Welcome to The Ottawa Real Estate Podcast (TOREP)! Hosted by seasoned Mortgage Agents Paul Stevenson and David Warren, who have been bringing the Ottawa real estate market to life with the podcast for over four years. Whether you’re buying, selling, investing, or just curious, we’re here to share insider tips, untold stories, and plenty of laughs along the way. To our loyal listeners—thank you for your support and for being part of our journey. And to our new listeners—welcome! We’re excited ...
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TOREP Podcasts

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Mortgage Renewals: How to Survive a HOT Housing Market
28:54
28:54
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28:54In this week’s episode of the Ottawa Real Estate Podcast, we break down the surprising resurgence in Canadian real estate activity and what’s driving it. We talk about mortgage renewals, why more buyers are including conditions to sell their homes, how job market strength is influencing rate expectations, and why fixed mortgage rates haven’t droppe…
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Surprising Stats and New Rules You Need to Know
39:53
39:53
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39:53This week in The Ottawa Real Estate Podcast, we break down the latest twists in the Canadian real estate landscape and what they could mean for buyers, sellers, and mortgage professionals. We unpack fresh September market stats, new OSFI rules on rental properties, and how recent political meetings could shape future tariffs and housing trends. We …
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Housing Market Shockwave: Bold Government Moves, Tariffs, and First-Time Buyer Doubts
32:27
32:27
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32:27This week on the Ottawa Real Estate Podcast we discuss the government’s Build Canada Homes initiative and whether it will truly deliver more supply or fall short like past promises. We unpack how new tariffs on wood and lumber could drive up construction costs and impact affordability. We also talk about the growing role of intergenerational wealth…
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Mortgage Rates Drop But Is Canada Headed For Stagflation?
30:39
30:39
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30:39In this week’s episode, we discuss the Bank of Canada’s quarter point rate cut and what it means for variable and fixed mortgages. We break down why celebrating lower rates can be misleading if the economy is struggling, and why understanding the risks of variable rates is critical. We also cover Ottawa’s Housing Action Plan, how deferring developm…
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Will Canada Spend 13 Billion on Modular Homes that End Up Costing Over 3 Million Each?
31:35
31:35
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31:35This week we break down Canada’s massive $13 billion plan to build 4,000 factory built modular homes on federal land. We explore what this means for affordability, the impact on trades and jobs, and how it connects to Ottawa’s latest housing stats. We also discuss the Bank of Canada’s latest rate cut, fixed vs variable mortgages, and what the Augus…
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Are Canadian Mortgage Rates About to Drop Big Time?
31:53
31:53
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31:53This week on the Ottawa Real Estate Podcast, we break down the latest shifts in the Canadian real estate market and what they could mean for homeowners and buyers across the country. We explore the current job market struggles, rising unemployment, and how these economic indicators could push the Bank of Canada toward a rate cut. We also look at th…
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The Brutal Truth About Buying A House Right Now
32:07
32:07
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32:07In this week’s episode of the Ottawa Real Estate Podcast, we discuss the impact of US tariffs on construction costs, the rising demand for mortgage insurance, and the ongoing challenges of housing affordability. We also look at key economic indicators and what they reveal about the Canadian market this fall. Join us as we share strategies for navig…
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How a Hockey Team is Changing Ottawa's Real Estate Forever
37:49
37:49
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37:49In this week’s episode, we explore how the Ottawa Senators’ new land purchase could transform the city’s nightlife and tourism. We break down the latest Ottawa housing market statistics, share how job market changes are shaping real estate, and discuss a recent legal case that puts phantom offers in the spotlight. We also look ahead at possible Ban…
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Are Public Sector Job Cuts About to Shake Ottawa’s Housing Market?
