The "Risk Intel" Podcast was developed to share our collective insights and knowledge working within the Financial Services industry and invite other risk enthusiasts to the show to educate and promote proactive risk management. The show is hosted by Ed Vincent, CEO of SRA Watchtower, a leading SaaS provider of innovative risk management solutions, serving the financial services industry and beyond. Our suite of proprietary technology solutions and methodologies was built “by risk pros for r ...
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S3 | E15: Defining A Data Strategy: What a Data Strategy is - and Isn’t
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8:28In this episode of the Risk Intel Podcast, Ed Vincent welcomes back Watchtower’s Chief Product Officer, Jeff Fink, to kick off a multipart series on creating a data strategy. A hot topic for many community banks and credit unions wanting to modernize their internal processes on how they handle data, collect it and how do they leverage data to achie…
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S3 | E14: How to Start a Data Strategy From Nothing: Make the Mind Shift From Stuck To Start
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27:56For many community banks, embarking on a data strategy can feel like an overwhelming endeavor. Limited resources, small teams, and the misconception that “big data” is only for large institutions often lead to inertia. But as discussed in the latest Risk Intel episode with Jeff Fink, the real differentiator in today’s competitive banking landscape …
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S3 | E13: 2025 Top Emerging Risks: Preparing for the Unpredictable
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23:05In this episode of the Risk Intel Podcast, host and SRA Watchtower CEO Edward Vincent invited CFO/CRO Shawn Ryan to the show to discuss the top emerging risks facing financial institutions today. Their discussion, enriched by insights from the NC State University ERM Initiative "13th Annual Executive Perspectives on Top Risks Survey," sheds light o…
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S3 | E12: How to Improve Collaboration Among Banks, FinTechs, and Regulators
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42:48The relationship among banks, FinTechs, and regulators has never been more critical - or more complex for that matter. With technology advancing at breakneck speed, the challenge lies in striking a healthy balance between fostering innovation, while not compromising the safety and soundness of the financial services industry. In this episode of the…
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S3 | E11: Q1 Pulse Check: Kirsten Muetzel Shares 2025 Financial Services Vital Signs
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37:32As the year 2025 unfolds, the financial services industry is experiencing shifts that few could have fully anticipated at the beginning of the year. From regulatory changes to the rapid advancement of artificial intelligence (AI), and global economic instability, financial institutions face a dynamic environment filled with both opportunities and r…
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S3 | E10: Why Should a Financial Institution CEO Prioritize ERM?
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16:30Enterprise Risk Management (ERM) has long been viewed as a defensive function—something financial institutions do to satisfy regulators and avoid compliance issues. However, this perspective is outdated. In today’s volatile business environment, ERM is a strategic necessity that enables organizations to anticipate challenges, seize opportunities, a…
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S3 | E9: How CROs Can Leverage A.I. to Modernize Their Risk Program
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30:02Follow us to stay in the know!By SRA Watchtower
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S3 | E8: How Vantage Bank Modernized Their ERM Program Through Data & Technology
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25:27Data is not just a byproduct of operations—it is the foundation for strategic decision-making and risk management. Vantage Bank, a leading community bank out of San Antonio, Texas committed to innovation and operational excellence, has embraced this reality by modernizing its risk management program through data and technology. In this episode of T…
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S3 | E7: Best Practices for a Successful RCSA Implementation
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16:18Implementing a Risk and Control Self-Assessment (RCSA) tool is a crucial step for financial institutions seeking to enhance their risk management frameworks. Starting with a well-executed RCSA process enables organizations to identify, assess, and mitigate risks effectively while ensuring compliance with regulatory requirements. However, successful…
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S3 | E6: SRA Watchtower + Lumio Insight: The Future of Risk & Business Intelligence
