Best Themortgagereports.com Podcasts (2025)

1
The Most Important Questions To Ask As a First Time Home Buyer 5:15

1+ y ago5:15

5:15

Embarking on the journey to homeownership can be exhilarating yet daunting for first-time buyers. In this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 guides you through the vital questions that every first-time homebuyer should ask. Join us as we uncover not only the common inquiries but also those often overlooked, and how these question…

1
How To Remove Someone from a Mortgage 5:31

1+ y ago5:31

5:31

Are you facing the challenging decision of removing someone from a mortgage? Whether it's a divorce, a change in financial circumstances, or a co-borrower's desire to step away from the responsibility, navigating the process can be daunting. In this episode, Mortgage Expert Ivan Simental NMLS# 1762746 explores the strategic approach of using refina…

1
Advice For Overwhelmed First Time Home Buyers (with @the.mortgage.lender, Rebecca Richardson) 32:30

1+ y ago32:30

32:30

In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by Rebecca Richardson aka @the.mortgage.lender on TikTok, a top originator in the mortgage industry. Rebecca shares her journey of how she stumbled into the mortgage business and her passion for finance. With a strong presence on social media, she discusses her…

1
What Credit Score Do You Need To Buy A Home? 5:43

1+ y ago5:43

5:43

Are you a first-time homebuyer feeling lost in the world of credit scores and mortgage qualifications? In this enlightening episode, mortgage expert Ivan Simental NMLS# 1762746 dives into the crucial factors that determine a good first-time buyer credit score and unravel the mystery behind credit score requirements for various loan types. He also p…

1
A Buyers Markets vs a Sellers Market - key differences to think about 6:59

1+ y ago6:59

6:59

In this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 explores the intricacies of buyers' markets and sellers' markets. He breaks down the essential differences between these two market types, exploring what characterizes each and how they influence your journey as a buyer or seller. Tune in to gain valuable insights, actionable tips, and a…

1
Advice for New Mortgage Loan Officers (with Mark Gordon, Chief Revenue Officer, Princeton Mortgage) 19:22

2y ago19:22

19:22

In this episode of the Mortgage Reports Podcast, host Craig Berry NMLS# 200401 welcomes Mark Gordon, the Chief Revenue Officer of Princeton Mortgage. Mark shares his expertise in the mortgage industry, discussing his role in helping loan originators reach their full potential through coaching and guidance. He highlights the importance of supporting…

1
Mortgage Rate Changes Have Been A Good Thing, Here's Why (with Arjun Dhingra, Mortgage Expert & founder of My LFG Energy Society) 35:08

2y ago35:08

35:08

In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by mortgage expert and founder of My LFG Energy Society, Arjun Dhingra NMLS# 1166050. They discuss the positive impacts of higher mortgage rates. They also explore the importance of financial literacy in today's market and how lenders can make a difference in t…

1
When Will Mortgage Rates Go Down? Expert Advice 6:36

2y ago6:36

6:36

In the current real estate landscape, potential homebuyers and homeowners are constantly keeping a watchful eye on mortgage rates, hoping to secure the best deal for their dream homes or to refinance their existing loans. But what will bring these rates down? In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 breaks down the factors that …

1
What Is Debt-to-Income and How Does It Affect Your Ability to Buy a Home? 6:47

2y ago6:47

6:47

Join mortgage expert Ivan Simental NMLS# 1762746 as he discusses the concept of debt-to-income ratio (DTI) and its crucial role in determining your ability to purchase a home. Whether you're a first-time buyer or considering a new mortgage, understanding the significance of DTI is essential for navigating the homebuying process with confidence. Iva…

1
How New Technologies Will Transform Mortgages and The Home Buying Process (with Matthew Van Fossen CEO, Absolute Home Mortgage & Mortgage Automation Technologies) 32:28

2y ago32:28

32:28

In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by Matthew Van Fossen, entrepreneur and CEO of Absolute Home Mortgage & Mortgage Automation Technologies. They discuss the need for innovative technological solutions in the mortgage industry and the benefits that both consumers and lenders can gain from this. …

