Vince and Blake finally begin their podcast! Covering all things. From strange to wicked, from funny to stupid. Follow us on all social media! (click the link to access to other podcast platforms the Point Nemo is currently on: smarturl.it/49js6c ) Twitter: @PointNemoShow Insta: pointnemopodcast Email us questions that we can answer for you on the podcast, or if you have interest in becoming a guest on the show, we can arrange Skype or a visit. GMAIL: [email protected]
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Point Nemo Podcasts
This is where we break down the political madness leading up to the 2024 election, talk about the challenges we face in the world, and laugh at just how absurd it can all get. Twice a week, I’ll be joined by friends, fellow creators, and experts to talk through the issues, keeping it real and to the point. Expect voicemail segments, answering your burning questions, and a whole lot of commentary on the stuff that actually matters. It’s direct, it’s skeptical, and, yeah, sometimes it’s a bit ...
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Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest ...
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979. News: Monzo slapped with bumper fine, Robinhood stands strong on tokenisation, and will TSB vanish from the high street for good?
1:07:41
1:07:41
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1:07:41About this episode: Host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: In Q2 2025, AI continued to dominate the innovation landscape, accounting …
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978. Insights: Innovating through crisis, how can banks stay ahead?
49:42
49:42
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49:42About this episode: Financial services is evolving at a rapid pace. The pandemic was unprecedented, and banks and financial institutions are still dealing with its aftermath. Rising interest rates triggered by sharp, "hockey-stick” inflation led to the collapse of established banks like SVB and Credit Suisse. Previously, the priority had been on in…
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977. News: Pan-African card debuts, Tink teams up with Chip, and Circle doubles down on licence
1:06:39
1:06:39
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1:06:39About this episode: Host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. This episode is dedicated to Barb MacLean, a friend of the podcast and a valued contributor to the Fintech…
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976. Insights: Designing accessible fintech products for those with learning disabilities with Project Nemo
49:52
49:52
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49:52About this episode: How accessible do you think financial services are? For many with a disability the answer is probably not that accessible. In this very special episode, Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by Project Nemo: an organisation working to highlight accessibility challenges across financial services an…
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975. News: Zopa join us to talk Biscuit - and are stablecoins the missing ingredient for SMEs?
48:47
48:47
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48:47About this episode: Join David Barton-Grimley of 11:FS and a lineup of expert guests as they explore the biggest fintech and financial services headlines of the week. Stories covered on the podcast: Zopa launches a current account offering 2% AER interest on balances, along with 2% cashback on bill payments. Coinbase has introduced a stablecoin pay…
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974. Insights: Trust me, I’m verified - The future of digital identity in financial services
46:34
46:34
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46:34About this episode: On this week’s Fintech Insider Insights, in partnership with LexisNexis Risk Solutions, we’re diving into one of the most pressing challenges in financial services: digital identity. Every time someone opens an account or logs into a service, one big question needs answering: is this person really who they say they are? Fraudste…
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973. News: Walmart and Amazon explore stablecoins, and has Chime's IPO set a new benchmark for fintechs?
1:04:40
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1:04:40About this episode: Join Benjamin Ensor, Director of Research and Strategy at 11:FS, as he's joined by great guests to dive into the biggest news stories from the week. Stories covered on the podcast: Chime climbs 37% after debut of $364 million IPO. Walmart and Amazon eye the potential of stablecoins as U.S. regulation advances. We take a look at …
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972. Insights: Unlocking global competitiveness in an AI-driven world - Live from Point Zero Forum
42:07
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42:07On this week’s Fintech Insider Insights, we’re bringing you something a little bit different! Our CEO, David M. Brear, recently headed to the Point Zero Forum in Zurich, where he moderated a panel all about AI innovation - and what it takes for countries to stay competitive in this space. It was a super insightful conversation, and the brilliant te…
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971. News: FCA and NVIDIA team up for AI sandbox, Starling unveils a smarter way to talk to your bank - and why is Revolut launching ATMs?