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20:06The latest episode of the Risk Intel Podcast featured Jeff Fink, Co-Founder of Lumio Insight, joining host Ed Vincent to discuss an exciting milestone — SRA Watchtower’s acquisition of Lumio Insight. This strategic move combines two companies with a shared vision: empowering community-based financial institutions with a holistic risk and business i…
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S3 | E5: How To Drive A Calculation Methodology Within Your RCSA
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15:05In this episode of the Risk Intel Podcast, Beth Nilles joins host, Ed Vincent to discuss how to drive a calculation methodology within a bank's or credit union's Risk and Control Self-Assessments (RCSA) process. Listen to the full episode to learn tips and guidance on executing this within your institution. Follow us to stay in the know!…
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S3 | E4: Annual KRI Health Check: The Importance of Evolving Your Key Risk Indicators
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16:27In this episode of the Risk Intel Podcast, SRA Watchtower’s own Cathy Jackson, Director of Implementations and a seasoned risk management expert joined host, Ed Vincent, to explore the evolving nature of Key Risk Indicators (KRIs) and how financial institutions can ensure their KRIs remain effective and actionable. Listen to the full episode to lea…
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S3 | E3: Part 3 | Using Data as a Strategic Asset With Jeff Fink, Lumio Insights
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26:55In this episode of the Risk Intel Podcast, Ed Vincent, host of the show and CEO of SRA Watchtower, welcomed Jeff Fink from Lumio Insight, back to the show to explore the critical topic of risk mitigation in financial institutions. This third part of their conversation delved into the strategies, technologies, and frameworks that help organizations …
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S3 | E2: Driving Banking Innovation In 2025 - Insights From Joseph Berry (KBW)
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25:52In this episode of the Risk Intel podcast, Joseph Berry, Co-head of Investment Banking at KBW, joined host Ed Vincent to share his insights into the evolving landscape of banking and FinTech and what will drive innovation in 2025. Joe discussed critical topics ranging from data analytics and customer profitability to the role of mergers and acquisi…
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S3 | E1: Navigating the 2025 Banking M&A Landscape
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30:26The Season 3 premiere of the Risk Intel Podcast brings a timely and thought-provoking discussion about the rapidly evolving M&A landscape in the banking sector and predictions for 2025. Host Ed Vincent welcomed Joseph Fenech, founder and Chief Information Officer of GenOpp Capital Management, to unpack the trends and strategies shaping this pivotal…
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S2 | E52: 2024 Risk Intel Rewind: The Top 10 Episodes You Can’t Miss
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17:54SRA Watchtower's Risk Intel Podcast has become a leading resource for financial institutions and risk professionals seeking actionable insights into enterprise risk management (ERM). Hosted by Ed Vincent, CEO of SRA Watchtower, the podcast covers critical topics such as integrated risk management, data governance, and the role of technology in tran…
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S2 | E51: Using Data as a Strategic Asset (Part 2) Governance Frameworks
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24:43Season 2 | Ep. 51: Using Data as a Strategic Asset (Part 2) Governance Frameworks Follow us to stay in the know!By SRA Watchtower
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S2 | E50: Using Data as a Strategic Asset (Part One) Data Architecture
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25:15In season two's 50th episode of The Risk Intel Podcast, host Ed Vincent, sat down with Jeff Fink, CEO and Co-founder of Lumio Insight, to share his view on the evolving role of data in financial institutions. Drawing on his extensive experience in data management, Jeff outlined how organizations can transform data into a strategic asset, unlocking …
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S2 | E49: Integrated Risk Management: Leveraging Tools & Frameworks To Tell The Right Story
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33:25Follow us to stay in the know!By SRA Watchtower
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S2 | E48: 2024 Election Insights: The Path Forward for Banks and Fintechs Under Trump’s Presidency
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36:33In this Risk Intel Podcast, Ed Vincent sat down with Ian Moloney, SVP of Policy and Regulatory Affairs, and Hayden Cole, Director of Federal Government Affairs from the American FinTech Council (AFC), to analyze what the 2024 election results mean for financial services regulation, enforcement, and bank-FinTech partnerships. They explored expected …
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S2 | E47: Establishing a Resilient ERM Framework - Insights From Two Seasoned CROs
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30:33Follow us to stay in the know!By SRA Watchtower