1
How High-Interest Rates Might Help In The Long Run 7:51

2y ago7:51

7:51

In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 dives into the advantages of high interest rates across various economic sectors. He explores the reasons why elevated interest rates can be a positive force for individuals, businesses, and the overall economy. Learn more about home buying, refinancing and real estate investing at themor…

1
Housing Market Crash of 2008 vs The 2023 Market - Key Similarities and Differences (With Mike Hardy, Principal and Co-Founder of CYRUS Opportunity Zone Fund) 24:58

2y ago24:58

24:58

In this episode of The Mortgage Reports Podcast, host Craig Berry NMLS# 200401 is joined by Mike Hardy, principal and co-founder of CYRUS Opportunity Zone Fund and managing partner of California & Nevada business for Churchill Mortgage. They discuss the current state of the housing market and compare it to the market before the housing crisis 15 ye…

1
How To Use Home Equity to Buy a Smaller Home and Downsize 11:10

2y ago11:10

11:10

In this episode, mortgage expert Ivan Simental NMLS# 1762746 tackles the topic of downsizing your home and explores the strategic use of home equity to facilitate a seamless transition to a smaller property. Whether you're an empty-nester looking to simplify your lifestyle or someone seeking to optimize your finances, downsizing can offer a range o…

1
Mortgage Experts Reveal The Best Advice For Buying a House in a Challenging Market (with Brad Nix, CEO and co-founder of Path & Post Real Estate) 23:19

2y ago23:19

23:19

In this episode of The Mortgage Reports Podcast, Craig Berry NMLS# 200401 is joined by Brad Nix, CEO and co-founder of Path & Post Real Estate. They discuss the current housing market and provide tips for buyers and sellers on how to navigate it. Brad, with 25 years of experience in real estate, shares his insights on the unique nature of the curre…

1
Pros and Cons: Waiting for Lower Rates vs. Buying a House Now 7:56

2y ago7:56

7:56

In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 dives into one of the most common dilemmas faced by prospective homebuyers and investors: Should you wait for lower interest rates or make a purchase now? Arjun explores the factors that influence this choice and provide valuable perspectives for listeners. Discover the potential risks an…

1
This is why the housing market has NOT crashed in 2023 7:15

2y ago7:15

7:15

In this episode, mortgage expert Arjun Dhingra NMLS# 1166050 explores the captivating world of real estate and tackles the burning question on everyone's minds: Why hasn't the housing market crashed? Over the past few years, the housing market has experienced remarkable growth and resilience, defying expectations of a significant downturn. Despite …

1
How to Buy and Sell a Home at the Same Time 7:01

2y ago7:01

7:01

In this episode, Mortgage Expert Ivan Simental NMLS# 1762746 dives into the intricacies of buying and selling a home simultaneously, a real estate juggling act that requires careful planning and strategy. Whether you're upgrading, downsizing, or relocating, the challenge of coordinating the sale of your current home with the purchase of a new one c…

1
How To Set a Budget For Buying a Home | Deciding How Much You Can Really Afford 10:54

2y ago10:54

10:54

In this episode, mortgage expert Ivan Simental NMLS# 1762746 delves into the critical task of determining your budget and finding the perfect price range for your dream home. Whether you're a first-time buyer or a seasoned homeowner looking to upgrade, understanding your financial limits and aligning them with your housing aspirations is key to a s…

1
Using Home Equity to Start a Business: Tips and Considerations 7:54

2y ago7:54

7:54

In this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 explores a unique strategy for aspiring entrepreneurs: utilizing home equity to kick-start their business dreams. He shares his insights on how to navigate the process of using home equity and discusses the potential advantages, such as lower interest rates and flexible repayment options…

1
Dealing With a Stubborn Seller: Tips To Negotiate and When To Walk Away 6:13

2y ago6:13

6:13

In this episode Mortgage Expert, Ivan Simental NMLS# 1762746 tackles the delicate art of negotiating with a stubborn seller and explores when it's best to walk away from a deal that's just not working out. Ivan explores tactics for dealing with stubborn sellers and guides listeners through the intricacies of negotiating with finesse, providing inva…

