Best Jeff Harrell Are You Fi Podcasts (2025)

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BONUS: My Investment Portfolio…From Stocks to Bonds to Cash 10:13

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1M ago10:13

10:13

By listener request! In this bonus segment, host Jeff Harrell reveals his personal investment portfolio and shares insights on how he arrived at his current financial position. The table supplement he references throughout this bonus segment lists his asset allocation of stocks, bonds, and cash equivalents, as well as the percentages he is targetin…

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Wrap-Up Season 3 – Invested Poorly: Sad Tales of FInancial Fails (S3 E11) 5:50

1M ago5:50

5:50

S3 E11: Season 3 is a wrap! Host Jeff Harrell recaps the third season, summarizing all the investing and financial topics covered over the previous 10 episodes. These included discussions on stocks and bonds (individual and funds), legacy planning, financial advice, managing investor fears, and much more. Reminder: As you progress down the road to …

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Fear-Based Investing…Never a Good Idea (S3 E10) 15:24

1M ago15:24

15:24

S3 E10: One trait that’s nearly universal among investors is fear. Given the inherent uncertainties in investment outcomes, investors frequently seek strategies that promise a higher degree of control over their portfolios. These strategies range from simple to complex trading methodologies, as well as various insurance-based investment products. B…

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Financial Professionals Never Make Mistakes…Not!! (S3 E9) 13:16

1M ago13:16

13:16

S3 E9: The financial services industry is highly predatory, with some advisors prioritizing their own biases or financial interests over those of their clients. This poses a challenge for you when looking for trustworthy advisors and expecting them to act in your best interest. Given that most people require some level of guidance to manage their f…

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You Spend…More Money Than You Think You Do (S3 E8) 14:14

1M ago14:14

14:14

S3 E8: How can you know where you’re going, if you don’t know where you’re at? This principle is crucial for achieving FI, particularly when it comes to your spending. If you’re on the path to financial independence, having a comprehensive understanding of your living expenses can reward you with a sense of comfort. This reassuring information is n…

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Neglecting Privacy and Security…A Recipe for Financial Disaster (S3 E7) 17:03

1M ago17:03

17:03

S3 E7: Scamming people out of their money is a billion-dollar global industry. Ignoring this fact in hopes it will never impact you is not only naïve, but in many ways irresponsible. Putting basic safeguards in place before you are the target of a financial scam is not very difficult, but does require a time commitment. Host Jeff Harrell is steppin…

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Legacy Planning…What Are You Waiting For? (S3 E6) 16:20

1M ago16:20

16:20

S3 E6: Everyone eventually faces their ultimate demise, and when this occurs, it triggers a distressing chain of events that families dread. Not only are family members in mourning after a death, but they must address financial and estate plan matters as well. This exacerbates an already stressful time, and occasionally causes familial discord. If …

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High-Yield Bonds…Junk or Treasure? (S3 E5) 15:49

1M ago15:49

15:49

S3 E5: “Beauty is in the eye of the beholder” aptly describes high-yield, or “junk,” bonds. Host Jeff Harrell offers insight into their characteristics and how they may be the most misunderstood asset class in the financial markets. You’ll get recommendations on how to incorporate these securities into a diversified portfolio, with strategies that …

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Investing in Bonds…Funds or Individual Securities? (S3 E4) 16:08

1M ago16:08

16:08

S3 E4: The debate around buying individual bonds versus bond mutual funds and ETFs is a polarizing one in the investment world. Proponents of individual bonds tout the benefit of a maturity date, which the other securities generally don’t offer. Jeff Harrell will give you all the information you need to decide for yourself if this benefit is worth …

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Index Funds Are the “Right” Way to Invest…Maybe?? (S3 E3) 15:58

1M ago15:58

15:58

S3 E3: Index funds are perhaps the greatest invention in the history of financial markets, but there may be circumstances where an alternative strategy could be superior. If you’re interested in learning a little more about building a portfolio of individual stocks, this episode is a must-listen. Host Jeff Harrell acknowledges there is nothing an i…

