"Your Wealth and Beyond - Secrets of Successful Entrepreneurs" is the podcast where we delve into entrepreneurs' journeys, uncovering their stories of success, perseverance, and valuable lessons learned along the way. Hosted by Andrew Rafal, a seasoned financial advisor and Founder of Bayntree Wealth Advisors, each episode features insightful interviews with ambitious individuals who have achieved remarkable success. Whether you're a long-time business leader or an aspiring entrepreneur, thi ...
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The 9Gs Podcast - An Aviation Podcast was created to share the journey and experiences of professional aviators. Launched in March 2020 in the middle of one of the toughest times in the 21st century, it allows the growing audience to get an insight view of the professional and amateur aviation world. From Bush pilots, Commercial aviators to Fighter pilots, the guests will share their unique journey relating multiple aviation stories. This podcast is not a professional show. The guests and th ...
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Mastering Your Mindset with Michael Kohan
46:25
46:25
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46:25Are you feeling stuck in your personal or professional life, unable to break free from limiting beliefs that hold you back? Many high achievers struggle to find balance and fulfillment, often feeling overwhelmed by stress and self-doubt. In this episode, we dive into proven strategies for transforming your mindset and taking control of your future.…
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The Purpose-Driven Handbook with Carly Pepin
46:26
46:26
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46:26Many professionals and entrepreneurs struggle with burnout, imposter syndrome, and the challenge of aligning their daily actions with their true passions. Without a clear vision and strategy, it’s easy to lose momentum and feel disconnected from what truly matters. But today’s guest has a proven track record of helping entrepreneurs and business le…
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Elevating The Customer Experience with Blake Morgan
48:12
48:12
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48:12In a rapidly evolving business landscape, customer experience is no longer just a department—it’s a company-wide mindset. How can leaders create a customer-first culture that drives loyalty, improves engagement, and fuels long-term success? Today’s guest, Blake Morgan, is a globally recognized customer experience futurist, keynote speaker, and best…
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Crafting Your Dream Business with Kristin Steele
44:21
44:21
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44:21What does it take to scale a business from the ground up, navigate male-dominated industries, and build a company culture that thrives? As you’ll hear from today’s guest, leaders provide inspiration and remove obstacles to empower their teams. Kristin Steele is a serial entrepreneur and co-founder of Doozy Solutions and Crafted ERP, which are revol…
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The Power of Hyperfocus with John Torrens
48:53
48:53
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48:53What if the thing you thought was holding you back was your biggest strength? We’ve learned that over 62% of successful entrepreneurs have some form of ADHD. Struggling with distraction, impulsivity, and the constant pull of new ideas is something many people deal with on a daily basis, but what if they were the keys to your success? That’s why I’m…
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From Burnout to Breakthrough with Jodi Hume
56:00
56:00
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56:00Entrepreneurship is a rewarding yet challenging journey. Entrepreneurs often feel isolated when working long hours, solving problems, and trying to grow their businesses. Many suffer from a lack of sleep and both mental and physical fatigue, which ultimately can lead to burnout. That's why I'm thrilled to have Jodi Hume on the podcast today. Jodi H…
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The Entrepreneur’s Financial Planning Checklist for 2025 with Andrew Rafal
28:11
28:11
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28:11If you’re an entrepreneur, a typical day can feel like you’re juggling a million things and being pulled in a hundred directions. Dealing with marketing, team building, client acquisition… the list goes on. But if your financial planning isn’t dialed in, all that hard work could be for nothing. In this episode, we’re breaking down The Entrepreneur’…
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How to Train Your Mind & Memory at Any Age with Chester Santos
54:58
54:58
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54:58We’ve all been there: you’re at a business conference or a dinner. You get introduced to a handful of people, you introduce yourself, you hear their names, and within two minutes, you completely forget all of them. One person who hasn’t had this problem for years is Chester Santos. Chester won the US Memory Championship over a decade ago and has sp…
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Building Brand Authenticity with Veronique James
53:58
53:58
