Are you trying to figure out which mortgage loan is right for you? Whether you're a first-time homebuyer, real estate investor, or someone rebuilding your credit, this episode breaks down FHA, Conventional, VA, USDA, Jumbo, and Non-QM loans in a way that’s easy to understand and based on real industry experience.

Mortgage Loan Officer Ebonie Beaco (NMLS #2389954) explains how each program works, who qualifies, and how to avoid the common mistakes borrowers make when choosing a loan.

❌ COMMON BORROWER ERRORS YOU’LL AVOID AFTER WATCHING THIS VIDEO

Most buyers make these mistakes — but you won’t after this episode:

• Thinking FHA is only for “low income borrowers”
• Assuming Conventional is always better because it sounds “standard”
• Believing you need 20% down for ANY mortgage
• Not knowing VA loans require zero mortgage insurance
• Overlooking USDA because they assume they don’t live “rural enough”
• Choosing a loan based on the lowest rate, instead of the best long-term cost
• Misunderstanding how credit scores truly affect interest rates
• Believing they “don’t qualify for anything” without seeing real numbers first
• Using online calculators and thinking the estimate is accurate for their situation
• Not realizing self-employed borrowers often qualify under Non-QM or bank statement loans

These mistakes cost people thousands of dollars and delay their ability to buy a home or expand their portfolio.
This episode ensures you don’t make them.

You’ll learn how lenders actually match borrowers with the right loan, what red flags to avoid, and how to position yourself to qualify for the best financing possible — whether you're buying your first home or your fifth investment property.

Ready to explore your loan options, understand what you qualify for, or start your pre-approval?

📍 Visit: www.HomeLoansNetwork.com
📞 Call/Text: 312-392-0664
👤 Loan Officer: Ebonie Beaco – NMLS #2389954
🏡 Home Loans Network – Powered by Morty (NMLS #1429243)

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At Home Loans Network, we are always looking to partner with realtors, insurance agents, builders, developers, and real estate attorneys to interview and feature on the podcast. If you're a professional who wants to share your expertise, we’d love to collaborate with you. BOOK HERE

And to our listeners — your questions matter. We want to hear from you, feature your questions, and answer them on future episodes. Don’t hesitate to reach out and let us know what you’d like to learn more about!

📞 Call or Text: 312-392-0664
🌐 www.HomeLoansNetwork.com
👩‍💼 Ebonie Beaco – NMLS #2389954
🏢 Home Loans Network – Powered by Morty (NMLS #1429243)