1:07:56
1:07:56
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1:07:56About this episode: Join Ross Gallagher, Head of Consulting at 11:FS, as he's joined by great guests to dive into the biggest announcements and stories from the conference. Stories covered on the podcast: The Financial Conduct Authority (FCA) has partnered with Nvidia to launch a ‘Supercharged Sandbox’, enabling firms to safely experiment with AI. …
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970. Insights: The future of lending doesn't care about your credit score with Plaid, Affirm and N26
51:01
51:01
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51:01About this episode: On this week's episode, in partnership with Plaid, host David Barton-Grimley is joined by some great guests to dive into the world of credit. For decades, traditional credit scores have been the foundation of lending - but in 2025, they’re starting to show their age. These outdated models are struggling to reflect how people act…
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969. News: Griffin goes AI, Mastercard’s new partnerships, and the top stories live from Money20/20
49:29
49:29
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49:29About this episode: Host David Barton-Grimley, Director of Strategy at 11:FS, is joined by a fantastic panel of guests live at Money20/20 Europe, to dive into the biggest announcements and news stories from the conference. Stories covered on the podcast: Griffin announces the launch of its MCP server, AI Griffin. Openpayd expands its offering into …
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968. Insights: How to improve spend management when on the move - Live from Money20/20 Europe
40:40
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40:40About this episode: On this week’s episode of Fintech Insider Insights, recorded live at Money20/20 Europe in partnership with Adyen, host David Barton Grimley is joined by some great guests to take a deep dive into the pain points of spend management - and how embedded finance can help solve them. Now, we’re all aware of spend management, but how …
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967. News: Can Curve challenge Apple Pay? Plus: Google’s AI goes shopping
1:09:22
1:09:22
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1:09:22About this episode: Host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Curve launches Curve Pay to compete with iOS in Europe. Google pushes ahea…
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966. Insights: Inside the unbundling and rebundling of financial services
54:41
54:41
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54:41About this episode: On this week’s episode of Fintech Insider, in partnership with Skaleet, host Benjamin Ensor is joined by some great guests to take a deep dive into the unbundling and rebundling of financial services. Now, you’ve probably heard the terms thrown around – but what does "unbundling" really mean? Is it just a flashy way of saying fi…
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Bonus: How Monzo stays online when everyone else goes down - with CTO Matej Pfajfar
28:44
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28:44About this episode: On this episode of Fintech Insider, host David Barton-Grimley sits down with Matej Pfajfar, Group CTO at Monzo Bank, to talk about one of the fintech industry's least glamorous - but most critical - topics: outages. With banking apps now at the core of how we manage money, a few minutes of downtime can spark serious disruption. …
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965. News: Revolut eyes up French banking licence and is the BNPL honeymoon over amid tougher regulations?
1:04:04
1:04:04
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1:04:04About this episode: Host Benjamin Ensor, Director of Research & Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Revolut, Europe’s largest digital bank, has announced plans to invest ove…
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964. Insights: The future of payments is closer than you think
52:49
52:49
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52:49On this episode of Fintech Insider Insights, in partnership with Visa, host David M. Brear is joined by an expert panel to explore the future of payments through two lenses: the real-world challenges merchants and payment providers face today, and the innovations shaping how we’ll pay in 2030. We look at: Why the post-2020 payments world demands mo…
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963. News: IPOs are on the horizon for Monzo and Chime, Stripe teams up with Ramp, and Klarna's boss says: less AI, more humans
1:05:14
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1:05:14About this episode: Host Benjamin Ensor, Director of Research & Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Monzo eyes up a potential IPO on the UK market whilst Chime announces the…
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962. Insights: The UK’s fastest-growing fintech: in conversation with Richard Davies, CEO of Allica Bank
48:47
48:47
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48:47About this episode: In this episode of Fintech Insider Insights, host David M. Brear is joined by Richard Davies, CEO of Allica Bank - the UK’s fastest-growing fintech focused on serving established small and medium-sized enterprises (SMEs). Richard shares how his unique background at traditional giants like HSBC and Barclays, combined with his tim…
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961. News: Tide launches BNPL for small businesses, PayPal picks Germany for mobile wallet debut, and is The FCA about to clamp down on crypto?
59:55
59:55
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59:55About this episode: Host Benjamin Ensor - Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Tide is expanding its B2B offering, rolling out its Credit Flex featur…
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960. Insights: The future of Revolut with UK CEO Francesca Carlesi
51:25
51:25
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51:25About this episode: In this episode of Fintech Insider Insights, David M. Brear welcomes Francesca Carlesi, the CEO of Revolut UK, for an in-depth conversation about one of the most transformative years in Revolut’s history. With a strong background in fintech and traditional banking, including co-founding the UK’s first digital mortgage lender, Fr…
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959. News: Nubank lands Mexico licence, Thunes raises $150m and Robinhood Gold hits 3.2m subscribers
1:02:18
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1:02:18About this episode: Host Benjamin Ensor - Director of Research and Strategy at 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: Robinhood publishes its Q1 results showing an increase in both revenue …
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958. Insights: The rise of digital wealth management – a conversation with Monument CEO Ian Rand
47:31
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47:31On this special edition of Fintech Insider Insights, David M. Brear, Group CEO at 11:FS, is joined by Ian Rand, CEO of Monument Bank - a pioneering digital private bank designed for mass affluent individuals. Ian took the helm at Monument in 2022, bringing extensive experience from Barclays to lead the bank through a period of rapid growth. We dive…
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957. News: Global Payments bags Worldpay, Circle launches cross-border network, and is Starling for sale?
1:07:25
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1:07:25Advertisements: Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section. Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only …
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956. Insights: The product leader’s guide to fighting fraud
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44:47For those listening in GCC and Turkey, this episode is sponsored by XM. https://bit.ly/ClaimBonusFintech -- About this episode: Host David Barton-Grimley is joined by some great guests to explore what fintech product leaders are doing to combat fraud. Fraud isn’t going away anytime soon. Scammers now use artificial intelligence, deepfake video call…
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