1
How Do Student Loans Impact Your Ability To Buy a House? 6:40

2y ago6:40

6:40

In this episode Mortgage Expert, Ivan Simental NMLS# 1762746 discusses the common challenge faced by many first-time home buyers: buying a home while carrying the burden of student debt. Ivan provides valuable insights and practical tips for those eager to become homeowners despite their educational loans including: Managing debt-to-income ratios I…

1
Homeowners Gained $1 Trillion in Equity. How Can You Tap Into It? 5:59

2y ago5:59

5:59

The value of homes has increased collectively by $1 Trillion. If you're looking to tap into that equity, there are several options to consider. In this episode Mortgage Expert, Ivan Simental NMLS# 1762746 discusses ways to tap into equity including, Home Equity Loan Home Equity Line of Credit (HELOC) Cash-Out Refinance Reverse Mortgage Sell or Down…

1
Best Renovations for Adding Value to Your Home 6:18

2y ago6:18

6:18

Whether you're planning to sell your house or just looking to upgrade, there are certain improvements that can significantly increase your property's worth. In this episode, mortgage loan expert Ivan Simental NMLS# 1762746, explores the best renovations to consider if you want to add value to your home. Ivan covers everything from simple cosmetic u…

1
How the Federal Reserve Impacts You (and why you should pay attention) 8:08

2y ago8:08

8:08

In this episode, mortgage loan expert Ivan Simental NMLS# 1762746 breaks down the role of the Federal Reserve in regulating the country's monetary policy and provides insights into how its decisions impact interest rates, inflation, and the overall economy. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791 Equal Housing Op…

1
Should You Rent or Buy Right Now? Advice to make an informed decision 9:05

2y ago9:05

9:05

In this episode, mortgage loan expert Ivan Simental NMLS# 1762746 breaks down the pros and cons of renting vs. buying and provides practical advice on how to make the best decision for your particular situation. Ivan also shares some common misconceptions about renting and buying and offers insights on factors to consider, such as location, finance…

1
Is Now a Good Time to Consider an Adjustable-Rate Mortgage (ARM)? 9:36

2y ago9:36

9:36

In this episode, mortgage expert Ivan Simental NMLS# 1762746, explores the benefits and drawbacks of adjustable-rate mortgages (ARMs) in the current economic climate. They discuss how ARMs differ from fixed-rate mortgages, and how they can be a good option for certain borrowers who are looking for lower initial payments or who plan to sell their ho…

1
Pros and Cons of a 40-Year Loan Term 5:31

2y ago5:31

5:31

In this podcast episode, mortgage expert Shivani Peterson NMLS# 866955 discusses the topic of a 40-year loan term, including its advantages and disadvantages. She delves into how this extended loan term can affect a borrower's overall financial situation and explores some alternative loan options that may be more suitable for certain individuals. S…

1
Self-Employed Mortgage Loan Requirements in 2023 5:41

2y ago5:41

5:41

In this episode, mortgage loan expert Ivan Simental NMLS# 1762746, shares insights into the requirements and challenges involved in obtaining a mortgage loan as a self-employed individual in 2023. Listeners will learn about the different types of mortgage loans available to self-employed individuals, the documentation required to qualify for a loan…

1
What To Do If You Hate Your House (but love your low payment) 4:15

2y ago4:15

4:15

Do you own a home that you hate living in, but choose to stay because your payment is low? If so, you might be wondering what your options are. In this episode, mortgage expert Shivani Peterson NMLS# 866955 discusses the following points: Americans are moving less than at any time since 1948. What are the possible reasons? If you feel trapped in a …

1
39% of Home Buyers Can’t Afford 5% Down Payment 7:40

2y ago7:40

7:40

In this episode, mortgage expert Shivani Peterson NMLS# 866955 discusses a concerning statistic in the real estate market: 39% of home buyers cannot afford a 5% down payment. She dives into the reasons behind this trend, including rising housing prices and stagnant wages. Shivani also explores potential solutions to help more people achieve homeown…

