Educational Podcast for Consumers, Mortgage & Real Estate Industry Professionals. We'll Talk About It All! Key Factors podcast, powered by https://ReviewMyMortgage.com . Your Host Mark Jones invites Industry Pros to help uncover & educate on the key factors of various topics. There’s something for everyone so let us be your guides and get educated. Subscribe & Follow on Spotify, Apple Podcast, Facebook, Instagram, & all other podcasting platforms. Host : Mark A Jones Founder of ReviewMyMortg ...
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Homebase Ai Podcasts

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The Emory Group's 600-home success wasn't built on luck, but on consistent action and service.
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1:28:46Send us a text What if your challenging circumstances became the very fuel that propelled you to extraordinary success? Devin Resendez embodies this powerful transformation. From growing up in San Antonio's inner city with a teenage mother to building one of the region's most successful real estate teams, Devin's journey captivates with its raw hon…
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ReBuilding a Real Estate Team in 2025 - Zach Castillo | HomeBase Team
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1:07:12Send us a text What really separates top-producing real estate agents from those who struggle to find consistent success? Zach Castillo, co-founder of The Castillo Group in San Antonio, shares his remarkable journey from physical therapy student to real estate powerhouse, revealing the strategic mindset that's fueled his decade-long success story. …
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Understanding Short Sales & Foreclosures : Josh Boggs on Resilience, Philanthropy, and Market Insights
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1:13:43Send us a text This episode delves deep into short sales and pre-foreclosures, offering clarity and guidance for both homeowners and industry professionals. Featuring expert insights from Josh Boggs, the conversation explores the current real estate landscape, the emotional aspects of navigating short sales, and the critical role of mentorship in t…
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From Air Force to Real Estate: Renee Zunker's Inspiring Journey and Insights for Veterans
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1:20:41Send us a text Renee Zunker, a US Air Force veteran turned real estate maven, joins us to share her inspiring journey from military life to curating a successful career in real estate. For those of you curious about mastering the transition from service to civilian success, Renee's story is a treasure trove of insights. Her dedication to assisting …
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A Fabulous Gift of Real Estate Secrets Nobody Tells You - Ep. 122
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1:13:49Send us a text Guest: MarkAnthony Ball: Real Estate, Social Media, and Authenticity Subscribe to MarkAnthony: @markanthonyball Learn how MarkAnthony Ball became a top real estate agent by combining authenticity, discipline, and creativity. Discover tips for 2025 success, social media strategies, and more. In this festive holiday episode of the Key …
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You Won't Believe What Happens When You Invest in Yourself - Texas Real Estate
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1:22:00Send us a text What ignites a relentless pursuit of success? Join us for an inspiring conversation with Rudy Sedatnil, a seasoned real estate agent who shares his incredible journey from the watermelon fields of California to becoming a standout figure in the real estate world. Rudy’s story is one of perseverance, resilience, and the power of mento…
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Balancing Life, Taxes, and Real Estate: Insights from a CPA's Journey
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1:08:50Send us a text Discover the fascinating journey of Brad Dower, a CPA who found his path to success through an unexpected route, including a transformative stint in the Marine Corps. In our latest episode of the Key Factors Podcast, Brad shares how he transitioned from the rigors of working long hours at an accounting firm to establishing his own bu…
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Navigating 2025: Real Estate and Finance Insights with Lulu Bishop, JJ, and Robert Armandade
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1:55:53Send us a text Imagine thinking you're on the right path in real estate or finance, but ending up blindsided by unseen market shifts or unexpected personal setbacks. In this episode, we're joined by industry visionaries Lulu Bishop, JJ, and Robert Armandade as they uncover the hidden challenges and opportunities awaiting us in 2025. Lulu brings her…
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Investing with Capital Portafolio: The Future of AI and Financial Literacy in the US
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1:05:55Send us a text Curious about the journey from a small-town bank to the heights of Wall Street? Join us for an insightful conversation with Mauricio Sanchez, a San Antonio native and founder of Portfolio Capital Management. Mauricio shares his compelling story of transitioning from fashion aspirations to becoming a prominent figure in the finance wo…
