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Become an EMPOWERED INVESTOR. Survive and thrive in today's economy! With over 2,000 episodes in this Monday, Wednesday, Friday podcast, business and investment expert Jason Hartman interviews top-tier guests, bestselling authors and financial experts including; Steve Forbes (Freedom Manifesto), Tomas Sowell (Housing Boom and Bust), Noam Chomsky (Manufacturing Consent), Jenny Craig (Health & Fitness CEO), Jim Cramer (Mad Money), Harvey Mackay (Swim With The Sharks & Get Your Foot in the Door ...
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The Director's Club

Noelle D'Intino

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A podcast for child care center owners and directors. Business tips and resources to help you build enrollment, retain your best teachers, and getting your operating just how you want it.
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Cosmetology School Accounting is a mini-podcast series. This Podcast Is your go-to resource for navigating the financial landscape of cosmetology schools. We'll cover everything from budgeting and financial planning to audits and regulatory compliance, as well as tax and tax planning, ensuring your institution is financially sound and successful. This nano-cast is designed to provide valuable insights in a quick, easily digestible format—perfect for busy professionals. Join us for a quick mi ...
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Welcome to Get Down to College Business. We will identify strategies that could make the difference between keeping university doors open and closing them for good. I'm pulling in business experts and higher ed leaders to debate the merits of strategies that could save the future of higher ed. You will leave feeling empowered with new ideas to reimagine how you approach the business of college to support the cause of the affordable college experience. Visit us at highlevelleadership.com, rea ...
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This Flashback Friday is from episode 257 published last May 1, 2012. Jason Hartman is joined on this episode by Greg Farrell, author of Crash of the Titans: Greed, Hubris, The Fall of Merrill Lynch, and the Near Collapse of Bank of America, for a discussion of the economic crash and the resulting bailouts, as well as some of the inside dealings wi…
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Jason introduces Home Equity Investments (HEI), a growing industry where companies buy a portion of homeowners' equity, awaiting a future liquidity event like a sale or refinance, without requiring monthly payments. Hartman views this as a significant indicator of institutional investors' bullish outlook on residential real estate, similar to "buil…
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This Flashback Friday is from episode 302, published last February 25, 2013. Jason Hartman is joined on this episode by Steve Forbes, the editor in chief of Forbes Media, to propose and attempt to answer the question: Why does government get bigger and bigger when we know it doesn’t work well? Mr. Forbes states that history proves free markets work…
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Today Jason covers a few key real estate investing strategies. He emphasizes the importance of leveraging properties with high loan balances for inflation-induced debt destruction and better insurance claim handling. He advises against paying off mortgages, highlighting tax benefits and the "refi till you die" plan. He introduces the concept of a "…
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Sarah Holtan, PhD sits down with Bruce Hoeker, CFO at the Association of Business Administrators of Christian Colleges (ABACC), to cut through the confusion on college finances. If you think understanding your institution’s business operations is just for the CFO, Bruce wants you to think again—and shows why the financial future of your college dep…
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This Flashback Friday is from episode 304 published last Mar 6, 2013. Jason talks with investment counselor, Sara, about investor psychology, overcoming obstacles and getting out of our own way. The smoke-and-mirrors propaganda perpetuated by mainstream media (lamestream media as Sarah Palin says) in reporting the new high in the Dow Jones Industri…
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Jason talks about the current state of the housing market, emphasizing that there is no housing crash due to the low number of financially distressed homeowners. He shared updated statistics from the US Census Bureau, indicating that 39.8% of homeowners have no mortgage, and 65% have mortgages at or below 4%. Jason also highlighted the oversupply i…
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n this episode, Noelle from the Directors Club shares insights on crafting compelling job ads to attract better applicants in early education. She emphasizes the importance of making your job listing stand out by leading with what potential teachers care about, highlighting the experience rather than just responsibilities, and making the applicatio…
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This Flashback Friday is from episode 298, published last February 4, 2013. On this show, Jason Hartman talks with one of his investment counselors about current events, welcomes a guest caller and also brings to our listening audience the economic outlook from renowned financial expert, John Mauldin. Mauldin discusses “spending rearrangement”, a r…
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Jason discusses real estate investing, highlighting current market conditions where a slight home sales increase is overshadowed by affordability issues due to higher mortgage rates. He argues that the "in irons" market, characterized by modest price appreciation, benefits rental property owners through steady cash flow and increasing rents due to …
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Sarah Holtan, PhD, sits down with Lucie Lapovsky, PhD, a financial expert in higher education and Principal of Lapovsky Consulting. In today's episode, discover how tuition pricing strategies could hold the key to college sustainability, especially in the face of declining enrollments and a challenging educational landscape. Lucie's insights offer …
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n this episode, Noelle discusses actionable strategies to help make new habits stick without overhauling your entire life. She shares a personal story about a director who successfully incorporated a new habit by pairing it with an activity she enjoyed—getting coffee. Noelle outlines three main techniques: tying the habit to something you like, sta…
