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Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money. To provide feedback or ideas for future shows, contact: [email protected] or visit https://moneytothemasses.com
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Damien Fahy from MoneytotheMasses.com discusses how anyone can find their passion and build their dream life. Damien turned a simple idea into one of the UK's leading personal finance sites (MoneytotheMasses.com) offering financial guidance to over 1.5 million people a year without spending a penny. The hardest part of the journey was taking the One Giant Leap of following his passion and quitting his day job. It was the best decision he ever made and the site is now a successful business. T ...
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Ep 506 - Ethical & sustainable investing explained, Cash ISA hack & Energy payouts
32:06
32:06
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32:06
In this week's episode, Damien takes a look at ethical and sustainable investing, explaining the FCA's new fund labelling rules (SDR) and shares some of the best free tools that can help you find investments that match your values. Next, Andy explains how some energy customers who had prepayment meters wrongly installed could receive up to £1,000 c…
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Ep 505 - Pension transfer tips, 10 common credit myths & SIM swap fraud
31:00
31:00
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31:00
In this week's episode, Damien takes an in-depth look at pension transfers. He provides a list of pros and cons, shares the latest research on how long pension transfers take with different providers and finishes up with a guide on how the pension transfer process works. Next, he debunks 10 common credit myths, addressing misconceptions about credi…
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Ep 504 - Holiday Scams, Tax Code Checks & Direct Debit Warning
31:20
31:20
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31:20
On this week's show, Andy highlights seven of the most prevalent holiday scams to watch out for as summer approaches. Next, Damien takes a look at UK tax codes, explaining how they work, what the letters and numbers mean (eg. 1257L), why they can often be incorrect and the steps you can take if you think your code is wrong. Finally, Damien shares a…
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Ep 503 - Cut prescription costs, my 10 year portfolio insights & get an energy refund
32:18
32:18
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32:18
On this week's show Damien explains how to cut the cost of prescriptions, particularly for those requiring multiple items or those receiving HRT. Damien then shares some key lessons from successfully managing his £50k investment portfolio over the last 10 years. Finally, Andy explains how the energy payment cycle works and why late spring/early sum…
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Ep 502 - Changes to Help to Save, the latest on Gold and Warren Buffet insights
32:03
32:03
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32:03
On this week's show Andy explains how the Help to Save scheme works including how you can get a free £1,200 Government bonus. He also discusses the recent changes to eligibility rules that have resulted in over half a million more people now being able to benefit from the scheme. Damien then takes a look at the soaring price of gold, discussing the…
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In this week's podcast, Damien breaks it all down. We explain recent developments (which are changing by the hour), discuss the immediate impact on investments, look at what could unfold in the coming weeks and explain how this might impact your finances. Watch the whole show on YouTube here: Check out this week's …
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Ep 500 - Celebrating our 500th podcast episode
46:34
46:34
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46:34
This week, Damien and Andy recorded their 500th podcast in Spiritland studios in Kings Cross. In this celebration episode they take a look back at the history of the Money to the Masses podcast and how it has evolved from those early days of recording at Andy's house, late at night trying not to wake his children. They share some happy memories and…
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Ep 499 - Best Stocks & Shares ISAs in 2025, EV tax trick & Double-dipping warning
20:49
20:49
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20:49
On this week's show I reveal the best stocks & shares ISAs in 2025, providing a comprehensive review of the leading investment platforms and trading apps in the UK. I analyse the cheapest managed and self-invested ISAs and provide details on how to get the best cashback and fee-free deals when signing up. I also look at recent performance and how t…
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*BONUS PODCAST* - How to build the perfect investment portfolio
41:35
41:35
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41:35
In this bonus episode of the Money to the Masses podcast, Damien is joined by Kyle Caldwell, Funds & Investment Education editor at Interactive Investor. During their chat, they discussed the intricacies of building investment portfolios, focusing on key aspects such as diversification, asset allocation and the importance of understanding fund perf…
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Ep 498 - Tax year checklist, Car finance mis-selling update & Chase bank changes
27:05
27:05
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27:05
On this week's show Damien runs through some of the financial planning considerations ahead of the tax year end. He then gives an important update on the car finance mis-selling scandal, including some important dates for your diary. Damien also explains why you might receive a payout without having to do anything. Finally, Andy explains the change…
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