Welcome to Coast to Coast Credit, hosted by me, Tamiya Robles, your dedicated credit repair expert and the proud owner of FixMyCreditNow850.com. In this empowering podcast series, I'll be your guide through the intricate world of credit. Tune in as I share invaluable insights on credit repair, credit building, DIY services, tips, and tricks. Join me as we delve into the art of repairing credit, empowering you to take control of your financial journey. Learn the secrets of building robust per ...
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Tamiya Robles Podcasts

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š¼ Past Mistakes? We Donāt Judge ā We Repair
14:12
14:12
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14:12š¬ In this episode of Coast to Coast Credit, weāre creating a safe space where you can talk about your credit without fear, shame, or judgment. Your past does not define your future ā and weāre here to walk you through your next steps, one honest conversation at a time. āļø Why people delay fixing their credit āļø How shame blocks financial progress āā¦
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š ļø Fix Your Credit by Fixing Your Mindset
19:31
19:31
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19:31š¬ In this episode, I share how the way you see credit directly affects how you use it. Iāll help you identify the patterns and beliefs that hold you backāor push you forward. Whether your credit is struggling or youāre maintaining, Iāll walk you through solutions to shift your mindset, fix your credit, and keep it healthy for the long run. š Book yā¦
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š¦Capital One Merged With Discover ā How Does This Affect You?
15:49
15:49
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15:49š¬ In this episode, Iām breaking down Capital Oneās massive move now that theyāve officially acquired Discover. Youāre probably wondering ā how does this affect you? Whether youāre banking with them, using their cards, or just want to know what to expect, Iām here to help you see what this means for your wallet and your credit. Support the show š¬ Plā¦
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šø Student Loan Options Cut ā ļø: How Will You Pay Now?
17:35
17:35
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17:35š¬ In this episode, Iām breaking down the new student loan bill that just passed the Senate. If you have federal student loans or youāre thinking about borrowing, listen up ā this could change how you pay for college, how much you owe, and what options you have. Iām going to help you understand exactly whatās changing, who itās going to hit the hardā¦
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Fixing Your Credit Isnāt a Quick Fix š«
34:07
34:07
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34:07Fixing your credit isnāt instant ā and in this episode, I share the truth about what it really takes to build better credit, especially if youāre facing repos, evictions, or bankruptcies. Letās focus on progress, not perfection. š³š Support the show š¬ Please like, comment, and subscribe to stay empowered on your credit journey! š š Book your FREE 30ā¦
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What is a Tradeline š¤: Understanding Tradelines Like a Pro š
33:00
33:00
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33:00In this episode, I took a deep dive into tradelines ā what they are, how they work, and when they can help you. š³š You learned the pros ā
, the cons ā, and why strategy matters šÆ. Whether youāre thinking about becoming an authorized user, buying a tradeline, or just checking your report šµļøāāļø, the most important thing is making informed decisions thā¦
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Section 8 Is Ending Soon ā³How to Prepare Now and Take Control!
38:48
38:48
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38:48Section 8 is ending in just two years ā are you ready? ā³š In this episode, Iām sharing real strategies to help you prepare for life beyond public housing, food programs, and other benefits. š”š Whether youāre currently receiving assistance or know someone who is, this episode offers guidance, motivation, and a clear plan to become financially indepeā¦
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The TRUTH About My Credit Journey: From Reckless to Resourceful š„
38:42
38:42
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38:42In this episode Iām sharing how years of poor financial decisions, a lack of financial education, and impulsive spending shaped the credit expert I am today. šø From giving away money in school to blowing entire paychecks on things that didnāt matter, Iāve made a lot of mistakes. But everything changed when life forced me to grow up financially. šŖ Tā¦
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The Real vs The Fakeš Breaking Down 10 Personality Types- Which One Are YOU? š³
1:33:02
1:33:02
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1:33:02In this episode I share real-life stories, personal examples, and self-reflection tools to help you identify who you are, how you show up in relationships and business, and what personality traits might secretly be working against you. š” Whether you're a People-Pleaser or a Realist, this episode will help you tap into your core identity, grow throuā¦
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š Are You Pouring Into the Wrong People? Not Everyone Wants to be Saved by You!