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Mastering Real Estate: Balancing Business Planning with Personal Resilience
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1:20:44Send us a text Unlock the secrets to a thriving real estate career as you gain firsthand insights from AJ Regattas, a veteran broker with over a decade of experience, and the dynamic Stephanie Aguillon, known for her bold transition from Hereford to San Antonio. Learn how these experts balance the unpredictable nature of the market with structured …
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The Surprising Truth About San Antonio's Housing Market Nobody Tells You
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1:32:59Send us a text What are the sacrifices that truly lead to success in the real estate industry? Our latest episode features an engaging conversation with real estate experts Jeff Garza, Ronnie Trevino, and Gilly Mendoza, who share their experiences and insights. Jeff reflects on his journey from a stable job to founding Redbird Realty, shedding ligh…
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Unraveling Real Estate Dynamics: Adapting to Industry Shifts and Empowering Agents
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1:28:43Send us a text Discover the hidden dynamics of the real estate world with special guests Jeff Garza and Chris Jacobs as we unravel the complexities of the National Association of Realtors settlement. You'll gain insights into how Texas real estate agents have smoothly adapted to new industry standards, thanks to their robust documentation practices…
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Transforming Land and Navigating Economic Challenges: Insights from Real Estate Expert Gilly Mendoza
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1:01:10Send us a text What if you could transform raw land into a thriving community while navigating economic uncertainties? Join us for an insightful conversation with Gilly Mendoza, a seasoned real estate professional, as we explore the current state of the market. With over a decade of experience, Gilly provides valuable insights into the financial la…
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Thriving in Real Estate: Lights, Camera, Listings with Sandra Rangel
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1:07:43Send us a text Discover the secrets to thriving in the ever-changing real estate landscape with Sandra Rangel, our esteemed guest who brings 18 years of invaluable industry experience. Kicking off her real estate journey amidst the turbulent market of 2007, Sandra shares her compelling transition from corporate roles at USAA and Toyota to becoming …
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Know Your Worth | From Property Management to Real Estate Success
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59:17Send us a text Real Estate Journey & Emotional Intelligence (Guest: Denise Bocanegra) Join Denise Bocanegra as she shares her journey from Property Management to becoming a successful realtor. Learn about the importance of emotional intelligence, building client relationships, and navigating today's challenging real estate market. Podcast Descripti…
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Thriving in Real Estate Photography: Unveiling the Path to Success with Rick Garza
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1:14:00Send us a text Unlock the secrets to thriving in the competitive world of real estate photography with insights from Rick Garza, founder of Brighton Early Productions. Discover why creativity alone won't cut it, as we explore the vital technical skills and additional services like video and 3D tours that can elevate your business. With over 15 year…
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Lender Life & Loving It | New Construction & Staying Busy in a Down Market
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59:36Send us a text Navigating Mortgage Complexities & Builder Market Insights Discover mortgage tips, industry insights, and builder strategies from veteran loan officer Lisa Alonso. Learn how today's loan market, new construction trends, and personal financial strategies affect your journey to homeownership. Podcast Description: In this episode of Key…
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Revolutionizing Credit Repair: Dylan Shively’s Game-Changing Strategy and Insights on Ethical Industry Practices
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1:08:44Send us a text What if you could revolutionize the credit repair industry with just one bold move? Dylan Shively returns to our podcast, sharing his innovative strategy that could change the game forever. By offering lifetime access to credit repair services for a one-time fee, Dylan challenges traditional business models, setting a new standard fo…
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Revolutionizing Real Estate: Mastering Networking, Innovative Strategies, and Empowering Success
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1:15:17Send us a text Unlock the secrets to building a thriving real estate career by mastering the art of authentic networking and strategic recruiting. Our latest episode promises to transform your approach to relationships and time management, ensuring you align with partners who truly understand your vision. With insights from industry experts like Sc…
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LPT Realty vs Traditional Brokerages Which is Better for You?