32:02
32:02
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32:02In this week’s episode of the Ottawa Real Estate Podcast, we explore how federal public sector job cuts could impact Ottawa’s real estate market. We break down the latest summer trends and explain why some homes are still moving fast while others sit. We also look at where mortgage rates are headed, how AI is quietly transforming the job market, an…
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Why the Housing Market Feels Stuck Right Now in Canada
31:10
31:10
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31:10In this week’s episode of the Ottawa Real Estate Podcast, we unpack why the Canadian housing market feels stuck right now and what’s holding it back. We explore rising mortgage rates, stalled new home construction, and the growing impact of economic uncertainty and trade agreements. We also discuss why some regions are hitting price peaks while oth…
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Why Markets Are So Slow To Recover (and Why It Might Be Permanent)
29:20
29:20
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29:20In this week’s episode of the Ottawa Real Estate Podcast, we unpack the surprising trends shaping the Canadian real estate market right now. Is the market really balanced, or are we just in a holding pattern? We discuss how strong job numbers (mostly part-time) and sticky inflation are keeping interest rate predictions murky. We also break down how…
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In this week’s episode of the Ottawa Real Estate Podcast, we unpack why the market is heating up even as buyers are slowing down. We explore the latest CMHC report and what it reveals about rising mortgage debt, borrower behavior, and economic risks. We also look at key trends in Ottawa, GTA, and Vancouver, including why single-family homes are in …
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Why Developers Are Taking Their Money to the U.S.
37:27
37:27
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37:27In this week’s episode of the Ottawa Real Estate Podcast, we sit down with Matt Bournival from Greybrook to talk about how rising construction costs are putting pressure on developers, slowing down housing supply, and impacting the future of real estate in Canada. We break down what’s happening behind the scenes in the industry and what it means fo…
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Ottawa Real Estate Chaos: Why Deals Are Falling Apart Fast
33:09
33:09
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33:09In this week’s episode of the Ottawa Real Estate Podcast, we sit down with Realtor Greg Campbell to break down what’s really happening in the market. Interest rates didn’t drop last week, he's seeing more deals falling apart than ever, and sellers still pricing homes unrealistically. We also talk about terminated listings, declining rents, and insp…
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How to Avoid Costly Home Insurance Mistakes
34:22
34:22
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34:22How to Avoid Costly Home Insurance Mistakes In this week’s episode of the Ottawa Real Estate Podcast, we cover the shift happening right now in the Ottawa market. Are we seeing the return of multiple offers? We also discuss the surge in new mortgage originations and how east and west Ottawa compare in this evolving landscape. We’re also joined by B…
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Is Ottawa’s Real Estate Market About to Explode?
40:34
40:34
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40:34Is Ottawa’s Real Estate Market About to Explode? In this week’s episode of the Ottawa Real Estate Podcast, we ask the big question on everyone’s mind: is Ottawa’s housing market about to take off? We’re joined by Paul Rushforth, Ottawa Realtor, to talk about what’s really happening with prices, inventory, and interest rates. We break down why first…
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Are Ottawa Homes Sitting or Selling Fast? April Market Shifts
30:29
30:29
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30:29Are Ottawa Homes Sitting or Selling Fast? April Market Shifts In this week’s episode of the Ottawa Real Estate Podcast, we break down why some homes in Ottawa are lingering on the market while others are getting snapped up in days. We talk about the surprising April market stats, where mortgage rates might be heading, and which types of homes are l…
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Why Ottawa's Real Estate Market is Freezing Over
36:23
36:23
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36:23Why Ottawa's Real Estate Market is Freezing Over In this week’s episode of the Ottawa Real Estate Podcast, we sit down with Paul Czan, Real Estate Broker and President of the Ottawa Real Estate Board, to unpack the shifting buyer mindset in today’s market. We explore why having a good Realtor changes everything when having a home inspection, what b…
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In this week’s episode of the Ottawa Real Estate Podcast, we discuss the recent election results and how they could shape Canada's housing market. With Mark Carney stepping in as Canada's new Prime Minister, the government has big plans to tackle the housing crisis, including an ambitious initiative to double housing construction. We also explore h…
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Will the New Budget Proposals Crush the Real Estate Market?