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53:58Entrepreneurs are always looking for an edge to stand out from their competition. One of the best ways to do this is by attracting and retaining driven talent and building a culture and atmosphere that the teams and customers enjoy working with. And that’s precisely what today’s guest has been doing for over two decades. Veronique James is the CEO …
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Designing Spaces, Building Dreams with Dala Al-Fuwaires
44:40
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44:40In some ways, building the business of your dreams is like building your dream home. It starts with a concept and vision to create a place where everyone can relax, enjoy themselves, and make great memories in a beautiful space they can't wait to return to. But how do you turn your vision and your story into reality? That's where a professional lik…
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From the Military to Airline with Andrew "Scrabble" Neofytou
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33:50Today join Andrew and I to chat about the not so easy transition from the military to the airline industry, how to prepare, the mistakes to avoid and more!By The 9Gs Podcast
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Building a Superfan Base with Brittany Hodak
43:48
43:48
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43:48One of the best ways for a business owner to obtain new business is through referrals. It’s really hard to put a value on marketing from word of mouth. Now, imagine the possibilities if most of your clients were singing your company’s praises like fans at a Taylor Swift concert. And that’s why I’m thrilled to share this conversation with Brittany H…
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What the Grateful Dead can Teach us about Business with Brian Mohr
53:35
53:35
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53:35Though many simply think of them as a jam band, the Grateful Dead are one of America’s longest-enduring, most unique, and best-performing businesses. Throughout a career that has lasted over five decades, they have created a culture, a highly profitable business, and a mindset out of organized chaos. Furthermore, they have survived as a leaderless …
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Purpose, Passion and Pajamas with Genevieve Piturro
42:12
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42:12Over the last 30 years, Genevieve Pitturo has had an extraordinary journey. She established herself as a television executive in New York City, but soon found herself looking to do something more with her life. This led her to create the Pajama Program, a nonprofit that helps kids that are facing tremendous adversity with housing insecurity and ens…
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Soulful Entrepreneurship with Lexi Godlewski
51:46
51:46
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51:46Discover how to build a thriving business while cultivating a life of purpose and joy. In this episode, I sat down with Lexi Godlewski, a successful entrepreneur who traded the corporate world for the beaches of Oahu. Lexi's journey is a compelling blend of personal transformation and business acumen, offering valuable insights for anyone seeking a…
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Legal Tips for Entrepreneurs with Andy Contiguglia
49:03
49:03
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49:03No matter how big or small your business is, if you’re an entrepreneur, at some point or another, you’re probably going to need a lawyer. It’s easy to overlook important details as you build and scale a business, especially when focused on growing and scaling quickly. Today’s guest, Andy Contiguglia, is a seasoned business attorney from Denver. He …
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Transforming Your Brand with Jamie Windell
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49:39
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49:39When entrepreneurs launch their businesses, their branding and website often leave little to be desired. Creating a website that is functional and is both pleasing to the eye and easy to navigate takes a lot of time and resources that many business owners don’t have when they first get started. And after a few years, the website can start to feel s…
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The State Forty Eight Journey with Michael Spangenberg
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39:04In today's episode, I'm thrilled to be joined by Michael Spangenberg, CEO and co-founder of State Forty Eight–one of Arizona's most recognizable local apparel brands. Since 2013, Michael and his partners have been sharing clothing for all, inspired by Arizona, through collaborations, screen printing, embroidery, art & branding, and their work. In o…
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Merging AI & Authenticity to Tell Your Story with Dan Curran
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44:15
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44:15When building a brand, everyone talks about the power of storytelling. These days, however, it’s not as simple as starting a blog and expecting your audience to explode overnight. That’s why people turn to today’s guest, Dan Curran. Dan is a founding partner at Chapters.io, where he works to eliminate the anxieties of book writing through a process…