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You Know Enough About Investing to…Still Mess Everything Up (S3 E2) 14:44

1M ago14:44

14:44

S3 E2: Discovering FI (financial independence) can be thrilling and it’s tempting to quickly make changes to your finances and investments. This episode cautions you to proceed slowly to ensure you fully understand the financial ramifications of your actions. Because you don’t want to win the battle, but lose the war. “Small things” like transactio…

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Investment Phases…Accumulation to Transition to Drawdown (S3 E1) 14:21

1M ago14:21

14:21

S3 E1: The three investment phases we all go through are accumulation, transition, and drawdown. This episode explains how to invest during each phase and what changes you should make as you shift from one phase to the next. Host Jeff Harrell shares his unique strategy to navigate all three phases. Using his personal FI journey as a guide, you will…

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Season 3 Preview – Invested Poorly: Sad Tales of FInancial Fails 1:52

1M ago1:52

1:52

In the third season of Invested Poorly: Sad Tales of FInancial Fails, host Jeff Harrell adds a twist with more personal stories, including how he’s managing his own investments. Season 3 highlights how Jeff’s perspective differs from mainstream financial advice with respect to investing throughout your various phases of life. He will give you some …

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Wrap-Up Season 2 – Invested Poorly: Sad Tales of FInancial Fails (S2 E11) 5:48

8M ago5:48

5:48

S2 E11: Season 2 is now in the books! Host Jeff Harrell summarizes the investing lessons learned in the second season, highlighting the theme of each of the 10 episodes—ultimately to help you sidestep those common investing pitfalls that have trapped other investors. Jeff also shares about the ways you can stay connected to the show and reminds lis…

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If You’re Worried About Running Out of Money…You Probably Won’t (S2 E10) 10:42

8M ago10:42

10:42

S2 E10: Speaking especially to people who are sensible with their finances and live within their means, Jeff Harrell discusses one of the greatest fears all investors face, longevity. While this fear is real for many, experience suggests these fears are likely irrational for those who act in fiscally responsible ways throughout their lifetime. You’…

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Financial Planning Software…Smoke and Mirrors (S2 E9) 10:22

8M ago10:22

10:22

S2 E9: This episode highlights the shortcomings of one of the most popular benefits touted by the financial services industry: financial planning software. Jeff Harrell shares his experience with how advisors use this tool in practice, as well as how DIY investors can gain access to similar features at a fraction of the cost. Jeff will arm you with…

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Your Investments Are Located…All Over the Place (S2 E8) 10:32

8M ago10:32

10:32

S2 E8: Maintaining total control of your finances starts with something that seems simple and yet tends to be a major hurdle for many of us to overcome. Discover the importance of organizing your investment accounts and how merely knowing where all your money is located can lead to better investment results in the long term. Jeff Harrell shares mor…

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Investment Returns Less 1% Costs…Up to 1/3 of Your Net Worth?!? (S2 E7) 11:02

8M ago11:02

11:02

S2 E7: This episode will blow your mind when you find out how neglecting something that seems so small and insignificant can have a catastrophic impact on your timeline to reach FI. Jeff Harrell discusses how investors who make sure they pick up every “nickel, dime, and quarter” possible in their investment portfolio will reap the benefits many yea…

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Focusing on Dividends and Income Is…Not Important!! (S2 E6) 9:51

8M ago9:51

9:51

S2 E6: This episode might be one of the most controversial because it will challenge the view that dividends and income are meaningful when it comes to investing. Many investors find these to be a vital component of their investment strategy, but Jeff Harrell provides his take on why the yield of an investment is completely irrelevant to him. Jeff …

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Asset Location Is All About…Taxes, Taxes, Taxes (S2 E5) 9:39

8M ago9:39

9:39

S2 E5: Investing in the stock market is one of the best tools available to help you reach financial independence. However, there is one variable you must factor in that, if neglected, could result in a longer path to get there: taxes. Jeff Harrell shares his experience which suggests that even the professionals often neglect this key component of f…