39:15
39:15
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39:15Sure! Here's a shorter, emoji-friendly version of your podcast episode description: In this episode of Coast to Coast Credit, Tamiya Robles shares a hard truth ā some people just donāt want help. š Whether itās fixing credit, building wealth, or growing in life, not everyone is ready. Tamiya opens up about real stories š¬ from clients, housing waitlā¦
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ā Legacy Starts at Home: Raising Wealthy-Minded Children
36:02
36:02
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36:02Today we broke down 10 ways you can treat your children like the priceless investments they are. From education to emotional health to financial literacy, this episode was about shifting our mindset. Affirmation: š My child is a reflection of my love, š my lessons, š and my legacy. š” I invest with intention. Support the show š¬ Please like, comment,ā¦
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Your Business is a Success š- But Are You Ready For What You Prayed For?
44:18
44:18
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44:18In todayās episode, we talk about what it really looks like when your hustle turns into a successful business. We explore how that can shift your identity, your credit needs, your environment, and your value. Remember: the goal isnāt just success ā itās sustainable success. Donāt be afraid to evolve. Youāre not who you used to be ā and thatās a gooā¦
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š¼ How to Stop Wage Garnishment Before It Starts
36:42
36:42
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36:42šø Getting your paycheck garnished by a debt collector is one of the most stressful financial hits you can face š©š¼ But what if I told you there are smart ā
legal āļø steps you can take to protect your money before it ever gets that far? š§ In todayās episode, weāre digging deep into how to stop wage garnishment before it starts ā and the actions you cā¦
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š³ What to Do If a Debt Collector Sues You
33:58
33:58
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33:58š± Ever been threatened with a lawsuit over a debt? Or even worse ā handed court papers by a debt collector at your door? šŖš Donāt panic ā this episodeās got your back! Iām breaking down exactly what to do if a collection agency sues you AND how to protect yourself using a powerful law most people donāt even know exists š¼āļø š§ Tune in now so you knowā¦
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You Paid Them, But Want Me To Fix Your Credit for Free? š¤Øš³ Think Again!
21:00
21:00
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21:00You didnāt ask for a discount when you paid hundredsāsometimes thousands šø to people who ghosted you š» or left your credit in even worse shape š. So why expect real results now for free? š¤š¼ #youtube #creditscore #mortgage #creditrepair #podcast #money #2025 #realestate #community #shortsvideo #yt #motivation #business #financialfreedom #trending #vā¦
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Whatās Really Happening With Your Medical Debt & Your Credit š©»š
23:02
23:02
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23:02The CFPB said medical debt would be removed from credit reports starting March 17, 2025 š§¾ā ā but has that actually happened? Since the CFPB has been on hold š«, itās not clear. In this episode, I break it all down š, share a video update š„, and give you 5 companies that can help pay or erase medical bills šøš„. If youāre still struggling with medical ā¦
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š„ Bring more to the table & Stop Being a One-Trick Pony š
34:30
34:30
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34:30Being multi-talented isnāt just about showing off ā itās about survival in todayās business world š¼š„. Donāt wait until your backās against the wall š§. Start growing now š±. Be valuable š”. Be different āØ. Be a force they canāt replace šŖš¾š Support the show š¬ Please like, comment, and subscribe to stay empowered on your credit journey! š š Book your FRā¦
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š„ Keep the Ghetto Out of Your Business š„
27:46
27:46
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27:46In this episode, we talked about why bringing a street mentality into your business can hold you backāand even cost you everything š¼š«. Whether itās how you talk š£ļø, act š, or present yourself šāāļø, it all matters. The truth is, you are talented š, but your mindset and energy have to match the level of success youāre reaching for šāØ. Growth doesnāt ā¦
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Jess Hilarious Crashed Out⦠Hereās What I Think š£ļøš¤
39:34
39:34
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39:34š Did you catch Jess Hilariousā rant on The Breakfast Club? She opened up about feeling replaced and pushed outāand it got a lot of people talking. In this episode, Iām watching it with you and sharing my real-time thoughts, reactions, and opinions. š¤ From the emotion in her voice to what might be happening behind the scenes, weāre breaking it all ā¦
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Why Ignoring Credit Problems Now Can Cost You Later ā³šø
24:25
24:25
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24:25šØ The warning signs are always thereāyou just have to pay attention and act! ā ļø Whether itās loan denials ā, credit score drops š, or new policies shaking things up šļø, now is the time to take control of your credit š³ and protect your financial future. ā³ Donāt wait until things get worse. Start NOW, make the necessary changes, and set yourself up fā¦
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š± Your Student Loan Payment Went Up?! Whatās Going On?
