Welcome to The Coverage Forge, where complex commercial insurance gets hammered into simple, actionable insights. Hosted by Jessica Weaver, CIC | CEO & Founder of Iron Valley Insurance Group in Sheridan, Wyoming, this podcast cuts through industry jargon to deliver straight-talking advice for business owners, risk managers, and entrepreneurs. Each episode, we forge real solutions to real business challenges—from navigating workers' comp and liability coverage to understanding cyber insurance ...
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Thecoverageforge Podcasts

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Medicare Open Enrollment Essentials: Scope of Appointment Rules & Wyoming's New Birthday Rule Advantage
13:11
13:11
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13:11Medicare Open Enrollment is here (October 15 - December 7), and there are federal rules you MUST know before meeting with any Medicare agent. In this essential episode, Licensed Medicare Specialist Jennifer DaFoe from Iron Valley Insurance Group explains the critical Scope of Appointment (SOA) requirements that protect consumers and ensure complian…
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The cheapest policy is infinitely expensive when it covers nothing
6:59
6:59
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6:59Ever gotten an insurance bill that made you want to switch companies immediately? Meet Dave - a frustrated customer who thought his auto insurance rates doubled overnight and decided to "find something cheaper." But what seemed like a simple case of price shopping turned into a masterclass in why the cheapest option isn't always the smartest choice…
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Protecting Your Business: The Critical Role of Indemnity Clauses in Commercial Insurance
5:47
5:47
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5:47Episode Overview In today's litigation-heavy business environment, one overlooked detail in your subcontractor agreements could expose your business to millions in liability. This eye-opening episode of Insurance Insights tackles the complex but crucial world of indemnity clauses, contractual risk transfer, and why having a CIC-designated insurance…
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Wyoming's Medicare Birthday Rule: Your Annual Chance to Potentially Save Hundreds Per Month
3:43
3:43
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3:43Starting June 2025, Wyoming Medicare beneficiaries get a powerful new right – the Birthday Rule. Learn how this annual 63-day window lets you switch Medicare Supplement plans without medical underwriting, potentially saving thousands on premiums. Perfect for anyone stuck in expensive Plan F or looking for better Medigap rates. We explain exactly ho…
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Podcast Series: Episode 1: Wind & Hail Deductibles - Your Deductible Isn't What You Think
3:02
3:02
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3:02"Your Deductible Isn't What You Think" Think your wind and hail deductible is still that comfortable $1,000 from a few years ago? Think again. In this eye-opening episode, we reveal the industry shift that's blindsided Wyoming homeowners – the death of fixed-dollar deductibles and the rise of percentage-based deductibles that could cost you $8,000,…
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Business Interruption Insurance Podcast Series - Episode 2: The Manufacturing and Restaurant Crisis - When Standard Coverage Isn't Enough
4:26
4:26
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4:26Manufacturing Interrupted: Protecting Production When Disaster Strikes" Iron Valley Insurance Group's owner and Commercial Risk Strategist, Jessica Weaver, CIC, presents this essential four-part series specifically designed for manufacturers facing unprecedented business interruption risks in today's complex supply chain environment. Manufacturing …
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Business Interruption Insurance Podcast Series - Episode 1 - Protecting Your Business Future
3:51
3:51
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3:51Protecting Your Business Future: The Hidden Crisis in Business Income Insurance Iron Valley Insurance Group's owner and Commercial Risk Strategist, Jessica Weaver, CIC, presents this critical four-part podcast series examining the devastating reality that 40% of businesses never reopen after a major disaster—not because of property damage, but due …
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The Independent Advantage: Why Your Local Insurance Agent Beats the Algorithm In this eye-opening episode, we pull back the curtain on one of the insurance industry's best-kept secrets: the power of working with a local independent insurance agency. While millions click through apps and dial 1-800 numbers for their insurance needs, savvy consumers …
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When Handshakes Meet Lawsuits: Why Your Unsigned Contract Review Could Cost Millions In this inaugural episode of The Coverage Forge, we expose the hidden insurance trap that's bankrupting businesses across America—contractual compliance failures. Learn how a Wyoming contractor lost everything despite having insurance, simply because they never sho…
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