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Hi, I'm Van Richards. Welcome to the Retirement Learning Lab. I'm a financial advisor, and I can help you to grow your financial knowledge so you can be in control of your financial future. With investments, I teach you how to simplify the investment process. With retirement, I teach techniques to maximize income, reduce confusion, and reduce the probability of failure. I help you go from being insecure about your financial decisions to be in control of your financial future. DISCLOSURE: Lis ...
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From Insecure to In Control: Your Retirement Transformation
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Send us a text In this enlightening episode of The Retirement Learning Lab, host Van Richards tackles one of retirement's most universal challenges: transforming uncertainty into confidence. Drawing from over 30 years of experience helping people prepare for retirement, Van addresses those middle-of-the-night worries that plague so many pre-retiree…
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From Retirement Terrified to Financially Confident
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Send us a text Are you avoiding planning for retirement because it feels overwhelming? You're not alone. In this episode of The Retirement Learning Lab, host Van Richards tackles retirement anxiety head-on with practical, actionable strategies to transform your financial future. Recent surveys show a troubling 79% of Americans believe we face a ret…
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Send us a text In this illuminating episode of The Retirement Learing Lab, Chartered Financial Consultant Van Richards tackles one of today's most pressing economic concerns: how tariffs are reshaping retirement planning landscapes. As global trade policies continue to evolve, many Americans are left wondering how these macroeconomic shifts might a…
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Send us a text With all that is happening in the world, you may be asking yourself, does asset allocation still work? Is how you divided your investments doing what it should? In today’s video, you’ll find the answer. Plus, there is a great free tool to show you some examples of asset allocation that is intended to help you control the risk of inve…
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Do You Unknowingly Own Russian Stocks? What now?
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Send us a text If you own a retirement account like a 401k, you probably split your savings up among a few different types of investments. A lot of people use investment models provided by their employers. And a lot of you don't really know which stocks or bonds your investments have. And really that is OK. The idea of investing in a mutual fund, a…
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Starbucks (SBUX) Stock Analysis - Here is Starbucks' competitive edge.
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Send us a text Starbucks' stock value has been hit hard by the pandemic. But they do have a competitive edge. Growing your financial knowledge is what can put you in control of your financial future. The centerpiece of today's analysis is the six characteristics that set Starbucks apart from its competition. #1 streamlined business operations. #2 m…
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Verizon Stock Analysis, Buy, Sell or Hold
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Send us a text For only the second time in 137 years, AT&T cut its dividend. That had to be like a gut punch for a lot of AT&T shareholders who were relying upon those dividends. So, is there still profit available in the wireless industry? Every month that I pay my AT&T Uverse bill, I think, how could this company not make money? But maybe I just …
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Enterprise Products Stock Analysis + Dividends, Taxes and Retirement
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Send us a text EPD has one of the highest dividend rates of any large publicly traded company. This week I'll discuss the stock's potential role in retirement savings. This week I discuss the stock's potential role in retirement savings. EPD is a prime example of a company that appears to be managed to pay its shareholders dividends as opposed to i…
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Genuine Parts Company, 270 million used cars 'drive' this stock.
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Send us a text In today's podcast, I dive deep into three fundamental analysis characteristics of Genuine Parts Company. GPC is a value stock that pays dividends. It makes it a good candidate for some retirement accounts. But I don't look at everything through rose-colored glasses. Increasing costs and expenses are weighing on GPC. But I discuss ho…
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Send us a textBy Van Richards, ChFC®
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Daily Stock Analysis– Mortgage-backed REITs, high dividends, and potential perils
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Send us a text REITs or real estate investment trusts have been around since 1960. REITs allow investors to invest in real estate without direct ownership. This investment vehicle can be simple or incredibly complicated. Many people are attracted to the high current dividends. There can also be an illusion of safety because the mortgages used in so…
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Daily Stock Analysis– Spotify – how can it grow after posting losses? Incredibly Spotify does.
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Send us a text Spotify has beat back the Goliaths of the music and podcast world. When you think of streaming music and podcast, investors may think that Amazon, Apple, and Google dominate everything. That is wrong! Spotify is not as diversified as Amazon, Apple, or Google, but it is growing in the land of giants. The company is focusing only on cu…
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Daily Stock Analysis– ExOne, can sand & metal 3D printers shorten the industrial supply chain?
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Send us a text ExOne is not your average 3D printer manufacture. ExOne develops and manufactures 3D printers for rapid prototyping and manufacturing of industrial parts and components. The market for industrial 3D printing is vast. The challenge is getting industry on board. The question investors should be asking is this. Can 3D printing be cost-e…
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Daily Stock Analysis – GE has strong cash flow, but will the winter storms affect renewables?
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Send us a text GE was once one of the largest companies in the world. They have lost about two-thirds of their value since 2015. But their turnaround is looking good. They have a strong cash flow. They are also one of the largest manufactures of wind turbines used in the State of Texas. How will the recent winter storms affect their future? That is…
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Daily Stock Analysis – Zoetis, the world's largest animal health company. Is it recession-proof?
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Send us a text Zoetis is the world's largest animal health company. Zoetis may very well be a recession-proof company. Despite the pandemic, Zoetis has prospered. The majority of the company's revenues come from the companion animal market. The stay-at-home phenomena have increased pet ownership and made pet owners more aware of their pet's physica…
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Daily Stock Analysis – BNY Mellon – Even financial giants grapple with COVID 19 impact.