23:34
23:34
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23:34Have you checked your student loan bill lately? šš° If your payments suddenly went up, youāre not alone! In this episode, Iām showing real videos š„ of people reacting to higher student loan payments and breaking down why this is happening. If youāre feeling frustrated, confused, or just plain tired of student debt, I got you! š” Weāll go over: ā
Why ā¦
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š The Truth About Credit Specialists: Who Can You Trust? š¤
28:28
28:28
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28:28When it comes to fixing your credit, are you making the right choice, or just following the hype? š¤š³ Not all credit specialists are created equal, and in todayās world, picking the wrong one can cost you more than just moneyāit can cost you your financial future. šØšø In this episode, I break down the real way to choose a credit specialist and avoid ā¦
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Fraud is on the Rise! How to Protect Yourself Now šš
30:48
30:48
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30:48šØ With the Consumer Financial Protection Bureau (CFPB) suspended, financial scams, identity theft, and predatory lending are about to skyrocket! š³ā ļø Whoās protecting you now? š¦ā What can you do to stay safe? š Stick with me because today, weāre breaking down the real risks ahead and how to keep yourself protected! š”ļø #YouTube #credit #mortgage #creā¦
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If You Think I'm Talking About You⦠I Am š¤·š¾āāļø Now, FIX YOUR CREDIT & HUSH!
30:47
30:47
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30:47If you get in your feelings in this episode, you'll be fine. š But instead of being mad at me, use that energy to change your situation. Credit is a gameāyou either learn the rules and play to win, or you stay losing. Itās that simple. Donāt be the hit dog that hollers. Be the one that levels up. š Now go fix that credit! Support the show š¬ Please ā¦
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š„ Secured Credit Cards vs. Credit Builder Loans: The Shocking Truth Revealed! š³š°
34:46
34:46
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34:46š¤ Thinking About a Secured Card or Credit Builder Loan? Think Twice! š³šø Before jumping into a secured card or credit builder loan, pause and consider the long-term impact. These options arenāt always the best moveāespecially if you already have some credit history. š«š ā
Instead, focus on paying bills on time, lowering your debt, and keeping older aā¦
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š” Major Mortgage Changes in 2025: Will You Still Qualify?
33:41
33:41
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33:41Big changes are coming to home loans in 2025! š” If you're planning to buy a home, you need to know how these updates will affect you. The mortgage industry is shifting to a new credit scoring system that could impact your ability to qualify for financing. Lenders will be using new rules to assess your credit, and if you're not prepared, getting appā¦
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The CFPB Freeze: What It Means for Credit š³, Banking š¦, and Homeownership š”
55:11
55:11
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55:11The CFPB plays a critical role in financial fairness and consumer protection š¦āļø. With its oversight on pause, we have to be more vigilant than ever š. Your financial security is in your hands š³š°, and the best way to protect yourself is by staying informed š¢ and monitoring your credit š. If no one is going to protect us, we MUST protect ourselves! ā¦
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Exclusive Interview: NAREB High Desert President Tamiya Robles on The Hemet Beat Daily Show šļø
38:23
38:23
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38:23Today, I had the pleasure of being interviewed on The Hemet Beat Daily Show with Joseph Mekael šļø to talk about homeownership in the High Desert š” and how NAREBās High Desert Chapter is working to make it more accessible. Many people believe buying a home is out of reach, but with the right resources, guidance, and support, homeownership is possiblā¦
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š± Surprise! These Items Donāt Belong on Your Credit Report š
25:03
25:03
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25:03āDid you know there are items showing up on your credit report that shouldnāt be there? š«š If youāve ever wondered why certain things are hurting your score, š this episode is for YOU! šÆ #YouTube #credit #mortgage #creditrepair #podcast #money #2025 #realestate #investing #community #shorts #yt #motivation #business #financialfreedom #trending #virā¦
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Think Secured Cards Help Your Credit? Think Again! š¤š
22:27
22:27
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22:27š³ Think a secured credit card is the key to fixing your credit? š¤ Think again. Itās not a flex š« and might actually be holding you back more than you realize. #YouTube #credit #mortgage #creditrepair #podcast #money #2025 #realestate #investing #community #shorts #yt #motivation #business #financialfreedom #trending #viralvideo #livestream Support ā¦
