The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
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Whatever you lead can only grow when you do. Experience real-life, real-time business and leadership coaching from Dave Ramsey, a successful CEO, popular radio personality, bestselling author, and now the host of The EntreLeadership Podcast. Dave takes your calls and draws on over 30 years of experience as the CEO of Ramsey Solutions to help you overcome the challenges you're facing. More at https://www.ramseysolutions.com/shows/the-entreleadership-podcast.
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1
Your Future Depends on What You Do Today
1:40:55
1:40:55
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1:40:55📈 Are you on track with the Baby Steps? Get a Free Personalized Plan📱 Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Jade Warshaw answer your questions and discuss: "Am I being too harsh on my 18 year old?" "Can we get a mortgage that will be 50% of my income?" "Can you successfully build wealth without attending college?…
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I Can’t Figure Out How Much to Spend on Payroll
36:48
36:48
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36:48Today we’ll hear about: A business owner wondering how much of her revenue she should allocate to payroll The key differences between a controller and a CFO Why Dave Ramsey hates job descriptions and what he thinks is a better option How to give money to charity with business profits Next Steps: 📞 Have a question for the show? Call 844-944-1070 or …
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1
Stop Messing Around & Follow the Plan That’s Proven To Work
1:42:15
1:42:15
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1:42:15📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network. app George Kamel and Jade Warshaw answer your questions and discuss: "We're in the middle of a bankruptcy and now have $25k in home repairs," "Not having direct access to my savings scares me," "Is it okay to do my debt snow…
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1
When Are You Going To Clean Up Your Financial Mess?
1:40:41
1:40:41
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1:40:41📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network. app Dave Ramsey and Rachel Cruze answer your questions and discuss: "My mother-in-law is threatening to sue us over a home they built on our property," "Should I pay to fix my car or have it voluntarily repossessed?" "My boy…
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1
Don’t Let Panic Influence Your Financial Decisions
1:40:20
1:40:20
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1:40:20📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app Ken Coleman & Jade Warshaw answer your questions and discuss: "We are falling behind on Baby Step 2. Should we get a debt consolidation loan?" "How do we help my father-in-law get out of debt?" "Should we change our rate …
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1
Don’t Throw Away Your Long-Term Security for Quick Fixes
1:41:07
1:41:07
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1:41:07📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network. app Dave Ramsey and Jade Warshaw answer your questions and discuss: "We lost our paid off home to a fire recently and it was severely under insured..." "I'm about to fall behind on my payments and I have no income. How do I …
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1
You Can’t Borrow Your Way to Freedom
1:41:05
1:41:05
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1:41:05📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱Finish today's episode for free in the Ramsey Network app. Rachel Cruze & George Kamel answer your questions and discuss: "Should I sell my car to get out from under the payment I can't afford?" "How do I get out from under medical, credit card and personal loan debt?" "We are be…
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1
Should I Leverage Debt to Speed My Business Growth?
1:03:49
1:03:49
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1:03:49Today we’ll hear about: An owner looking to leverage debt to rapidly expand his business A businesswoman who’s trying to avoid bankruptcy after a costly mistake How customer service defines company success A father hoping to bring his kids into the family business Next Steps: 📞 Have a question for the show? Call 844-944-1070 or send us a message: h…
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1
Money Stress Isn’t Always About Money
1:37:54
1:37:54
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1:37:54📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. While we are out for Good Friday, we've compiled some of our favorite Rachel and John calls from 2024. Enjoy the long weekend and we'll be back with a live show on Monday! Rachel Cruze & John Delony answer your questions…
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1
Wealth Magnifies Who You Already Are
1:39:47
1:39:47
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1:39:47📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey and John Delony answer your questions and discuss: "How do I teach an 18-year-old to budget when they are surrounded by wealth?" "I was the beneficiary of a life insurance payout. My family is now telling me …
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1
Stick to the Plan Even When It’s Tough
1:40:05
1:40:05
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1:40:05📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "A company wants to use my land for a solar farm. What questions should I be asking them?" "Should we pay off my girlfriend's student loans or my mortgage f…
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1
It’s Not Too Late to Get Back on Financial Track
1:41:37
1:41:37
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1:41:37📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey and George Kamel answer your questions and discuss: "Should I settle with the creditor who sold my repossessed car?" "How do I get out of my real estate investments?" "When can we spend money on a vacation?" …
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1
You Can Move From Family Drama to Financial Peace
1:39:32
1:39:32
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1:39:32📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "My niece is trying to block us from my mom's estate," "How do we handle finances and kids in a second marriage?" "Should I sell my truck?" "My brother want…
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Today we’ll hear about: A business owner wondering if he should offer company vehicles to his employees A man considering if partnership is the right move A woman looking for advice on how to pay off business debt A son looking to hire the right team for his business while waiting for his father to sign it over Next Steps: 📞 Have a question for the…