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This Flashback Friday was published last June 17, 2020 on YouTube. Pastor Paula White shares what it is like to advise Donald Trump on faith and explains the President's surprising deep faith that she discovered while working with him for 19 years. Paula gives viewers some advice on how to think about what’s occurring in our world, and to reckon wi…
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Jason shared the sad news of the passing of his beloved dog, Coco, and discussed the current state of the housing market, highlighting the impact of rising mortgage rates and the challenges faced by the construction industry. He discusses the "perfect storm" impacting real estate: spiking mortgage rates, rising construction costs, labor shortages, …
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Noelle discusses effective strategies to prevent staff from abusing the time clock, a common issue that can lead to wasted money and time for directors. The episode provides practical solutions, such as setting clear time clock policies, using digital time tracking systems, enforcing break and overtime rules, and implementing a no-adjustment policy…
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This Flashback Friday is from episode 312 published last April 10, 2013. Professor Richard Epstein, pioneering Libertarian legal scholar, joins Jason Hartman to explain how income inequality is good for society, but is very dependent on the methods used to produce the best outcome. The current methods our government are attempting to use are causin…
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Sarah Holtan, PhD sits down with Nicole Gahagan, Ed.D., Associate Vice President of Strategic Initiatives at Madison Area Technical College, to talk about the intricate world of change management within higher education. In this episode, Dr. Gahagan shakes up the conventional approach to institutional change by focusing intently on human needs. Loo…
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In this episode, Noelle discusses the positive side of receiving parent complaints and introduces the concept of a clear parent expectation policy to reduce these complaints. She shares insights from her own experience of implementing a one-page document that covers common areas of confusion. The policy includes key topics like communication expect…
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Jason announced changes to the podcast schedule and discussed economic trends, particularly in the housing market. He emphasized the importance of adapting to market realities and taking calculated risks in real estate investment. He also covered various aspects of the current economic landscape, including inflation's impact on housing, mortgage ma…
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This Flashback Friday is from episode 301, published last February 21, 2013. Jason Hartman interviews Bud Conrad, Chief Economist of Casey Research, regarding the geopolitical focal points in our world, funneling these down to how it all affects the United States. Bud mentions the importance of looking at the big picture of what is happening in the…
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Jason and Rahul Sen Sharma, an expert on indexes from Index (INDXX), discuss global economic shifts, trade wars, and the stock market. His company tracks over $20 billion in index-based assets, aiding companies in creating indexes, ETFs, and funds. He emphasizes focusing on long-term macro trends over daily market noise, highlighting "re-globalizat…
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We discuss the challenges of raising tuition fees for childcare centers and provides practical strategies to manage this necessary task. With insights from over 20 years of experience, the host outlines five essential steps to increase tuition without alienating families: setting the stage early, framing the increase as an investment, communicating…
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Fresh from Empowered Investor Live in Irvine, CA, Jason welcomes Mike Maloney, author and monetary policy expert from goldsilver.com, as they discuss the current "scary craziness" in the stock market, drawing parallels to the 1987 crash while noting increased public exposure to stocks. He critiques the fiat currency system, explaining how bank lend…
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This Flashback Friday is from episode 289, published last December 18, 2012. Coming to us from London, Max Keiser joins Jason Hartman for a fast-paced interview about what is going on in our world with GDP, the debt ceiling and debt loads, gold and silver markets, and currency collapse. Max is the host of “The Oracle with Max Keiser” for BBC World …
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Jason Hartman explains the multidimensional aspects of real estate investing, including income, depreciation, equity, appreciation, and leverage. He emphasizes the importance of understanding both macro and micro markets when selecting properties. The podcast covers topics like interest rates, rental market trends, and adapting to changing market c…
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In this podcast episode, Noelle from the Director's Club discusses strategies for navigating licensing and regulations for childcare centers. Sharing her personal experiences, she emphasizes the importance of being prepared and implementing effective systems to avoid last-minute stress. She introduces the 'Childcare Success Map,' which categorizes …
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Kimberly, a seasoned property manager with 26 years of experience, shares insights on effective tenant management. She emphasizes thorough tenant screening, including credit checks and reference calls, and advocates for detailed lease agreements with house rules to educate tenants. Kimberly prioritizes showing properties before vacancy, ensuring mi…
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This Flashback Friday is from episode 1140 published last February 28, 2019. Jason Hartman and Adam start off today's show discussing listener Brandon's question about living above or below your means. It's important to keep things in perspective as you're deciding how to live your life because just getting more stuff doesn't necessarily make you h…
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Today Jason wants you to understand that "regression to replacement cost" and Land to Improvement (LTI) ratios is crucial for real estate investors. This concept involves separating property value into land and improvement (buildings) components to assess risk and appreciation. High land value markets are riskier due to cyclical volatility. Replace…
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