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S2 | E46: Strengthening Bank-FinTech Partnerships - Phil Goldfeder, CEO, AFC
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31:40In the latest episode of the Risk Intel Podcast, Phil Goldfeder, CEO of the American Fintech Council (AFC) joined host Ed Vincent to delve into the evolving relationship between banks and fintech firms. Ed and Phil connect on the latest comment letter the AFC submitted in response to the joint Request for Information on Bank-Fintech Arrangements In…
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S2 | E45: Scary Stories of Risk Management
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14:34Happy Halloween! This special episode of the Risk Intel podcast features scary stories of risk management. Coming from real-life experiences from our team member’s days in banking. Host, Ed Vincent, is joined by Shawn Ryan, Beth Nilles, Niki White, Megan Turcios, Trent Terry, and Cathy Jackson for a series of short spooky stories. Curl up with a ni…
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S2 | E44: Building a Strong Foundation for Risk Reporting
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18:49Effective risk management reporting is essential for decision-making, regulatory compliance, and overall institutional success. Whether you're considering licensing a third-party risk Intelligence solution or building your own reporting framework, understanding key principles and data perspectives will guide you toward a robust, scalable system. Sa…
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S2 | E43: How to Storm Proof Your ERM Program
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16:01In this episode of Risk Intel, host Ed Vincent, CEO of SRA Watchtower, is joined by Shawn Ryan, CFO of SRA Watchtower, and Niki White, CGO of SRA Watchtower to discuss the importance of natural disaster preparedness within financial institutions. As climate risks grow and on the heels of two back-to-back hurricanes, financial entities must be proac…
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S2 | E42: US Agriculture: 2024 Industry Risk Analysis (Part Two)
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22:14In this episode of the Risk Intel podcast, the host of the show and SRA Watchtower’s CEO, Edward Vincent, welcomed Amitabh Bhargava, Senior Managing Director of Credit Portfolio Management for SRA Consulting back to the show to continue the conversation from last week on the recent U.S. Department of Agriculture’s (USDA) 2024 Farm Sector survey rel…
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S2 | E41: US Agriculture 2024 Industry Risk Analysis (Part One)
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18:02The U.S. agricultural sector is facing a challenging transition. Following a period of record profitability in 2021 and 2022, the latest USDA 2024 Farm Sector Income Forecast released in September of 2024, projects a continuing decline in farm income. According to Amitabh Bhargava, a seasoned expert in credit risk and portfolio risk management, far…
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S2 | E40: Client-Driven Success: Implementing More Than Software
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22:18In episode 40 of the Risk Intel podcast, host Edward Vincent sat down with Sharon Campbell, VP of Client Services at SRA Watchtower, to explore the evolving role of client services in the SaaS industry. Today’s client services teams do much more than just manage or implement software — they’re instrumental in driving successful client outcomes, int…
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S2 | E39: Client-Driven Success: Client Journey & Engaging Early And Often
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11:53In today’s fast-paced business environment, understand the client journey is more critical than ever. No matter what industry you’re in, understanding how to guide clients through every phase of their experience can make or break your organization’s success. In part two of this Client-Driven Success series of the Risk Intel Podcast, Ed Vincent, CEO…
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S2 | E38: Client-Driven Success: Insights on Building a Client-led Culture
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17:04In this episode of the Risk Intel podcast, host Edward Vincent sat down with Sharon Campbell, VP of Client Services at SRA Watchtower, to explore the essential components of a successful client-led organization. Sharon’s extensive experience in leading client-facing teams across financial institutions and SaaS organizations positions her as an expe…
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S2 | E37: From Stuck to Start: Taking the First Step in Risk Management
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14:04In this episode of the Risk Intel Podcast, SRA Watchtower CEO, Ed Vincent teams up with Niki White, Chief Growth Officer to explore the concept of "starting where you are" in risk management. This discussion sheds light on how organizations can overcome the common paralysis that can come with over-planning and how to take actionable steps toward ef…
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S2 | E36: What's The Difference Between GRC and Audit?