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Finding Purpose in Every Pint with Megan Greenwood
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47:36Today, I’m talking to Megan Greenwood, founder of Greenwood Brewing, where she’s making woman-owned, woman-inspired real beer for all. Megan was an enthusiast and a homebrewer before venturing on her own as an entrepreneur. So, how did she get from Boston to Phoenix and from 8 taps in a garage to 14 taps downtown? In this episode, Megan shares the …
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Becoming a Persuasive Speaker: Insights from Terri Sjodin
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54:34
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54:34Please enjoy this relaunch of one of our favorite episodes with Terri Sjodin. Whether you’re an executive speaking in front of your colleagues, an entrepreneur leading a sales presentation, or even just talking with your friends, at some point or another, you’re going to have to speak in public. If you’re like a lot of people, it might terrify you.…
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Prioritize your Time Like a Celebrity with Tarra Stubbins
45:18
45:18
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45:18When celebrities, musicians, and the ultra-wealthy want toget their time back and become more productive, they call Tarra Stubbins. Tarra made a career providing concierge services and assistance to artists like the Rolling Stones, Lady Gaga, Kiss, and Drake–and now supports a wide range of business owners at the highest level at Take It Easy Perso…
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Building Wealth for You & Your Employees with Brian Hartstein
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38:38Today's guest is none other than Bayntree's Director of Corporate Development, Brian Hartstein. If you're a business owner looking for advice and strategies on tax planning or creating pensions, Roth IRAs and 401(k) plans, you've come to the right place. In our conversation, Brian and I are exploring different ways business owners can start prepari…
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From Perfectionism to Progress with Andrew Rafal
26:20
26:20
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26:20Life as a business owner doesn't come without daily challenges to overcome. The marketplace is constantly changing with new competition and technology, in addition to managing your team, inbox, and voicemail. So, today's episode is all about the obstacles that most entrepreneurs face in 2024 and the strategies I've used to overcome them. I'll focus…
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Good Money: Derrick Kinney's Journey From Planner to Podcaster
58:58
58:58
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58:58Today's guest is Derrick Kinney. For over 20 years, Derrick has been helping people build wealth and find purpose in life by being better with money. He's the author of the bestseller Good Money Revolution, host of the Good Money Podcast, and creator of the Good Money Framework, where he shares seven easy steps to help people earn more, save more, …
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Chef to CEO: Aaron Chamberlin's Recipe for Success
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53:58
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53:58Today, I’m talking to my good friend and serial entrepreneur Aaron Chamberlin. Aaron is a well known chef here in the Phoenix area who has owned a number of restaurants, including Saint Francis, Taco Chelo, and Phoenix Public Market, diversified across industries, and achieved success in a field notorious for its extraordinary challenges. In our co…
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Into the Storm: Navigating The Entrepreneurial Journey with Ryan Madrid
59:48
59:48
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59:48Today, I’m talking to Ryan Madrid, co-founder of Bison Ventures and host of the Into The Storm Podcast. After leaving corporate America, he joined VIP Mortgage as the Director of Business Development. Before long he was bringing in one billion in mortgage loan sales on his way to being in the area's top 1% of mortgage lending. In this conversation,…
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Meditation, Mindfulness and Living with Intention with Elizabeth Winkler
50:43
50:43
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50:43If you’re growing a business and a family, you’re probably more than a little familiar with moments of chaos. And if you’re listening to this podcast, you probably know how it feels to have too much on your plate and perhaps wondered how to make positive, powerful shifts in the face of big challenges. Today, I’m excited to introduce you to my frien…
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How the 2024 Election Could Impact the Economy, Your Finances, and Your Retirement Savings
21:47
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21:47For many people, election years bring a lot of stress. That’s especially true in the most recent elections. Media coverage is 24/7, and there are new polls and promises in the headlines, which can cause uncertainty among investors. So today, I’m jumping on the mic with John Gengle, a Financial Advisor at Bayntree Wealth, to discuss what history has…
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Challenges, Choices, and Triumphs: An Aussie's American Dream in Arizona with Adrian Heyman