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1
Money Isn't the Problem—Your Behavior Is
1:36:13
1:36:13
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1:36:13📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. George Kamel & Jade Warshaw answer your questions and discuss: Moving to a different star but making less money When pausing debt payoff makes sense Taxes 101 "What is considered tithing?" "Should we spend $30K on a vaca…
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1
It’s Time to Stop Surviving and Start Taking Control
1:38:51
1:38:51
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1:38:51📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Rachel Cruze & Ken Coleman answer your questions and discuss: "How do I pay off $65k in credit card debt?" "How do I plan surprises for my wife?" "How do I stop living paycheck-to-paycheck?" "Was it a mistake to quit my …
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1
You Can Still Escape the Debt Spiral Before It’s Too Late
1:37:36
1:37:36
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1:37:36📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Ken Coleman & Dr. John Delony answer your questions and discuss: "My father-in-law left us a poorly maintained house that has taxes owed on it," "I have $40k of credit card debt," "How do I prioritize paying off student …
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1
Money Stress Is Real, But So Is The Solution
1:37:51
1:37:51
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1:37:51📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey & George Kamel answer your questions and discuss: "My grandparents put their 4 homes in an LLC to keep us from moving away or selling to strangers," "Should I defer to my husband with our finances?" "Should I…
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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Jade Warshaw answer your questions and discuss: "Over half my income goes towards legal debt," "My investments aren't doing well..." "My husband lost his 401(k) to a crypto scam," "How do I use proceeds fro…
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1
I’m Scared This Technology Will End My Business
49:07
49:07
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49:07Today we’ll hear about: An owner who’s afraid his business will become irrelevant How an unexpected death is impacting a family business The four keys to become a self-aware leader with Ken Coleman A business owner who’s looking for his team to take more ownership Next Steps: 📞 Have a question for the show? Call 844-944-1070 or send us a message: h…
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1
Stop Watching the Market—Start Building Wealth
1:38:57
1:38:57
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1:38:57📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. George Kamel & Ken Coleman answer your questions and discuss: "I was scammed by a family friend and I'm afraid to trust anyone now regarding investing," "I can’t afford to invest 15%," "Should I open a traditional IRA fo…
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1
Life Happens. Are You Going To Be Ready for It?
1:36:26
1:36:26
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1:36:26📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Dr. John Delony answer your questions and discuss: "I made almost $200K last year and have nothing to show for it," "We owe $20k more on a car than it's worth," "Stop investing to save for a house?" "I just…
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1
Don’t Give All Your Money to Banks and Wonder Why You’re Broke
1:37:45
1:37:45
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1:37:45📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Rachel Cruze answer your questions and discuss: "Are my future in-laws committing fraud?" "My mortgage is 75% of my take home pay..." "Should we put a big down payment on a house or a smaller one and invest…
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1
Discipline Is the Key to Building Wealth
1:38:12
1:38:12
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1:38:12📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey & Ken Coleman answer your questions and discuss: "I’m dating a man who thinks 401k investing is a scam," "How do I build wealth making $65k a year?" "What changed your mind about personal tax preparation?" "I…
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1
Normal Is Comfortable, but Comfort Doesn’t Build Wealth
1:35:24
1:35:24
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1:35:24📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "I feel like I'm in a hole and can't get out," "How do I discuss wedding contributions with family?" "My husband and I have no retirement savings..." "I was…
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Today we’ll hear about: A business owner struggling to cash flow projects A leader wanting to prepare his team for an ownership transition How a business doubled their revenue in one year Dave Ramsey’s advice on handling credit card fees Next Steps 📞 Have a question for the show? Call 844-944-1070 or send us a message: https://ter.li/ask-us 📚Learn …
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1
Face Debt Head-On Before It Destroys Your Family
1:41:01
1:41:01
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1:41:01📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and George calls from 2024. Enjoy your weekend and we'll be back with a live show on Monday! Rachel Cruze & George Kam…
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1
Surviving the Money Storm Starts with Tough Choices
1:40:31
1:40:31
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1:40:31📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Jade and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon! Jade Warshaw & Ken Coleman answer your…
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1
Your Overspending Will Eventually Catch Up With You
1:38:03
1:38:03
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1:38:03📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon! Rachel Cruze & Jade Warshaw answer …
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1
How The Baby Steps Protect You From Financial Uncertainty
1:39:25
1:39:25
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1:39:25📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Ken calls from 2024. Enjoy your week and we'll be back with a live show soon! Dave Ramsey & Ken Coleman answer your …
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1
Debt Isn't The Problem - Your Mindset Is
1:40:58
1:40:58
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1:40:58📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon! Dave Ramsey & Jade Warshaw answer you…
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1
Can My Business Survive Without a Partnership?