27:42
27:42
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27:42In this week’s episode of the Ottawa Real Estate Podcast, we talk about why Canada’s housing market is frozen despite record demand and how the new Government's budget could change the whole landscape of Canadian Mortgages. We break down the Bank of Canada's latest rate decision, how the upcoming federal election is adding uncertainty, and why cons…
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Ottawa's Housing Crisis: How Bureaucracy Killed the Dream
29:40
29:40
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29:40In this week’s episode of the Ottawa Real Estate Podcast, we break down surprising stats about down payments in Ottawa, why delinquency rates are still incredibly low, and what’s really going on with those 2027 mortgage renewals. We talk about the difference between variable and adjustable rate mortgages and share insider updates from a recent lend…
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Ottawa’s Housing Market is About to Get WEIRD
36:04
36:04
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36:04In this week’s episode, we sit down with Greg Campbell to talk about what’s really happening in the Ottawa housing market. From rising inventory to shifting buyer behavior, we share our own experiences and break down what buyers and sellers are facing right now. We also talk about how political promises and upcoming elections might be influencing m…
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In this week’s episode of the Ottawa Real Estate Podcast, we break down the latest updates on Ottawa’s housing market and how political promises could impact real estate. With the federal budget revealing a massive deficit, we discuss what this means for homebuyers and sellers. Mortgage fraud is on the rise among first-time buyers: why is this happ…
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Ottawa Real Estate: The TRUTH About What's Happening
26:51
26:51
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26:51In this week’s episode of the Ottawa Real Estate Podcast, we break down the latest trends in the Ottawa housing market. With mortgage renewals dominating the industry, we explore how rising costs and economic uncertainty are shaping homeownership. We also discuss vendor take back mortgages—what they are and how they can help buyers and sellers in t…
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Real Estate, Debt & Inflation: Is Canada in Trouble?
28:55
28:55
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28:55What’s REALLY going on in Canada’s economy right now? This week on The Ottawa Real Estate Podcast, we break down: Housing Market Trends – Prices, demand, and regional differences. Debt Crisis? – Canadians now owe over $3 trillion! Youth Employment Struggles – What’s happening in the job market? Inflation & Carbon Tax Halt – How is this affecting yo…
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In this episode of the Ottawa Real Estate Podcast, we talk about the dynamic February market trends, exploring the pulse of home prices, days on market, and crucial economic forces like employment rates and political shifts. We discuss powerful strategies for first-time buyers, provide eye-opening insights on rental prices in Canada, and share an i…
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Tariffs, Luxury Trends & a Half Marathon?! Ottawa Real Estate Secrets UNVEILED!
37:11
37:11
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37:11Tariffs, Luxury Trends & a Half Marathon?! Ottawa Real Estate Secrets UNVEILED! In this episode of The Ottawa Real Estate Podcast, Paul Stevenson and David Warren welcome Kevin Cosgrove for a look into Ottawa's ever-changing market. They break down the impact of new tariffs on mortgage rates, shifting buyer confidence, and strategies to navigate hi…
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Have We Entered the Craziest Real Estate Market Yet?
44:22
44:22
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44:22Have We Entered the Craziest Real Estate Market Yet? In this episode of the Ottawa Real Estate Podcast, hosts Paul Stevenson and David Warren explore current market trends, the effects of tariffs on the Canadian economy, and expert insights from guests Natalie Guertin and Michèle Poirier on estate planning and real estate transactions. They also di…
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Canada Real Estate SHIFT: Surge of Listings, Rate Changes & What Buyers Need to Know!
30:46
30:46
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30:46In this episode of the Ottawa Real Estate Podcast, we break down the latest trends shaping the Canadian housing market, with a special focus on Ottawa. We dive into rising listings, shifting buyer sentiment, interest rates, and how potential tariffs could shake things up. You’ll also get our expert insights on mortgage strategies in a fluctuating m…
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Canadian Real Estate CHAOS: Buyers & Sellers STUNNED!
