Best Usage Rate Podcasts (2025)

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NBL SuperCoach - Round 10 - Injuries suck 22:45

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6d ago22:45

22:45

Hughesy discusses the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://www.footytips.c…

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Usage rates for #ClipVol and #MLSN on golf courses in New York 27:58

20d ago27:58

27:58

The New York Golf Economic & Environmental Impact Report has interesting results for MLSN and ClipVol usage in New York. 58% of golf courses measure clipping volume and 47% interpret soil tests using MLSN. Blog post: https://www.asianturfgrass.com/post/survey-says-mlsn-clipping-volume-golf-courses-new-york/ Full report: https://www.newyorkgolfimpac…

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Thanksgiving Savings You’ll Actually Notice and Tax Filing Tips for Common Law Couples 24:42

3d ago24:42

24:42

Learn how to save on Thanksgiving dinner and decide if filing taxes jointly makes sense for common law couples. How can you trim your Thanksgiving costs without skimping on the feast? Should common law spouses file taxes jointly or separately? Hosts Sean Pyles and Elizabeth Ayoola dig into tax choices for couples to help you understand which filing…

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Generational Wealth Built from Scratch and an Emergency Fund on a Deadline 39:47

6d ago39:47

39:47

Learn how first-generation earners build wealth and how to grow an emergency fund before a possible job loss. How do first-generation earners start and protect generational wealth? How can you bulk up an emergency fund fast if layoffs are looming? Hosts Sean Pyles and Elizabeth Ayoola discuss first-generation wealth building and how to build an eme…

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College Planning, Financial Aid Myths & Admission Strategies: Reverse Interview for the Financial Planning Association of New England | EP 19 53:03

10d ago53:03

53:03

Facing the looming cost of college? You’re not alone—countless families struggle to crack the code on paying for higher education without jeopardizing their financial future. In this special episode, you get to hear me (your host, Jack Wang) being interviewed by Kathleen Keneally and Michael Connaughton on the Wicked Pissah Podcast to share actiona…

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IRA Conversion Strategies and Reading Economic Signals During a Shutdown 23:24

10d ago23:24

23:24

Discover how current economic data affect you and decide if a Roth or Traditional IRA is the most appropriate option for your retirement savings. What’s happening with layoffs and the economy right now? How should you be thinking about the data used to determine the economy's health, and what does it mean for your personal finances? Hosts Elizabeth…

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First-Generation Wealth Building and the Truth About Stablecoin Yields 41:30

13d ago41:30

41:30

Learn how first-generation wealth builders create financial freedom and what stablecoins could mean for your savings. How do you build wealth when you’re the first in your family to be able to do so? And can stablecoins really out-earn your savings account? Host Elizabeth Ayoola and Sean Pyles explore generational wealth-building and the myths and …

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NBL SuperCoach - Round 9 - Don't Get Stung 44:41

13d ago44:41

44:41

Hughesy and Darey discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://www.foo…

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The right rate for N and sand topdressing: how I do it 22:48

15d ago22:48

22:48

I explain how I answered a couple questions about how much N and how much sand a particular grass might require. Specifically, I recommend adjusting N based on #ClipVol and sand based on #OM246. Blog post discussed: https://www.asianturfgrass.com/post/sand-nitrogen-measuring-guessing/ OM246 calculator: https://asianturfgrass.shinyapps.io/om246/ Rea…

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Open Enrollment 2026: How to Choose Dental, Vision, Life and Disability (Plus: When to Refinance a Home) 37:23

17d ago37:23

37:23

Learn how to pick dental, vision, life, and disability coverage with confidence, and when refinancing a home can actually save you money. Is now a good time to refinance your mortgage? Which open enrollment benefits are worth it this year? Hosts Sean Pyles and Elizabeth Ayoola talk to an expert about the ins and outs of open enrollment in 2026. But…

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NBL SuperCoach - Round 8 - Fool on you? 22:21

19d ago22:21

22:21

Hughesy flying solo (and sick) this week for a quick turnaround before Round 8 kicks off! He'll talk you through how to Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week…

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Healthcare Open Enrollment Tips for 2026 and a Catch-Up Plan for Retirement 34:38

20d ago34:38

34:38

Learn how to pick the right health plan for your situation and build a stronger retirement even if you feel behind. How do you choose the best health plan during open enrollment? What can you do to secure retirement if savings feel like they’re falling short? In the first of a two-part series, hosts Sean Pyles and Elizabeth Ayoola break down open e…

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How to Budget Better With Your Partner and Why Scam Calls Are Surging 36:09

