Best Kevin Mahoney Cfp Podcasts (2025)

1
It’s Not Too Late for a Roth Account 8:48

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4M ago8:48

8:48

Parents often ask, "Is it too late?" For example, "My child is already three and I’ve heard that the first three years are the most important. Is it too late?" Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses why, in both parenting and personal finance, you can "recover, rebuild, and begin again." You may regret…

1
The Price You Pay for Financial Complexity 11:27

5M ago11:27

11:27

Sports gambling companies rely on complexity to make money. Because complexity enables them to misprice their offerings. Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses in this episode how complexity also exists in personal finance. Complex personal finance products, like whole life insurance, work for some peo…

1
How to Win the Investing Game 6:32

6M ago6:32

6:32

The U.S. stock market is up 27.49% this year. But you've probably never heard of 2024's best-performing companies. Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses why effective investing doesn’t require you to know these companies. When you invest in “passive” index funds, you’re not here for entertainment. Ins…

1
Opt for the Difficult Estate Plan 9:03

7M ago9:03

9:03

Without an estate plan, probate can tie up your money for anywhere from three months to five years. Your family is too valuable to you to settle for that outcome. Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses how a professional will, trust, and medical directives can fit your unique circumstances. The right e…

1
The Risk of Sunlight and Tax Breaks 8:34

8M ago8:34

8:34

Research suggests that, when you invest in a 401(k), the tax break earns you an extra 0.73% each year. But you also lock up that money until you’re 59 and a half. Is that risk worth the benefit to you? Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses how we evaluate financial benefits and risks. We need to keep …

1
Turning Stillness Into Better Investment Decisions 5:09

9M ago5:09

5:09

Over a 10-year period through 2022, the average investment fund returned 7.7%. But the average person invested in those funds earned only 6%. Why? Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, explains that the difference between your investment return and your index fund’s return comes down to timing. And what if your…

1
Access (to a Mega Backdoor Roth) Matters 7:35

10M ago7:35

7:35

Compelling options to save for retirement, including the mega backdoor Roth, exist. But only if you have access. Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, talks about how the opportunity to save $69,000 in a tax-advantaged account is no small thing. You should be adamant that you get access. Welcome to Financially …

1
Turning a Loss Into a Gain 6:46

11M ago6:46

6:46

We can’t do much to prevent investment losses. But we have choices after an investment setback. Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, explains tax-loss harvesting in this episode. He compares tax-loss harvesting to a famous incident from the 1500s, and discusses how the strategy can help us to salvage tax savin…

1
The Power of a Roth IRA For Your Child 9:58

1y ago9:58

9:58

When your child makes a little money, the IRS will view the cash in their wallet as “earned income.” But for once, this isn’t a tax headache. Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, talks about how these small paydays will create an opportunity for you to teach your child about investing. And they’ll create an op…

1
An Alternative To Saving More Money 7:39

1y ago7:39

7:39

You’d probably love to save more money. What part of your finances would that break, though? Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, asks: what if you plan to work an extra 6-12 months before you retire? You may not want to choose that path. But the math at least gives you the option: that extra time at work is e…

1
What You Know About Your Future Retirement 8:21

1y ago8:21

8:21

Our retirement feels so far in the future. Yet, our retirement finances aren’t a complete unknown. Even at young ages, we have data that can increase the chances we succeed. Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, talks about how, in most cases, we can withdraw 4% of our investments annually for 30 years without …

1
No One Taught You to Use an HSA 5:53

1+ y ago5:53

5:53

You’re probably not making the most of your health savings account (HSA). Most likely, no one taught you that your approach is too narrow. Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, explains the benefits of an HSA. But he also shares how, almost like breathing, HSAs demand awareness, intentionality, and patience fro…

1
Monet & the Reality of Luck 9:06

1+ y ago9:06

9:06

Amid unfavorable circumstances, Claude Monet focused on what he could control. He and his Impressionist peers launched an independent, competing art exhibition that drew attention to their work. But Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, explains that Monet also got a little lucky. And his story offers an exampl…