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Trumpās MAJOR CFPB Changes šļø, The Shutdown š«: How It Affects YOU š
41:46
41:46
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41:46Credit reporting is shifting fast! In this episode of Coast to Coast Credit, I uncover the CFPBās lawsuit against Experian, government shake-ups, and how Elon Muskās involvement could impact your credit. āļøš³ Donāt let these changes catch you off guardātune in to learn whatās happening, whatās coming, and how to protect your score! š§š„ #YouTube #credā¦
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š FICO Changes, Lawsuits & Red Flags: Is This The END of Credit Repair? I Have Some Ideas! š”
36:26
36:26
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36:26š” Have you ever had a moment where everything just clicked? š¤ I remember the exactly when I realizedāthis is the beginning of the end of credit repair. š«š³ Curious how I got there? 𤨠Let's talk about it! Support the show š¬ Please like, comment, and subscribe to stay empowered on your credit journey! š š Book your FREE 30-minute consultation now: httā¦
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šØ Experian & Equifax Are Being Sued Right Now āļø ā What This Means for You! š¤
1:21:25
1:21:25
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1:21:25šØ So⦠You heard the credit bureaus are being sued? Yup, itās true! āļø And if you think this doesnāt affect YOU, think again. Experian and Equifax are in some serious legal trouble, and this could be a game-changer for your financial future. The real question isāwhat should YOU be doing right now? š¤ FACT CHECK! 1. https://tinyurl.com/39j54jpd 2. httā¦
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We Are Not the Same: Understanding the Difference in Credit Repair š³šš ļø
19:33
19:33
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19:33In todayās episode, we talked about how I, as a factual disputer š¼, take a different approach to credit repair š ļø compared to others. By focusing on accuracy ā
, legal compliance š, and detailed, strategic disputes š§, I ensure that every step I take is backed by facts š and has long-term value ā³. Remember, not all credit repair is the same āļø, and cā¦
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Paying Off Debt Doesnāt āļø Erase It From Your Credit Report š
23:20
23:20
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23:20In this episode, we talked about why paying off debt doesnāt automatically remove it from your credit report š³. While paying off debt is a big step toward better credit šŖ, the negative history tied to the debt can stick around š. The best way to improve your credit is by fixing any errors š, paying down debt š°, and adding positive credit activity oā¦
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š Assets vs. Liabilities: Whoās in Your Circle? šš„
35:16
35:16
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35:16In this episode, we dove into the importance of evaluating the people in your life š. Are they assets š or liabilities š? We explored how supportive individuals š can boost your growth š±, while unsupportive ones š« can hold you back ā³. Remember, YOU have the power šŖ to shape your environment š and create a circle š« that uplifts š and propels you forā¦
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When Your Complaints Don't Match Your Positive Results š¤š”
25:43
25:43
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25:43In this episode, weāve explored the challenges of handling complaints, especially when clients see great results but still find room to criticize. Remember, weāre here to support you and work with you to achieve your credit goals. By being honest š½ and collaborative āļø, we can ensure the best outcomes for everyone š. Support the show š¬ Please like,ā¦
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š³āØ 2025 Credit Wins: More Deletions, Faster Approvals, Bigger Success! šš”
12:09
12:09
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12:09In this episode, we dive into why 2025 is set to be a game-changing year for credit success, homeownership, and financial growth! šš¼ From more credit report deletions šļøā
to higher mortgage approval rates š š, the opportunities are endless. With the right team, consistent effort, and a solid plan šš, achieving your financial goals isnāt just possiblā¦
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š¼š³ From Credit Repair to Business Funding: Our Full Service Breakdown šµāØ
25:01
25:01
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25:01š³š¼ In this episode, we explored all the powerful services FixMyCreditNow850.com offersāfrom credit repair and business funding to veteran assistance and free credit monitoring! šµāØ Weāre not just fixing credit; weāre building pathways to financial success. š Every service is designed with your goals in mind. Your financial future is worth fighting fā¦
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ššØ Commitment Over Excuses: Why I Won't Chase Clients for Payments šµš²
26:56
26:56
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26:56šµ Payment isnāt just about moneyāitās about accountability šÆ and respect š¤ for the service being provided. If youāre ready to take your financial future seriously š¼, you have to show up for yourself š, invest in yourself šŖ, and commit to the process š. Support the show š¬ Please like, comment, and subscribe to stay empowered on your credit journey! ā¦
