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Taylor Schulte Podcasts

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Stay Wealthy Retirement Podcast

Taylor Schulte, CFP®

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An award-winning retirement podcast dedicated to helping you lower taxes, invest smarter, and make work optional. Do you want to avoid overpaying the IRS in retirement? Or learn how to prepare for the next stock market crash? How about when to take Social Security and how to turn your investments into reliable retirement income? Hey there! I'm CERTIFIED FINANCIAL PLANNER™ Taylor Schulte, and I was recently named the #2 Independent Financial Advisor in the U.S. by Investopedia. Each week on t ...
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Most of my marketing experiments have failed. But, some have succeeded. From spending tens of thousands of dollars on print ads to hiring a Harvard data nerd to run Facebook campaigns, it’s quite possible I’ve experimented more in the last five years than the average advisor has in their entire career. And this is just the beginning. Join me as I explore the world of marketing in the financial planning industry. Follow along as I experiment with different ideas, share my successes and failur ...
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The Ground Investigation Podcast

The Ground Investigation Podcast

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The Ground Investigation Podcast is a show featuring interviews and insights from leaders in the geotechnical and geo-environmental business world. Join host Michael Taylor as he discusses the ups and downs of running a business in the GI industry, getting geological experts to share their learnings and lessons as well as their plans for the future, highlighting what they think will improve the ground investigation industry moving forward.
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Tristan Handy has been curating the Analytics Engineering Roundup newsletter since 2015, pulling together the internet’s best data science & analytics articles. Tristan and co-host Julia Schottenstein now bring the Roundup to real life, hosting biweekly conversations with data practitioners inventing the future of analytics engineering. You can view full episode summaries and read back issues of the Roundup newsletter at https://roundup.getdbt.com. The podcast is sponsored by dbt labs, maker ...
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In this episode of The Ground Investigation Podcast, Michael Taylor interviews Tory Donnelly as she shares her extensive journey from environmental consulting to leading a drilling company. She discusses the importance of building a strong safety culture, the challenges of hiring in the drilling industry, and the innovations brought by sonic drilli…
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In this episode, Tristan talks to Zach Lloyd, founder of Warp—a terminal built for the modern era, including for AI agents. They explore the history of terminals, differences between terminals and shells, and what the future might look like. In a world driven by generative AI, the terminal could once again be the control center of computer usage. F…
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Tune in for an exciting announcement! You'll also learn how to: ► Refine your marketing message ► Stand out from competition online ► Convert more of your ideal prospects (authentically) If you want to authentically grow your practice while staying true to who you are, you'll enjoy this episode. *** CRAVING MORE MARKETING CONTENT? Check out the Adv…
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You’ve finally made it to retirement! But what if some of the choices you’re making right now are quietly pulling you back to work? Every year, countless retirees are forced back into the workplace. Not because they were reckless, but because they followed advice that sounded smart and safe. In this episode, I'm sharing 7 of the most common retirem…
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In this episode of The Ground Investigation Podcast, Michael Taylor interviews Matthew Marcus, Managing Director at Partner Engineering and Science Inc., who shares his extensive experience in geotechnical engineering, seismic resilience, and project management. The conversation covers Matthew's educational background, the importance of understandi…
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In this episode, Tristan Handy and Lukas Schulte, co-founder of SDF Labs and now part of dbt Labs, dive deep into the world of compilers—what they are, how they work, and what they mean for the data ecosystem. SDF, recently acquired by dbt Labs, builds a world-class SQL compiler aimed at abstracting away the complexity of warehouse-specific SQL. Jo…
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In this episode of The Ground Investigation Podcast, Michael Taylor interviews Patrick Thomas, an engineering geologist with extensive experience in geotechnical investigations. Patrick shares his journey into geotechnical engineering, discussing the importance of hands-on experience, the challenges of working in steep and unstable terrains, and th…
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"I'll just work a few more years." It's the retirement safety net millions of Americans often count on. In large part because the financial industry has convinced everyone that retiring later is the most sensible backup plan if your savings fall short. But what if this common advice is actually setting you up for one of the most costly mistakes of …