47:43
47:43
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47:43Building a successful career in an incredibly competitive real estate market doesn’t happen by accident, especially when your area of expertise is luxury residential real estate. Today’s guest has climbed to the top and is recognized as one of Arizona’s top real estate advisors. As you’ll hear, tremendous success doesn’t happen without developing g…
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Embracing Authenticity & Fearless Entrepreneurship with Shannon Breen
48:59
48:59
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48:59Making the entrepreneurial leap and leaving Corporate America to create your own business is more than a leap of faith. Most new business owners face trials and tribulations along the way. But those who stick with it and believe in themselves can achieve the growth that makes them a success story worth celebrating. Today’s guest is Shannon Breen, a…
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Unlocking the Wealth Mindset to Create the Future You Want with Anne Lester
47:56
47:56
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47:56It’s very easy to rack up credit card debt. It’s much more difficult to pay it off and considerably tougher to set yourself up for long-term financial success, to make good long-term decisions, or to avoid falling into classic pitfalls managing debt–especially for younger generations entering the workforce. I’m thrilled to share this conversation w…
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Upgrading to Captain in a Major Airline with Vincent "Jell-O" Aiello
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26:01No need to introduce again Vincent "Jell-O" Aiello, former US Navy fighter pilot and host of one of the greatest aviation show called Fighter Pilot Podcast. In this episode we dig deeper in upgrading to airline captain, having to deal with medical issues, and how to make a great podcast even greater! Enjoy.…
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Leveraging the Power of AI and LinkedIn to Grow Your Business with Joe Apfelbaum
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50:28Today, I’m joined by Joe Apfelbaum. Spoiler alert! This episode is jam-packed with energy and passion. If you’re interested in how AI, ChatGPT and LinkedIn can be used to its full potential to grow your businesses, this episode is for you.. Joe Apfelbaum is an accomplished author, speaker, Certified Google Trainer, and the Founder and CEO of Ajax U…
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How Andrew The Home Buyer Became a Household Name with Kyle Wyloge
44:21
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44:21Anyone living in Arizona, Nevada, or Utah has likely seen the TV commercials and the billboards for Andrew The Home Buyer. Today, you’ll get a glimpse of the man who created the company that keeps growing year after year. Kyle Wyloge is a serial entrepreneur and the Founder of Andrew the Home Buyer. After several years of grinding in real estate an…
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The Importance of Financial Literacy with Vince Shorb
42:57
42:57
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42:57It’s fair to say that our education system is flawed, but that’s especially true when it comes to educating kids about money. Financial literacy still isn’t being taught in schools no matter how much we talk about it–and what you do learn is the same stuff that was being taught 20 or 30 years ago. Today’s guest, Vince Shorb, is on a mission to chan…
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Transitioning from a lowcost carrier to a major airline with Antoine
31:04
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31:04Antoine is an Airbus A320 pilot flying for a major carrier in France. Coming back on the podcast, he explains his flight path during the global pandemy and how he landed flying for one of the biggest legacy carriers in Europe.By The 9Gs Podcast
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Helping Small Businesses Build a Powerful Marketing Funnel
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42:52
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42:52Building online businesses is tough–and closing that first deal can make or break your business. So many of us have been there, but today’s guest found a way through–and he’s here to talk about how he did it. Brian is the co-founder of Rotive, a Salesforce partner that helps small businesses automate their processes through the power of Sales Cloud…
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The 9Gs Podcast - An Aviation Podcast is back in 2024 for a new season. Stay tuned!By The 9Gs Podcast
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Wild Ride of Serial Entrepreneurship with Travis Rosbach
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47:24
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47:24I’m thrilled to share this conversation with a truly remarkable guest, Travis Rosbach. Travis is a serial entrepreneur, author, coach, speaker and consultant. From his humble beginnings, being raised in a home with very little money to the incredible entrepreneurial journey that has included time as a scuba diving instructor to driving yachts and f…
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Discovering the Wonders of Ayurvedic Medicine with Dr Meghana Thanki
