Strategies for your financial future. Complex topics made simple and actionable, so when it comes to your money, you're making smart decisions. The following program is sponsored by JT Financial Group which is solely responsible for its content. Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. Advisory Services offered through J.W. Cole Advisors, Inc. (JWCA)JT Financial Group and JWC/ JWCA are unaffiliated entities.
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Josh Tirado Podcasts
Have you considered the lasting impact you’re having on our world? Would you like to Amplify that impact? Welcome to the Amplify podcast where we talk with today’s non-profits and discover how they are making a difference and how you can do the same. With your hosts: Financial Advisor - Josh Tirado and Attorney - David Morgan
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All new for Season 2! Dark Sanctum is an award-winning, thrilling audio fright-fest. Each season features seven new original stories about things that go bump in the night, inspired by The Twilight Zone and Tales from the Crypt. Each episode is an audio movie featuring Bethany Joy Lenz (One Tree Hill, Dexter), Clive Standen (Vikings, The Morning Show, Dr. Who), Michael O’Neill (Dallas Buyers Club, Seabiscuit), Sam Daly (The Office, Bel-Air), Maxwell Caulfield (Grease 2, The Colbys), Lucy Mar ...
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In a raging snowstorm, a woman and her child are driving across the mountains when an accident strikes. There's something outside. In the cold and the snow. It's angry. And it's deadly. Dark Sanctum stars Bethany Joy Lenz (One Tree Hill, Dexter), Clive Standen (Vikings, The Morning Show, Dr. Who), Michael O’Neill (Dallas Buyers Club, Seabiscuit), S…
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A school shooting is in progress. One teacher and her vulnerable student must face off with a troubled young killer for survival - and redemption. Binge all episodes of Dark Sanctum exclusively and ad-free by joining Wondery+ in the Wondery App, Apple Podcasts or Spotify. Start your free trial today by visiting www.wondery.com/links/dark-sanctum. D…
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All new for Season 2! Dark Sanctum is an award-winning, thrilling audio fright-fest. Each season features seven new original stories about things that go bump in the night, inspired by The Twilight Zone and Tales from the Crypt. Each episode is an audio movie featuring Bethany Joy Lenz (One Tree Hill, Dexter), Clive Standen (Vikings, The Morning Sh…
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Teaser for the terrifying thriller series, Dark Sanctum. From the creators of Inside the Exorcist and Inside Psycho. Featuring Bethany Joy Lenz, Clive Standen, and Michael O’Neill. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Mark Ramsey Media
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A man discovers the value of time too late. Did you know that the brain remains alive for hours after the body dies? That brain thinks its body is still alive. Can you imagine? Featuring Clive Standen, Bethany Joy Lenz, and Michael O’Neill. Learn more about your ad choices. Visit megaphone.fm/adchoices…
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For years Mrs. Harry Houdini has been trying to contact the spirit of her dead husband, the world-famous magician. After a decade of failed attempts she gives up. Until a sign from the afterlife presents her with more than she bargained for. Featuring Bethany Joy Lenz, Clive Standen, and Michael O’Neill. Learn more about your ad choices. Visit mega…
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A man racing home to repay a debt is detoured, risking the lives of his wife and young daughter. Can he save their lives before his time runs out? Featuring Clive Standen, Bethany Joy Lenz, Mark Ramsey, and Michael O’Neill. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Mark Ramsey Media
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A man grieves the tragic loss of his young daughter in a freak accident. But what happens when her toy doll appears to possess her living spirit? Featuring Mark Ramsey, Karissa Vacker, and Michael O’Neill. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Mark Ramsey Media
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A young girl in fear of zombies becomes one and discovers the unthinkable: The dead can think and feel like the rest of us do. What does it even mean…to be alive? Featuring Karissa Vacker, Clive Standen, Mark Ramsey, and Michael O'Neill. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Mark Ramsey Media
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A pregnant woman inherits a boat and discovers something horrible under the deck - something out for vengeance. Something that wants her baby. Featuring Bethany Joy Lenz, Clive Standen, Mark Ramsey, and Michael O’Neill. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Mark Ramsey Media
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A despondent young artist who has surrendered his future is visited by his dead mother, and his life will never again be the same. Featuring Bethany Joy Lenz, Clive Standen, Mark Ramsey, and Michael O’Neill. Learn more about your ad choices. Visit megaphone.fm/adchoicesBy Mark Ramsey Media
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I already have an advisor, I'm all set. Right?
