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Sean Gilliam Podcasts

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The Spring market in Northern Colorado is tapering off. While some homes sold quickly and above list price, many more have sat on the market and sold below list price. This is not great news for sellers but provides opportunities for buyers to find good deals. Some sellers are motivated to sell in this type of market so they are willing to accept l…
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In this market update you’ll see evidence of a Spring market with somewhat mixed results. That is, in this market, some homes are moving quickly while others sit for weeks or even months. Interest rates are hovering just below 7%, with small fluctuations daily. FHA and VA loans are right at 6.25%. There are opportunities out there if you are able t…
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The Spring market is here and we’re seeing mixed activity. The Buyers with big pockets are out but they are picky about what homes they are pursuing. Some Sellers are seeing multiple offers and some are seeing multiple weeks on the market with no activity. Mortgage interest rates have fluctuated significantly in the last week due to the market’s re…
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We are heading into the Spring market here in NorthernColorado. Mortgage interest rates are slightly lower. Things are heating up in some areas and not so much in others but we are seeing more activity. If you or someone you know is thinking about buying or selling, knowing the hyper-local market you are in will make a big difference in your decisi…
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We’re over a month into 2025 and seeing some interesting activity along the Front Range. Boulder County saw less pending and closed sales compared to last year at this time while Larimer County saw an increase in both metrics. While pending sales are down, Weld County saw a 15.6% increase in closed sales compared to last year. Mortgage interest rat…
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It is now 2025 and many are wondering how our economy and our housing market will look like in the coming year. Across the nation, people have experienced their personal economy’s languishing due to the long-term effect of inflation. But is there a light at the end of the tunnel? Many are predicting a better economy over the next few years which wi…
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Market Update for Northern Colorado. I highlight YoY data and show charts so that you can see how the market is trending. I also show an article from Realtor.com that is predicting the top housing markets for 2025. The cities of Denver and Colorado Springs make the list. A look at mortgage interest rates shows which type of loan will get you the lo…
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The elections is over! Now we can look forward to what will happen in our economy, both nationally and personally. To help us understand what typically happens after a major election, I review historical research that shows what happens in the real estate market. The results may surprise you and may give some insight as to when you should make your…
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We are getting into the Fall market with many variablesimpacting how the market is trending. Onthe positive side, we have lower mortgage interest rates, about 6.15% for a30-year fixed rate mortgage right now. We also have the ongoing issue of affordability that impacts a lot of would-behome buyers. In this update, I take alook at the data and discu…
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In this tutorial, I review the Exclusive Right to Sell Listing Contract. This is the updated version as of August 2024 reflecting changes related to the NAR Settlement. This is the contract that makes me exclusively your listing agent should you choose to use me to sell your home. I make this and other videos as a reference tool for you to learn ab…
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Here is the new form that all home buyers are going to have to be acquainted with. The Compensation Agreement stipulates what a real estate broker in Colorado is going to charge for their services to you. Please note, this form does not obligate you to work with the real estate broker, it is merely a disclosure so that you are aware of the potentia…
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The Spring market continues on, though restrained by those higher mortgage interest rates. Price appreciation continues to elevate only slightly. I’m seeing some local markets have price reductions while homes at the lower end of the market are getting multiple offers. The balance of sales shows price appreciation in our overall market. If you or s…
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We are into our Spring market in the real estateworld. In this episode I cover the mostrecent data in a year-over-year and month-over-month format so you can see howthe market is trending. We do have someheadwinds as we get into our Spring market, including higher interest rates andhigher home values. Despite the impactthis is having on affordabili…
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Spring is upon us and the market is starting to pick up some steam. This episode is short and sweet and gets right to the data. I highlight which part of our market is showing more signs of activity than the others. I also review where mortgage rates are at…back below 7% again. Questions or need help getting ready to buy or sell? Get in touch for f…
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The Spring market is upon us now that the Superbowl is over. But how has the market been trending through the winter months? Are we seeing significant changes? I review the Year-over-Year and Month-over-Month data to help you see how the market is responding in light of the current state of our economy. I also give insights into whether or not you …
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The market has been fairly stable overall with small changesbut nothing like the escalated market we had in recent years. With higher interest rates and the resultant decrease in demand, there has been downward pressure on home prices. However, just in the last two days things have changed, at least in regard to interest rates. They dropped to the …
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Now that we have some data going into the Fall market, what are we seeing? There is some variation across the Front Range but overall the market is stable. In this episode I cover the market data for Boulder, Larimer and Weld Counties. I also highlight the average sales price of homes in different communities along the Front Range to show you what …