37:47
37:47
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37:47In this episode, hosts Paul Stevenson and David Warren, along with Realtor Greg Campbell, break down the latest shifts in the Canadian real estate market. From new tariffs and their impact on housing costs to new build trends and buyer behavior, we cover everything you need to know. How tariffs could reshape the real estate landscape Why new builds…
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How This Trade War Could Crash Canada's Housing Market
28:52
28:52
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28:52In this episode of the Ottawa Real Estate Podcast, hosts Paul Stevenson and David Warren break down the impact of recent tariff announcements on the Canadian real estate market and economy. They explore potential effects on mortgage rates, consumer prices, and the broader economic landscape while addressing listener insights on market trends. The d…
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Canada's Population Drop: The Unexpected Real Estate Crisis
27:40
27:40
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27:40Canada's Population Drop: The Unexpected Real Estate Crisis Is the Canadian housing market on the brink of collapse? In this episode of the Ottawa Real Estate Podcast, hosts Paul Stevenson and David Warren break down the anticipated Bank of Canada rate cut, its impact on mortgages, and how political and immigration trends are reshaping the real est…
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Are Canadian Real Estate Prices About to CRASH?
31:12
31:12
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31:12In this episode of the Ottawa Real Estate Podcast, hosts Paul Stevenson and David Warren discuss various pressing topics affecting the Canadian economy, including inflation rates, the implications of the carbon tax, and the potential impact of Trump's proposed tariffs. They also discuss the current political landscape and its influence on economic …
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In Episode 201 of the podcast, Paul Stevenson and David Warren return with updates on the real estate market, revisiting their 2024 predictions and sharing key insights. They break down year-end stats, highlighting a modest rise in transactions and prices, discuss the potential impact of political changes, and explore how upcoming rate drops could …
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The Ottawa Real Estate Podcast - December 4th 2024
34:56
34:56
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34:56🎉 Welcome to the 200th episode of the Ottawa Real Estate Podcast! Join hosts Paul Stevenson, Greg Campbell, and David Warren as they mark this incredible milestone with a deep dive into the ever-changing real estate landscape of Ottawa, Canada. In this episode, they discuss the bustling end-of-year market activity, builder price increases, and prov…
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The Ottawa Real Estate Podcast - November 27th 2024
40:59
40:59
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40:59In this episode of the Ottawa Real Estate Podcast, hosts Paul Stevenson, David Warren, and Greg Campbell dive into the stability and consistency of the Ottawa real estate market. They discuss historical price trends, the impact of recent policy changes on temporary residents and refugees, and the pros and cons of rent control across Canada. Key ins…
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The Ottawa Real Estate Podcast - November 20th 2024
39:20
39:20
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39:20In this episode of the Ottawa Real Estate Podcast, hosts Paul Stevenson, David Warren, and Greg Campbell discuss the complexities of real estate transactions, focusing on a detailed story involving a problematic home purchase and what could have been done differently. The team also reviews the latest news on housing starts, the impact of upcoming r…
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The Ottawa Real Estate Podcast - November 13th 2024
40:37
40:37
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40:37BIG Insurance www.thebig.ca 613-239-5792 x39501 [email protected] In this episode of the Ottawa Real Estate Podcast, hosts Paul Stevenson, David Warren, and Greg Campbell cover key highlights and insights into the current real estate market and insurance landscape. They start with an overview of recent national and local catastrophic events af…
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The Ottawa Real Estate Podcast - October 30th 2024
40:08
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40:08In this episode of the Ottawa Real Estate Podcast, hosts Paul Stevenson, Greg Campbell, and David Warren dive into the pressing issue of decreased immigration and its impact on Canada's economy. The guys discuss how immigration has traditionally propped up the economy and the potential fallout of recent declines. They explore the implications for b…
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The Ottawa Real Estate Podcast - October 23rd 2024
41:01
41:01
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41:01In this episode of the Ottawa Real Estate Podcast, hosts Greg Campbell and David Warren cover a range of critical topics for home buyers and investors. They discuss the nuances of obtaining home insurance for properties with wood stoves, fireplaces, and Poly B piping, emphasizing the importance of wet certificates. The episode also dives into signi…