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1:10:21Send us a text Ever wondered how a bartender and construction worker could pivot into a successful career in real estate finance? Join us as we chat with JT, a seasoned loan officer with 17 years under his belt, sharing his journey from mixing drinks in San Antonio to mastering the world of mortgages. JT opens up about the early days, when he was i…
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Living Like a Teacher, Working Like a Realtor | Home Affordability in Texas
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57:34Send us a text How can a dedicated fourth-grade teacher end up living in his car despite earning $53,000 a year? Discover the heartbreaking story of Bill Atkinson, whose financial struggles exemplify the broader crisis of low teacher salaries in Texas. With insights from Ovidia Molina, president of the Texas State Teachers Association, and experts …
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Home Affordability - The Government Policies That Help Us & Hurt Us - First Time Homebuyers
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1:05:49Send us a text Get ready to explore the pivotal role of housing in economic resilience with our distinguished guests, John Hudson and Brianna Jones. We're unpacking the latest residential construction trends, job data, and the impact of lower interest rates on the housing market. Learn about the Federal Reserve's shift from prioritizing inflation t…
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Risk & Reward | Understanding the Capital Markets | Stocks & Investments
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1:11:33Send us a text Get ready for some real talk on financial struggles as we address the often misleading perceptions of success perpetuated by social media. Preston shares his personal story of transition and success, emphasizing the significance of educating young people about financial literacy. We advocate for a game-based approach to financial edu…
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The United States Couldn't Even Qualify for a Mortgage | National Debt Crisis Part 2
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1:13:41Send us a text Ready to tackle the $35 trillion U.S. national debt? Join us as we bring in Kevin O'Leary, renowned Shark Tank investor, to present his ambitious proposal: tapping into the Arctic National Wildlife Refuge for oil extraction and channeling the profits towards debt reduction. We dissect his plan, drawing parallels to Norway's sovereign…
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Transforming Financial Struggles into Real Estate Triumphs with Whitney Robinson
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1:19:05Send us a text What if you could turn your financial struggles into a triumphant success story? Join us on the Key Factors Podcast as we chat with Whitney Robinson, a realtor who has navigated a winding road from a small Virginia town to a thriving career in real estate. Whitney's journey is a testament to perseverance and the power of financial li…
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Learn from My Mistakes - Moses Thatcher's Journey from Unemployment to Real Estate Success
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1:01:32Send us a text Imagine being laid off from a stable job at the Bank of San Antonio while raising a family. That's exactly what Moses Thatcher faced, and his emotional journey from frustration to resilience is nothing short of inspiring. Listen as he opens up about the challenges of unemployment, the unwavering support from his family, and how he ba…
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Unlocking Sales and Leadership Success Through Emotional Intelligence
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1:14:16Send us a text Discover the transformative power of emotional intelligence in sales and leadership with our special guests, Joey Rodriguez and Katie Hasson. Joey, a loan officer who pivoted from the food and beverage industry to the mortgage sector, shares his unique journey and insights. Katie, a seasoned sales and leadership coach, explains how h…
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Nightlife to Real Estate: Financial Literacy, Overcoming Adversity, and Career Transformation with Moses Thatcher
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1:03:59Send us a text What if the journey from organizing backyard parties to conquering the real estate market held the secret to career transformation? Join us as Moses Thatcher candidly shares his incredible journey from nightlife club promoter to a successful real estate professional. Discover how his early experiences and decision to stay alcohol-fre…
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Buyer Representation in Real Estate | Out with the Old in with the Same
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1:05:20Send us a text What if you could transform your real estate career by learning from the best? In this episode, we meet Carlos Kabzawa and Chris Jacobs, the powerhouse real estate agents who have successfully transitioned from military service and extensive sales backgrounds to dominating the real estate market. They share the mission behind their n…
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From Financial Struggles to Real Estate Triumph: Insights and Strategies with Jade and Eric Flores