1
Bluey & The Limits of Structure 10:36

1+ y ago10:36

10:36

Joe Brumm knew his approach to children's television didn't conform to conventional ideas. But he didn't care. He created the show Bluey to meet his own desired outcomes. Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses what we might learn from Joe Brumm and Bluey. The biggest lesson lies in a willingness to emb…

1
Artificial Financial Decisions 8:16

1+ y ago8:16

8:16

It’s hard for anyone to figure out how and when we should actually use the money we’ve saved. Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, explains how we can stick to our preferences. Even when short-term trends and distracting technology compete for our attention. Welcome to Financially Well, the finance podcast for…

1
Moneyball 8:49

1+ y ago8:49

8:49

Have you ever felt stressed out when you're struggling with one particular aspect of your finances? Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, proposes a solution: stay focused on the aggregate. Welcome to Financially Well, the finance podcast for Millennials.By Kevin Mahoney

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15-Minute Finances 12:05

1+ y ago12:05

12:05

What would happen if we aimed to make the majority of our financial decisions within 15 minutes? Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses how this is possible if you accept a simple premise: the most basic foundational financial decisions will determine whether you achieve the outcomes you seek. Welcome …

1
Natural Finance 9:17

2y ago9:17

9:17

Natural wine, which lacks the mysterious additives that most conventional wines contain, continues to grow in popularity. It's a response to winemaking moving too far away from its simple, transparent, and natural origins. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses why, like winemakers, we…

1
Arbitrary Stupid Goals 8:42

2y ago8:42

8:42

After we set an ambitious financial goal, such as retiring at a specific age, we often feel stuck. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses why, with money, most of the time, a good-enough solution is fine. But by setting arbitrary stupid goals, we can experience more immediate, and endu…

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Parting Ways With Country Music 7:20

2y ago7:20

7:20

Taylor Swift's fourth studio album, Red, was the fastest-selling country music album ever. But one common critique of Red made Swift wince: it wasn't "sonically cohesive." The reason? Swift was stuck trying to please country music executives, despite her interests in pop music. In this episode, Kevin Mahoney, CFP®, who specializes in financial plan…

1
The Money Challenge 7:50

2y ago7:50

7:50

In 1975, Pepsi announced the “Pepsi Challenge.” The marketing idea involved a simple blind taste test to determine the best soda in the country. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, explains why we wish our financial decisions could work like the Pepsi Challenge. No context. No peer influence …

1
Embracing a Third Place 8:31

2y ago8:31

8:31

A "third place" is a place that is outside home (first place) and work (second place), where people gather and interact. The first coffee shop in England opened in 1652, served this purpose. As have bars, libraries, and public squares. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses why our mon…

1
Life in a Spreadsheet 7:35

2y ago7:35

7:35

More than 400,000 children around the world have learned to play the violin through the Suzuki Method. But Suzuki wasn’t trying to produce world-class musicians. Instead, he viewed the violin as a means to an end. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses how Suzuki's experience with the …

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Financially Unreasonable 8:38

2y ago8:38

8:38

How often do you make unreasonable financial decisions? Probably not often enough. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, shares 3 stories about unreasonable decision-making from the former general manager of the "World's Best Restaurant." Most of our financial decisions conform with standard ru…

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The Rules of Financial Improv 9:50

2y ago9:50

9:50

In 1997, Tina Fey left her home in Chicago for a job interview. This opportunity ultimately traced back to her early career days at an improv school. And in this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses how that experience changed Fey's worldview. Fey's improv school taught her four rules that h…

1
What Rocks? 6:21

2y ago6:21

6:21

What are the big rocks in your financial life? In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses how we spend too much time agonizing over small money decisions and not enough time on big decisions. But when we focus on our “big rocks,” we’re saving our energy for truly costly financial decisions…

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Flash Floods 10:33

2+ y ago10:33

10:33

We’re more likely to face an extreme financial event than we believe. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses how we never exactly know the “what” or the “when.” Faced with this uncertainty, we’d tend to avoid thinking through different worst-case scenarios involving our money. But as i…