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Send us a text Bank of New York Mellon Corporation is like a giant, spinning plates while skating on ice. While that may seem impossible, BNY Mellon is handling the pressure with grace. Service fees generate about 80% of BNY Mellon's revenue. Most of their seven lines of business continue to produce but at a level rate. Hopefully, 2021 may change t…
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Daily Stock Analysis – Energy Transfer – should you choose a stock because of its dividend?
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Send us a text Energy Transfer has one of the furthest reaching networks of oil and gas in the US. But projects like the Dakota Access Pipeline illustrates the difficulty that may lie ahead. How will earnings be affected for Energy Transfer if the DAPL halts transporting oil? Energy Transfer's dividends are incredibly high, and the stock price is r…
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Daily Stock Analysis – Macerich Company -will it be the next "Short Squeeze" or not?
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Send us a text Macerich is one of the most highly shorted stocks in the market now. What's that mean??? Could it be the next GameStop or AMC? Maybe or maybe not. The interesting thing about Macerich is its valuation. Today, I talk more about short selling and its effect on companies like Macerich. That is what I am talking about today on the Daily …
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Daily Stock Analysis – Munich RE – Climate change profit and coping with the pandemic.
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Send us a text Munich RE is one of the most stable reinsurance companies in the world. But they are not isolated from the effects of the coronavirus pandemic. Losses are mounting. However, insuring climate change related events and circumstances have bolstered Munich RE's profits. Don't let the complexity deter you from learning about this 140-year…
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Daily Stock Analysis – Snam owns most of the gas infrastructure in Italy. How are the dividends?
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Send us a text Most investors looking for dividend-paying stocks don't look to Europe. That could be a mistake. As Europe works to gain independence from Russian gas supplies, Italian gas supplier Snam fills the gap. And it pays dividends. But how secure are they? That is what I am talking about today on the Daily Stock Analysis. If you'd like to v…
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Daily Stock Analysis – Opendoor strives to disrupt the home buying market. Can they?
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Send us a text Opendoor is an iBuyer for the home real estate market. They portray a simple certain, fast and safe way to buy and sell a home, all online. Opendoor has been around since 2014. But they came to life as a public company through a SPAC. How do they compete, and how do they compare. That is what I am talking about today on the Daily Sto…
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Daily Stock Analysis – Steris keeps medical procedures infection free! Is it profitable???
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Send us a text Steris is an Irish (former US) company specializing in helping medical facilities keep procedures infection-free. The pandemic has slowed growth from surgeries, but what about the push to keep medical facilities COVID free? Will the surgery business recover soon, and how are they affected by the recent acquisition of competitor Cante…
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Daily Stock Analysis – Home Depot – Stimulus may boost growth even more!
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Send us a text Home Depot's growth over the past year has been good. The stay-at-home phenomenon has ignited a home improvement boom. How will more government stimulus to consumers affect their future growth? Plus, are they drowning out their competition? Maybe not. That is what I am talking about today on the Daily Stock Analysis. Listen, learn, s…
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Daily Stock Analysis – Pfizer is the top COVID-19 vaccine maker. How are earnings affected?
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Send us a text Daily Stock Analysis – Pfizer is the top COVID-19 vaccine maker. How are earnings affected? Many people only know Pfizer as a COVID-19 vaccine maker. Their vaccine could turn the tide against the spread of the coronavirus. But how much will that affect their earnings? With six business units, vaccines are only one. Plus, it is not th…
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Daily Stock Analysis – Salesforce.com has had an amazing year. Can it continue?
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Send us a text The past year has affected many businesses in different ways. Salesforce.com has been in a unique position. When business revenues are being squeezed, they offer ways to get more. As a result, Salesforce.com revenues have skyrocketed. But can it continue at this pace? Today we talk about their business and profits. That is what I am …
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Daily Stock Analysis – John Wiley & Sons– Online learning surges profits
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Send us a text John Wiley & Sons is one of the foremost global academic publishers. The coronavirus pandemic has been a notorious revealer of trends and weaknesses in the economy. The pandemic has accelerated the trend to online learning and John Wiley & Sons have benefited. But is that trend here to stay. Today we talk about their business and pro…
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Daily Stock Analysis – Compass Minerals International – the profits in salt mining & sales.
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Send us a text Compass Minerals International specializes in one thing, salt. But salt is used in so many ways. Salt has been used by humankind for thousands of years. Today's usage is vastly different than in centuries past. Early Egyptians first traded salt in the form of salted fish. Food still benefits from salt. But it's also used to clear icy…
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Daily Stock Analysis – Innovative Industrial Properties – specializing in medical cannabis
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Send us a text In California, The Compassionate Use Act of 1996 made it the first state to legalize medical marijuana for patients with chronic illnesses. Since then, several other states have also made medical use of cannabis legal. Innovative Industrial Properties specializes in properties for the cultivation, processing, and retail sales of medi…
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Send us a text On the Daily Stock Analysis, you can learn how to identify stocks that may fit your investment preferences. In this trailer, you'll learn three simple characteristics that can be used to identify stocks that may fit your preferences. Subscribe and begin learning how to achieve your investment objectives today. To see and listen to th…
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