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In this episode of The Ground Investigation Podcast, Michael Taylor interviews Louis Schulte, a senior geotechnical engineer, discussing his extensive experience in the field of geotechnical engineering. They explore the importance of field experience, the innovative design-build model in Ohio, challenges faced in shale plays, the significance of i…
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In the first episode of our new season on developer experience, the cofounder and CTO of SDF Labs, now a part of dbt Labs, discusses databases, compilers, and dev tools. Wolfram spent close to two decades in Microsoft Research and several years at Meta building their data platform. For full show notes and to read 6+ years of back issues of the podc…
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Today I'm diving into the tariff-induced market mania that has been dominating every news headline. Specifically, I'm joined by Cullen Roche, monetary economics expert and founder of Discipline Funds, to discuss three important things: ► How tariffs actually work and why economists across the political spectrum overwhelmingly agree they are bad ► W…
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Learn about the causes of debris flows and proactive measures to prevent them in this geotechnical engineering podcast episode. From climate change to geological factors, we'll discuss the science behind debris flows and how to mitigate their impact on communities. Tune in to learn more about this important geohazard and how geotechnical engineers …
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ESG investing is exploding in popularity—but it's also a giant, confusing mess. Over $35 trillion in global assets now follow ESG guidelines. 🤯 But despite the rapid growth, most retirement investors still don't fully understand ESG investing... ...or how to spot legitimate ESG strategies from clever marketing hype. To help break through the confus…
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In this episode of The Ground Investigation Podcast, Michael Taylor interviews Dr. Santiago Caballero who shares his journey in geotechnical engineering, discussing his career path, significant projects like the LAX People Mover, and the unique challenges faced in different regions. He emphasizes the importance of communication, teamwork, and innov…
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Morningstar recently published its annual "State of Retirement Income" research report. This year’s report finds the highest 30-year safe withdrawal rate for retirees is... 3.7% 🤯 In this episode, you'll learn: ► How researchers arrive at different recommended withdrawal rates ► Why popular withdrawal strategies are (likely) too conservative ► 3 pr…
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In this episode of The Ground Investigation Podcast, Michael Taylor interviews Jay Doddaballapur, an experienced geotechnical engineer with a global career spanning the UK, New Zealand, and the US. They discuss Jay's transitions between countries, the differences in geotechnical engineering practices, the challenges of relocating, and the contrasti…
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In this episode of The Ground Investigation Podcast, Michael Taylor sits down with André Silva, a seasoned geotechnical engineer with over 14 years of experience. André shares his journey into geotechnical engineering, highlighting his passion for instrumentation and monitoring. The conversation delves into the advancements in geotechnical monitori…
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In this episode of The Ground Investigation Podcast, Michael Taylor sits down with Dr. Sebastian Lobo Guerrero as he shares his journey into geotechnical engineering, highlighting the influence of his family background and his passion for soil mechanics. He discusses rewarding projects, including significant bridge designs and the lessons learned f…
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Today I'm discussing the biggest retirement investment risk. As Morgan Housel put it, "It's the hardest risk for people to understand... ...and it's the only one that really matters." In this episode, you'll learn: ► What the three sides of risk are ► Why tail risk is all that matters ► How to mitigate this risk in your retirement plan You'll also …
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In this episode of The Ground Investigation Podcast, Michael Taylor sits down with Luke Turko, a civil engineer with over 19 years of experience in geotechnical engineering and design. As Director of Geotechnical Services at Navarro & Wright Consulting Engineers, Luke oversees projects across Pennsylvania, West Virginia, Kentucky, Maryland, Ohio, F…
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Worried about Medicare IRMAA eating into your retirement savings? Whether you're 10+ years away from Medicare or already enrolled, this episode will help you navigate this pesky surcharge and protect your retirement savings. Key topics covered: ► Updated 2025 IRMAA brackets ► Answers to common planning questions ► 3 strategies to minimize (or avoid…
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In this episode of The Ground Investigation Podcast, Michael Taylor sits down with Dr. Ed Medley, a geological engineer, researcher, and storyteller with a 45-year career spanning mineral exploration, litigation, consulting, and academia. Known for his work on BIMROCKS (Block-In-Matrix Rocks), Ed shares some of the most unexpected, humorous, and in…