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The Ottawa Real Estate Podcast - October 16th 2024
29:53
29:53
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29:53In this comprehensive episode, we dive into the multifaceted impacts of economic shifts on the Canadian market. Paul Stevenson discusses the looming U.S. presidential election and its influence on mortgage rates, with an emphasis on locking in rates amidst price stabilization. We address the alarming rise in income inequality in Canada and its impl…
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The Ottawa Real Estate Podcast - October 9th 2024
34:38
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34:38Join hosts Paul Stevenson, David Warren, and Greg Campbell in this episode as they delve into the current state of Ottawa's real estate market and economic factors impacting the industry. They discuss the challenges faced by businesses, the influence of interest rates on construction and renovations, and the effects of U.S. economic shifts on Canad…
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The Ottawa Real Estate Podcast - October 2nd 2024
41:07
41:07
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41:07Tune in to the latest episode of the Ottawa Real Estate Podcast as hosts Paul Stevenson and David Warren discuss critical topics in the world of real estate and mortgages. This week, they explore the myths and realities of mortgage financing for retirees, the impact of market strategies like pricing below market value, and the implications of recen…
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The Ottawa Real Estate Podcast - September 25th 2024
33:21
33:21
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33:21Join hosts Paul Stevenson, David Warren, and Greg Campbell as they dive into the latest trends and insights in Ottawa's real estate and mortgage markets. This episode discusses the current state of townhome availability, fluctuating mortgage rates, and the shift towards returning to the office in Ontario and Nova Scotia. They also explore the impac…
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The Ottawa Real Estate Podcast - September 18th 2024
38:39
38:39
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38:39The Ottawa Real Estate Podcast returns! We’ve updated the flow of the show to bring you more consistent top notch real estate knowledge on the Ottawa and Canadian markets. In this episode of The Ottawa Real Estate Podcast, hosts Paul Stevenson, Greg Campbell, and David Warren discuss recent government changes impacting the Ottawa housing market, in…
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The Ottawa Real Estate Podcast - September 11th 2024
44:22
44:22
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44:22The Ottawa Real Estate Podcast returns! We’ve updated the flow of the show to bring you more consistent top notch real estate knowledge on the Ottawa and Canadian markets. 00:00 Intro 07:44 In the News 16:55 Latest Rates 24:02 Market Stats 37:59 This Week’s Definition: Open Term 40:34 Mood Boosts and Outro Links from this episode: Get in touch with…
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The Ottawa Real Estate Podcast - July 31st 2024
26:09
26:09
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26:09We need your feedback to make the show better! https://docs.google.com/forms/d/e/1FAIpQLSfqz49wYU77sASITlvpCJDyv_cupf1AeC26LmA6FGylvo4-xA/viewform The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and Centum and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group. It’s time for our summer break, we t…
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The Ottawa Real Estate Podcast - July 24th 2024
33:36
33:36
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33:36The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and Centum and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group. This week TOREP discusses the apparent market stalemate with sellers looking for top dollar and buyers happy to wait them out, and we look ahead to what the market could resemble in 6…
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The Ottawa Real Estate Podcast - July 17th 2024
39:45
39:45
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39:45The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and Centum and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group. Paul and Greg discuss rates, what they’re seeing in the Ottawa market, how to get more house for your money and strange new build floorplans. 00:00 Rates and Approvals 15:13 Consideri…
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The Ottawa Real Estate Podcast - July 10th 2024
38:26
38:26
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38:26The Ottawa Real Estate Podcast is sponsored by Guertin Poirier Law and Centum and brought to you by Referral Mortgages, PaulStevenson.ca and The Campbell-Maric Group. Inventory in Ottawa is at levels not seen since 2018, stats from June are in, we discuss a change in government and whether or not it will have an immediate effect on house prices, an…
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