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1:08:53Send us a text What if you could transform your financial constraints into entrepreneurial success? Join us as we sit down with Jade and Eric Flores, seasoned experts in real estate and finance, who reveal their experiences in hard money lending, property flipping, and property management. Jade sheds light on managing a hard money lending company i…
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Debunking VA Loan Myths: Insights from Mortgage Experts
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1:07:43Send us a text Ready to uncover the truth about VA loans and shatter some long-held myths? Join us as we toast with Don Julio and celebrate our birthdays alongside John Hurd of the John Hurd Team. John shares his inspiring journey from his roots in San Antonio and his service in the Marines, to becoming a respected mortgage professional. Our conver…
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The Power of PEO and The Impact on the Economy
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1:05:23Send us a text Welcome back to another episode of Key Factors Podcast, where we dive into the world of business and entrepreneurship. In this episode, we are joined by Blanca Abu, the Vice President at Engage PEO, who brings a wealth of knowledge about the PEO (Professional Employee Organization) industry and its impact on modern businesses. We dis…
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Zero Down Conventional - Down Payment Assistance Updates
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58:38Send us a text Ever felt like the hustle of your career is pulling you away from what truly matters? John Hudson did, and a trip to Disney World was the eye-opener he needed. Tune in as John, a mortgage industry veteran with 26 years under his belt, shares the heartfelt story behind his decision to start his own company. Discover how the relentless…
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Loan Readiness - The Death of Credit Repiar
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1:09:59Send us a text Embark on a transformative journey through the landscape of credit and real estate with me, Mark Jones, as I sit down with JP, the Regional Director for UQUAL. Our candid conversation unravels JP's personal evolution, from the early credit card blunders as a new immigrant to becoming a pivotal figure in the credit industry. Together,…
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Building Dreams and Legacies: The Mann Mortgage Story
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1:11:59Send us a text From a one-room office in a former mortuary to a mortgage banking empire, Don Mann, founder of Mann Mortgage, joins us to weave an extraordinary tale of tenacity and vision. Our conversation takes us through the heart of the American Dream—a narrative punctuated by Don's North Dakota roots, a life-altering boating accident, and the s…
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Balancing Lattes and Loans: Navigating Consumer Spending and the Housing Market
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50:53Send us a text Could your daily latte be jeopardizing your shot at homeownership? Join me, Mark Jones, with guests Austin Pantuso and Nicole Aguero Kelly, as we unravel the complex web connecting the economy and real estate. In a landscape where consumer debt soars and the cost of living climbs, we take a critical look at how these pressures influe…
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Why Aren't Y'all Brokers by Now | Agent vs Broker
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1:19:30Send us a text Welcome to this enlightening episode of Key Factors Podcast - RealEstateAF , where knowledge meets ambition in the fast-paced realms of real estate and finance. Hosted by Mark Jones, this podcast brings together top industry experts to dissect and discuss the evolving market dynamics, investment opportunities, and critical strategies…
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Unlocking the Secrets of Work Ethic and Navigating Real Estate Success with Kendra
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1:05:18Send us a text Discover the underlying factors that drive our work ethic and dive into the real estate market's unique challenges with me, Mark Jones, and my insightful guest Kendra, a seasoned realtor. Together, we explore whether a predisposition to laziness is wired in our DNA or the product of our environment and choices. Kendra opens up about …
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Mastering the Texas Real Estate Market: Strategies for Investment Success with Nicole Ricks and Tom Ochoa
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52:42Send us a text Unlock the door to real estate mastery as I, Mark Jones, bring together industry powerhouses Nacole Ricks and Tom Ochoa to share their wealth of knowledge on the Key Factors Podcast. Our conversation promises to equip you with actionable strategies and insights to navigate the Texas property market. With an emphasis on integrity and …
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Accept Total Responsibility - Maximize Your Potential in Real Estate
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1:23:00Send us a text Embarking on a journey that meanders through the valleys of personal struggle and soars to the pinnacles of professional achievement, Steve Collins joins us with tales of his life's metamorphosis, a narrative as inspiring as it is instructive. From the shackles of ADHD and addiction to the liberating triumphs in real estate and perso…