24d ago36:09

36:09

Learn how to spot shutdown-era scams and build a budget that works even when you and your partner disagree. How can you protect yourself from shutdown-era scams? How do you build a household budget when you and your partner see money differently? Hosts Sean Pyles and Elizabeth Ayoola share strategies to figure out a household budget when you and yo…

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NBL SuperCoach - Round 7 - Kendric Davis come and save us 47:55

27d ago47:55

47:55

The BIG 3 are back on! Ep of the year thus far! We'll talk you through how to Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping:…

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Big Event Budgeting and Credit Monitoring: What to Know Before You Swipe 36:30

27d ago36:30

36:30

Learn how to get and read your free credit reports and spot red flags so you can protect your score and money. How do you set a realistic budget for a big life event without guilt? What’s the foolproof way to get and read your free credit reports? In this episode, hosts Sean Pyles and Elizabeth Ayoola discuss wedding budgeting and credit monitoring…

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How She Won $1Million in College Scholarships: Nia Grant’s Story | Ep 18 28:48

1M ago28:48

28:48

Think covering college costs with scholarships is impossible? Regret waiting until senior year to think about paying for college? Nia Grant is here to help you stop panicking about how to cover college costs, and, instead, start helping your teen find and apply for scholarships like it’s their full-time job. Nia was a senior in high school when she…

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Invest or Pay Down Debt? Plus How to Save Big This Holiday Season 23:36

1M ago23:36

23:36

Learn how to handle holiday shopping in an increasingly expensive spending environment. Plus, lightning round insights around debt, investing, and savings goals. How should you prepare for holiday shopping when tariffs and inflation are leading to higher prices? When should you prioritize paying off your mortgage versus investing in the market? Hos…

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NBL SuperCoach - Round 6 - Bryce to be back! 29:16

1M ago29:16

29:16

Hughesy flying solo with some little messages from the DareDog to spice things up! We'll talk you through how to Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join …

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Are You Covered? Hidden Gaps in Life Insurance That Could Cost Your Family 38:59

1M ago38:59

38:59

Learn how to choose term vs whole life insurance and calculate your coverage so your family stays protected. How much life insurance do you really need? Which is smarter, term or whole life? Hosts Sean Pyles and Elizabeth Ayoola discuss recent smart, fun, and dumb spending to spark a quick audit of your own money habits, then pivot to right-sizing …

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What Home Sellers Can Legally Hide and How to Master Irregular Bills 34:24

1M ago34:24

34:24

Learn how to plan for surprise bills and what to ask about a home’s past so your budget and buying feel stress free. Do sellers have to disclose deaths, crimes or “hauntings” in a home? How can you budget for irregular expenses without daily tracking? Hosts Sean Pyles and Elizabeth Ayoola open a spooky episode with housing Nerds Holden Lewis and Ka…

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NBL SuperCoach - Round 5 - Oh Rillie? 46:26

1M ago46:26

46:26

The band is back together - sort of.. Join us as we discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 30593…

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Feeling Burned Out? How to Know When to Quit Your Job — and What to Do First 38:36

1M ago38:36

38:36

Learn how your habits and the cash and cards in your wallet reveal your money mindset, then learn how to know when it’s time to quit your job. What amount of cash should you keep on hand? Should you “quiet quit” or make a clean break from your job? Hosts Sean Pyles and Elizabeth Ayoola discuss everyday wallet decisions and career change trade-offs …

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Getting Specialized College Funding and Admissions Help Instead of Cookie-Cutter Advice | EP 17 29:44

2M ago29:44

29:44

Choosing where your kid will attend to college and deciding how to pay for it are two HUGE, potentially life-changing decisions, both for the child and the parents - particularly those from lower-income or first-generation backgrounds, making admissions and financial guidance in this area essential. You shouldn’t have to choose between funding coll…

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What Fewer Earnings Reports Could Mean for Investors and How to Teach Kids About Money (Video Episode) 39:55

2M ago39:55

39:55

In this special video episode, learn what proposed stock market rule changes could mean for your portfolio and how to grow your teen’s money skills. Will corporate earnings reports soon shift from quarterly to twice a year? And what could new rules about day trading mean for everyday investors? Hosts Sean Pyles and Elizabeth Ayoola team up with sen…

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Fertilizer quotes from Piper, Oakley, and Arthur, and #MLSN 35:43

2M ago35:43

35:43

Piper and Oakley wrote that "there is nothing mysteriously beneficial in their formulas" and that mixed fertilizers are "extensively advertised" but "are not to be recommended." Arthur wrote that soil testing is a "commercial gimmick" and that fine turf with clippings collected needs only "a little nitrogen in spring, no phosphates, and very little…