45:04
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45:04On at least one occasion in your life, you’ve probably heard someone say “Your health is your wealth.” But in practice, what does that really mean? How does holistic health and spirituality impact our wellbeing, and what can we do to live longer, happier lives?By Andrew Rafal
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Creating Connection Through Music with Brian Mohr
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58:01
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58:01A song is a powerful thing. In just seconds, it can take us back to extremely specific memories–where we were, who we were with, what we felt, and what mattered most to us in that very moment. And in our modern world, we’re always struggling to forge deeper, more emotional bonds with everyone around us. Today’s guest, Brian Mohr, understands that w…
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What To Do If You're Laid Off Near Retirement
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12:24
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12:24Imagine that you’re a few years away from retiring, and you just found out that you’ve been laid off. You’ve been putting money away as best you can, and now you’re really not sure if it’s enough. What do you do? In today’s episode, Andrew Rafal provides a quick list of actionable steps that you can take immediately to better understand what your f…
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Estate Planning Mistakes to Avoid with Allison Kierman
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42:03
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42:03When it comes to finding purpose and building wealth, few things matter more than estate planning. While putting it off to tomorrow might seem fine in theory, it could eventually lead to the government making big decisions that could affect your legacy. That’s why I’m thrilled to introduce you to Allison Kierman. Allison has been an estate planning…
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Keeping Up with Inflation by Optimizing your Social Security Benefit with Larry Kotlikoff
1:00:49
1:00:49
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1:00:49When we look at 2022 in the rearview mirror, many of us will remember it as a year of inflation, volatility, and extreme uncertainty. So, in the midst of a massive market contraction and financial upheaval, what can you do to ensure you don’t run out of money–especially when it comes to your Social Security? To help me answer that question, I’m thr…
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How to Make Qualified Charitable Distributions Work for You with Sarah Brenner
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24:19
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24:19In today’s episode, we’re talking about Qualified Charitable Distributions (QCD). We’ll be digging into how they work, the do’s and don’ts, and how to make them work for you. And to help leverage QCDs in the best way possible, I’m thrilled to welcome Sarah Brenner to the podcast. Sarah is an IRA Educator and Retirement Distribution Planning Profess…
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A Smarter Way to Tap into Your Home Equity with Matthew Sullivan
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47:30If you own a home, it’s probably one of the most valuable assets–if not the most valuable asset–in your portfolio. However, it isn’t always the easiest to extract value from. Today’s guest, Matthew Sullivan, is working to change that. He’s the founder of QuantmRE, where he helps homeowners unlock their equity without taking on any additional debt. …
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Achieving Financial Freedom with Jackson Millan
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49:42
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49:42How do you make the most of the guidance and advice out there, especially if you’re a business owner, and get a clear sense of where you’re going to be in three, 10, or even 20 years? Today, I’m excited to talk to the wealth mentor himself, Jackson Millan. Jackson has spent his entire career shaking up the wealth industry. He’s crafted his very own…
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Gamifying the Stock Market to Teach Young Investors with Myles Gage
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41:18
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41:18One of the issues with our current education system is that we aren’t teaching students about personal finance and investing. So how can we develop and improve financial literacy, especially among younger students? From learning how to invest, understanding the basics of the stock market, and how to effectively save money, it can be pretty overwhel…
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A Compassionate Approach to Leadership with Wade Thomas
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43:36We’re all leaders. Even if you don’t own a business, many people lead families, Little League teams, volunteer organizations, and all sorts of other groups–and leadership has changed drastically in the last 40 years. Unfortunately, leadership isn’t something they teach in school, and the consequences are enormous. Today’s guest, Wade Thomas, has sp…
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