In this episode of Fair, Clear, and Not Misleading, industry experts dive into crucial updates about the Overseas Funds Regime (OFR) and explore whether fund prospectuses qualify as financial promotions. The discussion shifts to the evolving crypto regulatory landscape, including recent FCA enforcement actions against Bitcoin ATMs and the challenge…

Join Wayne and Gareth on Fair, Clear and Not Misleading - a fresh and insightful podcast that dives deep into the world of financial promotions, regulatory compliance, and consumer protection. Recently celebrating their FCA authorisation as the second firm to become a financial promotion approver, the hosts share real-world experiences and practica…

In this episode of The Fair, Clear, and Not Misleading podcast, hosts Wayne Green and Gareth Malna discuss the concept of "frictions" in the realm of cryptocurrency. They explain frictions as a set of rules designed to slow down consumers in their purchase journey for crypto, preventing impulsive or emotional purchases and ensuring thoughtful inves…

In Episode 3 of The Fair, Clear, and Not Misleading podcast, co-founders Gareth Malna and Wayne Green discuss the topic of due diligence in the context of crypto asset tokens. They emphasise the importance of understanding the nature and specifics of a crypto asset, especially when making promotional communications. They also highlight the need for…

Dive into the complex world of cryptocurrency with Wayne Green and Gareth Malna in the next episode of the Fair, Clear, and Not Misleading Podcast. This episode is a treasure trove of insights for both crypto enthusiasts and fintech builders, as they delve into user onboarding, categorisation, and the role of data in the high-risk crypto asset mark…

In this latest episode, hosts Gareth and Wayne are joined by policy consultant Charles Swan, non executive director at Englebert. The trio delves into the nuanced topic of financial promotions, exploring the differences between regulatory and marketing perspectives. They discuss various scenarios, including the implications of buy buttons, retweets…

This episode of the Fair, Clear, and Not Misleading podcast explores the origins and implications of financial promotion rules, particularly in relation to high-risk investments and cryptocurrencies in the UK. Hosts Wayne Green and Gareth Malna, co-founders of Engelbert, delve into the following key topics: - The Financial Conduct Authority's (FCA)…

In this episode of the "Fair, Clear, and Not Misleading" podcast we discuss: - The process of becoming authorised by the Financial Conduct Authority (FCA) to approve financial promotions - The importance of compliance culture in regulated businesses, especially for crypto firms. - Different routes for crypto businesses to operate in the UK, includi…

This episode of the "Fair, Clear, and Not Misleading" podcast features a discussion between Gareth and Wayne, co-founders of Engelbert, about marketing and promotion of financial products in the UK, with a focus on the crypto industry. The episode covers several key topics, including a debrief on recent conferences, such as the inaugural Engelbert'…

Understanding the UK's Overseas Funds Regime: A New Era for European Fund Marketing... In this episode of the Fair, Clear, and Not Misleading podcast, featuring Wayne Green and Gareth Malna, the hosts discuss the new Overseas Funds Regime (OFR) for European funds marketing in the UK. Key points covered: - The OFR replaces the temporary marketing pe…

In this episode of Fair, Clear, and Not Misleading podcast, Wayne and Gareth discuss their entrepreneurial journey in the financial promotions space. They share candid experiences about launching and scaling their business, which has been operating for about 18-24 months. The conversation covers their expansion into crypto and investment funds mark…

In this episode of The Clear, Fair, and Not Misleading podcast, hosts Wayne Green and Gareth Malna dive into the intricacies of cryptocurrency regulations. They discuss the concept of "frictions" - a set of rules designed to guide consumers in the crypto purchase journey. The hosts explore essential frictions like personalised risk warnings, invest…