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Slang'n Real Estate - Age Doesn't Mean a Thing When You Won't Be Out Worked
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1:02:04Send us a text When the beaten path doesn't appeal, forging your own way becomes the only option. Philip Becker joins me, Mark Jones, to recount the tale of how he defied the odds and the naysayers to establish Becker Properties, a real estate brokerage that thrives on individuality and defies the traditional office structure. Our walk down memory …
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3 Sides to Every Story - Building Trust and Balance
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1:05:21Send us a text Ever find yourself wondering if the spirit of integrity still has a home in the cutthroat world of real estate? Look no further as we welcome Josue Martin to the Key Factors Podcast, a man whose personal narrative is steeped in a mission to infuse trust and authenticity into property dealings. From the streets of 90s LA where his fam…
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The Path to Real Estate Mastery: Journey to Success and Team Dynamics
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1:19:30Send us a text Embark on a voyage into the dynamic world of real estate with the exceptional Rami Dietz, as he lays bare the twists and turns of his career, from a young licensee to a powerhouse in the industry. Discover the intricacies of apartment locating, where Rami found his niche, and learn how persistence, building robust relationships, and …
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Mastering the Maze of Real Estate Finance: Navigating Mortgage Compliance and Regulation
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1:04:42Send us a text Embark on a journey with me, Mark Jones, as we uncover the hidden traps of housing finance regulation with the astute John Hudson. Straight from the trenches of mortgage compliance, we dive into the repercussions of navigating this minefield without the proper guidance, as emphasized by the profound cautions of Ken Perry. Our convers…
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The Ethical Dilemma of Mortgage Trigger Leads and the Need for Consumer Protection
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1:09:14Send us a text Navigate the murky waters of mortgage trigger leads with us as mortgage expert Benjamin Sutton returns to shed light on how these controversial practices are changing the landscape for consumers and lenders alike. From the aggressive selling of consumer data by credit bureaus to the resulting onslaught of marketing that borrowers fac…
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The Future of Real Estate Commissions, Industry Challenges, and Innovations
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1:17:56Send us a text Unlock the mysteries of the real estate industry with insights from our expert panel, featuring brokerage owner Jeff Garza, high-volume sales agent Robert Elder, and discount real estate company innovator Chris. As the recent lawsuit settlement sends shockwaves through the sector, we dissect the crumbling of the standard 6% commissio…
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Mastering the Rental Game: Insights from a Property Management Pro
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1:14:36Send us a text Embark on a guided tour of the property management landscape with none other than Janice Lozano, an adept who oversees a staggering 200 properties. Our conversation navigates the intricacies of this bustling industry, from the strategic use of software to the nuanced dance of tenant relations. Janice, opting for the meticulous field …
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Real Estate Commissions: Strategies and Insights with Insider John Story
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1:01:09Send us a text Unlock the hidden truths behind real estate commissions and discover strategies for navigating the industry's evolving landscape with insider John Story. Our riveting discussion sheds light on the recent National Real Estate Association settlement's impact on real estate, empowering both agents and homeowners with knowledge about com…
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Navigating the Mortgage Revolution: Ethics, AI, and Building Success in Real Estate with Ken Perry
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1:20:34Send us a text Embark on an enlightening adventure with me, Mark Jones, as we welcome the charismatic Ken Perry, president and founder of the Knowledge Coop, to the podcast. From his serendipitous pivot from bartending into the mortgage world to becoming an indispensable trainer and compliance specialist, Ken's story is one of passion meeting purpo…
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Deciphering the Housing Market Maze: Expert Insights on Real Estate Challenges and Opportunities
1:09:07
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1:09:07Send us a text Prepare to unravel the complexities of the housing market with the unparalleled guidance of real estate broker Austin Pantuso. In a landscape where new builds and pre-owned homes dance a delicate tango of supply and demand, we navigate these nuances to arm you with the essentials for your next real estate venture. With Austin steerin…
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