55:33
55:33
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55:33Today, we’ll hear about: A son deciding how to move forward with his business after his father’s death A business owner dealing with the aftermath of a walkout How Seth Dillon and The Babylon Bee are fighting for free speech How insurance fraud is impacting a small business Next Steps: 📞 Have a question for the show? Call 844-944-1070 or send us a …
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1
Stop Letting Other People's Problems Ruin Your Finances
1:40:13
1:40:13
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1:40:13📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite George and John calls from 2024. Enjoy your weekend and we'll be back with a live show soon! George Kamel & John Delony answe…
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1
Quit Trying to Outearn Your Stupidity!
1:37:06
1:37:06
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1:37:06📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! Dave Ramsey & Rachel Cruze answer your questions and discuss: "38% of homes are owned by Boomers. What happens to the market when they start to die?" "Should I continue to take out student loans?" "I won over $200,000 on …
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1
You Don’t Need a Raise, You Need a Plan
1:35:43
1:35:43
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1:35:43📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! Rachel Cruze & Ken Coleman answer your questions and discuss: "My new husband and I both have major trust issues when it comes to money," "We are $25k upside down on a truck," "Should I rent a studio to my parents?" "How …
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1
Hope Is the Difference Between Victim and Victor
1:28:05
1:28:05
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1:28:05📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! Dave Ramsey & George Kamel answer your questions and discuss: "Every time we talk about getting out debt, it turns into a fight," "Should I invest in real estate or look for a job?" Dave explains wealth inequality in 2025…
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1
Slow and Steady Wins the Race Every Time
1:35:50
1:35:50
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1:35:50📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ❓ Help us make the show better. Please take this short survey. Dave Ramsey & Dr. John Delony answer your questions and discuss: "My company wants to sign me a 5-year deal," "How do we work on finances while separated?" "How much should we save for a house?" "We won a hunting trip …
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1
How to Accurately Forecast Business Growth
52:15
52:15
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52:15Today we’ll hear about: A business owner wondering how to predict future revenue A woman seeking advice after not paying herself for two years Dave Ramsey’s advice on how to kill the five enemies of team unity How bad hires cause stress for business leaders Next Steps 📞 Have a question for the show? Call 844-944-1070 or send us a message: https://t…
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1
It’s Time To Cut Debt out of Your Life!
1:32:51
1:32:51
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1:32:51📈 Are you on track with the Baby Steps? Get a Free Personalized Plan George Kamel & Ken Coleman answer your questions and discuss: "I feel like we'll never catch up on our retirement savings," "Will cutting up my card get me in trouble?" "Is it greedy to counter-offer a promotion?" "I can't morally invest in the S&P 500," "How do I break down annua…
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1
Don’t Let Your Present Reality Define Your Future
1:36:26
1:36:26
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1:36:26📈 Are you on track with the Baby Steps? Get a Free Personalized Plan George Kamel & Dr. John Delony answer your questions and discuss: "My parents sold their farm 2 years ago to my sisters for $1," "How do I pay off $230k of student loans?" "I can't drive my truck due to a title issue," "What's the impact of pausing retirement?" "My husband wants t…
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1
This Is How You Take Control of Your Own Life
1:36:57
1:36:57
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1:36:57📈 Are you on track with the Baby Steps? Get a Free Personalized Plan George Kamel & Dr. John Delony answer your questions and discuss: "My mother has been paying my sister's debt," "How do we increase our business revenue?" "Take a pay cut to do work I'm passionate about?" "Should I file for bankruptcy?" "How do I tithe on a gift of $850k in stock?…
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1
Make Decisions Based on Guidelines, Not Headlines
1:36:34
1:36:34
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1:36:34📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & George Kamel answer your questions and discuss: "My wife has been hiding credit cards from me," "I signed up a loan not realizing that the interest is 48%..." "Can I afford to buy a home?" "We make $130k and still overspend," "My company is getting hit hard by the ta…
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1
Math Is Important but Behavior Change Is What Matters
1:37:12
1:37:12
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1:37:12📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Ken Coleman & Jade Warshaw answer your questions and discuss: "My fiancé is 4 months behind on his mortgage" "I'm raising my grandkids but I'm falling behind" "My husband doesn't think we need to be frugal" "Our mortgage rate keeps changing" Support Our Sponsors: 🌱 Get 10% off you…
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