In today's episode, we explore amendments 10 through 14, delving into their historical context, the court cases that have shaped their interpretation, and their impact on today's legal landscape. From state sovereignty to the foundational principles of equal protection and birthright citizenship. Are your rights being violated? Link to Project 2025…

Today, we discuss the extensive losses of the 2025 California wildfires and potential ramifications to the insurance industry. Can the industry pay the large number of claims that will be filed in the wake of the natural disaster. Is there any correlation to 2008? Mel O CFP discusses this and more. Catch Mel O Live on the Stationhead app @momentofm…

In today's episode, Mel O dives into the evolving financial landscape that is 2025. She also discusses minors on social media generating income from explicit content while navigating the complexities of parental consent and ethical implications. Tax code changes and increased standard deductions. Is it more intersting than it sounds! Catch Mel O Li…

Is MAGA right? Today, I discuss the complex interplay between demographics, economy, and global politics in "Makin Babies." I explore how historical and current trends impact our financial landscape. The conversation delves into the power dynamics of declining birth rates, the strain on social security systems, and the critical importance of women'…

Today, I discuss the dangers of election betting and how it can change election outcomes for you adn me. We discuss the dangers of foreign interfernece in our election process and how we are literally turning over the keys to let them do so. Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money …

Welcome to episode 2 of the Startupz.ai podcast. In this episode yours truly, Mel O, continues to struggle with finding a way to curb people's money anxieties. Grayson and I delve into the world of finance, strategy, and personal growth. Your host, Mel O, a Certified Financial Planner, is joined by business strategist Grayson Scott, who shares his …

Welcome to the inaugural episode of Startupz.ai. Join me, Mel O CFP® and business strategist Grayson Scott from Startupz.ai as I navigate the world of business strategy. This podcast is designed for aspiring entrepreneurs and small business owners who are either just getting started or working through the challenges of growing a business. If you're…

Today, I discuss the ins and outs of tipping in America and how it came to be. Should we tax peoples tips? or are we just subsidizing the resturants employee pay roll? When there is automatic gratuity does the server get the full tip? You'd be surprised! Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn…

Today, we explore the aftermath effect of 9-11 on financial markets and the insurance sector. We also discuss why mass shootings are not considered domestic terrorism. Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money without out the pretentious Bu!!sh%t give me a follow here. Want to talk t…

Today, I discuss the massive social security and data breach that is NPD. 2.9 billion people have had their data stolen, you and I are probably one of them. Here are some good resources for you after you tunein. Freeze Your Credit: Equifax: Call 1-888-378-4329 or visit Equifax's website Experian: Call 1-888-397-3742 or visit Experian's website Tran…

In the latest episode Mel O CFP delves into the complex world of Disney's influence on media, consumer rights, privacy, finance and BINDING arbitration clauses, even in cases of wrongful death! Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money without out the pretentious Bu!!sh%t give me a f…

Today, Mel O CFP, dives into Project 2025. She covers oil subsidies to Medicaid and military changes, as well as the ever-growing divide between older and younger generations. With the youngest generations identifying as agnostic or atheist, where does that leave Project 2025? Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM…

Understand the economic numbers and get away from the political BS!! Today, I delve into the impact of various leading and lagging indicators on the economy, from the stock market and PMI numbers to GDP figures and consumer confidence. I highlight the significance of contextual understanding when interpreting economic data and emphasized the import…

🔑 Mergers and Monopolies: We explore the potential impact of a Capital One and Discover merger on the credit card industry, emphasizing the concerns and regulatory scrutiny related to monopolies and consumer interests, then it gets raunchy! Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money w…

In our latest episode, Mel O discusses the complex world of tariffs and national security & what it means to be "Made in America". **I had some reocordig issues so the episode might be choppy. Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money without out the pretentious Bu!!sh%t give me a fo…

In my latest episode, I delve into the unseen impact of political decisions, focusing on Biden's tariffs and their far-reaching effects on the economy. I explore the complexity of tariffs on various industries, from electronic vehicles to semiconductors, and discussed the paradox of subsidies in the global market. Catch Mel O Live on the Stationhea…

In today's episode we delve into the concept of open banking, unpacking its potential impact on financial freedom and consumer choices. Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money without out the pretentious Bu!!sh%t give me a follow here. Want to talk to Mel about money? Schedule a ca…

Today, we discuss JLo's slowing ticket sales, and investment contracts. AND Mel O gets sidetracked by this article. https://finance.yahoo.com/news/trump-set-interest-rates-himself-171733557.html Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money without out the pretentious Bu!!sh%t give me a …