1
Housing Inventory Problems To Be Aware of in 2023 11:04

2y ago11:04

11:04

If you are searching for a home you've likely run into problems with low inventory. Mortgage rates are higher than they've been in years, new home construction has decreased, and many homeowners are staying put. In this episode, Ivan Simental NMLS# 1762746 discusses the issue of low housing inventory right now, what to expect in the coming months, …

1
How bank failures could impact real estate in 2023 11:11

2y ago11:11

11:11

With the recent news of SVB bank filing for bankruptcy, you might be wondering how bank failure might impact real estate now and in the future. In this episode mortgage expert, Shivani Peterson NMLS# 866955 covers the following talking points, The role the Fed plays The impact we’ve seen on interest rates and how that could continue How this may sw…

1
Major Changes To Mortgage Costs Happening in May 2023 - Key Takeaways 8:15

2y ago8:15

8:15

Homeowners and potential homeowners will see some major changes impacting mortgage costs in May 2023. While loan-level price adjustments have always existed, in this episode mortgage expert, Shivani Peterson NMLS# 866955 dives deeps into these NEW changes. She discusses how they will impact mortgage interest rates and what they mean for homeowners.…

1
Home Equity Line of Credit (HELOC) vs. Credit Card - which is the better option? 3:42

2y ago3:42

3:42

Looking to make a big purchase? Need extra cash? Home equity lines of credit (HELOCs) are one of the cheapest forms of borrowing while credit cards are one of the most expensive. However, sometimes a credit card might be a better option. Other times, tapping your home equity could make more sense. In this episode mortgage expert, Ivan Simental NMLS…

1
Is Private Mortgage Insurance Bad? Here Are The Benefits Of PMI 5:43

2y ago5:43

5:43

New homeowners might try to avoid private mortgage insurance (PMI) at all costs. It's usually thought of as a "bad" thing that you don't want as a homeowner. However, there are many benefits to having PMI. In this episode mortgage expert, Shivani Peterson NMLS# 866955 discusses the benefits of having private mortgage insurance. >> Read the article …

1
Mortgage assistance and relief programs | 2023 4:59

2y ago4:59

4:59

Mortgage relief can come in many forms. Whether you need a lower rate and payment or a break from making payments altogether, there are options. In this episode, Ivan Simental NMLS# 1762746 >> Read the article "Mortgage assistance and relief programs | 2023" Learn more about home buying, refinancing, and real estate investing at themortgagereports.…

1
3 Tax Deductions for Homeowners 2023 4:14

2+ y ago4:14

4:14

Buying a home can make tax deductions a little better for homeowners! In this episode, Ivan Simental NMLS# 1762746 discusses 3 important tax deductions for homeowners. >>Read the article "How The Mortgage Interest Deduction Helps Homeowners" now on themortgagereports.com The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791 Eq…

1
2023 Mortgage rate predictions: Will mortgage rates fall? 5:43

2+ y ago5:43

5:43

Have mortgage rates peaked? Will they continue to increase? When will they go down? In this episode mortgage expert, Ivan Simental NMLS# 1762746 provides a mortgage interest rates forecast for the rest of 2023. >>Read the article now on themortgagereports.com The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791 Equal Housing …

1
If You Invest In Real Estate in 2023 Will You Lose Money? 7:54

2+ y ago7:54

7:54

With mortgage rates increasing, you might be wondering if buying a house or investing in real estate is even worth it this year. The big question is, If you buy a home in 2023, will it appreciate in the long run? The bigger question is, should you buy now or wait? In this episode, mortgage expert Shivani Peterson NMLS# 866955 answers these question…

1
Home prices are dropping, but is it too risky to buy right now? 6:00

2+ y ago6:00

6:00

Home prices dropping dramatically nationwide. If you're thinking about buying a house in the future, you're probably wondering if you should buy now at a discounted price. You're probably also wondering if it's too risky to buy in today's higher-rate market. In this episode, mortgage expert Shivani Peterson NMLS# 866955 answers those questions and …