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In this episode of How to Buy a Home, I will explain important concepts related to Earnest Money. In most real estate transactions, earnest money will be required by the Seller from the Buyer as part of the real estate contract. I'm going to answer several questions related to earnest money that most people ask me when buying a home.* What is earne…
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The housing market seems to continue to be in the doldrums. Inventory is lower than usual, yet homes are staying on the market longer. What is behind this unique housing market we're in? Mortgage interest rates. In this episode I'll explore where rates are likely headed, what the foreclosure rate is and housing affordability. Would you buy or sell …
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Many variables are impacting our housing market. Overall, compared to last year, the housing market in Northern Colorado is stabilizing. No major changes in one direction or another. I think many buyers and sellers are holding off due to higher interest rates and some uncertainty with regards to the economy. There are buyers and sellers out there m…
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While there has been a drastic change from last year at this time, we are seeing a milder trend developing in our most recent market. I cover the changes year over year and month over month so that you can see how the market is trending. Want to know what is happening to the inflation rate? I cover this and how it impacts mortgage interest rates. I…
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The market in Northern Colorado is stabilizing and seems tobe in a holding pattern. With theanticipation of a potential recession and the impact of inflation, many wouldbe sellers are holding off. While theinflation rate continues to trend downward, it’s not enough to boost consumerconfidence. In this episode, I reviewthe latest data and highlight …
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We are a couple of months into 2023 and now we can start to see some potential changes in the market. In this episode, I review the local market data as well as point out the inflation rate and recent changes in mortgage interest rates, with a forecast of what we can expect later this year. Here is a link to my recent blog post, Mortgage Rates-Wher…
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As we get into 2023 and after reviewing market forecasts, many are wondering what the real estate market will actually do. In this episode I highlight what is happening in the market by the numbers as well as what is happening out on the street. I also cover the market shift from last Spring until now, using charts that will help you to see how ris…
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Here is the latest market update for Northern Colorado. I discuss how the market is trending and highlight how mortgage interest rates are the lowest in 4 months! Sean Gilliam is a real estate agent with LoKation Real Estate in Northern Colorado. Sean can be reached at [email protected] or by phone at 970-313-6706. For additional content see …
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What will the real estate market look like in 2023? There are differing opinions as to what will happen, some are optimistic while some predict hard times ahead. In this forecast, I use data from national sources as well as an annual report put out by Leed’s School of Business at University of Colorado in Boulder. They do a thorough evaluation of o…
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Here is the latest market update for Northern Colorado. Wondering where mortgage interest rates are at? Curious to see how the market is trending and how that might impact you? I'll cover these items and am available to answer any questions you may have. Want to see the video podcast on YouTube? Here is a link: November 2022 Market Update Regards, …
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You want to buy a home but you’re concerned about the current housing market and the economy overall. You don’t want to buy a home and have the housing market crash like in 2008. I totally understand these concerns and it’s always legitimate to consider what is best for you. In this episode I am going to highlight who can benefit in this housing ma…
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With many headlines speaking to economic uncertainty due to inflation and a shifting housing market, among other indicators, what does that really mean and how does that impact you? In this episode, the September Market Update, I am covering the most recent data and will point out some basic strategies for buyers and sellers in this shifting market…
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Are we in a housing recession? According to the National Association of Home Builders, the new construction industry is. I cover why they think so and how this impacts home buyers. Also, with regard to our economy, is there a light at the end of the tunnel? Lawrence Yun, Chief Economist for NAR sheds light on where things may be headed with mortgag…
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I hope everyone is doing well! Here is the latest market update for Northern Colorado. Everyone wants to know...what is going on in the housing market? Are we heading toward a market crash? Is the market shifting? I'll answer these questions and give you the latest data for the Northern Colorado housing market so you can see how the market is trend…
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A housing market shift is happening. How do I know? Recent market data doesn’t clearly show it yet, as the numbers show that homes are still selling above list price and the average and median sales prices are up double-digit percent points from last year at this time. We are also in the summer season when many people take a break from their real e…
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Are we in a housing bubble? With home prices skyrocketing in the last couple of years, are we due for a correction? If the housing market moved like the stock market, then yes. However, real estate is a much more stable market than stocks and its consistent upward trends are little moved by economic fluctuations. This is true even in the face of mo…
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In this episode I’ll be reviewing Metropolitan Districts, also known as metro districts or metro tax districts. Here in Northern Colorado, homes are being built in or reside in these districts and they have important implications for home buyers. I’ll share with you the purpose and definition of a metro district per the Colorado Revised Statute, so…
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