We're here to provide you a safe, comfortable place to ask credit card related questions, share your stories good and bad, and learn that cleaning up, eliminating or just managing credit card debt is attainable. We want to instill in you the self-confidence you need so you too can have credit intelligence, leading to an inner peace and freedom.
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SWIPE 191 - Ten ways to leave your lender and eliminate debt.
12:28
12:28
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12:28Polly lists the ten ways that you can leave your lender! Listen for the many ways that life can affect your finances in this episode!By Polly A. Bauer
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SWIPE 190 - Credit pitfalls to avoid on spring break!
16:00
16:00
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16:00Join Polly as she shares many pitfalls that you should avoid during this spring break! This episode is filled with great tips! Listen before you travel or spend this spring break season!By Polly A. Bauer
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SWIPE 189 - Do you want the government making your financial decisions?
18:20
18:20
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18:20Join us as Polly shares the many ways that government can impact your finances and what you should consider moving forward!By Polly A. Bauer
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SWIPE 188 - Why merchants should accept all types of crypto currency as payment for goods and services.
24:23
24:23
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24:23Join Polly as she discusses the many reasons that you may want to reconsider accepting all types of crypto currency for goods and services!By Polly A. Bauer
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SWIPE 187 - How to overcome credit card overwhelm in 2025
20:00
20:00
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20:00We wrap up 2024 sharing ways to overcome credit card overwhelm and debt in this difficult economy. Don't miss this episode!By Polly A. Bauer
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SWIPE 186 - Holiday cyber criminal update!
16:16
16:16
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16:16Join Polly as she shares some holiday cyber crimes that you need to look out for!By Polly A. Bauer
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SWIPE 185 - Our podcast has a milestone! 10,000 downloads and its Thanksgiving!
14:29
14:29
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14:29We are so grateful this Thanksgiving for YOU our Swipers! Polly shares her gratitude for this Thanksgiving season and we celebrate our 10,000th download of the show! Polly also shared her expertise with you on credit as usual so do not miss this episode!By Polly A. Bauer
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SWIPE 184 - Skyrocketing credit card debt breaks records in 2024!
19:01
19:01
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19:01Join Polly as she shares how 2024 credit card debt has surpassed a trillion dollars and how we can be mindful during this holiday season.By Polly A. Bauer
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SWIPE 182 - Frightening credit card regulations that may impact your life. Part 1
23:22
23:22
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23:22Join Polly and guest host Niel Guilarte as they discuss some frightening credit card regulations that may impact you personally! Part 1 of 2By Polly A. Bauer
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SWIPE 183 - Frightening credit card regulations that may impact your life Part 2
18:27
18:27
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18:27Join Polly and guest host Niel Guilarte as they continue their discussion on some frightening credit card regulations that may impact you personally!By Polly A. Bauer
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SWIPE 181 - Not everyone who calls is your friend. Beware!
14:34
14:34
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14:34Polly discusses various ways people will try to get into your wallet by decieving you! Do not give out personal details to anyone on a call until you hear this episode!By Polly A. Bauer
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Listen in as Polly discusses many modern day scams so that you can avoid them!By Polly A. Bauer
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SWIPE 179 - Do you plan to pay off your credit card debt?
11:54
11:54
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11:54Join Polly as she shares amazing research on the amount of credit card debt that exists and the scary headline which states that many people have NO PLAN to pay off their debt! Do not miss this episode!By Polly A. Bauer
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SWIPE 178 - Introducing the Bank Secrecy Act
14:35
14:35
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14:35Join Polly as she covers the Bank Secrecy Act and explains why banks require so many forms when you make large withdrawals. Its all about avoiding fraud!By Polly A Bauer
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SWIPE 177 - Managing credit card debt during tough times
17:10
17:10
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17:10Polly discusses how to manage finances particularly credit card debt during difficult times. Listen in for tips that can help ease your stress!By Polly A. bauer
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SWIPE 176 - Merchants: Do you qualify for a rebate from VISA or Master Card from a recent class act lawsuit?
9:13
9:13
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9:13Polly shared how you can check to see if you qualify for a rebate from VISA and Mastercard from a recent class action law suit! Listen to see how you can check to see if you qualify and more!By Polly A. Bauer
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SWIPE 175 - The impact of human emotion in the scamming game
14:35
14:35
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14:35Polly discusses how scammers manipulate the emotions of their victims. It is more common than you think!By Polly A. Bauer
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Join Polly as she share the top reasons that scamming is on the rise. Learn to identify ways to protect yourself before it happens!By Polly A. Bauer
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Polly defines the time value of money in this information packed episode!By Polly A. Bauer
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SWIPE 172 - Understanding Financial Literacy
18:34
18:34
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18:34Join Polly as she helps you understand what financial literacy is. She highlights principals from the book How Money Works: Stop Being A Sucker.By Polly A. Bauer
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SWIPE 171 - Not all credit cards are equal (Revisited Part 2)
11:02
11:02
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11:02Join Polly as she continues her series on credit cards. Polly shares information on secured credit cards for students and those looking to establish credit for the first time.By Polly A. Bauer
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SWIPE 170 - Not all credit cards are equal (Revisited)
15:47
15:47
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15:47Join Polly in a two part series where she does a deep dive into credit cards and more!By Polly A. Bauer
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Polly discusses organizational tips and suggestions to keep you current as well as the difference between a credit union and a bank!By Polly A. Bauer
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Polly shares tips on living within your means, not beyond it!By Polly A. Bauer
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SWIPE 167 - Having fun with credit cards!