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š«š The Silent Business Killer: Distractions š§ š¼
24:38
24:38
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24:38In this episode, weāve explored how distractionsāwhether from failed partnerships, drops in sales, general business struggles, or personal issuesācan hinder your success. The key to overcoming these challenges lies in staying focused, having a plan, and being adaptable when things donāt go as expected. Support the show š¬ Please like, comment, and sā¦
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HAPPY NEW YEAR!! In this episode, I shared the habits and practices Iām leaving behind in 2025. From setting clear boundaries to focusing on clients who are ready to commit, these decisions are about creating a better, more productive business environment. Boundaries are not wallsātheyāre doors that lead to clarity, focus, and success. As you step ā¦
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š Homeownership, Entrepreneurship, and Financial Growth in 2025
16:53
16:53
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16:53In this episode, I shared my vision for 2025, including my commitment to credit repair, homeownership, entrepreneurship, business funding, and credit education. This year is all about growth, empowerment, and helping more people achieve their financial and business dreams. 2025 is your year to take control, set goals, and achieve them. Stay focusedā¦
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š¼ Professionals vs. Hustlers & Why Professionals ALWAYS Win in the Long Run
34:11
34:11
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34:11In this episode, weāve explored the differences between professionals and hustlers. Both work hard, network, and promote themselves, but their mindset, approach to money, and handling of failure set them apart. By choosing professionalism, you set yourself up for long-term growth and success. Support the show š¬ Please like, comment, and subscribe tā¦
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š« No Competition, Just Results: How I Run My Business š¼ š
23:17
23:17
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23:17In todayās episode, I shared why I donāt focus on my competition and how this mindset has helped me build trust, grow my business, and serve my clients better. Thereās no shortage of people who need credit help, and every credit expert works differently. By focusing on my strengths and being transparent, Iāve built a brand that clients can trust. Sā¦
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š¼ Why Positive Business Connections Matter
29:12
29:12
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29:12In this episode, we explored why ending business relationships with respect is so important. š From protecting your reputation to opening doors for future opportunities, professionalism ensures youāre building bridges, not burning them. šŖāØ Remember, strong relationships are often the foundation of long-term success in any industry. š¼š¤ Every interacā¦
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How I Partnered With A Sociopath and Almost Lost My Business (STORYTIME)
49:34
49:34
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49:34In this episode, I shared my personal story of a bad partnership that almost cost me everything. I covered the red flags to watch for, the importance of vetting potential partners, and how to recover from the fallout. Most importantly, I showed you how to turn a negative experience into a stepping stone for growth. Remember, setbacks donāt define yā¦
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Who You Work With Can Make or Break Your Success
37:54
37:54
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37:54In this episode, we explored how to identify the right business partners by aligning goals, values, and strengths while staying vigilant for red flags. Remember, every successful partnership starts with clear communication and mutual respect. Saying no to the wrong opportunity is just as important as saying yes to the right one. Donāt settle for anā¦
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Not All Money Is Good Money: Protecting Your Business
26:25
26:25
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26:25Not every opportunity is the right one, and thatās okay. Sometimes, the cost of saying yes can outweigh the benefit. For example, a client with unreasonable demands may drain your energy and time, leaving you unable to serve your ideal customers. Learning to identify red flags earlyāsuch as unclear expectations, unrealistic budgets, or a lack of reā¦
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What's Stopping You From Being Successful?
41:10
41:10
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41:10In this episode, weāve explored the key reasons why many people struggle to achieve success in credit repair and beyond. From identifying our limitations to shifting our mindsets and setting manageable goals, weāve covered some of the foundational steps for overcoming obstacles. Remember, success begins with small steps, consistent action, and a wiā¦
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