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15:18In today's complex financial landscape, effective risk management is critical for the stability and success of any financial institution. Governance, Risk, and Compliance (GRC) teams play a central role in this process, ensuring that organizations are well-protected against potential risks while maintaining compliance with regulatory standards. But…
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S2 | E35: Not All Risks Are Created Equal: Enterprise Risk Management VS Audit
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13:34In this episode of the Risk Intel podcast, host Ed Vincent, invites Niki White, Chief Growth Officer at SRA Watchtower, back to the show to discuss the critical differences between enterprise risk management (ERM) and the audit functions within a financial institution. The discussion centers on the three lines of defense model, a widely recognized …
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S2 | E34: KRI Reporting and Analytics Consumption
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22:33In this episode of the Risk Intel Podcast, Claire Jordan, SRA Watchtower’s Vice President of Product joins host Ed Vincent to explore the critical role of Key Risk Indicators (KRIs) in enabling risk-informed strategic and operational decisions within financial institutions. The episode dives into the nuances of how different stakeholders consume KR…
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S2 | E33: Why Quantitative Benchmarks Lead to Actionable Insights
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15:12In the latest Risk Intel Podcast episode, Edward Vincent, CEO of SRA Watchtower, hosts an enlightening discussion with Cathy Jackson, Director of Watchtower Implementation, and Claire Jordan, VP of Product. This episode is a deep dive into best practices for evolving an Enterprise Risk Management (ERM) program, focusing on regulatory guidance, quan…
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S2 | E32: Collecting More Timely and Frequent Data
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18:43In this episode of the Risk Intel Podcast, SRA Watchtower CEO Edward Vincent and Cathy Jackson, Director of Watchtower Implementation, delve into the best practices for evolving an Enterprise Risk Management (ERM) program. This insightful conversation covers the historical overview of risk management, the current state and challenges, emerging tren…
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S2 | E31: Setting the Standard: Building a Baseline of Key Risk Indicators for Financial Institutions
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17:40In this episode of the Risk Intel Podcast, Ed Vincent, host and CEO of SRA Watchtower, invites Cathy Jackson, Director of Watchtower Implementation to the show to delve into the transformative shift in risk management within financial institutions. This discussion is part one of a multi-part series focusing on best practices for enhancing Enterpris…
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S2 | E30: Driving Change in Risk Management: Insights from the Field
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13:55In the ever-evolving landscape of financial risk management, the ability to accurately assess and manage risk is paramount. This episode of the Risk Intel Podcast, hosted by Ed Vincent sheds light on the transformative power of risk maturity self-assessments in building robust enterprise risk management programs. Joined by Niki White, Chief Growth …
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S2 | E29: Optimizing Third-Party Risk Management: Due Diligence, Contracting, and Monitoring
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24:07In this episode of the Risk Intel Podcast, host Ed Vincent invites Shawn Ryan back to the show to dive deeper into the recent Interagency Third-Party Risk Management (TPRM) Guidance released in May 2024. The guidance from the Federal Reserve, FDIC, and the OCC included five critical aspects of third-party risk management: planning, due diligence, c…
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S2 | E28: Enhancing Third-Party Risk Management: How to Safely Onboard & Partner with FinTechs
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18:29In this episode of the Risk Intel Podcast, host Ed Vincent, sat down with Shawn Ryan, Chief Financial Officer at SRA Watchtower, to delve into the intricacies of third-party risk management relating to safely onboarding FinTech partners. Their discussion centered on the recent May 2024 joint interagency guidance on third-party risk management and i…
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S2 | E27: The Decision to Change & The Cost of Inaction
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27:24Follow us to stay in the know!By SRA Watchtower