11:44
11:44
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11:44Polly shares some of the fun you can have with credit cards! She discusses benefits, rewards and more!By Polly A. Bauer
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SWIPE 166 - So you got your first credit card, now what?
15:13
15:13
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15:13Polly goes over the basics you need to know when you get your first credit card. Listen in!By Polly A. Bauer
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SWIPE 165 -Using your credit: Give yourself a "Polly Pass" during challenging times.
16:35
16:35
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16:35Polly shares some credit basics and focuses on giving yourself some grace when it is time to access your credit, especially during challenging times. Sometimes you have to give yourself a "Polly Pass" and she detailes when and how in this episode!By Polly A. Bauer
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SWIPE 164 - Make sure you have access to cash!
22:28
22:28
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22:28Join Polly as she shares insights on ensuring you have access to cash vs just using your credit card! December 30th is Polly's birthday so reach out and say hello! Do you have access to emergency cash? You may want to listen to learn more!By Polly A. Bauer
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SWIPE 163 - The value of customer service and keeping your word.
16:45
16:45
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16:45Join Polly as she shares recent experiences that focus on world class customer service and the value of keeping your word.By Polly A. Bauer
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SWIPE 162 - Gift Cards & Quality Customer Service
21:51
21:51
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21:51Join Polly B as she discusses some holiday gift giving ideas and the value of world class customer service as we shop this season.By Polly A. Bauer
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SWIPE 161 - What scares you about your finances this Halloween?
12:09
12:09
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12:09Polly discusses thebiggest fears for most Americans this Halloween! Listen to learn how our spending habits have changed and what fears many people have with their finances this time of year!By Polly A. Bauer
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SWIPE 160 - Frightening Finances for 2024!
18:11
18:11
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18:11Join Polly as she lists the financial threats that many people should be afraid of in 2024! Liste in!By Polly A. Bauer
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SWIPE 159 - Are you prepared for all types of disasters?
16:27
16:27
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16:27Learn some of the tips that people have shared with Polly during her last hurricane evacuation!By Polly A. Bauer
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It's time that we as Americans help keep our merchants in business by spending more at home.By Polly Bauer
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SWIPE 157 - It's becoming a cyber currency world!
16:05
16:05
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16:05Listen in as Polly shares surprising news as to who is accepting cyber currency as payment today! It may shock you!By Polly A. Bauer
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SWIPE 156 - Why all businesses should accept cyber currency.
22:34
22:34
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22:34Join Polly as she shares the benefits of accepting cyber currency as payment and shares why its safe to accept it today!By Polly Bauer
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SWIPE 155 - Keep your eye on your medical bills.
17:19
17:19
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17:19Join Polly while she shares how she caught hundreds of dollars of medical charges in error on her bill. The physicians were not tracking the billing properly and the office staff billed BOTH the insurance company AND the customer, Such action is a federal offense and the Physical can and lose his license. Just because you get a medical bill does no…
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SWIPE 154 - How taking a vacation can get you paid!
19:50
19:50
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19:50Join Polly as she shares research and statistics on how taking a vacation can get you a well deserved pay raise and also save your life!By Polly Bauer
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Learn about the highlights of the Bitcoin 2023 conference along with some surprising power players. Listen in!By Polly A. Bauer
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SWIPE 152 - Payments Education Forum, the place to be!
22:57
22:57
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22:57Here is a golden opportunity to meet with world class leaders in the payments industry!By Polly A. Bauer
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SWIPE 151 - Grab your beach bag, umbrella, flip flops and your travel rewards card!
14:52
14:52
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14:52Learn how your travel rewards card can give you so many benefits and opportunities to play harder on your vacation.By Polly A. Bauer
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SWIPE 150 - Oh No! My credit score dropped! What can I do?
16:24
16:24
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16:24Join Polly as she explains why credit score fluctuation in normal. Listen in!By Polly A. Bauer
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Join Polly as she shares the four threats every wealth builder ha to conquer. Procrastination, inflation, losses and taxes.By Polly A. Bauer
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Leap into Spring with some financial tipsto help your savings blossom!By Polly A. Bauer
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SWIPE 147 - Are you being scammed right now?
17:41
17:41
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17:41Join Polly as she dives deeper into scams and shares how to identify them.By Polly A. Bauer
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Join Polly as she iintroduces you to romance scams you may not be aware of!By Polly A. Bauer
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SWIPE 145 - Be Credit Intelligent in 2023
13:17
13:17
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13:17Listen and learn how to improve your credit score..after holiday shopping.By Polly A. Bauer
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Join Polly as she answers listener questions on this first Savvy Swipers Satchel episode of the new year! It has been a long while since she does this so listen in for valuable information and share it with a friend!By Polly A. Bauer
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Join Polly B as she highlights myths surrounding budgeting and many of the excuses we make to avoid what we know we should do! If you are looking to budget this year listen in!By Polly A. Bauer
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SWIPE 142 - Financial Goals vs Budgeting in the new year
15:38
15:38
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15:38Tune in as Polly explains why it is important to have financial goals in mind before you set your budget!By Polly A. Bauer
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