Planning for retirement is not a guessing game. Now is the time to plan! What have you done to protect yourself from another recession? Can you afford to ride the waves of a volatile market? When the paychecks stop but the bills keep coming, how are you going to maintain your lifestyle? For more than 30 years, retirement income specialist Steve Anzuoni of Fairway Financial, Inc has been using customized strategies to help people just like you build a successful retirement that includes guara ...
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Steve Anzuoni Podcasts
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Secret Hotel Sleepers & Retirement Reality: What’s Your Side Gig?
19:15
19:15
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19:15Ever wondered how a secret hotel sleeper or a Lego sculptor could boost your retirement income? This episode dives into creative side gigs, the financial realities of working in retirement, and the crucial planning steps to avoid costly mistakes. Discover how tax implications, Social Security, and annuities can impact your future—and why having a s…
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Stop Waiting: How to Turn Savings Into Guaranteed Income—Now
17:22
17:22
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17:22Are new retirement rules about to upend your 401(k) strategy? In this episode, Steve Anzuoni breaks down the latest changes to catch-up contributions, explains why paying yourself first is the key to financial freedom, and reveals his “buckets of money” approach for building multiple income streams in retirement. Discover how to turn your savings i…
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From Lego Sculptor to Annuity Maze: Unusual Paths to Retirement Security
19:15
19:15
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19:15By Steve Anzuoni
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Is Your Cash Working Hard Enough? Retirement’s Hidden Traps Revealed
16:22
16:22
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16:22Are you making the most of your cash in today’s shifting financial landscape? This episode dives into smart strategies for handling windfalls, avoiding hidden fees, and preparing emotionally for retirement. From the pitfalls of “safe” money to the realities of change, Steve Anzuoni shares practical advice and personal stories to help you retire wit…
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Ever wondered if that “slam dunk” retirement strategy is really right for you? In this episode, Steve Anzuoni breaks down the complexities of Roth conversions, challenge the latest portfolio trends, and share real-life stories of retirement wins and pitfalls. Discover why personalized advice—and not DIY shortcuts—can make all the difference in your…
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Are you more afraid of running out of money than spiders or snakes? This episode dives into the surprising fears that haunt retirees, from spending hard-earned savings to breaking outdated financial “rules.” Steve Anzuoni reveal why retirement is less about numbers and more about mindset, habits, and having a plan that fits your life—not someone el…
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Is Time Slipping Away? How to Retire Ready—Not Rushed
16:24
16:24
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16:24Ever feel like life is speeding by and retirement is closer than you think? This episode of Ready, Set, Retire Podcast dives into the emotional and practical realities of planning for retirement, balancing living for today with preparing for tomorrow. Host Steve Anzuoni shares stories, expert advice, and actionable tips to help you organize your fi…
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1
Life Changing Events To Let Your Advisor Know About
12:03
12:03
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12:03In this conversation, Steve Anzuoni discusses the importance of financial planning during significant life events such as marriage, divorce, and retirement. He emphasize the need for couples to be involved in financial discussions and planning, the complexities of retirement planning, and the necessity of proactive strategies to ensure financial se…
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1
Five for Five... A Checklist For Retirement
11:27
11:27
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11:27In this conversation, Steve Anzuoni discusses essential steps for preparing for retirement, emphasizing the importance of understanding financial needs, tracking expenses, and assessing retirement savings. He also highlights the role of work in retirement and the necessity of de-risking investment portfolios. Practical advice is provided on how to …
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In this episode, Steve Anzuoni discusses the critical aspects of retirement planning, focusing on Social Security, debt management, and the importance of financial education. He emphasizes the need for individuals to understand their financial situation, create a structured plan, and work with knowledgeable advisors to ensure a secure retirement. T…
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In this episode of Ready, Set, Retire, Steve discuss the nuances of spousal relationships, particularly the little irritations that can arise over time. He emphasizes the importance of having a togetherness plan for retirement, as couples transition into spending more time together. The conversation shifts to financial planning, highlighting the ne…
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1
Can Inflation be Good for Your Retirement?