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Shadows or Spotlight 5:16

2+ y ago5:16

5:16

Until the Super Bowl, Rihanna hadn’t performed in concert since August 2016. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses a review of Rihanna’s Super Bowl halftime show. He focuses, in particular, on how Rihanna “prefers shadows to spotlight, still holding on to that one thing that cannot be…

1
The Greatest Show on Turf 9:08

2+ y ago9:08

9:08

Do you ever feel like an underdog when making financial decisions? In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, shares a story from the 2001 NFL season, which cast a heavy underdog as its main character. This underdog failed once in his decision making. But then he received another, unlikely opportuni…

1
Stuck in Traffic 8:38

2+ y ago8:38

8:38

When did you last get stuck in traffic? In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses what we can learn about our money from frustrating stop-and-go traffic on a congested highway. In our ongoing efforts to reduce uncertainty – whether in traffic or with our money – we often make our lives mo…

1
Searching for the Horizon 6:05

2+ y ago6:05

6:05

When did you last feel uncomfortable about the uncertainty surrounding a financial decision? In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses how we can counter the deceiving inner dialogues we have about money. Ultimately, we’ll never quite achieve complete certainty. But we don’t need to settl…

1
Why Millennials May Think About Money Differently Than Our Parents 13:10

2+ y ago13:10

13:10

Will our generation think differently about money in the years ahead? The "Great Recession" that started in 2007 seemed to highlight that Millennials face different financial realities than our parents. More recently, the pandemic and high inflation may have given us little choice but to approach our personal finances differently. In this episode, …

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Do Millennials Need to Worry About a Retirement Magic Number Yet? 10:31

2+ y ago10:31

10:31

Millennials continue to hear about how much they should save for retirement each year. And they continue to hear what they "should" have in savings at each age milestone, including a hypothetical retirement magic number. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, discusses why savings projections ar…

1
How You Can Overcome a Hesitation to Use Your Savings 16:02

2+ y ago16:02

16:02

What reasons do you give for not using your savings once in a while, even on special, one-time experiences with family and friends? In the thought-provoking book Die With Zero, author Bill Perkins explains why we point to our risk tolerance, passion for our work, or concern for our kids as justifications for always favoring earning over spending. B…

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Are You Earning Enough Memories From Your Money? 8:44

2+ y ago8:44

8:44

When did you last use your money to create an experience or memory that made you feel happy, personally content, or proud? “Memories are an investment in our future selves," writes Bill Perkins, author of the book Die With Zero, that "pay dividends and help us live richer lives.” Yet, in this episode, Kevin Mahoney, CFP®, who specializes in financi…

1
Why Your Financial Confidence Matters as Much as Your Income 7:53

2+ y ago7:53

7:53

Does your level of wealth ultimately determine how you think and feel about money? A behavioral economist recently wanted to understand what characteristics and circumstances help improve our financial wellbeing. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennials, shares that those with higher incomes have m…

1
Will a Home Bias in Investing Limit Your Potential Wealth? 7:55

2+ y ago7:55

7:55

Is the U.S. always the best country in the world for investing your savings? Video ▶️ Watch this episode on YouTube *** Episode Description A Yale economist recently found that popular personal finance authors all show a home bias when offering investment recommendations. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning f…

1
3 Steps Millennials with Variable Income Can Take to Invest Consistently 13:07

2+ y ago13:07

13:07

Does an annual bonus make up a large part of your overall income? Do you own your own business or get paid based on a nine-month academic calendar? Many Millennials must learn to navigate a variable income dynamic at some point during the year. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennial parents, talks…

1
Your Investment Time Horizon: The Key to Saving More Money? 11:41

3y ago11:41

11:41

When you think about your finances, how far into the future do you plan? People who think at least 10 years ahead typically save significantly more money than their peers. In this episode, Kevin Mahoney, CFP®, who specializes in financial planning for Millennial parents, talks through how you might want to think about your investment time horizon. …

1
Will Money Management in Retirement Be Easier Than You've Heard? 15:17

3y ago15:17

15:17

Will you have enough money in retirement? In fact, you’re more likely to grow your wealth in retirement than run out of money. In this episode, Kevin Mahoney, CFP®, who specializes in college financial planning for Millennial parents, discusses money management in retirement. In particular, he reviews data showing that your spending is most likely …