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Daniel Avancini is the chief data officer and co-founder of Indicium—a fast-growing data consultancy started in Brazil. There are a lot of data consultancies around the world, and a lot of them do great work. What has been so fascinating about Indicium’s journey is their HR model. Rather than primarily hiring experienced professionals, they decided…
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In this episode of The Ground Investigation Podcast, Michael Taylor interviews Yichi Du, a geotechnical engineer whose career journey spans academic research and practical industry applications in the U.S. and China. Yichi shares his passion for geotechnical engineering, highlighting his research on shrink-swell clays and the innovative use of nume…
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Markets tend to operate in cycles—yesterday's winners often become tomorrow's losers (and vice versa). The most unloved asset classes can quietly become the best performers, while the most popular ones frequently disappoint. Yet, many investors fall into the trap of assuming recent trends will continue indefinitely. But markets don’t work that way.…
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A look inside at the data work happening at a company making some of the most advanced technologies in the industry. Rahul Jain, data engineering manager at Snowflake, joins Tristan to discuss Iceberg, streaming, and all things Snowflake. For full show notes and to read 6+ years of back issues of the podcast's companion newsletter, head to https://…
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Looking to hire a financial planner with retirement & tax planning expertise? My team and I have availability for 25 Discovery Meetings over the next 8 weeks. If you're seeking professional retirement planning help, we would love to have a conversation! 👉 Learn more about our process and grab one of the 25 meeting slots. We intentionally limit the …
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In this conversation, Daniel Vieira discusses his journey into the field of geo-hazards and landslide mitigation with Michael. He shares insights on his career transitions, the challenges faced in slope stabilization projects, and the importance of safety and efficiency in his work. Daniel highlights rewarding projects, innovative techniques, and t…
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In this episode of The Ground Investigation Podcast, Michael Taylor sits down with Hannah Thomas, a geotechnical engineer with a passion for exploration, both in the field and in professional growth. From her first helicopter drilling project in Oregon to her belief in the power of LinkedIn as the modern Rolodex, Hannah shares her unique experience…
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Hamilton Ulmer is working at the intersection of UI, Exploratory Data Analysis, and SQL at MotherDuck, and he's built a long career in EDA. Hamilton and Tristan dive deep into the history of exploratory data analysis. Even if you spend most of your time below the frontend layer of the stack, it is important to understand the trends in both the prac…
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Grab your Tax Planning Cheatsheet (updated for 2025!) by clicking here. The 2-page PDF guide includes every important number you'll need for your retirement & tax planning next year. Updated federal income tax brackets, AMT annual limits, standard deductions, Social Security taxation summary, estate and gift tax annual limits…and more. 👉 Download i…
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In this episode of The Ground Investigation Podcast, Michael Taylor interviews Graham Carter, co-founder of Impact Geotechnical. Graham shares his journey from working as an employee in the ground investigation industry to starting his own company, Impact Geotechnical, alongside his business partners. With over 18 years of experience, Graham dives …
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How do we fix the housing affordability problem in the U.S.? Will lower interest rates really improve the real estate market? How have Zillow and Airbnb contributed to the current housing challenges? What are tariffs (+ benefits and drawbacks)? What's next for the U.S. economy? These are just a few of the questions I'm exploring in this episode wit…
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Fivetran recently passed $300 million ARR and has over 7,000 customers globally. Taylor Brown, the cofounder and COO of Fivetran, joins the show to talk about Fivetran’s moat, the impact of AI on the data ingestion space, and open table formats and catalogs. For full show notes and to read 6+ years of back issues of the podcast's companion newslett…
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Today, I’m discussing the challenges of spending money in retirement. To help, Brian Portnoy, one of the world’s leading experts on the psychology of money, joins us to discuss three big things: ➤ Why it’s so difficult for retirement savers to transition from saving to spending ➤ What you can do to prepare for the (well-documented!) challenges of r…
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Emerging Markets are the world’s primary drivers of global growth (and wealth accumulation). Just over 50% of the world's economic output comes from these countries. 🤯 They play a crucial role in shaping global economic trends... ...but most retirement investors don't fully understand this asset class. To help break it down for us, Emerging Markets…