1
How Much Money Should You Save To Buy a House | Tips To Start Saving 6:22

2+ y ago6:22

6:22

Buying a house is a major financial commitment that comes with costs that you might now be aware of. Of course, there's the downpayment. However, there are other costs associated with owning a home. In this episode, Ivan Simental NMLS# 1762746 discusses how much money you should realistically have saved before buying your first home. Later, he give…

1
What NOT To Do Before Buying a House in 2023 8:39

2+ y ago8:39

8:39

When preparing to get a mortgage and buy a new home, it’s important to do things beforehand in order to present yourself as a strong borrowing candidate. In this episode, Ivan Simental NMLS# 1762746 tells you what NOT to do before buying a house. Or, you can read the article What not to do before buying a house: 7 Mistakes to avoid The Mortgage Rep…

1
What Happens To Home Values During a Recession 6:31

2+ y ago6:31

6:31

If you own a home you are probably worried about what will happen to your home value during a recession. With a recession predicted in 2023, let's discuss how that could affect your home value. In this episode mortgage expert Ivan Simental NMLS# 1762746 has the answer to your question, "what will happen to my home value during a recession?" The Mor…

1
5 Things To Know About Buying a House in 2023 6:00

2+ y ago6:00

6:00

Are you getting ready to buy your first home in 2023? Maybe you're just now getting prepared? Are you confused about how to start the home-buying process? In this episode mortgage expert Ivan Simental NMLS# 1762746 talks about the 5 most important things to know about buying a house in 2023. The Mortgage Reports Podcast is operated by Full Beaker, …

1
Should You Buy The Best House In a "Bad" Neighborhood? 7:40

2+ y ago7:40

7:40

We hear the same advice all the time - buy the worst house, in the best neighborhood. Is this always true? Are there times when it's actually better to buy the BEST house in the worst neighborhood? Is there a middle ground? In this episode, mortgage expert Ivan Simental NMLS# 1762746 talks about the situations when buying the ugliest house on the b…

1
You Do Not Want To Be "House Poor" - Here's How To Avoid It 8:01

2+ y ago8:01

8:01

We don't know about you, but the thought of sitting in a big new house without furniture or a completed yard sounds like a pretty bad situation. That is why when preparing to buy a house it's super important to account for all expenses. We're talking everything - beyond the downpayment and closing costs. You do not want to be "house poor" after pur…

1
Top 5 Cities to Invest in Real Estate 2023 9:59

2+ y ago9:59

9:59

If you're looking to invest in real estate it's important to know which cities offer the most potential and return on your investment. In this episode, Ivan Simental NMLS# 1762746 discusses the top 5 cities to invest in real estate. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791 Equal Housing Opportunity. Learn more abo…

1
Reasons NOT To Buy The Most Expensive House You Can Afford 6:56

2+ y ago6:56

6:56

Buying a brand new, expensive, dream-home sounds amazing- in theory. However, in the long run, paying a mortgage on the home at the top of your budget is probably not the best decision. This doesn't mean you could never own your dream home, it just means that there is a more sound strategy to get you into that home over time. In this episode, mortg…

1
Pros and Cons of Selling (or buying) a House During The Holidays 7:30

2+ y ago7:30

7:30

Most home sellers and buyers wait until the warmer months to either list their homes or start house-hunting. With the changing housing market, maybe you don't want to wait that long. There are definite pros to entering the housing market in the Winter and over the holidays. In this episode, mortgage expert Ivan Simental NMLS# 1762746 goes over the …

1
Tips To Help you Track and Understand Mortgage Interest Rates 6:16

2+ y ago6:16

6:16

There are a lot of headlines in the news about mortgage interest rates. Some of these headlines are confusing while others are downright scary. It's important for you, as a current or future home buyer, to properly understand how to track and understand interest rates. In this episode, mortgage expert Shivani Peterson NMLS# 866955 talks about some …

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