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S2 | E26: Cultivating a Culture of Risk: Efficiency, Strategy, and Shareholder Value
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16:25In this insightful episode, Ed Vincent, CEO at SRA Watchtower continues the conversation with Niki White, Chief Growth Officer at SRA Watchtower. Building on their previous discussion, they delve into how a robust risk culture can be quantified to enhance institutional efficiency, strategic alignment, and shareholder value. Listen to learn more. Fo…
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S2 | E25: Transforming Perception - Strategies for Effective Risk Culture
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18:01In this Risk Intel Podcast episode, host Ed Vincent and Niki White, Chief Growth Officer at SRA Watchtower and former Chief Risk Officer, delved into the intricacies of establishing and cultivating a culture of risk within financial institutions. Their discussion highlighted key drivers that influence risk culture and offered valuable insights on t…
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S2 | E24: The Importance of Risk Appetite Statements, w/ Guest Tyler Pihl, Service Credit Union
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28:02In this episode of the Risk Intel Podcast, we invite Tyler Pihl, VP - Enterprise Risk at Service Credit Union back to the show to share best practices and guidance on crafting risk appetite statements. Tyler provides valuable insights on rewriting and maintaining risk appetite statements, integrating risk management into organizational culture, and…
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S2 | E23: How Service Credit Union Created a Proactive Risk Culture
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27:05In this episode of the Risk Intel Podcast, Tyler Pihl, VP of Enterprise Risk at Service Credit Union joins the show to share his journey and expertise on building a proactive risk culture. Tyler highlights the evolution of ERM at Service CU, the importance of communication and relationships, and the continuous effort required to maintain a robust r…
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S2 | E22: 2024 Third-Party Risk Management Guidance: Phil Goldfeder, CEO, American Fintech Council
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20:54In the fast-paced world of FinTech, navigating regulatory landscapes requires a keen understanding of evolving standards and proactive collaboration. Listen as we explore insights from a recent Risk Intel episode featuring Phil Goldfeder, CEO of the American Fintech Council, and Ed Vincent, CEO of SRA Watchtower as they discuss regulations around t…
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S2 | E21: Risk Management Hot Topics with Guest: Debbie Bianucci, President & CEO, ProSight Financial Association
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18:30In the ever-evolving landscape of financial services, risk management stands as a critical pillar safeguarding the integrity and stability of institutions. Recently, the Risk Intel Podcast had the privilege of hosting Debbie Bianucci, the President and CEO of ProSight Financial Association, to delve into key risk management trends in banking. Debbi…
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S2 | E20: Unearthing Hidden Factories: Essential Diagnostic Questions for Financial Institutions
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11:36In the latest episode of the Risk Intel podcast by SRA Watchtower, CEO Edward Vincent and Chief Growth Officer Niki White delve into a crucial aspect of risk management within financial institutions: identifying and dismantling hidden factories. The episode offers actionable diagnostic questions across four key areas: reporting, operations & proces…
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S2 | E19: Cost of Operating Hidden Factories…Real World Examples
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13:52In this episode of the Risk Intel podcast, we bring back ERM experts Cathy Jackson, Beth Nilles, and Niki White to recap their previous examples of identifying hidden factories within their financial institutions. Each guest shared real-life examples to highlight the importance of mitigating risks associated with redundant processes and helped to q…
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S2 | E18: Implementation to Optimization: Addressing Hidden Factories When Rolling out New Software
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10:11In this episode of the Risk Intel Podcast, we continue the conversation of hidden factories and highlight real-world examples from subject matter experts in risk management, across the banking industry. Today’s guest is Cathy Jackson, Director of Implementations for Watchtower, who brings a unique perspective to the table, having experienced hidden…
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