine have replaced Jack Doohan with Franco Colapinto for the next five races. It comes in the same week that Oliver Oakes leaves his role as Alpine team principal. We also hear from Sauber team principal Jonathan Wheatley, who sits down with Jennie Gow to discuss his…
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In today’s episode - you may have heard ads for services that allegedly lock your home’s title. Are they worth it? Clark talks about how best to guard your greatest asset - your home. Also, as the economy goes into lower gear with layoffs more frequent, Clark has important new info for today’s job seekers. Home Title Protection: Segment 1 Ask Clark…
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Is Owning a Home Still a Good Investment? and 5 Areas To Cover With a Financial Advisor Ever wonder if buying a home is still a smart move in today's market? Fiduciary financial advisor Wes Moss reveals why housing can be a powerful "forced savings plan" and a hedge against inflation, especially for happy retirees. He examines historical trends, th…
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Today, Clark has 2 key warnings. First - you won’t believe how burglars are casing your home now using hidden high tech - what to look out for. And - how to avoid getting burned when booking a hotel. Plus, Clark answers your questions - post at Clark.com/ask. Burglar Surveillance: Segment 1 Ask Clark: Segment 2 Hotel Booking Warning: Segment 3 Ask …
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