15:01
15:01
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15:01In this conversation, Steve discusses the complexities of retirement planning, emphasizing the importance of understanding inflation, interest rates, and the need for a long-term financial strategy. She highlights the necessity of having guaranteed income and growth, the value of building a financial team, and the concept of creating purposeful wea…
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In this conversation, Steve discusses the importance of financial guidance, especially during retirement. He emphasizes the need for individuals to reassess their financial strategies as they transition into retirement, highlighting the significance of having multiple income streams and the role of financial advisors. Steve also addresses the compl…
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1
Why Jim Carey Allegedly Can't Afford to Retire
11:47
11:47
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11:47In this conversation, Steve Anzuoni discusses the financial challenges faced by even the wealthiest individuals, highlighting the importance of proper retirement planning and income management. The discussion emphasizes the need for creating income streams for retirement, managing debt, and ensuring financial security to avoid the necessity of retu…
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1
Navigating Annuities: the key to guaranteed income
16:23
16:23
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16:23In this episode Steve discusses the importance of understanding annuities and guaranteed income, the concept of micro retirements, and the significance of financial planning for retirement. They explore how individuals can diversify their assets, drawing lessons from celebrities like John Legend, and provide insights into what to expect during a fi…
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1
Navigating Retirement: Annuities and Alternatives
16:09
16:09
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16:09In this episode of the Ready, Set, Retire Podcast, Steve discusses the evolving landscape of retirement planning, focusing on annuities, micro retirements, and the importance of financial advice. He emphasizes the need for individuals to explore various retirement options, including sabbaticals and alternative living arrangements, while also addres…
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In this episode, Steve discusses the critical differences between tax filing and tax planning, emphasizing the importance of proactive financial strategies. They explore how recent political changes may affect financial decisions, stressing the need to focus on controllable factors. The conversation also delves into the often misunderstood world of…
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1
Navigating Financial Uncertainty with New leadership
15:35
15:35
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15:35In this episode of the Ready, Retire radio podcast, Steve discusses the implications of new leadership on financial planning, particularly focusing on tax changes, social security, and guaranteed income options for retirement. He emphasizes the importance of long-term planning amidst short-term uncertainties and explores various strategies to secur…
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1
Understanding Annuities and Their Benefits
11:43
11:43
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11:43Steve discusses the relevance of annuities in today's financial landscape, particularly in light of fluctuating interest rates. He explains the different types of annuities, their benefits for guaranteed income, and the importance of considering them for financial security in retirement. The conversation also highlights outdated retirement strategi…
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1
Proactive Planning and Finding Purpose in Retirement
12:50
12:50
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12:50Steve and Jessica discuss the critical aspects of retirement planning, emphasizing the importance of understanding personal financial needs and the necessity of having a clear plan. They explore how retirement is not just about financial security but also about finding purpose and fulfillment in this new phase of life. The conversation highlights t…
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Understanding Tax Strategies and Social Security Changes
15:30
15:30
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15:30In this episode Steve discusses the impact of the new administration on financial planning, focusing on tax strategies, social security changes, and the importance of guaranteed income in retirement. He emphasizes the need for long-term planning amidst short-term uncertainties and explores various investment options, including annuities, to secure …
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Canned Goods and Annuities: Unlikely Comparisons
19:28
19:28
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19:28Steve discusses the misconceptions surrounding annuities, drawing parallels between canned goods and financial products. He emphasizes the importance of understanding the benefits of annuities for retirement income planning and the need for independent financial advice. The conversation also touches on the cerebral approach to success exemplified b…
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Tax Cuts and Retirement: What You Need to Know
18:33
18:33
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18:33On this episode of The Ready, Set, Retire Podcast, Steve Anzuoni discusses the critical implications of tax cuts, the complexities surrounding Social Security taxation, and the realities of 401(k) plans as a replacement for pensions. He emphasizes the importance of proactive financial planning, especially as tax season approaches, and offers insigh…
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In this episode of The Ready, Set, Retire Podcast, Steve discusses the current market volatility and the increasing odds of a recession. He emphasizes the importance of understanding economic indicators and personal finance strategies to navigate these uncertain times. The conversation also covers various income sources for retirement, including 40…
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In this episode of the Ready, Set, Retire Podcast, Steve discusses the realities of retirement savings, emphasizing that only a small percentage of retirees have saved over a million dollars. They explore the importance of managing debt, share real-life success stories of retirement planning, and address the future of Social Security, including its…
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In this episode of Ready Set Retire! Steve discusses the importance of financial planning for retirement, emphasizing the need for diversification and preparation for economic downturns. He highlights the significance of passive income and explores various strategies, including lifetime income annuities, to ensure a steady cash flow during retireme…
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1
Navigating Retirement: Annuities and Alternatives
16:10
16:10
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16:10In this episode of the Ready, Set, Retire Podcast, Steve discusses the evolving landscape of retirement planning, focusing on annuities, micro retirements, and the importance of financial advice. He emphasizes the need for individuals to explore various retirement options, including sabbaticals and alternative living arrangements, while also addres…
…
continue reading