6:29
6:29
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6:29Josh Tirado: [00:00:00] welcome to the making smart decisions podcast. I am your host, Josh Tirado. And for today, we're going to be discussing the concept of: I already have a broker. I already have an advisor. I already have a financial coach. I'm all set. Congratulations. Truth be told [00:01:00] more than half of my current clients said to me, …
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Josh Tirado: [00:00:00] Welcome to the making smart decisions podcast. I'm your host, Josh Toronto, and today's title. I'm going to affectionately call when life smacks you in the face. I did a podcast a long time ago, where I referenced a quote from Mike Tyson about being punched in the [00:01:00] face. But this is a little different. This is more…
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Josh Tirado: [00:00:00] Welcome to the making smart decisions podcast. I'm your host, Josh Tirado. And for this episode, we are going to launch into some myth-busting. In media currently, it seems as though there is a plethora of misinformation, and it seems that being [00:01:00] first or having your topic be popular is more important than being co…
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Josh: This is Josh Tirado. And thank you for joining the Making Smart Decisions podcast. What is the true cost of pet ownership in 2021? let's dive into the dog dilemma. In some reasons studies, some data showed that the initial purchase of a dog in the United States is ranging anywhere from roughly $600 to $2,300. [00:01:58] It's also showing that…
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Josh: This is Josh Tirado, welcome to the Making Smart Decisions Podcast. Today's title is going to be Buyer Beware and is going to be a Storytime. When you picture this, we have changed the names, of the hypothetical clients to the Smiths and the other advisor. We'll call him John. Just imagine that we can peer in and see everything that is going …
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Josh: This is Josh Tirado, and welcome to the Making Smart Decisions podcast. Today, we are going to touch on the most common traditional types of investments. That may sound very boring, but it is not. We will cover it quickly and you will be very well informed moving forward. [00:01:55] So when I say the four types of traditional investments, one…
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ESG Investing - (Environmental, Social, and Governance)
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6:34Josh: This is Josh Tirado, and this is the making smart decisions podcast. Today, we are going to dive into ESG investing. So ESG investing stands for environmental, social, and governance investing. It refers to a class investing that is also often called sustainable investing. This is more of an umbrella term for investments to seek positive retu…
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Fee-based versus Fee-only versus Commission
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11:40Josh Tirado: I'm Josh Tirado. And you're listening to making smart decisions. [00:01:47]When choosing a financial advisor, there are many different ways that they can charge you today. We are going to go more in-depth and unpack the different options that are available out there, and which option is best for you. [00:01:58]I'm going to do three bro…
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Josh: This is Josh Tirado. And on this episode of making smart decisions, we are going to touch on umbrella insurance. So let me dive into the ever-exciting fun world of property and casualty insurance said no one ever. Auto insurance, homeowners, insurance, renter's insurance. These are things that are necessities. [00:01:54]And oftentimes people …
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Wealth through Entrepreneurship for Black Businesses
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36:26WEBB Squared provides a framework of services for Black entrepreneurs that features a power-shifting approach to growth by providing the following cornerstones of service: 1. Paradigm Shifting Re-Orientation 2. Collaboration with leaders who share our values of unity and interdependence and that prioritizes relationship building. 3. Attracting Equi…
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Beginning in 2015, the 4th Down Foundation served as a motivational speaking program for high schools, focusing on tools for prevention of harmful behaviors in order to preserve career potential and reduce rates of substance abuse. But they realized their foundation could be more effective by focusing our time and energy on building sustainable lea…
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Welcome to the Amplify Podcast. We are interviewing people who help other people with the sole purpose of amplifying that impact. With a combined 30 years experience working with non-profits we interview and spotlight today's nonprofits.By Josh Tirado and David Morgan
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Why you need a financial advisor for your divorce
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7:13Josh Tirado: [00:00:20] Welcome to the making smart decisions podcast. I'm your host, Josh Toronto. And today, we're gonna touch on the importance of a financial advisor. If you're getting divorced now, this advice applies equally to both men and women, but in my 22 years of experience, I believe that men need to heed this advice even more. [00:01:…
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What do clients like the most about working with financial advisors?
