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Episode Summary:

In this eye-opening premiere episode, Lizzette Muniz debunks the "full coverage" illusion and explains critical insurance gaps that leave drivers vulnerable after accidents. The discussion breaks down liability, SUM/UIM, and collision coverage, why opting out is risky, and simple steps to upgrade protection without breaking the bank.

Key Timestamps:

00:01 - Show Introduction

00:30 - Bronx Roots → Justice Calling

01:30 - “Full Coverage” = Sales Myth

02:30 - Liability vs. SUM/UIM vs. Collision

03:30 - Disclaimers: Lapsed or Silent Drivers

04:30 - Opt-Out Trap → Zero Recovery

05:30 - Raise Liability → Unlock SUM Boost

06:30 - $6–7 for Peace of Mind

07:30 - NYC Congestion + E-Scooters

08:30 - Dec Page + Quote + Shop

09:30 - Closing & Call to Action

About the Show:

"Muniz Legal Podcast: From Injury to Inheritance" guides New Yorkers from accident recovery to legacy protection. Lizzette Muniz, founder of Muniz Legal, delivers bilingual strategies in English and Spanish for maximum compensation and ironclad estate plans.

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