In this episode of the Ready, Set, Retire Podcast, Steve discusses the realities of retirement savings, emphasizing that only a small percentage of retirees have saved over a million dollars. They explore the importance of managing debt, share real-life success stories of retirement planning, and address the future of Social Security, including its…
…
continue reading
1
Navigating Financial Uncertainty with New Leadership
15:35
15:35
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15:35In this episode of the Ready, Retire radio podcast, Steve discusses the implications of new leadership on financial planning, particularly focusing on tax changes, social security, and guaranteed income options for retirement. He emphasizes the importance of long-term planning amidst short-term uncertainties and explores various strategies to secur…
…
continue reading
1
Navigating Annuities: The Key to Guaranteed Income
16:23
16:23
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16:23In this episode Steve discusses the importance of understanding annuities and guaranteed income, the concept of micro retirements, and the significance of financial planning for retirement. They explore how individuals can diversify their assets, drawing lessons from celebrities like John Legend, and provide insights into what to expect during a fi…
…
continue reading
1
Mastering Tax Planning for a Secure Future
18:07
18:07
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18:07In this episode, Steve discusses the critical differences between tax filing and tax planning, emphasizing the importance of proactive financial strategies. They explore how recent political changes may affect financial decisions, stressing the need to focus on controllable factors. The conversation also delves into the often misunderstood world of…
…
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1
Navigating Retirement: End of Year Strategies
19:03
19:03
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19:03In this episode of the Ready, Set, Retire, Steve discusses essential end-of-year planning strategies for retirement, focusing on market predictions, the role of 401k as an income source, the importance of building a personal pension, and the benefits of Roth conversions. He emphasizes the need for guaranteed income in retirement and provides insigh…
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In this episode, Steve discusses various strategies for retirement planning, focusing on tax strategies, the benefits of fixed index annuities, market trends, and the importance of balancing risk and income. He emphasizes the need for comprehensive planning to address longevity and healthcare costs, as well as the role of trusts in protecting asset…
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1
Navigating Retirement: Challenges for Generation X
15:49
15:49
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15:49In this episode Steve discusses the retirement challenges faced by Generation X, emphasizing the importance of financial planning and the role of financial advisors. They explore tax strategies for retirement savings, the significance of learning from financial mistakes, and the value of persistence in achieving financial goals. The conversation hi…
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1
Preparing for Retirement: Financial Strategies
13:47
13:47
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13:47In this episode Steve discusses the current state of national debt and interest rates, emphasizing the implications for retirement planning. They explore strategies for preparing for retirement, including the importance of understanding financial products like annuities and 401ks. The conversation also delves into the emotional aspects of transitio…
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In this episode of the Ready, Set, Retire podcast, Steve discusses the importance of retirement planning, the significance of guaranteed income, and effective tax strategies for retirees. He emphasizes the need for individuals to reflect on their financial goals and the value of annuities in providing a steady income stream during retirement. The c…
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In this episode, Steve discusses the impact of political changes on financial futures, emphasizing that the market operates independently of political leadership. He highlights the importance of understanding market trends and economic realities, particularly in the context of retirement planning. Steve advocates for a diversified approach to retir…
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In this episode, Steve discusses the pervasive misinformation in the financial world, drawing parallels to political discourse. He emphasizes the importance of proactive financial management, particularly in retirement planning, and the need for individuals to be informed and take action regarding their finances. The conversation covers strategies …
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1
The October Effect: History's Impact on Markets
17:51
17:51
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17:51In today's episode, Steve discusses the recent interest rate cuts by the Federal Reserve and their implications for the economy and individual financial planning. He emphasizes the importance of understanding market history, particularly the October effect, and how it can impact retirement savings. The conversation also covers the traditional 60/40…
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Steve discusses the current economic landscape, focusing on interest rates, inflation, and the importance of long-term income planning for retirement. Steve emphasize the need for individuals to take control of their retirement plans, address common fears associated with retirement, and balance financial realities with personal dreams and goals. Th…
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1
Navigating Financial Pressures in Retirement
17:09
17:09
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17:09Steve discusses the challenges faced by retirees, particularly the financial pressures that lead many to continue working past retirement age. They explore the concept of financial literacy, the importance of understanding 401k plans, and the need for guaranteed income in retirement. The conversation emphasizes the significance of communication bet…
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Steve discusses various financial strategies and considerations for individuals worried about a recession. He emphasizes the importance of building up cash reserves, paying off high-interest debt, rebalancing investments, and staying calm during market fluctuations. Additionally, he addresses the impact of elections on financial plans and encourage…
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1
Creating a Retirement Plan: Tailoring Your Plan to Your Needs
19:12
19:12
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19:12Episode Takeaways: Don't panic during market swings and focus on long-term indicators Diversify investments and avoid having all your eggs in one basket Consider lifetime income annuities for guaranteed income in retirement Manage debt and eliminate high-interest debt Create a retirement plan tailored to your individual needs Seek guidance and educ…
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1
Replacing the Paycheck: The Key to a Successful Retirement!
19:57
19:57
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19:57Episode Takeaways: Diversify retirement savings and avoid having all your eggs in one basket. Create a plan for retirement income to replace the paycheck. Consider guaranteed income annuities as a source of lifetime income. Take advantage of the current opportunity to lock in high payout rates. Be aware of inflation, taxes, and market volatility wh…
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