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9:53
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9:53Josh Tirado: [00:00:20] Welcome to making smart decisions podcast. I'm your host, Josh Tirado, and today we are discussing a very fun topic. The topic of what do clients like the most? In a recent survey of my clients, the number one and number two items they liked the most and why one was the educational aspect. Where we take complex things, make …
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The State of Pension Plans in the United States
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8:01Josh Tirado: [00:00:20] Welcome to the making smart decisions podcast. I'm your host, Josh Toronto. And today, we are discussing pensions. Is it a sheep, or is it the Wolf? Or is it just a Wolf in sheep's clothing? Let me jump into the pension thing here and try to delineate a little bit. [00:01:19] When I am talking about pensions. I am talking ab…
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Josh Tirado: [00:00:20] Welcome to the making smart decisions podcast. I'm your host, Josh Tirado, and today we're going to discuss sequence risk or sequence of return risk or something that sounds really boring and dumb and not useful to you. But in reality, it is actually a major major risk to your retirement and your investments. [00:01:26]That'…
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Joe: Hello, and welcome to the show. My name is Joe Woolworth. I produce the making smart decisions podcast with Josh Tirado. I'm here today with Josh Tirado and David Morgan. The founders of the Amplify program that we are going to learn about today. [00:00:31] So let's get started, guys. Josh, tell me a little bit about Amplify. [00:00:35]Josh: S…
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Josh: Hi, I'm Josh Tirado. And on this episode of Making Smart Decisions Podcast, we are going to touch on the emergency fund. What is it in? Do you need one? Most financial advice starts with the basis of you should have an emergency fund. And a lot of people just view that as a savings type account and yes, you should absolutely have that it migh…
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What questions to ask when interviewing a financial advisor
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19:58You're listening to making smart decisions with Josh Tirado. Today's topic is what questions to ask when you're interviewing a financial advisor. So essentially, I'm giving you the questions to ask when you're interviewing me. Here's what to ask me when I'm trying out for the job of being your advisor; I started this off because this is a very, ver…
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You're listening to making smart decisions with Josh Tirado. Today's topic is the backdoor Roth IRA. In the last year to the backdoor Roth IRA, concept has gained popularity. If you Google it, you will find a number of articles online, explaining and detailing the backdoor Roth IRA. And also a lot of times it's. [00:02:04] Heavily sprinkled with th…
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You're listening to making smart decisions with Josh Tirado, and today's topic is life insurance and marijuana. before you start going into your preconceived notions of this topic of life insurance and marijuana, let me start with a quote from a very old hall of fame baseball player, Yogi bear. He was asked once, what is the best type of life insur…
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Fiduciary Responsibility and working with a financial advisor
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7:06
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7:06Josh Tirado: I'm Josh Tirado. And you're listening to making smart decisions. Today's topic. I want to discuss the fiduciary standard and how that applies to financial advisors in this segment. I'm also going to discuss my personal experience and how this plays into my practice, but please know that this is a very touchy subject. [00:02:02] The sta…
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Investing in 2020 & beyond - Survival of the Fittest
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5:20Welcome to making smart decisions with Josh Tirado. Today's topic is investing in 2020 and beyond the survival of the fittest. Now, if you think back to school and learning about the survival of the fittest, but I imagine it is a lion running across a Prairie, tackling another weak animal, and having lunch. And if that's not what you imagine it is …
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This is Josh Tirado. You're listening to Making Smart Decisions. And this episode, we're going to touch on longterm care insurance. So when it comes to the topic of longterm care insurance, there has become more public acceptance recently, but for a very long time, People did not want to discuss longterm care insurance. [00:02:00] They would actual…
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Making Smart Decisions with Josh Tirado Trailer
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1:03Welcome to the Making Smart Decisions Podcast with Josh Tirado.By JT Financial Group
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