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NBL SuperCoach - Round 4 - Ah McGee, you've filled me with glee 38:14

2M ago38:14

38:14

The band is back together - sort of.. Join us as we discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 30593…

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Watch the Nerds Sweat It Out: Hot Wings Meet Hot Money Takes (Video Episode) 44:26

2M ago44:26

44:26

In this special video episode, Sean and Elizabeth and special guests eat spicy wings and share hot takes on saving versus investing, inflation, crypto, and when to trade up for an electric vehicle. When should you prioritize investing over traditional savings? How do you know when to keep repairing your car versus trading it in for something new, l…

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Budget Rehab: What Our Hosts’ Spending Reveals About Smarter Money Moves (Video Episode) 37:33

2M ago37:33

37:33

In this special video episode, Sean and Elizabeth give each other a “budget rehab,” revealing their own budgets to help you fix yours. How can you feel more in control of your spending? How can you plan for irregular expenses like credit card annual fees or surprise bills? In this video episode, hosts Sean Pyles and Elizabeth Ayoola give each other…

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Turfgrass soil sample depth, and what a pesticide-free golf course looks like (photo gallery) 43:13

2M ago43:13

43:13

I explain why I recommend collecting soil nutrient samples to a 10 cm (4 inch depth). I also discuss the importance of repeated soil sampling in order to check the change in test results over time. I look at a photo gallery from the 2025 Danish Golf Championship. Posts discussed include: https://www.asianturfgrass.com/post/recommended-soil-sampling…

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NBL SuperCoach - Round 3 - Swipe Right for Singles 30:45

2M ago30:45

30:45

Hughesy and Darey discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://www.foo…

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Stop Overpaying With Miles: The Redemption Rules Smart Travelers Use in 2025 44:03

2M ago44:03

44:03

In a special presentation of Smart Travel, learn what your points and miles are really worth in 2025 — and why the answer might change how you book travel. Should you take a $650 flight voucher or 32,500 miles? How much are your points and miles actually worth? Smart Travel hosts Sally French and Meghan Coyle break down the latest NerdWallet valuat…

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Military Families: How to Use VA Benefits to Further Your Kids’ Education | EP 16 29:44

2M ago29:44

29:44

Are you a veteran or service member trying to figure out how to send your kid to college? You probably know there are some serious educational benefits available, but perhaps you aren’t sure how to tap into them or whether you can pass them to your kids. Today, Kate Horrell and Jack Wang discuss VA Education Benefits’ transfer rules, eligible recip…

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Stay Ahead of a Government Shutdown and Learn How to Invest Extra Money Wisely 31:06

2M ago31:06

31:06

Learn how to prepare for a government shutdown and where to put $600 a month after building your emergency fund. What happens in a federal government shutdown? Where should you put $600/month after funding an emergency cushion? Hosts Sean Pyles and Elizabeth Ayoola discuss the looming shutdown before answering a listener’s question about where to a…

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NBL SuperCoach Round 2 - Beat the 'who now'? 39:08

2M ago39:08

39:08

Hughesy and Darey discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://www.foo…

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Preparing Finances for Fall and How to Help Parents Who Haven’t Saved Enough 30:34

2M ago30:34

30:34

Learn how to prepare your finances for fall and support aging parents who have limited retirement savings. How can you check in on your finances this fall? What’s the best way to help parents with little savings retire? Hosts Sean Pyles and Elizabeth Ayoola explain how you can give yourself a fall financial check-in before they answer a listener’s …

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The Fed Just Cut Rates — Here’s How to Make the Most of It (Plus: How to Freeze Your Credit) 28:51

2M ago28:51

28:51

Learn how the Fed rate cut impacts loans and savings, then find out when to freeze your credit and how to do it fast. What does a Federal Reserve rate cut mean for your wallet? Should you freeze your credit if an internet provider runs a soft pull? Hosts Sean Pyles and Elizabeth Ayoola kick off this episode with senior news writer Anna Helhoski to …

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Round 1 is here! 40:06

2M ago40:06

40:06

Hughesy and Barry discuss the most important things for NBL's Beat the Coach, injury watch, their new segment 'The Pyramid', everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://www.footytips.com.au/comps/Usage_Rate Thanks to our sponsors! Jibba's Hot Sauce Whitehwak Apparel D…

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Tap to Pay, Tap to Overspend? Mobile Wallet Traps and Money Conversations That Pay Off 29:47