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Cedric Chin runs Commoncog—a publication about accelerating business expertise. He joins Tristan to talk about the analytics development lifecycle, how organizations value (or misvalue) data, and why “data teams are not some IT helpdesk to be ignored.” For full show notes and to read 6+ years of back issues of the podcast's companion newsletter, he…
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Why are most people planning for the wrong things in retirement? What should they be planning for that they’re not? To help answer these important questions, Psychologist & Behavioral Finance Expert Dr. Daniel Crosby stops by to discuss: ➤ What our happiness is determined by ➤ Why (contrary to popular research) more money can ACTUALLY make us happi…
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In this conversation, Michael Taylor interviews Alex Collman, founder of Soilex, about his journey in the waste management industry. Alex shares insights on the lack of qualifications in the field, the importance of clear communication, and the challenges faced in waste classification. He discusses the role of marketing in the industry and how his …
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Erik Bernhardsson, the CEO and co-founder of Modal Labs, joins Tristan to talk about Gen AI, the lack of GPUs, the future of cloud computing, and egress fees. They also discuss whether the job title of data engineer is something we should want more or less of in the future. Erik’s not afraid of a spicy take, so this is a fun one. For full show note…
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In this episode of The Ground Investigation Podcast, host Michael Taylor sits down with Mike Austin, founder of Karn Geo, for a deep dive into the journey of starting and running a ground investigation company. Mike shares his experiences, challenges, and strategies that have shaped the early years of Karn Geo, offering insights for aspiring entrep…
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Today, I'm talking about navigating the risks of concentrated investments. Specifically, Peter Lazaroff, CIO of Plancorp, joins me to answer three BIG questions: ➤ How do you know if you have a "concentrated investment?" ➤ What are some little-known risks investors aren't considering? ➤How do you (tax-efficiently) diversify concentrated investments…
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In this episode of The Ground Investigation Podcast, host Michael Taylor sits down with Mike Austin, founder of Karn Geo, for a deep dive into the journey of starting and running a ground investigation company. Mike shares his experiences, challenges, and strategies that have shaped the early years of Karn Geo, offering insights for aspiring entrep…
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Show description: Scott Breitenother, founder of data consultancy Brooklyn Data Co., joins Tristan at Coalesce 2024 in Las Vegas to discuss the early days of dbt, the evolution of data teams, and what's next for the dbt community. For full show notes and to read 6+ years of back issues of the podcast's companion newsletter, head to https://roundup.…
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Today, I'm sharing how retirement investors can take action in this final episode of our Small Cap Value series. Specifically, I’m discussing three things: ➤ Why paying MORE for an investment can pay off ➤ How to easily and properly evaluate different funds ➤ What small-cap value funds to consider I’m also sharing two important reminders before tak…
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Former co-host Julia Schottenstein returns to the show to go deep into the world of LLMs. Julia joined LangChain as an early employee, in Tristan’s words, to “Basically solve all of the problems that aren't specifically in product and engineering.” LangChain has become one of, if not the primary frameworks for developing applications using large la…
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Today, I’m diving into part two of our Small Cap Value investing series. Specifically, I’m addressing three big questions: ➤ How do small-cap value stocks reduce risk + improve returns ➤ What criteria does an investment need to meet to be included in a portfolio ➤ Why value investing is still alive and well While there is no shortage of research in…
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Nisha Paliwal, who leads enterprise data tech at Capital One, joins Tristan to discuss building a strong data culture for in the world of AI. She is the co-author of the book Secrets of AI Value Creation. For full show notes and to read 6+ years of back issues of the podcast's companion newsletter, head to https://roundup.getdbt.com. The Analytics …
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Today I’m kicking off a two-part series on Small Cap Value investing. Specifically, I’m addressing three big questions: ➤ What exactly are small-cap value stocks? ➤ Why have small-cap value stocks, historically, outperformed most major asset classes? ➤ Does the recent 20-year underperformance suggest that the strategy is dead and won’t work in the …
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Dr. Eirini Kalliamvakou is a senior researcher at GitHub Next. Eirini has built a career on studying software engineers, how to measure their productivity, how developer experience impacts productivity, and more. Recently, Eirini has been working on quantifying the impacts of GitHub Copilot. Does it actually help software engineers be more producti…
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