1
Why You May Not Need Fintech Apps for Investing on Your Phone 12:21

3y ago12:21

12:21

Where should you invest your money? Kevin Mahoney, CFP® will discuss the emergence of fintech apps. In particular, he’ll review the differences between robo advisors and more traditional investment firms. Or, as he thinks of the decision, Betterment vs Vanguard. Kevin, who specializes in college financial planning for Millennial parents, will share…

1
The Most Underappreciated Reasons to Ask for a Raise 11:06

3y ago11:06

11:06

How long has it been since you last significantly increased your income? In this episode, Kevin Mahoney, CFP®, who specializes in college financial planning for Millennial parents, will discuss the most underappreciated reasons to ask for a raise this month. For most Millennials, a modest reduction in spending isn’t nearly as powerful over the long…

1
Should You Wait to Buy a House if You Have a Low Mortgage Rate? 8:05

3y ago8:05

8:05

With mortgage rates climbing, should you wait to buy a house now? Welcome to Financially Well, the finance podcast for Millennials. In this episode, Kevin Mahoney, CFP® will discuss whether the housing market “reset” that we’re experiencing means you should hold off on pursuing a new house, especially if you already have an affordable rent or low m…

1
What Are the Benefits of Buy Now, Pay Later for Millennials? 8:51

3y ago8:51

8:51

When do the benefits of buy now, pay later (BNPL) payment plans outweigh the risks? Welcome to Financially Well, the finance podcast for Millennials. In this episode, Kevin Mahoney, CFP® will discuss the incentives and psychology behind the buy now pay later (BNPL) purchase option. Kevin, who specializes in financial planning for Millennial parents…

1
The 5 Best Books for Millennials About Money 16:33

3y ago16:33

16:33

What are the best books for Millennials about money? Welcome to Financially Well, the finance podcast for Millennials. In this episode, Kevin Mahoney, CFP® will discuss a few of his favorite alternatives to financial blogs and social media posts. Our personal finances don’t need to be complicated. That’s not the same as easy, though. The financial …

1
What to Do With an Inheritance Amid the "Great Millennial Wealth Transfer" 14:25

3y ago14:25

14:25

What should you do when you receive a small inheritance? Welcome to Financially Well, the finance podcast for Millennials. In this episode, Kevin Mahoney, CFP® will discuss the steps to take after you learn that you're set to receive a small financial windfall. Many financial institutions, both start-ups and household brand names, would love for yo…

1
Why Isn’t Your Qualifying Employer Promoting PSLF News? 14:47

3y ago14:47

14:47

Do your federal student loans qualify for public service loan forgiveness? They might, and you may not even know it. Welcome to Financially Well, the finance podcast for Millennials. In this episode, Kevin Mahoney, CFP® will discuss public service loan forgiveness, also known as PSLF. Did you know that public service loan forgiveness eligibility de…

1
Second Home or Starter Home: What Should Millennials Buy First? 15:37

3y ago15:37

15:37

Should Millennials buy a "second home" before they ever own their full-time, primary residence? Welcome to Financially Well, the finance podcast for Millennials. In this episode, Kevin Mahoney, CFP® will discuss recent trend articles about Millennials who have purchased a second home. More specifically, these Millennials still rent in large, high-p…

1
An Investment Quiz for Millennials: 11 Concepts You Should Know 23:29

3y ago23:29

23:29

Do you feel empowered to invest your savings? Welcome to Financially Well, the finance podcast for Millennials. In this episode, Kevin Mahoney, CFP® will share the investment quiz he created for other Millennials. The 11-question quiz covers key investment terms and concepts that stem from his conversations with his Millennial clients. Kevin, who s…

1
The Best 529 Plans for DC Residents 14:09

3y ago14:09

14:09

Is the DC College Savings Plan a “good” 529 plan? Welcome to Financially Well, the finance podcast for Millennials. In this episode, Kevin Mahoney, CFP® will discuss 529 college savings plans, specifically how state 529 plans differ widely in the benefits they offer to the families who participate. Kevin, who specializes in financial planning for M…