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You Review Your Investment Accounts…Too Often? (S2 E4) 10:36

8M ago10:36

10:36

S2 E4: Having a basic understanding of your finances and your overall investment strategy is the first step on the path to FI. The problem is, as time goes on, many investors feel obligated to make adjustments to, or “tinker” with, their plan—often unnecessarily. The stories Jeff Harrell recounts in this episode may be some of the most relatable be…

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Earnings Reports Are Meaningful…Or Meaningless (S2 E3) 9:17

8M ago9:17

9:17

S2 E3: Quarterly earnings reports announcements are one of the most highly anticipated events in the investing world, so much so that financial news channels even coined the term “earnings season” for when the bulk of companies release their reports. Although it would seem consequential for investors to follow “earnings season” closely for making w…

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Diversification Sounds Great…But Nobody Actually Does It! (S2 E2) 12:30

8M ago12:30

12:30

S2 E2: Having a well-diversified portfolio is one of the main goals of most investment strategies. Although few would argue with this, the reality is that many investors eventually lose sight of why diversification was implemented in the first place. This episode illustrates, with vivid examples, how investors might say they want something, but wha…

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The More You Know About Investing…The Worse You Do?!? (S2 E1) 10:36

8M ago10:36

10:36

S2 E1: Obviously, more experienced investors who know a lot about investing and the financial markets must do better than those with limited investing knowledge; right? The empirical evidence is very compelling when it comes to answering this question with a loud and resounding, NO. Jeff Harell provides research to support why simpler is often bett…

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Season 2 Preview - Invested Poorly: Sad Tales of FInancial Fails 1:39

8M ago1:39

1:39

Host Jeff Harrell announces the return of Invested Poorly: Sad Tales of FInancial Fails for a second season. New, real-life stories of greed, fear, hubris, and negligence that ensnared other investors will help you learn how to avoid the same investing mistakes. Season 2 introduces lessons on security selection and investment execution, as well as …

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Wrap-Up Season 1 - Invested Poorly: Sad Tales of FInancial Fails (S1 E13) 4:29

1y ago4:29

4:29

S1 E13: Season 1 is now over, and Jeff Harrell reflects on what he hopes you’ve gained from the series. He highlights each of the investing lessons covered in the first season’s 12 episodes, which were designed to help you make wiser investment decisions for a smoother path to financial independence (FI). Remember: Focus on the long-term, control y…

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Investment Stories Are Like Social Media…Breeding Grounds for FOMO (S1 E12) 10:35

1y ago10:35

10:35

S1 E12: Every investor at some point will experience FOMO (fear of missing out). Friends, family, and “experts” influence our investment decisions due to this feeling of FOMO which is rooted in our feelings of fear or greed. Arm yourself with stories of failure and actual data points to help keep you from succumbing to this common investor trap. Je…

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Market Maven Predicts Next Stock Market Crash, Click Here…Nooo! (S1 E11) 9:24

1y ago9:24

9:24

S1 E11: Investing headlines are designed to get you to click. The more extreme the claim, the more likely we are to do what we all know we shouldn’t. What could happen to you when you push that button? Jeff Harrell tells a story about what one investor experienced after “taking the bait” and clicking on a doomsday investing headline. A second story…

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My Investment Advisor Is Doing a Great Job…Are You Sure? (S1 E10) 12:21

1y ago12:21

12:21

S1 E10: Nothing is more important than trust when it comes to financial advice. Unfortunately, the complicated nature of investing results in everyday investors having a difficult time identifying misleading tactics. Jeff Harrell shares two true stories—that infuriate him to this day—about deceptive information he discovered on real client investme…

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Stock Market Experts on TV Are So Smart…But Can They See the Future? (S1 E9) 11:00

1y ago11:00

11:00

S1 E9: Perception is often extremely different than reality. Financial news channels may be the posterchild for this. A deep understanding of global economics, business management, politics, financial accounting, etc., still isn’t enough to make you able to truly predict the future. Jeff Harrell presents the evidence to support this, with shocking …

