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It’s a given for many college students that they’ll begin their adult lives with student loan debt. For the author of a new memoir, the experience was extreme.


At 22 years old, Kristin Collier walked into a bank to apply for a credit card. She walked out with the knowledge that somehow, she already owed more than $200,000. Her mother had taken out the loans in her name, without her consent.


Collier confronts that debt — and the way debt shapes life in the United States — in the book, “What Debt Demands: Family, Betrayal and Precarity in a Broken System.”


She lives in Minneapolis and joined Minnesota Now guest host Chris Farrell to talk about the book.

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