2M ago29:47

29:47

Learn if digital wallets make you overspend and how simple habits can help you stay on budget. How do you start money conversations that actually help? Do mobile wallets make you overspend? Hosts Sean Pyles and Elizabeth Ayoola discuss intentional money conversations and the psychology of paying by phone vs. card vs. cash to help you control spendi…

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Ways to Pay for College: Gifting, Shifting, Loans, and More | Ep 15 24:58

2M ago24:58

24:58

When you’re facing any large purchase, there are two major questions you must answer: How do I lower the cost? What’s the best way to pay for it? While you’ve heard about student loans, 529 plans, and, potentially, other options to help you finance college costs, the best way for YOU to pay for college for your student is likely a unique combinatio…

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AI Stocks May Be in a Bubble, and Car Prices Could Rise Soon — Here’s What to Know 33:24

2M ago33:24

33:24

Learn how to think about AI stocks and decide if now’s the time to buy a car, including how to choose between 48- and 60-month loans. Are AI stocks in a bubble? Should you buy a car now or wait? Hosts Sean Pyles and Elizabeth Ayoola discuss AI-driven market euphoria and today’s car-buying math to help you understand how to balance risk in your inve…

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Release Time 13:47

2M ago13:47

13:47

We are on! Not the way we all thought but we are on! Tune in to hear Hughesy's thoughts and what we have to offer for NBL26! League code: 305932

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Estate Planning Made Simple and How to Handle Family Loans 32:09

3M ago32:09

32:09

Learn how to build a simple estate plan and lend or repay family money without hurting your relationships. What’s the first thing to do when creating an estate plan? What’s the smartest way to handle loans between friends or family? Hosts Sean Pyles and Elizabeth Ayoola break down estate-planning basics like wills, revocable trusts, living wills/ad…

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Why Refis Are Spiking and How to Optimize Your 401k Target-Date Fund for Long-Term Growth 28:02

3M ago28:02

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you unde…

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Post Blitz #2 43:25

3M ago43:25

43:25

Blitz is done. SuperCoach STILL isn't open; but we are pretending that it is and blowing out the cobwebs.. Join us as we comprehensively cover players that caught our eye at the Blitz, review our predictions and answer yoUR questions!

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Post Blitz #1 52:49

3M ago52:49

52:49

Blitz is done. SuperCoach isn't open; but we are pretending that it is and blowing out the cobwebs.. Join us as we comprehensively cover players that caught our eye at the Blitz, review our predictions and answer yoUR questions!

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Smart Buying Tips from Your Mama’s Kitchen and How to Change Banks Wisely 36:39

3M ago36:39

36:39

Find out when it’s worth splurging on kitchen gear and how to switch banks without losing your financial footing. What kitchen tools are actually worth the money? Is switching to an online bank really worth the hassle? Hosts Sean Pyles and Elizabeth Ayoola discuss the value of investing in high-quality kitchen gear and what to consider when moving …

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Unlocking Financial Success for College Students with Budgeting and Credit Usage Education | Ep 14 23:43

3M ago23:43

23:43

Understanding how your credit score works and actively working to improve it can open up doors to better financial opportunities. One of the biggest mistakes college students make when it comes to credit is overspending and not keeping track of their expenses. My guest today, Brittany Greene, focuses on providing financial education and resources t…

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How to Talk Finances Before Cohabitating, and Why Coffee and Tea Prices Are Surging 32:19

3M ago32:19

32:19

Before cohabiting, how do you talk about finances without conflict? Plus: the global forces pushing up your coffee and tea bill. Why are your daily coffee, tea, or matcha drinks costing more? What financial conversations should you have with your partner before signing a lease together? Hosts Sean Pyles and Elizabeth Ayoola explore rising beverage …

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Bank Account Denied? Overcome Verification Hurdles and Maximize Sign-Up Bonuses 26:32

3M ago26:32

26:32

Learn about banking blacklists and how to decide when sign-up bonuses are worth your time and money. Why might you get denied when trying to open a new bank account online, even if all your information is correct? When are bank account sign-up bonuses really worth pursuing? Hosts Sean Pyles and Elizabeth Ayoola explain how banks verify identities, …

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The Short Grammar book and summer internships with Jim Huntoon 1:04:39

3M ago1:04:39

1:04:39

My Short Grammar of Greenkeeping book is one of the required books for turf class at Horry-Georgetown Technical College in South Carolina. Professor Jim Huntoon joined me to discuss the book, why he uses it for teaching, and how the internship (or summer cooperative work experience) program works. We discussed this post: https://www.asianturfgrass.…