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Cost Basis Helps Determine Performance…Incorrectly (S1 E8) 13:37

1y ago13:37

13:37

S1 E8: Are you sure you understand the "Cost Basis" and “Gain/Loss” columns on your investment statements? Cost basis and gain/loss calculations are two commonly misunderstood investment terms. Learn what these calculations actually represent. Jeff Harrell uses several examples to illustrate how cost basis can be misleading and breaks down this tec…

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I’ll Wait to Invest When the Stock Market Pulls Back…Why? (S1 E7) 8:55

1y ago8:55

8:55

S1 E7: Timing the stock market is something we’re all told not to do, yet all of us are guilty of it at some point. This episode may have the “smoking gun” illustration to help you avoid this poor decision going forward. Jeff Harrell explains two hypothetical (and impossible) scenarios of the luckiest and unluckiest investors in history—the former …

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Past Investment Performance Matters…Does it Really? (S1 E6) 10:14

1y ago10:14

10:14

S1 E6: Even though everyone knows past performance is no guarantee of future results, the allure of buying what you wished you’d owned tempts us all. This episode will help drive this point home further with examples of why heeding this advice is so important to successful investing. Jeff Harrell also shares what three types of investment returns m…

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My Investments Are Doing Awesome (Or Terrible)…How Do You Know? (S1 E5) 13:39

1y ago13:39

13:39

S1 E5: Perception is often not reality. Everyday investors would do well to keep this in mind while reviewing their investment accounts. Unfortunately, many investors’ lack of understanding about performance has cost them dearly over the years. Gaining a better understanding of this will better equip you to compare your results to relevant benchmar…

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Stocks Are Risky…False Fact! (S1 E4) 9:34

1y ago9:34

9:34

S1 E4: We’ve all heard the term, “beauty is in the eye of the beholder.” When it comes to the stock market, I’d simply change “beauty” to “risk” in this expression. How you define risk plays a huge role in your perception of stock market investing. A look at one set of data points may change all of that. Jeff Harrell breaks down the fascinating res…

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Saver or Investor…Which One Are You? (S1 E3) 10:07

1y ago10:07

10:07

S1 E3: Saving is where the path to financial independence (FI) begins, but if “saving” is all you ever do with your money, then your path might be longer than necessary. Implementing the next step—investing—accelerates your journey. Failure to understand from the outset about the inevitable ups and downs along a path to FI could cost you dearly in …

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Obviously, the Stock Market Is About to Crash…Buy, Buy, Buy!?! (S1 E2) 8:14

1y ago8:14

8:14

S1 E2: A day has hardly gone by without someone in the media predicting doom and gloom for the stock market. Buying in to this feeling has the potential not only to be devastating to your financial well-being, but also to your sanity. Jeff Harrell tells a true tale about a “doomsday prepper” who perpetually rooted for the stock market to fail becau…

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Politics and Investing Are Like Oil and Water...They Don’t Mix (S1 E1) 9:19

1y ago9:19

9:19

S1 E1: Will the next presidential election be the “most important election ever”? You might think so when following popular media outlets where every four years we have the “most important election ever!” Recognizing how this may be true in some ways—since elections, especially presidential elections, are a big deal—host Jeff Harrell reveals that w…

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Introduction - Invested Poorly: Sad Tales of FInancial Fails 8:45

1y ago8:45

8:45

Have you ever thought of investing in the stock market as though it were like a great action movie? Host Jeff Harrell unveils their similarities (and a key difference!) and sets the stage for this seasonal podcast about how to simplify your investment strategy to help you reach financial independence. Jeff, with over 20 years of experience as a for…

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Trailer - Invested Poorly: Sad Tales of FInancial Fails with Jeff Harrell 2:12

1y ago2:12

2:12

When it comes to navigating the twists and turns of stock market investing, do you choose poorly? Or wisely? Experience suggests most of us are bad investors, although you may not hear this from speaking with friends and family. Sadly, the compounding effect of poor investment decisions can add up to a lot of money lost and time wasted. On Invested…